5310 Thomas Drive, Panama City Beach, FL 32408 (MLS# 779080)

5310 Thomas Drive, Panama City Beach, FL 32408

$949,900

Turnkey STR w/Private Saltwater Pool & Gulf Views

5312 Thomas Dr next door also for Sale. MLS #778899

STR with Private Saltwater Pool & Gulf Views

Compare GRI / Projections with HUGE TAX SAVINGS!

5310 Thomas (sleeps 15) & 5312 Thomas (sleeps 14)

STR’s allowed. Furnished. Private Saltwater Pool.

5310 Thomas & sister Home next door (5312)

STR, Furnished, Turnkey w/Private Saltwater Pool

Bedroom 3 | Private Balcony | Gulf Views

Great STR Investment, Gulf Views & Private Pool

3rd Floor | Private Balcony & Gulf Views

Heated Saltwater Pool, Grill, Patio Sets

Property Type: Residential Bedrooms: 4 Baths: 5 Square Footage: 2,396 Lot Size (sq. ft.): 3,615 Status: Active

Current Price: $949,900 List Date: 9/16/2025 Last Modified: 4/12/2026

Overview

Description

Luxury 3-Story GULF VIEW BEACH HOME with Heated Saltwater Pool – PLUS a $10,000 Buyer Credit at Closing! Turnkey STR | Short-Term Rentals allowed | NO HOA | NO Flood Zone | Prime Location Attention Investors, Families & Beach Lovers! Just two blocks from the sugar-white sands of Emerald Beach and Rick Seltzer Park, this 3-story coastal beauty blends luxury, comfort, and high rental potential into the perfect beachside escape. With no HOA, no Flood zone, and full turnkey furnishings, this home is a rare find designed for both lifestyle enjoyment and income generation. PROPERTY HIGHLIGHTS: • 4 Bedrooms + Bonus/Game/Bunk Room | Sleeps 15 (or 29 w/ sister home next door also for sale) • 3 Ensuite Baths + 2 Half Baths • Private Heated Saltwater Pool (with optional heating) + Tropical Outdoor Oasis • Multiple Balconies with Gulf Views • Open-Concept Main Floor with 10' Ceilings, Crown Molding & LVP Floors • Chef's Kitchen with Stainless Appliances … (Read more) Luxury 3-Story GULF VIEW BEACH HOME with Heated Saltwater Pool – PLUS a $10,000 Buyer Credit at Closing! Turnkey STR | Short-Term Rentals allowed | NO HOA | NO Flood Zone | Prime Location Attention Investors, Families & Beach Lovers! Just two blocks from the sugar-white sands of Emerald Beach and Rick Seltzer Park, this 3-story coastal beauty blends luxury, comfort, and high rental potential into the perfect beachside escape. With no HOA, no Flood zone, and full turnkey furnishings, this home is a rare find designed for both lifestyle enjoyment and income generation. PROPERTY HIGHLIGHTS: • 4 Bedrooms + Bonus/Game/Bunk Room | Sleeps 15 (or 29 w/ sister home next door also for sale) • 3 Ensuite Baths + 2 Half Baths • Private Heated Saltwater Pool (with optional heating) + Tropical Outdoor Oasis • Multiple Balconies with Gulf Views • Open-Concept Main Floor with 10′ Ceilings, Crown Molding & LVP Floors • Chef’s Kitchen with Stainless Appliances & Seating for 10-12 • Parking for 4 Vehicles + Golf Cart Friendly • Hurricane Windows, Hardie Siding & Metal Roof for lasting durability First Floor: – Primary Poolside Master Suite w/ King Bed, Twin Bunk Nook, Double Vanity Ensuite & Direct Pool Access – Bonus Bunk/Closet Room with Mounted TV – Spacious Living Room & Dining for 8+ (extra bar seating) – Chef’s Kitchen – Laundry Room | Guest Half Bath Second Floor: – 2nd Master Suite w/ King + Queen + Single Nook, Private Balcony & Ensuite – Bedroom 3: Two Queens + Ensuite Bath + Gulf View Balcony Third Floor: – Bedroom 4 & Bonus Game Room: Bunks, Twin, Queen Bed, Wet Bar, Smart TV, Arcade Games – Private Gulf View Balcony + Half Bath WHY YOU’LL LOVE IT: -Steps to Beach Access #7 – walk to sand, surf, dining & attractions. -Relax in your heated saltwater pool oasis w/ gas grill & matching patio sets. -Entertain on multiple balconies with sparkling Gulf Views. STR Rental Revenue and GRI Actuals for 2024 & 2025 are available upon request. High-yield income opportunity! SLEEPS 15 — Purchase alone or as part of a 2-home portfolio package (sleeps 29 combined) A True Coastal Masterpiece! Whether you’re seeking a personal beach retreat, a vacation rental powerhouse, or a multi-home investment portfolio, this property delivers. Relaxed, roomy, stylish, and vacation-lifestyle ready — all just two blocks from the Emerald Coast. Luxury. Location. Lifestyle. This one has it ALL!

