5108 Blue Harbor Drive, Panama City, FL 32404 (MLS# 795522)

5108 Blue Harbor Drive, Panama City, FL 32404

New Listing

$490,000

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Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 2,722 Lot Size (sq. ft.): 4,356 Status: Active

Current Price: $490,000 List Date: 9/17/2026 Last Modified: 9/17/2026

Overview

Description

DEEP-WATER ACCESS, BOAT LIFT & 16-FOOT-WIDE BOAT SLIP! Welcome to Paradise on Pitts Bayou, where you can spend your weekends on the boat instead of in the yard! With water deep enough for boats with up to a 6-foot draft, a 16-foot-wide boat slip with a boat lift, and a full-service marina just a quarter mile away, getting out on the water couldn't be easier. Inside, you'll find impressive 10-foot ceilings, recessed lighting, and a spacious, thoughtfully designed layout. The kitchen features wood cabinetry, granite countertops, and a large breakfast bar with seating for six. Just off the kitchen, a full-sized washer and dryer are tucked behind double doors with plenty of shelving for storage. The double garage is more than just parking, offering an outdoor shower, laundry sink, shelving, and generous counter space for tools, projects, and hobbies. A convenient half bath and sizable storage closet are also located nearby. The living area is truly the heart of the home, featuring … (Read more)

Listing Details MLS# 795522

Contract Info

List Price/SqFt: 180.01

Location

Area: 02 – Bay County – Central
Street #: 5108
Street Name: Blue Harbor
Street Suffix: Drive
State: FL
Zip Code: 32404
County: Bay
Sub Area: 0202 – Bay – Central SE
Subdivision: [No Recorded Subdiv]
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 25816-010-000
Elementary School: Parker
Middle School: Rutherford
High School: Rutherford
Directions: From Tyndall Parkway, head east past Pier 98 and turn right onto Blue Harbor Road. Continue approximately halfway down Blue Harbor Road, where you'll find this waterfront unit conveniently located near the center of the community and just a short distance from the dock.
Legal Description: 24 4S 14W -65.4- 119D4 BEG 150' NELY OF INT S LI SEC 24 & W R/W 98 TH NWLY 324.83' NELY 87.54' FOR POB TH NWLY 147.24' NELY 8.28' SELY 10.40' NELY 19.22' SELY 19.88' NELY 2.50' SELY 121.79' SWLY 23.51' TO POB AKA LOT 4(INC BOAT SLIP /LIFT) ORB 4585 P 1822

General Property Info

Sub-Type: Attached Single Unit
Design: Townhome
Apx SqFt(Htd/Cooled): 2722
SqFt Source: Prop App Site
Full Baths: 2
Half Baths: Yes
Total Baths: 3
Accessory Dwelling Unit: No
Year Built: 1999
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Driveway Spaces: 2
Assigned Spaces: 2
Lot Dimensions: 0 x 0
Acreage: 0.1
Lot Size (SqFt): 4356
Pool: No

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 215
HOA Frequency: Monthly
HOA Annual Amount: 2580
New Buyer Fee: No
Last Taxes: 5808.3
Last Tax Year: 2025
Brokerage Interest: No Interest

Remarks & Misc

Remarks: DEEP-WATER ACCESS, BOAT LIFT & 16-FOOT-WIDE BOAT SLIP! Welcome to Paradise on Pitts Bayou, where you can spend your weekends on the boat instead of in the yard! With water deep enough for boats with up to a 6-foot draft, a 16-foot-wide boat slip with a boat lift, and a full-service marina just a quarter mile away, getting out on the water couldn't be easier. Inside, you'll find impressive 10-foot ceilings, recessed lighting, and a spacious, thoughtfully designed layout. The kitchen features wood cabinetry, granite countertops, and a large breakfast bar with seating for six. Just off the kitchen, a full-sized washer and dryer are tucked behind double doors with plenty of shelving for storage. The double garage is more than just parking, offering an outdoor shower, laundry sink, shelving, and generous counter space for tools, projects, and hobbies. A convenient half bath and sizable storage closet are also located nearby. The living area is truly the heart of the home, featuring upgraded lighting, soaring ceilings, and large glass sliding doors that open to an expansive covered porch. Take in the beautiful views of Pitts Bayou while enjoying your morning coffee, entertaining friends, or watching the sunset at the end of the day. Upstairs, the waterfront primary bedroom offers a private covered balcony and vaulted ceiling, along with a walk-in closet, soaking tub, and separate shower. Two additional spacious bedrooms and a full bathroom are located on the opposite side of the home, providing comfortable space for family or guests. With its combination of boating convenience, beautiful views, spacious living areas, and thoughtful extras, this home is ready to make waterfront living part of your everyday life. Come see why Paradise on Pitts Bayou could be your next home!

