4726 Bay Point Road A208, Panama City, FL 32408 (MLS# 783086)

4726 Bay Point Road A208, Panama City, FL 32408

New Listing

$288,000

Virtual Tour

https://www.mlsvideotours.com/MLS/hvbpvideo/mls.mp4

New Kitchen with new island/breakfast bar with granite countertops on all counters and under cabinet lighting

New Kitchen with new island/breakfast bar with granite countertops on all counters. View from the living room looking into kitchen area.

New Kitchen with new island/breakfast bar with granite countertops on all counters. View from the living room looking into kitchen area. Staged with AI

New Kitchen with new island/breakfast bar with granite countertops on all counters

New Kitchen Lighting with Kitchen renovations

New Kitchen Island with soft close drawers & cabinets

Living Room open to the kitchen. All new flooring throughout the Condo

Living Room open to the kitchen. All new flooring throughout the Condo. Staged with AI

Full renovated Bathroom with granite countertop

Master separate Sink & make up area/room with two built in closets

Property Type: Residential Bedrooms: 1 Baths: 1 Square Footage: 900 Lot Size (sq. ft.): 257 Status: Active

Current Price: $288,000 List Date: 7/01/2026 Last Modified: 7/01/2026

Overview

Description

***Just listed as SHORT SALE & offers must be approved by the Bank. ***Fully Renovated Waterfront Condo – Harbor Villas at Bay Point Wake up to sweeping, unobstructed views of Point South Marina from this beautifully updated condo in the highly desirable Harbor Villas community. Every detail has been thoughtfully curated to deliver comfort, style, and the ultimate coastal lifestyle. Why You'll Love This Home: ***Prime Location – Enjoy all the perks of beach living without the noise, crowds, or traffic ***Peace of Mind – A safe, quiet, and well-maintained community with friendly, welcoming neighbors. Fully Gated entrance with security personnel, ***Lifestyle Living – Take in vibrant sunsets over the marina year-round from the comfort of your own home ***Move-In Ready – Fully renovated interior featuring modern finishes, quality craftsmanship, and thoughtful upgrades throughout Harbor Villas isn't just a place to live — it's a community. With its unbeatable location, w … (Read more) ***Just listed as SHORT SALE & offers must be approved by the Bank. ***Fully Renovated Waterfront Condo – Harbor Villas at Bay Point Wake up to sweeping, unobstructed views of Point South Marina from this beautifully updated condo in the highly desirable Harbor Villas community. Every detail has been thoughtfully curated to deliver comfort, style, and the ultimate coastal lifestyle. Why You’ll Love This Home: ***Prime Location – Enjoy all the perks of beach living without the noise, crowds, or traffic ***Peace of Mind – A safe, quiet, and well-maintained community with friendly, welcoming neighbors. Fully Gated entrance with security personnel, ***Lifestyle Living – Take in vibrant sunsets over the marina year-round from the comfort of your own home ***Move-In Ready – Fully renovated interior featuring modern finishes, quality craftsmanship, and thoughtful upgrades throughout Harbor Villas isn’t just a place to live — it’s a community. With its unbeatable location, warm atmosphere, and postcard-worthy water views, this condo offers the perfect blend of tranquility and convenience. Don’t miss your chance to own a slice of coastal paradise. Bay Point Golf Club also at Bay Point! The only Nicklaus Design course in NW Florida, stretching 7100 yards, is sure to test every club in your bag. The signature island hole # 5 is just one of many that make this course stand out from the competition. A ”must play” in PCB. Bar 72 offers lunch daily, breakfast Saturday and Sunday, a local favorite. 2016, 2021,2022 US Open Local Qualifying Site. **NEW Pool available for usage with boat slip rental **Yacht Club membership available **Jack Nicholas Golf course available **Deep Sea Fishing ventures available and the 2026 Billfish tournament will have prize money exceeding $1 million dollars! This location is great for residential or increasing your investment portfolio. Short & Long Term Rentals are allowed. Book your appointment today. Don’t delay as this was just listed as a SHORT SALE.

