4962 Prater Road, Panama City, FL 32404 (MLS# 793840)

4962 Prater Road, Panama City, FL 32404

New Listing

$459,000

Pool 2, basketball and pickleball courts

all_floors_4962_prater_road_panama_city_

Pool 2 with basketball and pickle ball courts

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,301 Lot Size (sq. ft.): 7,841 Status: Active

Current Price: $459,000 List Date: 8/11/2026 Last Modified: 8/11/2026

Overview

Description

INCREDIBLE OPPORTUNITY! THE VICTORIA WITH OVER $50,000 IN ADDITIONAL UPGRADES AND LESS THAN ONE YEAR OLD! This home is truly one of a kind! Welcome to The Victoria, one of Liberty's most popular floor plans, offering 2,301 square feet of spacious open-concept living with 4 bedrooms, 3 bathrooms, a 2-car garage, and a beautiful backyard overlooking the pond. With large, covered front and back porches, Hardie siding, and an open, inviting layout, this home offers an impressive combination of space, style, and functionality. What truly sets this immaculate Victoria apart are all the thoughtful touches, both inside and out. More than $50,000 in additional owner-added upgrades and improvements have been carefully incorporated into the home, from the extensive professional landscaping to the custom interior finishes, expanded outdoor living space, and additional storage. From the moment you arrive, the attention to detail is evident. The large covered front porch has been professionally e … (Read more) INCREDIBLE OPPORTUNITY! THE VICTORIA WITH OVER $50,000 IN ADDITIONAL UPGRADES AND LESS THAN ONE YEAR OLD! This home is truly one of a kind! Welcome to The Victoria, one of Liberty’s most popular floor plans, offering 2,301 square feet of spacious open-concept living with 4 bedrooms, 3 bathrooms, a 2-car garage, and a beautiful backyard overlooking the pond. With large, covered front and back porches, Hardie siding, and an open, inviting layout, this home offers an impressive combination of space, style, and functionality. What truly sets this immaculate Victoria apart are all the thoughtful touches, both inside and out. More than $50,000 in additional owner-added upgrades and improvements have been carefully incorporated into the home, from the extensive professional landscaping to the custom interior finishes, expanded outdoor living space, and additional storage. From the moment you arrive, the attention to detail is evident. The large covered front porch has been professionally epoxied, while the custom landscaping and custom decorative concrete edging create a striking curb appeal. Going well beyond the traditional front-yard landscaping, this home features thoughtfully designed landscaping that extends around all four sides and along the rear property, creating a beautifully finished look from every angle. The outdoor plantings include a 21-foot palm, a crepe myrtle tree, a 6-foot red Japanese maple, Little Gem magnolia, 6-foot holly, an extensive variety of bedding plants with landscape fabric providing weed protection beneath the mulch. A 25-foot flagpole adds another distinctive touch to the front of the property. Step inside the home to discover the carefully selected finishes throughout. The kitchen features elegant quartz countertops along with upgraded Samsung appliances, including the microwave, dishwasher, slide-in stove, and decorative refrigerator with changeable-color panels. A custom kitchen backsplash, unique pendant lighting, and high-end dining room chandelier further enhance the open kitchen and dining areas. The spacious family room features a tray ceiling and has been customized with an electric fireplace and bump-out wall, six 55-inch decorative floating shelves, and two 55-inch custom cabinets, creating not only an attractive focal point for the main living area, but also providing additional storage. The refined details continue through the home with upgraded lever-style door handles, custom room-darkening shades in the primary bedroom, faux wood blinds in all three guest rooms, draperies and hardware as hung, and automatic on/off lighting in the pantry, half bath, and primary closet. Additional closet shelving provides even more storage, while the laundry room includes a 60-inch decorative floating shelf. Meticulous care is evident throughout this home, extending even into the two-car garage. The garage floor has been professionally epoxied, an upgraded garage door opener has been installed, and extensive shelving provides additional organization. Attic stairs and added attic flooring create valuable overhead storage space. Continue through the home to one of its standout features – the gorgeous outdoor living area. The covered back porch opens to an impressive 35′ x 15′ lanai extension finished with heavy duty no-see-um screen and overlooking the pond and the beautifully designed planter areas. Both the original lanai floor and the newly added extension have been professionally epoxied, creating a large, finished outdoor living space perfect for relaxing, entertaining, or simply enjoying the backyard and water view. Whole-house gutters and downspouts as well as two motion sensor coach lights, and large hose reels on each side of the home have also been added, along with a decorative wooden plant hanger post with a night light. A second Ring doorbell has been installed by the back door for additional security and convenience.

