517 Cove Villa Street, Panama City Beach, FL 32407
New Listing
$419,900
Property Type:
Residential
Bedrooms:
3
Baths:
2
Square Footage:
1,672
Lot Size (sq. ft.):
4,966
Status:
Coming Soon – No Showings
Current Price:
$419,900
List Date:
6/07/2026
Last Modified:
6/08/2026
Listing Details MLS# 790954
Contract Info
- List Price/SqFt
- 251.14
Location
- Area
- 03 – Bay County – Beach
- Street #
- 517
- Street Name
- Cove Villa
- Street Suffix
- Street
- State
- FL
- Zip Code
- 32407
- County
- Bay
- Sub Area
- 0321 – Beach – North Central
- Subdivision
- Emerald Cove Villas
- Community/Resort
- None
- Waterfront
- No
- Parcel ID
- 27541-500-048
- Elementary School
- Breakfast Point
- Middle School
- Breakfast Point
- High School
- Arnold
- Directions
- Heading West on Hwy 98 over the Hathaway Bridge turn right on Wildwood Road. Go to Emerald Cove and turn left. Traveling East on Hwy 98 take the Thomas Drive/ Navy Base exit. Turn left at light and then stay to right. Do not go over the bridge. At next Traffic light turn left onto Wildwood Rd. Emerald Cove is on the left. Model located at 310 Emerald Cove Street PCB FL 32407.
- Legal Description
- EMERALD COVE VILLAS LOT 24 ORB 4471 P 1206
General Property Info
- Sub-Type
- Detached Single Family
- Design
- Beach House
- Apx SqFt(Htd/Cooled)
- 1672
- SqFt Source
- Prop App Site
- Full Baths
- 2
- Total Baths
- 2
- Year Built
- 2021
- Construction Status
- Construction Complete
- New Construction
- No
- Garage Y/N
- Yes
- Garage Spaces
- 2
- Lot Dimensions
- 50X100X50X100
- Acreage
- 0.11
- Lot Size (SqFt)
- 4966
- Pool
- No
Listing Info, Tax and Legal
- HOA Fee
- Yes
- HOA Amount
- 600
- HOA Frequency
- Annually
- HOA Annual Amount
- 600
- New Buyer Fee
- No
- Last Taxes
- 2775
- Last Tax Year
- 2025
- Brokerage Interest
- Ownership Interest – Listing Broker/Salesperson has ownership interest in the property.
- As Is
- No
Remarks & Misc
- Remarks
- Coming Soon – No Showings. Great Primary Residence or Short-Term Rental Opportunity in Panama City Beach! This beautifully upgraded 2021 new-build 3BR/2BA home features a split floor plan with tray ceilings in the living room and master suite. Recent updates include new LVP flooring, quartz countertops throughout, tile backsplash, new refrigerator and stove, shiplap electric fireplace, fresh paint, recessed lighting throughout, upgraded plumbing fixtures, and door hardware. The home is pre-wired for two Tesla chargers and offers a small, low-maintenance yard with new Zoysia grass and palm trees out front. Additional storage is available above the garage. Short-term rentals are allowed, most furnishings are negotinable for a rental ready income producing proeprty. As a 2021 build, you'll benefit from some of the lowest insurance premiums on the beach plus peace of mind with a newer roof, AC, and major systems. The community also features one of the lowest HOA fees on the beach and includes a dog park. Located less than 1 mile from the Navy base, marina with boat slips, and sports complex/baseball fields. The nearby sports complex boosts rental demand from traveling baseball teams and tournaments. Just 3 miles from the white sandy beaches. Perfect for enjoying as your personal beach home when in town while generating strong rental income when away. Projected annual gross rental income of $42,000.
Dining Room
- First
- Yes
More Information
Appliances
- Cooktop – Electric
- Yes
- Dishwasher
- Yes
- Disposal
- Yes
- Microwave
- Yes
- Oven – Electric
- Yes
- Range – Electric
- Yes
- Refrigerator
- Yes
- Water Heater – Electric
- Yes
Interior Features
- Ceiling – Vaulted
- Yes
- Floor – Laminate
- Yes
- Kitchen Island
- Yes
- Pantry
- Yes
- Security System
- Yes
- Split Bedroom
- Yes
Construction/Siding
- Roof – Composite Shngl
- Yes
- Roof – Shingle/Shake
- Yes
- Siding – Hardie Board
- Yes
Exterior
- Patio Covered
- Yes
- Porch Covered
- Yes
- Sprinkler System
- Yes
Association Fees Include
- Other – See Remarks
- Yes
Financing
- Cash
- Yes
- Conventional
- Yes
- FHA
- Yes
- VA
- Yes
Furnished
- Negotiable
- Yes
Interior
- Floor – Carpet
- Yes
Living Room
- First
- Yes
Lot Features
- Subdivision – Recorded
- Yes
Lot Access
- City Street
- Yes
Parking Features
- Driveway
- Yes
- Garage Attached
- Yes
Mstr Bath / Mstr Bdrm
- MBath Double Vanity
- Yes
- MBath Garden Tub
- Yes
- MBath Separate Shwr
- Yes
- MBed First Floor
- Yes
- MBed Walk-in Closet
- Yes
Present Zoning
- Resid Single Family
- Yes
Association Amenities
- Other – See Remarks
- Yes
Rooms
- Bedroom
- Yes
- Dining Room
- Yes
- Living Room
- Yes
Utilities
- Public Sewer – Connected
- Yes
Bedroom
- First
- Yes
Cooling
- Central Air
- Yes
Heating
- Central
- Yes
Property Features
Appliances:
Cooktop – Electric; Dishwasher; Disposal; Microwave; Oven – Electric; Range – Electric; Refrigerator; Water Heater – Electric
Bedroom:
First
Cooling:
Central Air
Heating:
Central
Exterior:
Patio Covered; Porch Covered; Sprinkler System
Association Fees Include:
Other – See Remarks
Financing:
Cash; Conventional; FHA; VA
Furnished:
Negotiable
Interior:
Floor – Carpet
Living Room:
First
Lot Features:
Subdivision – Recorded
Lot Access:
City Street
Dining Room:
First
Parking Features:
Driveway; Garage Attached
Association Amenities:
Other – See Remarks
Rooms:
Bedroom; Dining Room; Living Room
Utilities:
Public Sewer – Connected
Present Zoning:
Resid Single Family
Room Information
| Room Name | Level | Dimensions | Length | Width |
|---|---|---|---|---|
| Living Room | First | 16 x 12 | 16.00 | 12.00 |
| Dining Room | First | 12 x 15 | 12.00 | 15.00 |
| Bedroom | First | 13 x 14 | 13.00 | 14.00 |
| Bedroom | First | 11 x 12 | 11.00 | 12.00 |
| Bedroom | First | 11 x 12 | 11.00 | 12.00 |
Listing Office:
Blue Bird Woliver Realty
Last Updated: June – 08 – 2026
Information deemed reliable but not guaranteed.