5121 Stratford Avenue, Panama City, FL 32404 (MLS# 796333)

5121 Stratford Avenue, Panama City, FL 32404

New Listing

$505,000

Access to Backyard wide enough to pull camper or boat trailer

Property Type: Residential Bedrooms: 2 Baths: 4 Square Footage: 1,509 Lot Size (sq. ft.): 20,909 Status: Active

Current Price: $505,000 List Date: 10/06/2026 Last Modified: 10/06/2026

Overview

Description

A boater's dream with limitless potential! Situated on a sprawling lot in an established neighborhood with NO HOA, this classic 1959 waterfront property boasts true deepwater access with a private dock capable of accommodating a large vessel. Offered in true ''As-Is'' condition, this home needs work but delivers good bones, character, and a coastal lifestyle. Step inside to a layout designed around water views and entertaining. The dining room serves as a focal point with tile flooring, a custom accent ceiling, and panoramic waterfront views that flood the space with natural light. Adjacent sits a versatile, oversized service bar that seamlessly connects the dining area to the living room, where you'll find classic hardwood floors and a cozy gas fireplace with a brick surround. The generous kitchen comes fully equipped with newer GE stainless steel appliances, an island with a cooktop, a pantry, an abundance of cabinetry, and charming green tile countertops. The home features 3.5 bat … (Read more)

Listing Details MLS# 796333

Contract Info

List Price/SqFt: 334.66

Location

Area: 02 – Bay County – Central
Street #: 5121
Street Name: Stratford
Street Suffix: Avenue
State: FL
Zip Code: 32404
County: Bay
Sub Area: 0202 – Bay – Central SE
Subdivision: [No Recorded Subdiv]
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 25988-000-000
Elementary School: Tyndall Academy
Middle School: Tyndall Academy
High School: Rutherford
Directions: From the intersection of Tyndall Parkway and Boat Race Road, head west on Boat Race Road then left onto Ethlyn Rd then in .2 miles turn right onto Stratford Ave. The house will be just ahead on your right.
Legal Description: GILBERT-PARKER ADD LOT 9 BLK 4 ORB 1870 P 1110 MAP 119D1

General Property Info

Sub-Type: Detached Single Family
Design: Traditional
Apx SqFt(Htd/Cooled): 1509
SqFt Source: Prop App Site
Full Baths: 3
Half Baths: Yes
Total Baths: 4
# of Stories in Building: Yes
Accessory Dwelling Unit: No
Year Built: 1959
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: Yes
Lot Dimensions: 90.0 ft x 233.0 ft
Acreage: 0.48
Lot Size (SqFt): 20909
Pool: No

Listing Info, Tax and Legal

HOA Fee: No
New Buyer Fee: No
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes

Remarks & Misc

Remarks: A boater's dream with limitless potential! Situated on a sprawling lot in an established neighborhood with NO HOA, this classic 1959 waterfront property boasts true deepwater access with a private dock capable of accommodating a large vessel. Offered in true ''As-Is'' condition, this home needs work but delivers good bones, character, and a coastal lifestyle. Step inside to a layout designed around water views and entertaining. The dining room serves as a focal point with tile flooring, a custom accent ceiling, and panoramic waterfront views that flood the space with natural light. Adjacent sits a versatile, oversized service bar that seamlessly connects the dining area to the living room, where you'll find classic hardwood floors and a cozy gas fireplace with a brick surround. The generous kitchen comes fully equipped with newer GE stainless steel appliances, an island with a cooktop, a pantry, an abundance of cabinetry, and charming green tile countertops. The home features 3.5 bathrooms, including a convenient exterior-access bathroom ideal for rinsing off after a day out on the water or on the boat. The primary suite includes a walk-in closet and a beautifully renovated en-suite bathroom complete with an updated vanity, a tiled shower with seating, a free-standing soaking tub, and a stunning stained-glass window. Outside, the large lot features a detached garage/workshop equipped with power–perfect for boat maintenance, DIY projects, or extra storage. Bring your boat, bring your vision, and secure rare deepwater property today!

