521 Gulf Shore Drive, Destin, FL 32541 (MLS# 793884)

521 Gulf Shore Drive, Destin, FL 32541

New Listing

$1,900,000

Property Type: Residential Bedrooms: 5 Baths: 3 Square Footage: 3,276 Lot Size (sq. ft.): 11,761 Status: Active

Current Price: $1,900,000 List Date: 8/12/2026 Last Modified: 8/12/2026

Overview

Description

OPEN HOUSE! FRIDAY, AUG.14TH FROM 10AM-1PM. Welcome to Holiday Isle! This 5-bedroom, 3-bath waterfront home comfortably sleeps 14 guests and offers an incredible opportunity as a primary residence, second home, or established vacation rental. The spacious open-concept living area is designed for entertaining and opens to one of the largest waterfront decks on Holiday Isle, providing plenty of room for outdoor dining, gatherings, and enjoying the water views. The deck has even been used to host weddings, offering endless possibilities for entertaining. Boating enthusiasts will appreciate the private dock with two boat lifts and a dedicated fish cleaning station. Cruise to Crab Island, spend the day fishing in the World's Luckiest Fishing Village, or explore Destin's waterways right from your backyard. The home also features a large second-floor front balcony, perfect for morning coffee or relaxing in the evening after a day on the water. Located just across the street from the Gulf of A … (Read more)

Listing Details MLS# 793884

Contract Info

List Price/SqFt: 579.98

Location

Area: 17 – Okaloosa
Street #: 521
Street Name: Gulf Shore
Street Suffix: Drive
State: FL
Zip Code: 32541
County: Okaloosa
Sub Area: 1702 – Okaloosa – Destin
Subdivision: Holiday Isle
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 00-2S-24-2186-000F-1040
Elementary School: Destin
Middle School: Destin
High School: Other
Directions: Take 98 east or west and then go south on Gulf Shore Dr., home will be on your right.
Legal Description: HOLIDAY ISLE LOT 104 BLK F 865-363

General Property Info

Sub-Type: Detached Single Family
Design: Beach House
Apx SqFt(Htd/Cooled): 3276
SqFt Source: Prop App Site
Full Baths: 3
Total Baths: 3
# of Stories in Building: 2
Accessory Dwelling Unit: No
Year Built: 1972
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Driveway Spaces: 10
Lot Dimensions: 90×130
Acreage: 0.27
Lot Size (SqFt): 11761
Pool: No

Listing Info, Tax and Legal

Homestead: No
HOA Fee: Yes
HOA Amount: 593
HOA Frequency: Annually
HOA Annual Amount: 593
New Buyer Fee: No
Brokerage Interest: No Interest

Remarks & Misc

Remarks: OPEN HOUSE! FRIDAY, AUG.14TH FROM 10AM-1PM. Welcome to Holiday Isle! This 5-bedroom, 3-bath waterfront home comfortably sleeps 14 guests and offers an incredible opportunity as a primary residence, second home, or established vacation rental. The spacious open-concept living area is designed for entertaining and opens to one of the largest waterfront decks on Holiday Isle, providing plenty of room for outdoor dining, gatherings, and enjoying the water views. The deck has even been used to host weddings, offering endless possibilities for entertaining. Boating enthusiasts will appreciate the private dock with two boat lifts and a dedicated fish cleaning station. Cruise to Crab Island, spend the day fishing in the World's Luckiest Fishing Village, or explore Destin's waterways right from your backyard. The home also features a large second-floor front balcony, perfect for morning coffee or relaxing in the evening after a day on the water. Located just across the street from the Gulf of America, you'll enjoy a short walk to the private gated beach access where you can spend the day on Destin's sugar-white sand and emerald waters. With spacious accommodations, exceptional outdoor living, premier boating amenities, and an unbeatable Holiday Isle location, this property offers outstanding rental potential and the coastal lifestyle buyers are looking for.

Balcony

Second: Yes

More Information

Deck/Patio

Second: Yes

Dining Room

Second: Yes

Appliances

Cooktop – Electric: Yes
Dishwasher: Yes
Dryer: Yes
Microwave: Yes
Range – Electric: Yes
Washer: Yes
Water Heater – Electric: Yes

Interior Features

Breakfast Bar: Yes
Floor – Tile: Yes
Floor – Vinyl: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Siding – Hardie Board: Yes

Exterior

Balcony: Yes
Columns: Yes
Deck Open: Yes
Double Pane Windows: Yes
Fenced Lot-Part: Yes
Patio Covered: Yes

Association Fees Include

Accounting: Yes
Beach: Yes
Management: Yes
Master Association: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Furnished: Yes

Kitchen

Second: Yes

Living Room

Second: Yes

Lot Features

Flood Insurance Req: Yes
Near Beach Access: Yes
Within 1/2 Mile to Water: Yes

Lot Access

Paved Road: Yes

Parking Features

Additional Parking: Yes
Boat: Yes
Circular Driveway: Yes

Present Zoning

Resid Single Family: Yes

Rooms

Balcony: Yes
Bedroom: Yes
Deck/Patio: Yes
Dining Room: Yes
Kitchen: Yes
Living Room: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Bay: Yes
Gulf: Yes
Intercoastal Waterwy: Yes

Waterfront Type

Bay/Harbor: Yes
Gulf: Yes
Intracoastal Waterway: Yes

Bedroom

First: Yes
Second: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes
Fireplace(s): Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes

Primary Bath/Primary Bdrm

MBath Shower/Tub Combo: Yes

Property Features

Appliances: Cooktop – Electric; Dishwasher; Dryer; Microwave; Range – Electric; Washer; Water Heater – Electric Bedroom: First; Second Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric; Fireplace(s) Exterior: Balcony; Columns; Deck Open; Double Pane Windows; Fenced Lot-Part; Patio Covered Association Fees Include: Accounting; Beach; Management; Master Association Financing: Cash; Conventional; FHA; VA Furnished: Furnished Kitchen: Second Living Room: Second Lot Features: Flood Insurance Req; Near Beach Access; Within 1/2 Mile to Water Lot Access: Paved Road Balcony: Second Dining Room: Second Parking Features: Additional Parking; Boat; Circular Driveway Rooms: Balcony; Bedroom; Deck/Patio; Dining Room; Kitchen; Living Room Utilities: TV Cable; Electricity – Connected; Public Sewer – Connected; Public Water – Connected Waterfront Type: Bay/Harbor; Gulf; Intracoastal Waterway Waterview: Bay; Gulf; Intercoastal Waterwy Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions
Kitchen	Second	0 x 0
Dining Room	Second	0 x 0
Living Room	Second	0 x 0
Balcony	Second	0 x 0
Deck/Patio	Second	0 x 0
Bedroom	Second	0 x 0
Bedroom	Second	0 x 0
Bedroom	First	0 x 0
Bedroom	First	0 x 0
Bedroom	First	0 x 0

Listing Office: Innerscope Realty LLC

Last Updated: August – 12 – 2026

Information deemed reliable but not guaranteed.