5115 Gulf Drive 903, Panama City, FL 32408 (MLS# 795881)

5115 Gulf Drive 903, Panama City, FL 32408

$400,000

Property Type: Residential Bedrooms: 1 Baths: 2 Square Footage: 883 Status: Active

Current Price: $400,000 List Date: 9/25/2026 Last Modified: 10/13/2026

Overview

Description

Welcome to Seychelles 903, an immaculate turnkey 1-bedroom, 2-bath luxury condo on the quieter east end, giving you a front-row seat to 200 feet of pristine white sand and the emerald Gulf waters. This newly updated condo comfortably sleeps 6, contains recently upgraded furniture, updated bedroom set, HVAC installed in 2020, hot water tank installed in 2022, and new Stationmaster LVP throughout installed 9/1/2026. Adding even more value, quarterly HOA dues cover all major utilities, including electricity, water, cable, and WiFi, helping simplify ownership costs. Located within the amenity-rich Seychelles Beach Resort, owners and guests enjoy two Gulf-front pools, a hot tub, fitness center, conference room, covered parking garage with convenient walkover access, optional onsite rental management, and onsite maintenance and security personnel. Located just steps from Schooners and minutes from St. Andrews State Park, golf, marinas, shopping, dining, and entertainment, this condo is p … (Read more)

Listing Details MLS# 795881

Contract Info

List Price/SqFt: 453

Location

Area: 03 – Bay County – Beach
Street #: 5115
Street Name: Gulf
Street Suffix: Drive
Unit #: 903
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0323 – Beach – South of Grand Lagoon
Subdivision: Seychelles Resort Condominium
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 31437-400-074
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: Off of Thomas Dr, next to Schooners.
Legal Description: SEYCHELLES RESORT CONDOMINIUM UNIT 903 TYPE B ORB 2753 P 1936 1BR/BUNK/2BA ORB 4615 P 940 883 SQ.FT

General Property Info

Sub-Type: Condominium
Floor Number: 9
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 883
SqFt Source: An Appraiser
Full Baths: 2
Total Baths: 2
# of Stories in Building: 22
Accessory Dwelling Unit: No
Year Built: 2006
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 100
Lot Dimensions: 0x0
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 790
HOA Frequency: Monthly
HOA Annual Amount: 9480
New Buyer Fee: No
Last Taxes: 4023.23
Last Tax Year: 2025
Brokerage Interest: Owner Outside Licensee – Owner is a licensed real estate broker or salesperson.
As Is: Yes
Condo Doc: Yes

Remarks & Misc

Remarks: Welcome to Seychelles 903, an immaculate turnkey 1-bedroom, 2-bath luxury condo on the quieter east end, giving you a front-row seat to 200 feet of pristine white sand and the emerald Gulf waters. This newly updated condo comfortably sleeps 6, contains recently upgraded furniture, updated bedroom set, HVAC installed in 2020, hot water tank installed in 2022, and new Stationmaster LVP throughout installed 9/1/2026. Adding even more value, quarterly HOA dues cover all major utilities, including electricity, water, cable, and WiFi, helping simplify ownership costs. Located within the amenity-rich Seychelles Beach Resort, owners and guests enjoy two Gulf-front pools, a hot tub, fitness center, conference room, covered parking garage with convenient walkover access, optional onsite rental management, and onsite maintenance and security personnel. Located just steps from Schooners and minutes from St. Andrews State Park, golf, marinas, shopping, dining, and entertainment, this condo is perfectly positioned for both relaxation and adventure. The resort has a strong reputation with return visitors, and this particular unit comes with a database of direct renters accrued over the years. All future bookings convey as this unit is privately managed.

Pool Features

Heated – Electric: Yes
Inground: Yes

More Information

Appliances

Cooktop – Electric: Yes
Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Freezer: Yes
Microwave: Yes
Oven – Electric: Yes
Washer/Dryer Stacked: Yes
Water Heater – Electric: Yes

Interior Features

Breakfast Bar: Yes
Elevator: Yes
Floor – Vinyl Plank: Yes

Exterior

Balcony: Yes

Waterfront Feature

Shore – Beach: Yes

Association Fees Include

Accounting: Yes
BBQ Pit/Grill: Yes
Dumpster: Yes
Electricity: Yes
Exercise Room: Yes
Ground Keeping: Yes
Internet Service: Yes
Internet-WiFi: Yes
Legal: Yes
Management: Yes
Pest Control: Yes
Security: Yes
Sewer: Yes
Trash Disposal: Yes
TV Cable: Yes
Water: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
Other: Yes

Furnished

Furnished: Yes

Interior

Bunk Hallway: Yes

Kitchen

First: Yes

Living Room

First: Yes

Parking Features

Parking Garage: Yes

Present Zoning

Resort: Yes

Rooms

Kitchen: Yes
Living Room: Yes
Primary Bedroom: Yes

Utilities

TV Cable: Yes
Electricity – Availabile: Yes
Garbage: Yes
Internet – Broadband Available: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Gulf: Yes

Accessibility Features

Accessible Approach with Ramp: Yes
Accessible Entrance: Yes

Sale Type

As Is: Yes

Waterfront Type

Gulf: Yes

Primary Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes

Heating

Central: Yes

Security Features

Building Security: Yes
Closed Circuit Camera(s): Yes
Fire Alarm: Yes
Fire Sprinkler System: Yes
Secured Garage/Parking: Yes
Smoke Detector(s): Yes

Property Features

Accessibility Features: Accessible Approach with Ramp; Accessible Entrance Appliances: Cooktop – Electric; Dishwasher; Disposal; Dryer; Freezer; Microwave; Oven – Electric; Washer/Dryer Stacked; Water Heater – Electric Primary Bedroom: First Cooling: Ceiling Fan(s); Central Air Heating: Central Exterior: Balcony Association Fees Include: Accounting; BBQ Pit/Grill; TV Cable; Dumpster; Electricity; Exercise Room; Internet Service; Internet-WiFi; Legal; Ground Keeping; Management; Pest Control; Security; Sewer; Trash Disposal; Water Financing: Cash; Conventional; FHA; Other Furnished: Furnished Interior: Bunk Hallway Kitchen: First Living Room: First Pool Features: Heated – Electric; Inground Security Features: Building Security; Closed Circuit Camera(s); Fire Alarm; Fire Sprinkler System; Secured Garage/Parking; Smoke Detector(s) Parking Features: Parking Garage Rooms: Kitchen; Living Room; Primary Bedroom Sale Type: As Is Utilities: TV Cable; Electricity – Availabile; Garbage; Internet – Broadband Available; Public Sewer – Connected; Public Water – Connected Waterfront Type: Gulf Waterfront Feature: Shore – Beach Waterview: Gulf Present Zoning: Resort

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Primary Bedroom	First	12 x 10	12.00	10.00	Master bedroom
Living Room	First	16 x 13	16.00	13.00	LR
Kitchen	First	8 x 6	8.00	6.00	Kitchen

Listing Office: EXP Realty LLC

Last Updated: October – 13 – 2026

Information deemed reliable but not guaranteed.