Appliances

Cooktop – Electric: Yes
Dishwasher: Yes
Oven – Double: Yes
Refrigerator: Yes
Water Heater – Electric: Yes

More Information

Interior Features

Breakfast Bar: Yes
Fireplace: Yes
Floor – Hardwood: Yes
Floor – Tile: Yes
Kitchen Island: Yes
Pantry: Yes

Construction/Siding

Block: Yes
Brick: Yes
Foundation – Slab on Grade: Yes
Roof – Metal: Yes

Exterior

Deck Covered: Yes
Fenced Back Yard: Yes
Porch Covered: Yes

Waterfront Feature

Dock: Yes

Other Structures

Garage(s): Yes
Workshop: Yes

Financing

Cash: Yes

Furnished

Unfurnished: Yes

Interior

Floor – Carpet: Yes

Lot Features

Waterfront: Yes
Within 1/2 Mile to Water: Yes

Lot Access

City Street: Yes
Paved Road: Yes

Parking Features

Carport Attached: Yes
Driveway: Yes
Garage Detached: Yes

Rooms

Bedroom: Yes
Deck/Patio: Yes
Dining Room: Yes
Full Bathroom: Yes
Half Bathroom: Yes
Kitchen: Yes
Living Room: Yes
Primary Bathroom: Yes
Primary Bedroom: Yes
Other: Yes
Workshop: Yes

Showing

ShowingTime: Yes

Utilities

Electricity – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Bayou: Yes

Sale Type

As Is: Yes

Waterfront Type

Bayou w/ Gulf Access: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Window Unit(s): Yes

Heating

Central: Yes
Electric: Yes
Fireplace – Gas: Yes
Fireplace(s): Yes

Primary Bdrm/Primary Bath

MBath Separate Shwr: Yes
MBath Tub – Soaking: Yes
MBed First Floor: Yes
MBed Walk-in Closet: Yes

Property Features

Appliances: Cooktop – Electric; Dishwasher; Oven – Double; Refrigerator; Water Heater – Electric Cooling: Ceiling Fan(s); Central Air; Window Unit(s) Heating: Central; Electric; Fireplace – Gas; Fireplace(s) Exterior: Deck Covered; Fenced Back Yard; Porch Covered Financing: Cash Furnished: Unfurnished Interior: Floor – Carpet Lot Features: Waterfront; Within 1/2 Mile to Water Lot Access: City Street; Paved Road Parking Features: Carport Attached; Driveway; Garage Detached Other Structures: Garage(s); Workshop Rooms: Bedroom; Deck/Patio; Dining Room; Full Bathroom; Half Bathroom; Kitchen; Living Room; Primary Bathroom; Primary Bedroom; Other; Workshop Sale Type: As Is Showing: ShowingTime Utilities: Electricity – Connected; Public Sewer – Connected; Public Water – Connected Waterfront Type: Bayou w/ Gulf Access Waterfront Feature: Dock Waterview: Bayou

Room Information

Room Name	Dimensions	Length	Width	Remarks
Living Room	15.8 x 19.4	15.80	19.40
Bedroom	14 x 17.1	14.00	17.10
Full Bathroom	3 x 6.7	3.00	6.70
Primary Bedroom	10 x 11.2	10.00	11.20
Primary Bathroom	8.3 x 10	8.30	10.00
Other	4.6 x 7.4	4.60	7.40	Primary Bedroom Closet
Dining Room	8.8 x 15	8.80	15.00
Kitchen	11 x 21.7	11.00	21.70	with Breakfast Nook
Half Bathroom	2.1 x 6.9	2.10	6.90
Deck/Patio	27.4 x 12	27.40	12.00
Workshop	24.4 x 28	24.40	28.00	Garage/Workshop
Full Bathroom	13 x 24.9	13.00	24.90	Exterior Bathroom

Listing Office: Keller Williams Success Realty

Last Updated: October – 06 – 2026

Information deemed reliable but not guaranteed.