5220 Cherry Street, Panama City, FL 32404 (MLS# 790214)

5220 Cherry Street, Panama City, FL 32404

$280,000

kitchen wood cabinets, quartz countertops

new stainless appliances, new kitchen sink

dining area looking into the 3rd bedroom/bonus space

primary bedroom with walkin closet and bath

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,400 Lot Size (sq. ft.): 18,200 Status: Active

Current Price: $280,000 List Date: 5/22/2026 Last Modified: 7/31/2026

Overview

Description

Opportunities like this are exceptionally rare — a beautifully remodeled property with MIXED USE zoning that allows you to legally LIVE and WORK in the same space. Whether you're an entrepreneur, small business owner, creative professional, investor, or simply someone who wants flexibility for the future, this property delivers a lifestyle and business opportunity that's hard to duplicate. Perfectly positioned near Tyndall Air Force Base and just off busy Tyndall Parkway, the location offers both convenience and visibility with strong traffic counts for potential business exposure. Unlike standard commercial zoning, the Mixed-Use designation in this area allows residential occupancy — giving you the freedom to operate a business without sacrificing the comfort of home. Inside, the remodel is nothing short of brilliant. Every inch of the space has been thoughtfully reimagined for maximum functionality, flow, and style. The main area of this home features a living room, dining area, … (Read more) Opportunities like this are exceptionally rare — a beautifully remodeled property with MIXED USE zoning that allows you to legally LIVE and WORK in the same space. Whether you’re an entrepreneur, small business owner, creative professional, investor, or simply someone who wants flexibility for the future, this property delivers a lifestyle and business opportunity that’s hard to duplicate. Perfectly positioned near Tyndall Air Force Base and just off busy Tyndall Parkway, the location offers both convenience and visibility with strong traffic counts for potential business exposure. Unlike standard commercial zoning, the Mixed-Use designation in this area allows residential occupancy — giving you the freedom to operate a business without sacrificing the comfort of home. Inside, the remodel is nothing short of brilliant. Every inch of the space has been thoughtfully reimagined for maximum functionality, flow, and style. The main area of this home features a living room, dining area, remodeled kitchen with quartz countertops and new stainless appliance package and 2 bedrooms and 2 full baths, including a stunning newly created primary suite complete with an ensuite bath and walk-in closet. On the opposite side of the home, on the other side of the living room, there is a separate flex space with an oversized closet and an exterior door that walks out into the carport, which creates endless possibilities. Use it as a private third bedroom, client office, salon studio, creative workspace, consultation room, boutique, or home-based business — all without clients or customers ever needing to enter your main living space. It’s the ideal setup for maintaining both professionalism and privacy. Outside, the oversized corner lot adds even more value and versatility. The fully fenced yard with front and side gates provides security and functionality, while the drive-through carport and generous parking areas make access easy for personal vehicles, trailers, work trucks, or business clients. There’s plenty of room here to truly make the property work for your lifestyle. Additional features include: huge corner lot with excellent accessibility; fully fenced with solar light post caps and multiple gated access points; large slab for the addition of a future shed; drive-through carport; working irrigation pump; flexible floor plan with residential and business potential; excellent visibility and convenience near shopping, dining, and Tyndall AFB; rare zoning flexibility in a rapidly growing area! This is more than just a remodeled home — it’s a smart lifestyle investment that gives you options, flexibility, visibility, and freedom all in one property.

Listing Details MLS# 790214

Contract Info

List Price/SqFt: 200

Location

Area: 02 – Bay County – Central
Street #: 5220
Street Name: Cherry
Street Suffix: Street
State: FL
Zip Code: 32404
County: Bay
Sub Area: 0202 – Bay – Central SE
Subdivision: No Named Subdivision
Community/Resort: None
Waterfront: No
Parcel ID: 24966-000-000
Elementary School: Parker
Middle School: Rutherford Middle
High School: Rutherford
Directions: From Tyndall Parkway Walmart travel South on Tyndall Parkway. Turn right onto Cherry St. Property is on the left on the corner of Seneca and Cherry.
Legal Description: 13 4S 14W -78-119A1 LOT 7 BLK 2 WM. L. WILSON PLAT AS PER ORB 25 P 373 DESC; AS BEG 1165' E & 25' S OF NW COR OF NE1/4 TH E 130' S 140' W 130' N 140' TO BEG ORB 4609 P 1646

General Property Info

Sub-Type: Detached Single Family
Design: Ranch
Apx SqFt(Htd/Cooled): 1400
SqFt Source: Prop App Site
Full Baths: 2
Total Baths: 2
# of Stories in Building: Yes
# of Units in Bldg: Yes
Units Above Ground: Yes
Year Built: 1959
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Covered Spaces: 2
Driveway Spaces: 4
Lot Dimensions: 130×140
Acreage: 0.42
Lot Size (SqFt): 18200
Pool: No
Half Baths: 0