Balcony

Second: Yes

More Information

Deck/Patio

First: Yes

Garage

First: Yes

Laundry

First: Yes

Interior Features

Ceiling – Cathedral: Yes
Floor – Hardwood: Yes
Floor – Tile: Yes
Lighting – Recessed: Yes
Pantry: Yes

Construction/Siding

Siding – Metal: Yes
Siding – Stucco: Yes

Exterior

Balcony: Yes
Shower: Yes
Patio Covered: Yes

Waterfront Feature

Boatlift: Yes
Dock: Yes

Association Fees Include

Accounting: Yes
Dock: Yes
Ground Keeping: Yes
Legal: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes
Other: Yes

Furnished

Unfurnished: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Features

Landscaped: Yes

Present Zoning

Resid Single Family: Yes

Association Amenities

Dock: Yes

Rooms

Balcony: Yes
Bedroom: Yes
Deck/Patio: Yes
Garage: Yes
Half Bathroom: Yes
Kitchen: Yes
Laundry: Yes
Living Room: Yes
Primary Bathroom: Yes
Primary Bedroom: Yes

Showing

ShowingTime: Yes

Utilities

Cable – Available: Yes
Electricity – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Bayou: Yes

Half Bathroom

First: Yes

Waterfront Type

Bayou w/ Gulf Access: Yes

Primary Bedroom

Second: Yes

Bedroom

Second: Yes

Heating

Central: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Separate Shwr: Yes
MBath Tub – Soaking: Yes
MBath Walk-In Closet: Yes
MBed Balcony: Yes
MBed Waterfront: Yes

Primary Bathroom

Second: Yes

Property Features

Half Bathroom: First Primary Bedroom: Second Bedroom: Second Heating: Central Exterior: Balcony; Shower; Patio Covered Association Fees Include: Accounting; Dock; Legal; Ground Keeping Financing: Cash; Conventional; FHA; VA; Other Furnished: Unfurnished Kitchen: First Living Room: First Lot Features: Landscaped Balcony: Second Primary Bathroom: Second Garage: First Laundry: First Association Amenities: Dock Rooms: Balcony; Bedroom; Deck/Patio; Garage; Half Bathroom; Kitchen; Laundry; Living Room; Primary Bathroom; Primary Bedroom Showing: ShowingTime Utilities: Cable – Available; Electricity – Connected; Public Sewer – Connected; Public Water – Connected Waterfront Type: Bayou w/ Gulf Access Waterfront Feature: Boatlift; Dock Waterview: Bayou Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Living Room	First	22 x 19	22.00	19.00	Waterfront
Kitchen	First	20 x 8	20.00	8.00	Waterview
Deck/Patio	First	23 x 16	23.00	16.00	Waterfront
Garage	First	20 x 18	20.00	18.00	Plus Storage Loft
Laundry	First	4 x 6	4.00	6.00
Half Bathroom	First	5 x 5	5.00	5.00
Primary Bedroom	Second	25 x 11	25.00	11.00	Waterfront
Balcony	Second	8 x 4	8.00	4.00	Waterfront
Primary Bathroom	Second	12 x 10	12.00	10.00
Bedroom	Second	12 x 11	12.00	11.00
Bedroom	Second	12 x 11	12.00	11.00
Bedroom	Second	8 x 6	8.00	6.00

Listing Office: Keller Williams Success Realty

Last Updated: September – 17 – 2026

Information deemed reliable but not guaranteed.