5115 Gulf Drive 1403, Panama City, FL 32408 (MLS# 786857)

5115 Gulf Drive 1403, Panama City, FL 32408

$385,900

Property Type: Residential Bedrooms: 1 Baths: 2 Square Footage: 883 Status: Active

Current Price: $385,900 List Date: 3/16/2026 Last Modified: 6/04/2026

Overview

Description

Some beachfront condos sell because they're on the beach. Others stand out because of what buyers experience the moment they walk through the door. Seychelles 1403 is one of those properties. Positioned in the desirable mid-stack of the building, this beautifully maintained Gulf-front residence captures the sweeping views buyers come to Panama City Beach for while offering a floor plan that keeps the emerald waters and sugar-white sand beaches front and center. Expansive 9-foot sliding glass doors flood the living area with natural Florida sunshine and frame breathtaking panoramic Gulf views, creating a bright, open atmosphere that immediately feels like a true coastal retreat. Step onto the private Gulf-front balcony and enjoy the sights and sounds of the beach below. Whether you're starting your day with a cup of coffee or unwinding after an afternoon on the sand, the Gulf provides the perfect backdrop for relaxed beachfront living. Unlike many competing properties, this condo has be … (Read more) Some beachfront condos sell because they’re on the beach. Others stand out because of what buyers experience the moment they walk through the door. Seychelles 1403 is one of those properties. Positioned in the desirable mid-stack of the building, this beautifully maintained Gulf-front residence captures the sweeping views buyers come to Panama City Beach for while offering a floor plan that keeps the emerald waters and sugar-white sand beaches front and center. Expansive 9-foot sliding glass doors flood the living area with natural Florida sunshine and frame breathtaking panoramic Gulf views, creating a bright, open atmosphere that immediately feels like a true coastal retreat. Step onto the private Gulf-front balcony and enjoy the sights and sounds of the beach below. Whether you’re starting your day with a cup of coffee or unwinding after an afternoon on the sand, the Gulf provides the perfect backdrop for relaxed beachfront living. Unlike many competing properties, this condo has been exceptionally well maintained and thoughtfully refreshed, allowing the next owner to begin enjoying it immediately without the need for costly updates or renovations. Recent improvements include new televisions in both the living room and bedroom, all-new rugs throughout the condo and on the balcony, and a complete deep cleaning, ensuring a fresh, turnkey presentation. Luxury vinyl plank flooring throughout and stainless-steel appliances provide a clean, modern, and low-maintenance interior. Offered fully furnished and rental-ready, the condo comfortably accommodates up to six guests with a king-sized bed in the primary suite, built-in hallway bunks, and a sleeper sofa in the living room. Whether you’re seeking a personal beachfront getaway, second home, or income-producing investment property, the flexible floor plan is designed to meet a variety of ownership goals. Adding even more value, quarterly HOA dues cover all major utilities, including electricity, water, cable, and WiFi, helping simplify ownership costs and making budgeting more predictable. Located within the amenity-rich Seychelles Beach Resort, owners and guests enjoy two Gulf-front pools, a hot tub, fitness center, conference room, covered parking garage with convenient walkover access, optional onsite rental management, and strong building security. The resort’s reputation with vacationers, combined with its location on the quieter east end of Panama City Beach near St. Andrews State Park, continues to make it a favorite destination for repeat visitors year after year. Conveniently located near dining, shopping, entertainment, boating, fishing, and outdoor recreation, Seychelles offers the perfect combination of beachfront tranquility and easy access to everything Panama City Beach has to offer. Whether you’re searching for a proven investment property or your own slice of paradise on the World’s Most Beautiful Beaches, Seychelles 1403 delivers the combination buyers value most: spectacular Gulf views, turnkey condition, outstanding amenities, all-inclusive HOA coverage, and a location that continues to attract owners and guests alike. All measurements and information are deemed reliable but should be verified if important.

Listing Details MLS# 786857

Contract Info

List Price/SqFt: 437.03

Location

Area: 03 – Bay County – Beach
Street #: 5115
Street Name: Gulf
Street Suffix: Drive
Unit #: 1403
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0323 – Beach – South of Grand Lagoon
Subdivision: Seychelles Resort Condominium
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 31437-400-119
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: From Front Beach Road and Thomas Drive at Hathaway Bridge go south on Thomas Drive past Captain Andersons and right around the curve. Turn left down Huff St and right onto Gulf Drive. The parking garage is across the street on Gulf Drive.
Legal Description: SEYCHELLES RESORT CONDOMINIUM UNIT 1403 TYPE B ORB 2898 P 1832 1BR/BUNK/2BA . 883 SQ.FT

General Property Info

Sub-Type: Condominium
Floor Number: 14
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 883
SqFt Source: Prop App Site
Full Baths: 2
Total Baths: 2
Year Built: 2006
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: CONDO
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 2369.8
HOA Frequency: Quarterly
HOA Annual Amount: 9479.2
Is Subject Leased: No
New Buyer Fee: No
Last Taxes: 3553
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: Yes