Supplements: Liberty features underground utilities, helping reduce exposure to severe-weather damage and potentially providing fewer outages and more reliable service. Residents also enjoy access to two amenity centers featuring two community pools, a club house, children's splash pad, playground, well-equipped fitness center, and basketball and pickle ball co … (Read more)

Listing Details MLS# 793840

Contract Info

List Price/SqFt: 199.48

Location

Area: 05 – Bay County – East
Street #: 4962
Street Name: Prater
Street Suffix: Road
State: FL
Zip Code: 32404
County: Bay
Sub Area: 0515 – Bay East – Bayou George
Subdivision: Liberty
Community/Resort: None
Waterfront: No
Parcel ID: 05903-250-136
Elementary School: Tommy Smith
Middle School: Merritt Brown
High School: Rutherford
Directions: Traveling North on Hwy 231 turn right on Star Avenue. Go approximately one mile to Liberty on the left. Turn on Liberty Blvd and follow to Prater Road.
Legal Description: LIBERTY PH 4 LOT 68

General Property Info

Sub-Type: Detached Single Family
Design: Craftsman Style
Apx SqFt(Htd/Cooled): 2301
SqFt Source: Prop App Site
Full Baths: 2
Half Baths: Yes
Total Baths: 3
Accessory Dwelling Unit: No
Year Built: 2025
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Driveway Spaces: 2
Lot Dimensions: 65.0 ft x 125.0 ft
Acreage: 0.18
Lot Size (SqFt): 7841
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 79
HOA Frequency: Monthly
HOA Annual Amount: 948
New Buyer Fee: Yes
Last Taxes: 1038.34
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes

Remarks & Misc

Remarks: INCREDIBLE OPPORTUNITY! THE VICTORIA WITH OVER $50,000 IN ADDITIONAL UPGRADES AND LESS THAN ONE YEAR OLD! This home is truly one of a kind! Welcome to The Victoria, one of Liberty's most popular floor plans, offering 2,301 square feet of spacious open-concept living with 4 bedrooms, 3 bathrooms, a 2-car garage, and a beautiful backyard overlooking the pond. With large, covered front and back porches, Hardie siding, and an open, inviting layout, this home offers an impressive combination of space, style, and functionality. What truly sets this immaculate Victoria apart are all the thoughtful touches, both inside and out. More than $50,000 in additional owner-added upgrades and improvements have been carefully incorporated into the home, from the extensive professional landscaping to the custom interior finishes, expanded outdoor living space, and additional storage. From the moment you arrive, the attention to detail is evident. The large covered front porch has been professionally epoxied, while the custom landscaping and custom decorative concrete edging create a striking curb appeal. Going well beyond the traditional front-yard landscaping, this home features thoughtfully designed landscaping that extends around all four sides and along the rear property, creating a beautifully finished look from every angle. The outdoor plantings include a 21-foot palm, a crepe myrtle tree, a 6-foot red Japanese maple, Little Gem magnolia, 6-foot holly, an extensive variety of bedding plants with landscape fabric providing weed protection beneath the mulch. A 25-foot flagpole adds another distinctive touch to the front of the property. Step inside the home to discover the carefully selected finishes throughout. The kitchen features elegant quartz countertops along with upgraded Samsung appliances, including the microwave, dishwasher, slide-in stove, and decorative refrigerator with changeable-color panels. A custom kitchen backsplash, unique pendant lighting, and high-end dining room chandelier further enhance the open kitchen and dining areas. The spacious family room features a tray ceiling and has been customized with an electric fireplace and bump-out wall, six 55-inch decorative floating shelves, and two 55-inch custom cabinets, creating not only an attractive focal point for the main living area, but also providing additional storage. The refined details continue through the home with upgraded lever-style door handles, custom room-darkening shades in the primary bedroom, faux wood blinds in all three guest rooms, draperies and hardware as hung, and automatic on/off lighting in the pantry, half bath, and primary closet. Additional closet shelving provides even more storage, while the laundry room includes a 60-inch decorative floating shelf. Meticulous care is evident throughout this home, extending even into the two-car garage. The garage floor has been professionally epoxied, an upgraded garage door opener has been installed, and extensive shelving provides additional organization. Attic stairs and added attic flooring create valuable overhead storage space. Continue through the home to one of its standout features – the gorgeous outdoor living area. The covered back porch opens to an impressive 35' x 15' lanai extension finished with heavy duty no-see-um screen and overlooking the pond and the beautifully designed planter areas. Both the original lanai floor and the newly added extension have been professionally epoxied, creating a large, finished outdoor living space perfect for relaxing, entertaining, or simply enjoying the backyard and water view. Whole-house gutters and downspouts as well as two motion sensor coach lights, and large hose reels on each side of the home have also been added, along with a decorative wooden plant hanger post with a night light. A second Ring doorbell has been installed by the back door for additional security and convenience.

