528 MILLS Lane, Panama City, FL 32404

$965,000
Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 3,446 Lot Size (sq. ft.): 36,155 Status: Sold
Current Price: $978,000 List Date: 9/21/2024 Last Modified: 11/21/2025

Description

**CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS** This is your opportunity to live life on the water’s edge! With the backdrop of your yard being glistening deep water that takes you from the East Bay to the open Gulf of Mexico, this idyllic waterfront property offers endless opportunities for fishing, boating, and water enthusiasts alike. Nestled within a peaceful coastal sanctuary, this meticulously designed executive style home provides the most spectacular private sunset views and serene living at its finest. Situated on .83 acres with 119′ of deep water frontage, this updated single level home features 3,446 square feet of living space, 4 bedrooms, 3 full baths, an expansive layout, and unparalleled storage versatility with its 800+ SF 3-car oversized attached garage outfitted with three, 10-foot doors, a raised ceiling, and a floored attic– PLUS the custom built 1,400 SF drive-thru detached all brick garage complete with 18-foot wide doors at each end, a tankless water heater, rinse-off shower, sink, multiple floor drains, ”over garage” storage area, and a 12′ vertical ceiling height. Built atop a highly enviable 14-foot elevated build site and constructed to carefully considered hurricane specifications, your peace of mind is met with the home’s outstanding low maintenance durability, allowing you freedom to enjoy your luxury waterfront lifestyle. Flanked by rustling palm trees lining the driveway, this stunning home embodies luxury, quality, and elegance. As you enter the front doors, you’re welcomed by custom designed 12-foot ceilings, lovely tile floors, beautiful passageway arches, custom oversized hurricane rated impact glass windows, crown molding, tray ceilings, new ultra-plush carpet, real wood blinds, two living areas, and an amazingly spacious split floor plan that transitions with ease. The dining room is just off the foyer area and leads to two of the home’s bedrooms with en-suites, the laundry room, and the attached oversized 3-car garage. The Primary Suite is tucked away on the other side of the home adjacent to a spacious living area with 14-foot double tray ceilings and custom arched windows that fill the room with an abundance of natural light and exceptional sunset vistas, and right past a bedroom adorned with 10-foot French doors, making it the perfect space for a home office. Upon entering through the Primary Suite’s oversized double doors, you’ll find a master retreat that exudes tranquility and privacy. With tons of natural light, gorgeous views of the bayou’s shimmering water, two large walk-in closets, soaring ceilings with oversized cutouts that extend the ceilings to 13-feet, a sitting area or workout space that leads to direct private access to the screened-in porch, and an en-suite master bath complete with double vanities, an oversized tiled shower, whirlpool tub, private water closet, custom cabinetry, and its own 47-gallon hot water heater, the Primary Suite is an absolute dream! Passing back through the open living area and continuing on to the other side of the home, you’ll find the heart of this thoughtfully designed entertainer’s layout as you discover the airy breakfast nook and the generous chef’s kitchen that both open up to the spacious Great Room that features a fireplace, 13-foot double-tray ceilings, recessed lighting, and oversized custom windows that display your endless waterscapes. The well-appointed kitchen offers a breakfast bar for eating and entertaining, stainless-steel appliances, a double oven, custom cabinetry, built-in wine racks, granite counters, a corner pantry, and a bar area ideal for preparing beverages or entertaining guests. The breathtaking views captured through the breakfast nook’s large windows and out the full panel French doors that open the kitchen to the new screened-in porch make this space absolutely magnificent. Don’t miss out on the rare opportunity to own a piece of waterfront paradise and savor private coastal living!

More Information MLS# 762987

Listing Info, Tax and Legal

Homestead: Yes HOA Fee: No New Buyer Fee: No Brokerage Interest: No Interest As Is: Yes

Contract Info

List Price/SqFt: 283.81 Status: Sold List Date: 2024-09-20 List Price: $978,000 Current Price: $965,000

Location

Sub Area: 0516 – Bay East – Sandy Creek/East Callaway Heights Community/Resort: None Waterfront: Yes Gulf Access: Yes Elementary School: Callaway Middle School: Rutherford Middle High School: Rutherford Directions: From TYNDALL PARKWAY, turn EAST onto HWY 22. Turn RIGHT onto N. STAR AVE. Turn LEFT onto OLD BICYCLE ROAD. Turn RIGHT onto MILLS LANE. Property is the first home on the RIGHT. Area: 05 – Bay County – East Street #: 528 Street Name: MILLS Street Suffix: Lane State: FL Zip Code: 32404 County: Bay Subdivision: The Oaks Parcel ID: 06699-201-000 Legal Description: THE OAKS 163B LOT 1 ORB 3967 P 369

General Property Info

Acreage: 0.83 Design: Contemporary Lot Size (SqFt): 36155 Apx SqFt(Htd/Cooled): 3446 Construction Status: Construction Complete SqFt Source: An Appraiser Lot Dimensions: 100x352x143x251 New Construction: No Garage Y/N: Yes Garage Spaces: 7 Pool: No Sub-Type: Detached Single Family Bedrooms: 4 Full Baths: 3 Total Baths: 3 Year Built: 2005