Remarks & Misc

Remarks: Some beachfront condos sell because they're on the beach. Others stand out because of what buyers experience the moment they walk through the door. Seychelles 1403 is one of those properties. Positioned in the desirable mid-stack of the building, this beautifully maintained Gulf-front residence captures the sweeping views buyers come to Panama City Beach for while offering a floor plan that keeps the emerald waters and sugar-white sand beaches front and center. Expansive 9-foot sliding glass doors flood the living area with natural Florida sunshine and frame breathtaking panoramic Gulf views, creating a bright, open atmosphere that immediately feels like a true coastal retreat. Step onto the private Gulf-front balcony and enjoy the sights and sounds of the beach below. Whether you're starting your day with a cup of coffee or unwinding after an afternoon on the sand, the Gulf provides the perfect backdrop for relaxed beachfront living. Unlike many competing properties, this condo has been exceptionally well maintained and thoughtfully refreshed, allowing the next owner to begin enjoying it immediately without the need for costly updates or renovations. Recent improvements include new televisions in both the living room and bedroom, all-new rugs throughout the condo and on the balcony, and a complete deep cleaning, ensuring a fresh, turnkey presentation. Luxury vinyl plank flooring throughout and stainless-steel appliances provide a clean, modern, and low-maintenance interior. Offered fully furnished and rental-ready, the condo comfortably accommodates up to six guests with a king-sized bed in the primary suite, built-in hallway bunks, and a sleeper sofa in the living room. Whether you're seeking a personal beachfront getaway, second home, or income-producing investment property, the flexible floor plan is designed to meet a variety of ownership goals. Adding even more value, quarterly HOA dues cover all major utilities, including electricity, water, cable, and WiFi, helping simplify ownership costs and making budgeting more predictable. Located within the amenity-rich Seychelles Beach Resort, owners and guests enjoy two Gulf-front pools, a hot tub, fitness center, conference room, covered parking garage with convenient walkover access, optional onsite rental management, and strong building security. The resort's reputation with vacationers, combined with its location on the quieter east end of Panama City Beach near St. Andrews State Park, continues to make it a favorite destination for repeat visitors year after year. Conveniently located near dining, shopping, entertainment, boating, fishing, and outdoor recreation, Seychelles offers the perfect combination of beachfront tranquility and easy access to everything Panama City Beach has to offer. Whether you're searching for a proven investment property or your own slice of paradise on the World's Most Beautiful Beaches, Seychelles 1403 delivers the combination buyers value most: spectacular Gulf views, turnkey condition, outstanding amenities, all-inclusive HOA coverage, and a location that continues to attract owners and guests alike. All measurements and information are deemed reliable but should be verified if important.

Pool Features

Inground: Yes

More Information

Appliances

Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Microwave: Yes
Oven – Convection: Yes
Range – Electric: Yes
Refrigerator: Yes
Water Heater – Electric: Yes

Interior Features

Breakfast Bar: Yes
Ceiling – Coffered: Yes
Floor – Vinyl Plank: Yes
Lighting – Recessed: Yes
Window – Treatment All: Yes

Exterior

Balcony: Yes
Sprinkler System: Yes

Association Fees Include

Electricity: Yes
Ground Keeping: Yes
Internet-WiFi: Yes
Pest Control: Yes
Recreational Faclty: Yes
Repairs/Maintenance: Yes
Sewer: Yes
Trash Disposal: Yes
TV Cable: Yes
Water: Yes

Financing

Cash: Yes
Conventional: Yes

Furnished

Furnished: Yes

Interior

Bunk Hallway: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Features

Within 1/2 Mile to Water: Yes

Lot Access

County Road: Yes

Mstr Bath / Mstr Bdrm

MBath Shower/Tub Combo: Yes

Present Zoning

Resid Multi-Family: Yes

Association Amenities

Beach: Yes
Community Room: Yes
Dumpster: Yes
Elevators: Yes
Exercise Room: Yes
Game Room: Yes
Gated Community: Yes
Security-24 hour: Yes
Waterfront: Yes
Whirlpool: Yes
Other – See Remarks: Yes

Rooms

Full Bathroom: Yes
Kitchen: Yes
Living Room: Yes
Master Bedroom: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Phone – Connected: Yes
Public Sewer – Connected: Yes

Waterview

Bay: Yes
Gulf: Yes
Lagoon: Yes

Sale Type

As Is: Yes

Full Bathroom

First: Yes

Waterfront Type

Gulf: Yes

Master Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Security Features

Fire Alarm: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Dishwasher; Disposal; Dryer; Microwave; Oven – Convection; Range – Electric; Refrigerator; Water Heater – Electric Full Bathroom: First Master Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Balcony; Sprinkler System Association Fees Include: TV Cable; Electricity; Internet-WiFi; Ground Keeping; Repairs/Maintenance; Pest Control; Recreational Faclty; Sewer; Trash Disposal; Water Financing: Cash; Conventional Furnished: Furnished Interior: Bunk Hallway Kitchen: First Living Room: First Lot Features: Within 1/2 Mile to Water Lot Access: County Road Pool Features: Inground Security Features: Fire Alarm; Smoke Detector(s) Association Amenities: Beach; Community Room; Dumpster; Elevators; Exercise Room; Game Room; Gated Community; Security-24 hour; Whirlpool; Waterfront; Other – See Remarks Rooms: Full Bathroom; Kitchen; Living Room; Master Bedroom Sale Type: As Is Utilities: TV Cable; Electricity – Connected; Phone – Connected; Public Sewer – Connected Waterfront Type: Gulf Waterview: Bay; Gulf; Lagoon Present Zoning: Resid Multi-Family

Room Information

Room Name	Level	Dimensions	Length	Width
Living Room	First	16 x 13	16.00	13.00
Master Bedroom	First	12 x 10	12.00	10.00
Kitchen	First	8 x 6	8.00	6.00
Full Bathroom	First	8 x 6	8.00	6.00

Listing Office: Keller Williams Realty Emerald

Last Updated: June – 04 – 2026

Information deemed reliable but not guaranteed.