523 N Church Avenue, Panama City, FL 32401
$289,900
Property Type:
Residential
Bedrooms:
3
Baths:
2
Square Footage:
1,218
Lot Size (sq. ft.):
8,276
Status:
Active
Current Price:
$289,900
List Date:
9/18/2026
Last Modified:
9/18/2026
Listing Details MLS# 795605
Contract Info
- List Price/SqFt
- 238.01
Location
- Area
- 02 – Bay County – Central
- Street #
- 523
- Street Direction
- N
- Street Name
- Church
- Street Suffix
- Avenue
- State
- FL
- Zip Code
- 32401
- County
- Bay
- Sub Area
- 0202 – Bay – Central SE
- Subdivision
- Pinecrest Add.
- Community/Resort
- None
- Waterfront
- No
- Parcel ID
- 22641-000-000
- Elementary School
- Patterson
- Middle School
- Jinks
- High School
- Bay
- Directions
- Head East down W 15th Street until you reach N East Avenue. Turn right onto N East Avenue and go down 1.1 mile and make a right onto E 6th Street. Go down 700 feet and make a left onto N Church Avenue. Home is on your right in 70 ft.
- Legal Description
- PINECREST ADD LOTS 22,23,24 BLK H ORB 4691 P 597/See Exhibit A
General Property Info
- Sub-Type
- Detached Single Family
- Design
- Contemporary
- Apx SqFt(Htd/Cooled)
- 1218
- SqFt Source
- Builders Plans
- Full Baths
- 2
- Total Baths
- 2
- # of Stories in Building
- Yes
- Accessory Dwelling Unit
- No
- Year Built
- 2026
- Immediate Occupancy
- Yes
- Construction Status
- Construction Complete
- New Construction
- Yes
- Garage Y/N
- Yes
- Garage Spaces
- Yes
- Driveway Spaces
- 2
- Lot Dimensions
- 118.0 ft x 140.0 ft
- Acreage
- 0.19
- Lot Size (SqFt)
- 8276
- Pool
- No
Listing Info, Tax and Legal
- HOA Fee
- No
- New Buyer Fee
- No
- Last Taxes
- 580.23
- Last Tax Year
- 2025
- Brokerage Interest
- No Interest
- Township
- Panama City
Remarks & Misc
- Remarks
- Welcome to 523 N Church Avenue, where new construction, modern style, and everyday convenience come together! This brand-new 3-bedroom, 2-bath home offers 1,218 square feet of thoughtfully designed living space in Panama City, Florida. Step inside to an open-concept living area with a raised ceiling, recessed halo lighting, stylish LVP flooring, and ceiling fans throughout. The kitchen is ready to impress with granite countertops, a spacious island, modern backsplash, a pantry, pendant lighting over the island, sleek black finishes, and a full stainless steel appliance package including the refrigerator, range/oven, microwave, dishwasher, and disposal. The primary suite features a walk-in closet, fiberglass walk-in shower, and an oversized single vanity with plenty of cabinet storage. Two nicely sized guest bedrooms offer generous closets and share a spacious bathroom with an oversized vanity and fiberglass tub/shower combination. Outside, the sodded and landscaped yard and open rear patio provide a fresh canvas for relaxing, grilling, or entertaining. Conveniently located near 11th Street, 15th Street, and Business Highway 98, this home offers easy access to shopping, dining, downtown Panama City, and Tyndall Air Force Base. Whether you're a first-time homebuyer, relocating to the area, or searching for an affordable new construction home in Panama City, 523 N Church Avenue is move-in ready and waiting to welcome you home! Buyer to verify measurements and information if important. Professional Photos to come.
Appliances
- Dishwasher
- Yes
- Disposal
- Yes
- ENERGY STAR Qualified Appliances
- Yes
- Microwave
- Yes
- Oven – Electric
- Yes
- Range – Electric
- Yes
- Water Heater – Electric
- Yes
More Information
Interior Features
- Ceiling – Raised
- Yes
- Floor – Vinyl Plank
- Yes
- Kitchen Island
- Yes
- Lighting – Recessed
- Yes
- Pantry
- Yes
Construction/Siding
- Foundation – Slab on Grade
- Yes
- Wood/Frame
- Yes
- Roof – Dimensional Shg
- Yes
- Roof – Gutters
- Yes
- Siding – Vinyl
- Yes
- Trim – Vinyl
- Yes
Exterior
- Patio Open
- Yes
Financing
- Cash
- Yes
- Conventional
- Yes
- FHA
- Yes
- VA
- Yes
Furnished
- Unfurnished
- Yes
Lot Features
- Landscaped
- Yes
Lot Access
- Paved Road
- Yes
Parking Features
- Driveway
- Yes
- Garage Attached
- Yes
- Paved
- Yes
Present Zoning
- Resid Single Family
- Yes
Rooms
- Bedroom
- Yes
- Primary Bedroom
- Yes
Utilities
- Electricity – Connected
- Yes
- Public Sewer – Connected
- Yes
- Public Water – Connected
- Yes
Sale Type
- As Is
- Yes
Primary Bedroom
- First
- Yes
Bedroom
- First
- Yes
Cooling
- Ceiling Fan(s)
- Yes
- Central Air
- Yes
- Electric
- Yes
- ENERGY STAR Qualified Equipment
- Yes
Heating
- Central
- Yes
- Electric
- Yes
- ENERGY STAR Qualified Equipment
- Yes
Primary Bdrm/Primary Bath
- MBath Shower Only
- Yes
- MBed Walk-in Closet
- Yes
Security Features
- Secured Garage/Parking
- Yes
Property Features
Appliances:
Dishwasher; Disposal; ENERGY STAR Qualified Appliances; Microwave; Oven – Electric; Range – Electric; Water Heater – Electric
Primary Bedroom:
First
Bedroom:
First
Cooling:
Ceiling Fan(s); Central Air; Electric; ENERGY STAR Qualified Equipment
Heating:
Central; Electric; ENERGY STAR Qualified Equipment
Exterior:
Patio Open
Financing:
Cash; Conventional; FHA; VA
Furnished:
Unfurnished
Lot Features:
Landscaped
Lot Access:
Paved Road
Security Features:
Secured Garage/Parking
Parking Features:
Driveway; Garage Attached; Paved
Rooms:
Bedroom; Primary Bedroom
Sale Type:
As Is
Utilities:
Electricity – Connected; Public Sewer – Connected; Public Water – Connected
Present Zoning:
Resid Single Family
Room Information
| Room Name | Level | Dimensions | Length | Width | Remarks |
|---|---|---|---|---|---|
| Primary Bedroom | First | 12 x 14 | 12.00 | 14.00 | Buyer to verify if important |
| Bedroom | First | 11 x 10 | 11.00 | 10.00 | Buyer to verify if important |
| Bedroom | First | 11 x 10 | 11.00 | 10.00 | Buyer to verify if important |
Listing Office:
EXP Realty LLC
Last Updated: September – 18 – 2026
Information deemed reliable but not guaranteed.