Remarks & Misc

Remarks: **CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS** This is your opportunity to live life on the water’s edge! With the backdrop of your yard being glistening deep water that takes you from the East Bay to the open Gulf of Mexico, this idyllic waterfront property offers endless opportunities for fishing, boating, and water enthusiasts alike. Nestled within a peaceful coastal sanctuary, this meticulously designed executive style home provides the most spectacular private sunset views and serene living at its finest. Situated on .83 acres with 119′ of deep water frontage, this updated single level home features 3,446 square feet of living space, 4 bedrooms, 3 full baths, an expansive layout, and unparalleled storage versatility with its 800+ SF 3-car oversized attached garage outfitted with three, 10-foot doors, a raised ceiling, and a floored attic– PLUS the custom built 1,400 SF drive-thru detached all brick garage complete with 18-foot wide doors at each end, a tankless water heater, rinse-off shower, sink, multiple floor drains, ”over garage” storage area, and a 12′ vertical ceiling height. Built atop a highly enviable 14-foot elevated build site and constructed to carefully considered hurricane specifications, your peace of mind is met with the home’s outstanding low maintenance durability, allowing you freedom to enjoy your luxury waterfront lifestyle. Flanked by rustling palm trees lining the driveway, this stunning home embodies luxury, quality, and elegance. As you enter the front doors, you’re welcomed by custom designed 12-foot ceilings, lovely tile floors, beautiful passageway arches, custom oversized hurricane rated impact glass windows, crown molding, tray ceilings, new ultra-plush carpet, real wood blinds, two living areas, and an amazingly spacious split floor plan that transitions with ease. The dining room is just off the foyer area and leads to two of the home’s bedrooms with en-suites, the laundry room, and the attached oversized 3-car garage. The Primary Suite is tucked away on the other side of the home adjacent to a spacious living area with 14-foot double tray ceilings and custom arched windows that fill the room with an abundance of natural light and exceptional sunset vistas, and right past a bedroom adorned with 10-foot French doors, making it the perfect space for a home office. Upon entering through the Primary Suite’s oversized double doors, you’ll find a master retreat that exudes tranquility and privacy. With tons of natural light, gorgeous views of the bayou’s shimmering water, two large walk-in closets, soaring ceilings with oversized cutouts that extend the ceilings to 13-feet, a sitting area or workout space that leads to direct private access to the screened-in porch, and an en-suite master bath complete with double vanities, an oversized tiled shower, whirlpool tub, private water closet, custom cabinetry, and its own 47-gallon hot water heater, the Primary Suite is an absolute dream! Passing back through the open living area and continuing on to the other side of the home, you’ll find the heart of this thoughtfully designed entertainer’s layout as you discover the airy breakfast nook and the generous chef’s kitchen that both open up to the spacious Great Room that features a fireplace, 13-foot double-tray ceilings, recessed lighting, and oversized custom windows that display your endless waterscapes. The well-appointed kitchen offers a breakfast bar for eating and entertaining, stainless-steel appliances, a double oven, custom cabinetry, built-in wine racks, granite counters, a corner pantry, and a bar area ideal for preparing beverages or entertaining guests. The breathtaking views captured through the breakfast nook’s large windows and out the full panel French doors that open the kitchen to the new screened-in porch make this space absolutely magnificent. Don’t miss out on the rare opportunity to own a piece of waterfront paradise and savor private coastal living!

Status Change Info

Sold Price/SqFt: 280.03 Sold Price/Acre: 1162650.6 Under Contract Date: 2024-12-05 Sold Date: 2025-01-13 Sold Price: $965,000

Breakfast Room

First: 1

Dining Room

First: 1

Great Room

First: 1

Appliances

Dishwasher: 1 Disposal: 1 Microwave: 1 Range – Electric: 1 Water Heater – Electric: 1 Water Heater – Tankless: 1

Interior Features

Breakfast Bar: 1 Ceiling – Coffered: 1 Ceiling – Crwn Molding: 1 Ceiling – Raised: 1 Ceiling – Vaulted: 1 Fireplace: 1 Floor – Hardwood: 1 Floor – Tile: 1 Lighting – Recessed: 1 Pantry: 1 Security System: 1 Split Bedroom: 1

Construction/Siding

Brick: 1 Foundation – Slab on Grade: 1 Wood/Frame: 1 Roof – Composite Shngl: 1 Trim – Aluminum: 1 Trim – Vinyl: 1

Exterior

Columns: 1 Double Pane Windows: 1 Porch Screened: 1 Sprinkler System: 1 Storm Windows: 1

Waterfront Feature

Boat Slip: 1 Dock: 1 Bulkhead/Seawall: 1 Waterfront Feet: 119′

Other Structures

Garage(s): 1 RV/Boat Storage: 1 Second Garage: 1 Workshop: 1

Financing

Cash: 1 Conventional: 1 FHA: 1 VA: 1 Other: 1

Furnished

Unfurnished: 1

Interior

Floor – Carpet: 1 Smart Thermostat: 1

Kitchen

First: 1

Living Room

First: 1

Lot Features

Cul-De-Sac: 1 Improved Lots: 1 Landscaped: 1 Subdivision – Recorded: 1 Sloping: 1 Waterfront: 1 Within 1/2 Mile to Water: 1

