5116 Blue Harbor Drive, Panama City, FL 32404 (MLS# 787303)

5116 Blue Harbor Drive, Panama City, FL 32404

$440,000

Virtual Tour

https://my.matterport.com/show/?m=51qfR4LNnzA

watermark_5116_Blue_Harbor_Dr_Panama_Cit

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 2,355 Status: Active

Current Price: $440,000 List Date: 3/24/2026 Last Modified: 8/04/2026

Overview

Description

Experience the ultimate coastal lifestyle in this stunning end-unit townhome, where breathtaking bayou views and premium amenities create the perfect Florida haven. This two-story gem boasts a private boat slip and a spacious backyard, offering a seamless blend of comfort and waterfront charm. The light-filled interior features updated flooring, a cozy fireplace, and an expansive open layout designed for entertaining, complete with a convenient downstairs half bath. Upstairs, the massive waterfront primary suite serves as a true retreat, featuring a private balcony for soaking in serene sunsets, a huge walk-in closet, and an ensuite with his-and-hers vanities, a jacuzzi tub, and a separate walk-in shower. Practicality meets peace of mind with a two-car garage, storm shutters, and a 2019 metal roof. Perfectly situated just minutes from Tyndall AFB, shopping, and dockside dining–some even accessible by boat–this home is an unbeatable find for year-round living or a weekend escape. T … (Read more)

Listing Details MLS# 787303

Contract Info

List Price/SqFt: 186.84

Location

Area: 02 – Bay County – Central
Street #: 5116
Street Name: Blue Harbor
Street Suffix: Drive
State: FL
Zip Code: 32404
County: Bay
Sub Area: 0202 – Bay – Central SE
Subdivision: No Named Subdivision
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 25816-013-000
Elementary School: Tyndall
Middle School: Rutherford Middle
High School: Rutherford
Directions: From Panama City Mall Head west toward FL-77 S/N Cove Blvd/Martin Luther King Jr Blvd Turn left onto FL-77 S/N Cove Blvd/Martin Luther King Jr Blvd; Use the left 2 lanes to turn left onto US-98 E/E 1
Legal Description: 24 4S 14W -65.8- 119D4 LOT 8: COM AT PT OF INT OF S LN OF SEC & WLY R/W LN OF ST HWY 30 TH NE 150' NW 324.83' NELY 199.18' FOR POB TH NW 156.66' NE 32.09' SE 165.99' SW 30.99' TO POB ORB 4079 P 2222

General Property Info

Sub-Type: Attached Single Unit
Design: Townhome
Apx SqFt(Htd/Cooled): 2355
SqFt Source: Prop App Site
Full Baths: 2
Half Baths: Yes
Total Baths: 3
Year Built: 2000
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Lot Dimensions: 31 x 159 x 30 x 156
Pool: No

Waterfront Feature

Waterfront Feet: 31
Boat Slip: Yes
Dock: Yes

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 215
HOA Frequency: Monthly
HOA Annual Amount: 2580
New Buyer Fee: No
Last Taxes: 5733
Last Tax Year: 2025
Brokerage Interest: No Interest

Remarks & Misc

Remarks: Experience the ultimate coastal lifestyle in this stunning end-unit townhome, where breathtaking bayou views and premium amenities create the perfect Florida haven. This two-story gem boasts a private boat slip and a spacious backyard, offering a seamless blend of comfort and waterfront charm. The light-filled interior features updated flooring, a cozy fireplace, and an expansive open layout designed for entertaining, complete with a convenient downstairs half bath. Upstairs, the massive waterfront primary suite serves as a true retreat, featuring a private balcony for soaking in serene sunsets, a huge walk-in closet, and an ensuite with his-and-hers vanities, a jacuzzi tub, and a separate walk-in shower. Practicality meets peace of mind with a two-car garage, storm shutters, and a 2019 metal roof. Perfectly situated just minutes from Tyndall AFB, shopping, and dockside dining–some even accessible by boat–this home is an unbeatable find for year-round living or a weekend escape. Tour today!

More Information

Bonus Room

Second: Yes

Great Room

First: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Range – Electric: Yes
Refrigerator: Yes
Water Heater – Electric: Yes

Interior Features

Breakfast Bar: Yes
Ceiling – Crwn Molding: Yes
Ceiling – Raised: Yes
Ceiling – Vaulted: Yes
Fireplace: Yes
Floor – Tile: Yes
Floor – Vinyl Plank: Yes
Lighting – Recessed: Yes
Pantry: Yes
Split Bedroom: Yes
Stairs: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Roof – Metal: Yes
Siding – Stucco: Yes

Exterior

Balcony: Yes
Deck Covered: Yes
Hurricane Shutters: Yes
Porch Covered: Yes
Sprinkler System: Yes

Association Fees Include

Accounting: Yes
Boat Slip Usage: Yes
Ground Keeping: Yes
Management: Yes
Trash Disposal: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Interior

Bonus Room: Yes

Kitchen

First: Yes

Lot Features

Landscaped: Yes
Waterfront: Yes

Lot Access

Paved Road: Yes
Private Road: Yes

Parking Features

Driveway: Yes
Garage Attached: Yes
Garage Door Opener: Yes

Present Zoning

Resid Single Family: Yes

Association Amenities

Dock: Yes
Boat Slip: Yes

Rooms

Bedroom: Yes
Bonus Room: Yes
Great Room: Yes
Kitchen: Yes
Primary Bedroom: Yes

Showing

ShowingTime: Yes

Utilities

Cable – Available: Yes
Electricity – Connected: Yes
Garbage: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes
Underground Utilities: Yes

Waterview

Bayou: Yes

Waterfront Type

Bayou w/ Gulf Access: Yes

Primary Bedroom

Second: Yes

Bedroom

Second: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Fireplace – Gas: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Separate Shwr: Yes
MBath Tub – Jetted: Yes
MBed Walk-in Closet: Yes
MBed Waterfront: Yes

Security Features

Smoke Detector(s): Yes

Property Features

Appliances: Dishwasher; Disposal; Range – Electric; Refrigerator; Water Heater – Electric Primary Bedroom: Second Bedroom: Second Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Fireplace – Gas Exterior: Balcony; Deck Covered; Hurricane Shutters; Porch Covered; Sprinkler System Association Fees Include: Accounting; Boat Slip Usage; Ground Keeping; Management; Trash Disposal Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Interior: Bonus Room Kitchen: First Lot Features: Landscaped; Waterfront Lot Access: Paved Road; Private Road Bonus Room: Second Great Room: First Security Features: Smoke Detector(s) Parking Features: Driveway; Garage Attached; Garage Door Opener Association Amenities: Boat Slip; Dock Rooms: Bedroom; Bonus Room; Great Room; Kitchen; Primary Bedroom Showing: ShowingTime Utilities: Cable – Available; Electricity – Connected; Garbage; Public Sewer – Connected; Public Water – Connected; Underground Utilities Waterfront Type: Bayou w/ Gulf Access Waterfront Feature: Boat Slip; Dock Waterview: Bayou Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Great Room	First	26 x 22	26.00	22.00
Kitchen	First	26 x 22	26.00	22.00
Primary Bedroom	Second	23 x 19	23.00	19.00
Bedroom	Second	12 x 10	12.00	10.00
Bedroom	Second	12 x 10	12.00	10.00
Bonus Room	Second	11 x 7	11.00	7.00

Listing Office: Redfin Corporation

Last Updated: August – 04 – 2026

Information deemed reliable but not guaranteed.