5095 Pine Ridge Drive, Chipley, FL 32428 (MLS# 785291)

5095 Pine Ridge Drive, Chipley, FL 32428

$269,999

Property Type: Residential Bedrooms: 1 Baths: 1 Square Footage: 1,140 Lot Size (sq. ft.): 67,518 Status: Pending

Current Price: $269,999 List Date: 2/15/2026 Last Modified: 6/30/2026

Overview

Description

One-of-a-kind waterfront retreat on beautiful Piney Lake! This unique property offers the perfect blend of functionality and breathtaking views, featuring a climatized 3-car garage on the ground level with a thoughtfully designed 1 bedroom, 1 bath home above to capture the best lakefront scenery. Step inside to find rich hardwood floors and an open-concept living area that flows seamlessly into the eat-in kitchen equipped with granite countertops, tile flooring, and an abundance of cabinetry. The bathroom features tile floors, a custom tiled shower, and a convenient laundry area for added functionality. The bedroom is a true highlight, offering direct access to a private balcony overlooking the lake, the perfect spot to enjoy your morning coffee or unwind with sunset views. Whether you're looking for a weekend getaway, investment opportunity, or full-time lakefront living, this property delivers charm, versatility, and unbeatable views, all located approximately 35 minutes from Panama … (Read more)

Listing Details MLS# 785291

Contract Info

List Price/SqFt: 236.84

Location

Area: 10 – Washington County
Street #: 5095
Street Name: Pine Ridge
Street Suffix: Drive
State: FL
Zip Code: 32428
County: Washington
Sub Area: 1002 – Washington SE
Subdivision: Pine Lake Estates
Community/Resort: None
Waterfront: Yes
Gulf Access: No
Parcel ID: 00000000-00-3136-0219
Directions: From Chipley head south on Hwy 77. Travel approximately 21 miles and take a left onto Rolling Pines Road then take a right onto Pine Ridge Drive, home is located down on the left. Sign up.
Legal Description: LOT 19 PINE LAKE ESTATES PHASE II 1.11 AC OR 572 P 561, AND PART OF LOT 18.

General Property Info

Sub-Type: Detached Single Family
Design: Other
Apx SqFt(Htd/Cooled): 1140
SqFt Source: Prop App Site
Full Baths: Yes
Total Baths: Yes
Year Built: 2007
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 3
Lot Dimensions: 109x663x116x613
Acreage: 1.55
Lot Size (SqFt): 67518
Pool: No

Status Change Info

Under Contract Date: 2026-06-30

Listing Info, Tax and Legal

HOA Fee: No
New Buyer Fee: No
Last Taxes: 2349
Last Tax Year: 2025
Brokerage Interest: No Interest

Remarks & Misc

Remarks: One-of-a-kind waterfront retreat on beautiful Piney Lake! This unique property offers the perfect blend of functionality and breathtaking views, featuring a climatized 3-car garage on the ground level with a thoughtfully designed 1 bedroom, 1 bath home above to capture the best lakefront scenery. Step inside to find rich hardwood floors and an open-concept living area that flows seamlessly into the eat-in kitchen equipped with granite countertops, tile flooring, and an abundance of cabinetry. The bathroom features tile floors, a custom tiled shower, and a convenient laundry area for added functionality. The bedroom is a true highlight, offering direct access to a private balcony overlooking the lake, the perfect spot to enjoy your morning coffee or unwind with sunset views. Whether you're looking for a weekend getaway, investment opportunity, or full-time lakefront living, this property delivers charm, versatility, and unbeatable views, all located approximately 35 minutes from Panama City Beach, home to ''The World's Most Beautiful Beaches.''

More Information

Appliances

Dishwasher: Yes
Microwave: Yes
Range – Electric: Yes
Refrigerator: Yes

Interior Features

Ceiling – Cathedral: Yes
Floor – Hardwood: Yes
Floor – Tile: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Roof – Composite Shngl: Yes
Siding – Stone: Yes

Exterior

Balcony: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
USDA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Kitchen

Second: Yes

Living Room

Second: Yes

Lot Features

Cleared: Yes
Waterfront: Yes

Lot Access

Paved Road: Yes

Parking Features

Driveway: Yes
Garage Attached: Yes

Rooms

Bedroom: Yes
Kitchen: Yes
Living Room: Yes

Showing

ShowingTime: Yes

Utilities

Electricity – Connected: Yes
Private Well: Yes
Septic Tank: Yes

Waterview

Lake: Yes

Waterfront Type

Lakefront: Yes

Bedroom

Second: Yes

Cooling

Central Air: Yes
Mini-Split/Ductless: Yes

Heating

Central: Yes

Property Features

Appliances: Dishwasher; Microwave; Range – Electric; Refrigerator Bedroom: Second Cooling: Central Air; Mini-Split/Ductless Heating: Central Exterior: Balcony Financing: Cash; Conventional; FHA; USDA; VA Furnished: Unfurnished Kitchen: Second Living Room: Second Lot Features: Cleared; Waterfront Lot Access: Paved Road Parking Features: Driveway; Garage Attached Rooms: Bedroom; Kitchen; Living Room Showing: ShowingTime Utilities: Electricity – Connected; Private Well; Septic Tank Waterfront Type: Lakefront Waterview: Lake

Room Information

Room Name	Level	Dimensions	Length	Width
Living Room	Second	18.3 x 19.1	18.30	19.10
Kitchen	Second	9.1 x 13.9	9.10	13.90
Bedroom	Second	29.7 x 19.1	29.70	19.10

Listing Office: SOUTHERN WAY REALTY, INC.

Last Updated: June – 30 – 2026

Information deemed reliable but not guaranteed.