Lot Access

City Street: 1 County Road: 1 Paved Road: 1

Parking Features

Additional Parking: 1 Boat: 1 Detached: 1 Drive Through: 1 Driveway: 1 Garage Attached: 1 Garage Detached: 1 Garage Door Opener: 1 Oversized: 1 Paved: 1 RV Access/Parking: 1

Mstr Bath / Mstr Bdrm

MBath Double Vanity: 1 MBath Garden Tub: 1 MBath Separate Shwr: 1 MBath Whirlpool: 1 MBed First Floor: 1 MBed Sitting Area: 1 MBed Walk-in Closet: 1 MBed Waterfront: 1

Present Zoning

Resid Single Family: 1

Rooms

Bedroom: 1 Breakfast Room: 1 Dining Room: 1 Great Room: 1 Kitchen: 1 Living Room: 1 Master Bedroom: 1

Utilities

Cable – Available: 1 Electricity – Connected: 1 Internet – Broadband Available: 1 Phone – Connected: 1 Phone – Available: 1 Private Well: 1 Private Well – Shared: 1 Water Connected: 1 Septic Tank: 1 Underground Utilities: 1

Waterview

Bay: 1 Bayou: 1 Unobstructed: 1

Sale Type

As Is: 1

Waterfront Type

Bay/Harbor: 1 Bayou w/ Gulf Access: 1

Master Bedroom

First: 1

Bedroom

First: 1

Cooling

Ceiling Fan(s): 1 Central Air: 1 Electric: 1

Heating

Central: 1 Electric: 1 ENERGY STAR Qualified Equipment: 1 Heat Pump: 1

Security Features

Carbon Monoxide Detector: 1 Prewired: 1 Security Lights: 1 Security System: 1 Smoke Detector(s): 1

Property Features

Appliances: Dishwasher; Disposal; Microwave; Range – Electric; Water Heater – Electric; Water Heater – Tankless Master Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric; ENERGY STAR Qualified Equipment; Heat Pump Exterior: Columns; Double Pane Windows; Porch Screened; Sprinkler System; Storm Windows Financing: Cash; Conventional; FHA; VA; Other Furnished: Unfurnished Interior: Floor – Carpet; Smart Thermostat Kitchen: First Living Room: First Lot Features: Cul-De-Sac; Improved Lots; Landscaped; Sloping; Subdivision – Recorded; Waterfront; Within 1/2 Mile to Water Lot Access: City Street; County Road; Paved Road Breakfast Room: First Dining Room: First Great Room: First Security Features: Carbon Monoxide Detector; Prewired; Security Lights; Security System; Smoke Detector(s) Parking Features: Additional Parking; Boat; Detached; Drive Through; Driveway; Garage Attached; Garage Detached; Garage Door Opener; Oversized; Paved; RV Access/Parking Other Structures: Garage(s); RV/Boat Storage; Second Garage; Workshop Rooms: Bedroom; Breakfast Room; Dining Room; Great Room; Kitchen; Living Room; Master Bedroom Sale Type: As Is Utilities: Cable – Available; Electricity – Connected; Internet – Broadband Available; Phone – Available; Phone – Connected; Private Well; Private Well – Shared; Septic Tank; Underground Utilities; Water Connected Waterfront Type: Bay/Harbor; Bayou w/ Gulf Access Waterfront Feature: Boat Slip; Bulkhead/Seawall; Dock; Bulkhead/Seawall Waterview: Bay; Bayou; Unobstructed Present Zoning: Resid Single Family

Room Information

Master Bedroom Level: First Dimensions: 29 x 15 Length: 29.00 Width: 15.00 Dimensions: 29 x 15 Bedroom Level: First Dimensions: 16 x 14 Length: 16.00 Width: 14.00 Dimensions: 16 x 14 Bedroom Level: First Dimensions: 16 x 12 Length: 16.00 Width: 12.00 Dimensions: 16 x 12 Bedroom Level: First Dimensions: 16 x 12 Length: 16.00 Width: 12.00 Dimensions: 16 x 12 Dining Room Level: First Dimensions: 16 x 12 Length: 16.00 Width: 12.00 Dimensions: 16 x 12 Living Room Level: First Dimensions: 20 x 19 Length: 20.00 Width: 19.00 Dimensions: 20 x 19 Kitchen Level: First Dimensions: 14 x 14 Length: 14.00 Width: 14.00 Dimensions: 14 x 14 Breakfast Room Level: First Dimensions: 11 x 10 Length: 11.00 Width: 10.00 Dimensions: 11 x 10 Great Room Level: First Dimensions: 20 x 18 Length: 20.00 Width: 18.00 Dimensions: 20 x 18
Listing Office: Sand Dunes Real Estate, LLC
Last Updated: November – 21 – 2025
Information deemed reliable but not guaranteed.