Listing Info, Tax and Legal

HOA Fee: No
Senior Community: No
New Buyer Fee: No
Lot: 7
Block: 2
Brokerage Interest: No Interest
As Is: No
Section: 13
Township: 4S
Range: 14W

Remarks & Misc

Remarks: Opportunities like this are exceptionally rare — a beautifully remodeled property with MIXED USE zoning that allows you to legally LIVE and WORK in the same space. Whether you're an entrepreneur, small business owner, creative professional, investor, or simply someone who wants flexibility for the future, this property delivers a lifestyle and business opportunity that's hard to duplicate. Perfectly positioned near Tyndall Air Force Base and just off busy Tyndall Parkway, the location offers both convenience and visibility with strong traffic counts for potential business exposure. Unlike standard commercial zoning, the Mixed-Use designation in this area allows residential occupancy — giving you the freedom to operate a business without sacrificing the comfort of home. Inside, the remodel is nothing short of brilliant. Every inch of the space has been thoughtfully reimagined for maximum functionality, flow, and style. The main area of this home features a living room, dining area, remodeled kitchen with quartz countertops and new stainless appliance package and 2 bedrooms and 2 full baths, including a stunning newly created primary suite complete with an ensuite bath and walk-in closet. On the opposite side of the home, on the other side of the living room, there is a separate flex space with an oversized closet and an exterior door that walks out into the carport, which creates endless possibilities. Use it as a private third bedroom, client office, salon studio, creative workspace, consultation room, boutique, or home-based business — all without clients or customers ever needing to enter your main living space. It's the ideal setup for maintaining both professionalism and privacy. Outside, the oversized corner lot adds even more value and versatility. The fully fenced yard with front and side gates provides security and functionality, while the drive-through carport and generous parking areas make access easy for personal vehicles, trailers, work trucks, or business clients. There's plenty of room here to truly make the property work for your lifestyle. Additional features include: huge corner lot with excellent accessibility; fully fenced with solar light post caps and multiple gated access points; large slab for the addition of a future shed; drive-through carport; working irrigation pump; flexible floor plan with residential and business potential; excellent visibility and convenience near shopping, dining, and Tyndall AFB; rare zoning flexibility in a rapidly growing area! This is more than just a remodeled home — it's a smart lifestyle investment that gives you options, flexibility, visibility, and freedom all in one property.

Dining Room

First: Yes

More Information

Appliances

Cooktop – Electric: Yes
Dishwasher: Yes
Oven – Electric: Yes
Range – Electric: Yes
Water Heater – Electric: Yes

Interior Features

Floor – Laminate: Yes
Floor – Tile: Yes
Floor – Vinyl: Yes
Floor – Vinyl Plank: Yes
Window – Treatment Some: Yes

Construction/Siding

Block: Yes
Foundation – Off Grade: Yes
Roof – Metal: Yes
Trim – Wood: Yes

Exterior

Fenced Lot-All: Yes
Patio Open: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Features

Cleared: Yes
Corner Lot: Yes

Lot Access

Paved Road: Yes

Parking Features

Carport Attached: Yes
Drive Through: Yes

Present Zoning

Mixed Use: Yes
Other – See Remarks: Yes

Rooms

Bedroom: Yes
Dining Room: Yes
Kitchen: Yes
Living Room: Yes
Primary Bathroom: Yes
Primary Bedroom: Yes

Utilities

Public Sewer – Connected: Yes
Public Water – Connected: Yes

Primary Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Primary Bdrm/Primary Bath

MBath Shower Only: Yes
MBed First Floor: Yes
MBed Walk-in Closet: Yes

Primary Bathroom

First: Yes

Property Features

Appliances: Cooktop – Electric; Dishwasher; Oven – Electric; Range – Electric; Water Heater – Electric Primary Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Fenced Lot-All; Patio Open Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Kitchen: First Living Room: First Lot Features: Cleared; Corner Lot Lot Access: Paved Road Primary Bathroom: First Dining Room: First Parking Features: Carport Attached; Drive Through Rooms: Bedroom; Dining Room; Kitchen; Living Room; Primary Bathroom; Primary Bedroom Utilities: Public Sewer – Connected; Public Water – Connected Present Zoning: Mixed Use; Other – See Remarks

Room Information

Room Name	Level	Dimensions	Length	Width
Living Room	First	16 x 16	16.00	16.00
Dining Room	First	10 x 10	10.00	10.00
Kitchen	First	10 x 10	10.00	10.00
Bedroom	First	9 x 21	9.00	21.00
Bedroom	First	10 x 11	10.00	11.00
Primary Bedroom	First	13 x 13	13.00	13.00
Primary Bathroom	First	8 x 8	8.00	8.00

Listing Office: Beachy Beach Real Estate

Last Updated: July – 31 – 2026

Information deemed reliable but not guaranteed.