Listing Details MLS# 783086

Contract Info

List Price/SqFt: 320

Location

Area: 03 – Bay County – Beach
Street #: 4726
Street Name: Bay Point
Street Suffix: Road
Unit #: A208
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0319 – Beach – East
Subdivision: Bay Point Harbour Villas
Community/Resort: Bay Point Condos
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 31416-019-000
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: South on Navy Blvd, left on magnolia beach dr, right onto Jan Cooley Road
Legal Description: BAY POINT HARBOUR VILLAS, INC UNIT #A-208 EFF 1B ORB 389 P 343 . ORB 4175 P 1845

General Property Info

Sub-Type: Condominium
Floor Number: 2
Design: Low-Rise (1-3 floors)
Apx SqFt(Htd/Cooled): 900
SqFt Source: Prop App Site
Full Baths: Yes
Total Baths: Yes
# of Stories in Building: 2
Year Built: 1981
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: 10×25
Acreage: 0.01
Lot Size (SqFt): 257
Pool: No

Listing Info, Tax and Legal

Homestead: Yes
HOA Fee: Yes
HOA Amount: 345
HOA Frequency: Monthly
HOA Annual Amount: 4140
Is Subject Leased: No
New Buyer Fee: No
Last Taxes: 854
Last Tax Year: 2024
Brokerage Interest: Familial Interest – Listing Broker/Licensee related to owner.
As Is: Yes
Condo Doc: Yes

Remarks & Misc

Remarks: ***Just listed as SHORT SALE & offers must be approved by the Bank. ***Fully Renovated Waterfront Condo – Harbor Villas at Bay Point Wake up to sweeping, unobstructed views of Point South Marina from this beautifully updated condo in the highly desirable Harbor Villas community. Every detail has been thoughtfully curated to deliver comfort, style, and the ultimate coastal lifestyle. Why You'll Love This Home: ***Prime Location – Enjoy all the perks of beach living without the noise, crowds, or traffic ***Peace of Mind – A safe, quiet, and well-maintained community with friendly, welcoming neighbors. Fully Gated entrance with security personnel, ***Lifestyle Living – Take in vibrant sunsets over the marina year-round from the comfort of your own home ***Move-In Ready – Fully renovated interior featuring modern finishes, quality craftsmanship, and thoughtful upgrades throughout Harbor Villas isn't just a place to live — it's a community. With its unbeatable location, warm atmosphere, and postcard-worthy water views, this condo offers the perfect blend of tranquility and convenience. Don't miss your chance to own a slice of coastal paradise. Bay Point Golf Club also at Bay Point! The only Nicklaus Design course in NW Florida, stretching 7100 yards, is sure to test every club in your bag. The signature island hole # 5 is just one of many that make this course stand out from the competition. A ''must play'' in PCB. Bar 72 offers lunch daily, breakfast Saturday and Sunday, a local favorite. 2016, 2021,2022 US Open Local Qualifying Site. **NEW Pool available for usage with boat slip rental **Yacht Club membership available **Jack Nicholas Golf course available **Deep Sea Fishing ventures available and the 2026 Billfish tournament will have prize money exceeding $1 million dollars! This location is great for residential or increasing your investment portfolio. Short & Long Term Rentals are allowed. Book your appointment today. Don't delay as this was just listed as a SHORT SALE.

Appliances

Dishwasher: Yes
ENERGY STAR Qualified Appliances: Yes
Microwave: Yes
Range – Electric: Yes
Range Hood: Yes
Refrigerator: Yes
Washer/Dryer Stacked: Yes
Water Heater – Electric: Yes

More Information

Interior Features

Breakfast Bar: Yes
Ceiling – Crwn Molding: Yes
Floor – Vinyl Plank: Yes
Kitchen Island: Yes
Lighting – Recessed: Yes
Pantry: Yes
Window – Treatment All: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Roof – Composite Shngl: Yes
Siding – Stucco: Yes