Breakfast Room

First: Yes

More Information

Pool Features

Inground: Yes
Pool House: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Microwave: Yes
Oven – Electric: Yes
Refrigerator: Yes

Interior Features

Floor – Vinyl Plank: Yes
Kitchen Island: Yes
Pantry: Yes
Window – Treatment Some: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Roof – Composite Shngl: Yes
Siding – Hardie Board: Yes
Trim – Hardie Board: Yes
Trim – Vinyl: Yes

Exterior

Patio Covered: Yes
Patio Enclosed: Yes
Porch Covered: Yes
Porch Screened: Yes
Sprinkler System: Yes

Association Fees Include

Accounting: Yes
BBQ Pit/Grill: Yes
Community Room: Yes
Exercise Room: Yes
Management: Yes
Pavilion/Gazebo: Yes
Playground: Yes
Pool: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Interior

Ceiling – Tray: Yes
Floor – Carpet: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Features

Covenants & Rescrictions: Yes
Landscaped: Yes
Sidewalk: Yes

Lot Access

City Street: Yes

Parking Features

Driveway: Yes
Garage Attached: Yes

Present Zoning

Resid Single Family: Yes

Association Amenities

BBQ Pit/Grill: Yes
Community Room: Yes
Exercise Room: Yes
Pool: Yes

Rooms

Bedroom: Yes
Breakfast Room: Yes
Kitchen: Yes
Living Room: Yes
Primary Bedroom: Yes

Utilities

Electricity – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Sale Type

As Is: Yes

Primary Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Central Air: Yes

Heating

Central: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Separate Shwr: Yes
MBath Tub – Soaking: Yes
MBed First Floor: Yes

Property Features

Appliances: Dishwasher; Disposal; Microwave; Oven – Electric; Refrigerator Primary Bedroom: First Bedroom: First Cooling: Central Air Heating: Central Exterior: Patio Covered; Patio Enclosed; Porch Covered; Porch Screened; Sprinkler System Association Fees Include: Accounting; BBQ Pit/Grill; Community Room; Exercise Room; Management; Pavilion/Gazebo; Playground; Pool Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Interior: Ceiling – Tray; Floor – Carpet Kitchen: First Living Room: First Lot Features: Covenants & Rescrictions; Landscaped; Sidewalk Lot Access: City Street Breakfast Room: First Pool Features: Inground; Pool House Parking Features: Driveway; Garage Attached Association Amenities: BBQ Pit/Grill; Community Room; Exercise Room; Pool Rooms: Bedroom; Breakfast Room; Kitchen; Living Room; Primary Bedroom Sale Type: As Is Utilities: Electricity – Connected; Public Sewer – Connected; Public Water – Connected Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Primary Bedroom	First	16 x 13	16.00	13.00
Bedroom	First	12 x 11	12.00	11.00
Bedroom	First	12 x 11	12.00	11.00
Bedroom	First	14 x 11	14.00	11.00
Living Room	First	22 x 20	22.00	20.00
Kitchen	First	17 x 14	17.00	14.00
Breakfast Room	First	14 x 8	14.00	8.00

Listing Office: Keller Williams Success Realty

Last Updated: August – 11 – 2026

Information deemed reliable but not guaranteed.