5220 Beach Drive, Panama City, FL 32408 (MLS# 790852)

5220 Beach Drive, Panama City, FL 32408

New Listing

$589,999

Property Type: Residential Bedrooms: 4 Baths: 2 Square Footage: 1,232 Lot Size (sq. ft.): 5,968 Status: Active

Current Price: $589,999 List Date: 6/05/2026 Last Modified: 6/05/2026

Overview

Description

Experience coastal living at its best with this beautifully maintained duplex just steps from Beach Access #5 and the stunning sugar-white shoreline along the Gulf. Offering a total of four bedrooms and two full baths, the property is configured as two private residences, each featuring two bedrooms and one bathroom, creating an excellent flexibility for personal use, vacation rentals, or long-term tenants. Perfect for those seeking an income-producing property or a beach getaway with added earning potential, this fully furnished duplex is move-in and rental ready from Day One. Outside, the enclosed backyard offers a private setting ideal for pets, entertaining, or unwinding after a day at the beach, while the outdoor fire pit creates a welcoming atmosphere for evening gatherings. Located in a highly sought-after beach community, this property presents an outstanding opportunity for investors and second-home buyers alike. Occupy one side while generating revenue from the other or ma … (Read more)

Listing Details MLS# 790852

Contract Info

List Price/SqFt: 478.9

Location

Area: 03 – Bay County – Beach
Street #: 5220
Street Name: Beach
Street Suffix: Drive
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0323 – Beach – South of Grand Lagoon
Subdivision: Biltmore Beach
Community/Resort: None
Waterfront: No
Parcel ID: 31750-000-000
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: Traveling on Highway 98 – turn onto Thomas Drive headed South – Turn Right onto Beach Drive – property will be located down on the right.
Legal Description: BILTMORE BEACH LOT 6 BLK D ORB 3952 P 381 MAP 70B2

General Property Info

Sub-Type: Duplex Multi-Units
Design: Duplex
Apx SqFt(Htd/Cooled): 1232
SqFt Source: Prop App Site
Full Baths: 2
Total Baths: 2
# of Stories in Building: Yes
# of Units in Bldg: 2
Year Built: 1972
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: 50 x 120
Acreage: 0.14
Lot Size (SqFt): 5968
Pool: No

Listing Info, Tax and Legal

HOA Fee: No
New Buyer Fee: No
Last Taxes: 2894
Last Tax Year: 2025
Lot: 6
Block: D
Brokerage Interest: No Interest
Section: 16
Township: 4S
Range: 15W
Condo Doc: No

Remarks & Misc

Remarks: Experience coastal living at its best with this beautifully maintained duplex just steps from Beach Access #5 and the stunning sugar-white shoreline along the Gulf. Offering a total of four bedrooms and two full baths, the property is configured as two private residences, each featuring two bedrooms and one bathroom, creating an excellent flexibility for personal use, vacation rentals, or long-term tenants. Perfect for those seeking an income-producing property or a beach getaway with added earning potential, this fully furnished duplex is move-in and rental ready from Day One. Outside, the enclosed backyard offers a private setting ideal for pets, entertaining, or unwinding after a day at the beach, while the outdoor fire pit creates a welcoming atmosphere for evening gatherings. Located in a highly sought-after beach community, this property presents an outstanding opportunity for investors and second-home buyers alike. Occupy one side while generating revenue from the other or maximize returns by leasing both units. Opportunities like this are rare in such a prime coastal location. All measurements, details, and information should be verified by buyer and/or buyer's representative.

Appliances

Dryer: Yes
Range – Electric: Yes
Refrigerator: Yes
Washer: Yes
Water Heater – Electric: Yes

More Information

Construction/Siding

Block: Yes
Roof – Shingle/Shake: Yes

Exterior

Built-in Barbecue/Grill: Yes
Fenced Back Yard: Yes
Shower: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Furnished: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Access

Paved Road: Yes

Parking Features

Driveway: Yes

Rooms

Bedroom: Yes
Kitchen: Yes
Living Room: Yes

Utilities

Electricity – Connected: Yes
Garbage: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Sale Type

As Is: Yes

Bedroom

First: Yes

Cooling

Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Property Features

Appliances: Dryer; Range – Electric; Refrigerator; Washer; Water Heater – Electric Bedroom: First Cooling: Central Air; Electric Heating: Central; Electric Exterior: Built-in Barbecue/Grill; Fenced Back Yard; Shower Financing: Cash; Conventional; FHA; VA Furnished: Furnished Kitchen: First Living Room: First Lot Access: Paved Road Parking Features: Driveway Rooms: Bedroom; Kitchen; Living Room Sale Type: As Is Utilities: Electricity – Connected; Garbage; Public Sewer – Connected; Public Water – Connected

Room Information

Room Name	Level	Dimensions	Length	Width
Bedroom	First	1 x 1	1.00	1.00
Bedroom	First	1 x 1	1.00	1.00
Living Room	First	1 x 1	1.00	1.00
Kitchen	First	1 x 1	1.00	1.00

Listing Office: LoKation Real Estate

Last Updated: June – 05 – 2026

Information deemed reliable but not guaranteed.