Exterior

Double Pane Windows: Yes
Porch Covered: Yes
Storm Windows: Yes

Waterfront Feature

Boat Launch: Yes
Boat Slip: Yes
Dock: Yes
Bulkhead/Seawall: Yes

Farm Info

Irrigation System: Yes

Association Fees Include

Accounting: Yes
Ground Keeping: Yes
Insurance: Yes
Management: Yes
Marina: Yes
Repairs/Maintenance: Yes
Security: Yes
Sewer: Yes
Water: Yes
Irrigation: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Interior

Insulated Doors: Yes
Insulated Floors: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Features

Close to Clubhouse: Yes
Near Beach Access: Yes
Near Public Boat Ramp: Yes
On Golf Course: Yes
Sidewalk: Yes
Waterfront: Yes

Lot Access

City Street: Yes
Gated Access: Yes
Paved Road: Yes

Parking Features

Assigned: Yes
Parking Lot: Yes
Paved: Yes

Present Zoning

Resid Single Family: Yes

Association Amenities

Dumpster: Yes
Fishing: Yes
Gated Community: Yes
Retail Shops: Yes
Security-24 hour: Yes
Waterfront: Yes
Recreation Facilities: Yes
Sidewalks: Yes

Rooms

Bedroom: Yes
Kitchen: Yes
Living Room: Yes

Showing

ShowingTime: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Garbage: Yes
Internet – Broadband Available: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Bay: Yes

Sale Type

As Is: Yes

Waterfront Type

Bay/Harbor: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes
ENERGY STAR Qualified Equipment: Yes
Heat Pump: Yes

Heating

Central: Yes
Electric: Yes
ENERGY STAR Qualified Equipment: Yes
Heat Pump: Yes

Primary Bath/Primary Bdrm

MBath Shower/Tub Combo: Yes

Security Features

24 Hour Security: Yes
Building Security: Yes
Fire Alarm: Yes
Gated Community: Yes
Gated with Guard: Yes
Security Gate: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Dishwasher; ENERGY STAR Qualified Appliances; Microwave; Range – Electric; Range Hood; Refrigerator; Washer/Dryer Stacked; Water Heater – Electric Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric; ENERGY STAR Qualified Equipment; Heat Pump Heating: Central; Electric; ENERGY STAR Qualified Equipment; Heat Pump Exterior: Double Pane Windows; Porch Covered; Storm Windows Farm Info: Irrigation System Association Fees Include: Accounting; Insurance; Irrigation; Ground Keeping; Repairs/Maintenance; Management; Marina; Security; Sewer; Water Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Interior: Insulated Doors; Insulated Floors Kitchen: First Living Room: First Lot Features: Close to Clubhouse; Near Beach Access; Near Public Boat Ramp; On Golf Course; Sidewalk; Waterfront Lot Access: City Street; Gated Access; Paved Road Security Features: 24 Hour Security; Building Security; Fire Alarm; Gated Community; Gated with Guard; Security Gate; Smoke Detector(s) Parking Features: Assigned; Parking Lot; Paved Association Amenities: Dumpster; Fishing; Gated Community; Recreation Facilities; Retail Shops; Security-24 hour; Sidewalks; Waterfront Rooms: Bedroom; Kitchen; Living Room Sale Type: As Is Showing: ShowingTime Utilities: TV Cable; Electricity – Connected; Garbage; Internet – Broadband Available; Public Sewer – Connected; Public Water – Connected Waterfront Type: Bay/Harbor Waterfront Feature: Boat Launch; Boat Slip; Bulkhead/Seawall; Dock; Bulkhead/Seawall Waterview: Bay Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Bedroom	First	20 x 10.5	20.00	10.50	Over-sized to allow for sitting area overlooking Marina & Bay
Living Room	First	33 x 13.5	33.00	13.50	New paint & flooring
Kitchen	First	9 x 8	9.00	8.00	All new cabinets & appliances

Listing Office: ERA Neubauer Real Estate Inc

Last Updated: July – 01 – 2026

Information deemed reliable but not guaranteed.