Listing Details MLS# 779080

Contract Info

List Price/SqFt: 396.45

Location

Area: 03 – Bay County – Beach
Street #: 5310
Street Name: Thomas
Street Suffix: Drive
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0323 – Beach – South of Grand Lagoon
Subdivision: Gulf Lagoon Beach
Community/Resort: None
Waterfront: No
Parcel ID: 32377-010-000
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: Head West on Thomas Drive, at curve, just past the Schooners Parking lot, 3 – tall 3 story homes, it is the one in the middle, red roof.
Legal Description: GULF LAGOON BEACH SELY 16.55' OF LOT 8 & NWLY 16.45' OF LOT 7 BLK 18 AKA PCL ''B'' ORB 4460 P 818

General Property Info

Sub-Type: Detached Single Family
Design: Beach House
Apx SqFt(Htd/Cooled): 2396
SqFt Source: Prop App Site
Full Baths: 3
Half Baths: 2
Total Baths: 5
Year Built: 2006
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: 110 x 33
Acreage: 0.08
Lot Size (SqFt): 3615
Pool: Yes
Pool Type: Private

Listing Info, Tax and Legal

HOA Fee: No
New Buyer Fee: No
Last Taxes: 8284
Last Tax Year: 2024
Brokerage Interest: No Interest
As Is: Yes

Remarks & Misc

Remarks: Luxury 3-Story GULF VIEW BEACH HOME with Heated Saltwater Pool – PLUS a $10,000 Buyer Credit at Closing! Turnkey STR | Short-Term Rentals allowed | NO HOA | NO Flood Zone | Prime Location Attention Investors, Families & Beach Lovers! Just two blocks from the sugar-white sands of Emerald Beach and Rick Seltzer Park, this 3-story coastal beauty blends luxury, comfort, and high rental potential into the perfect beachside escape. With no HOA, no Flood zone, and full turnkey furnishings, this home is a rare find designed for both lifestyle enjoyment and income generation. PROPERTY HIGHLIGHTS: • 4 Bedrooms + Bonus/Game/Bunk Room | Sleeps 15 (or 29 w/ sister home next door also for sale) • 3 Ensuite Baths + 2 Half Baths • Private Heated Saltwater Pool (with optional heating) + Tropical Outdoor Oasis • Multiple Balconies with Gulf Views • Open-Concept Main Floor with 10' Ceilings, Crown Molding & LVP Floors • Chef's Kitchen with Stainless Appliances & Seating for 10-12 • Parking for 4 Vehicles + Golf Cart Friendly • Hurricane Windows, Hardie Siding & Metal Roof for lasting durability First Floor: – Primary Poolside Master Suite w/ King Bed, Twin Bunk Nook, Double Vanity Ensuite & Direct Pool Access – Bonus Bunk/Closet Room with Mounted TV – Spacious Living Room & Dining for 8+ (extra bar seating) – Chef's Kitchen – Laundry Room | Guest Half Bath Second Floor: – 2nd Master Suite w/ King + Queen + Single Nook, Private Balcony & Ensuite – Bedroom 3: Two Queens + Ensuite Bath + Gulf View Balcony Third Floor: – Bedroom 4 & Bonus Game Room: Bunks, Twin, Queen Bed, Wet Bar, Smart TV, Arcade Games – Private Gulf View Balcony + Half Bath WHY YOU'LL LOVE IT: -Steps to Beach Access #7 – walk to sand, surf, dining & attractions. -Relax in your heated saltwater pool oasis w/ gas grill & matching patio sets. -Entertain on multiple balconies with sparkling Gulf Views. STR Rental Revenue and GRI Actuals for 2024 & 2025 are available upon request. High-yield income opportunity! SLEEPS 15 — Purchase alone or as part of a 2-home portfolio package (sleeps 29 combined) A True Coastal Masterpiece! Whether you're seeking a personal beach retreat, a vacation rental powerhouse, or a multi-home investment portfolio, this property delivers. Relaxed, roomy, stylish, and vacation-lifestyle ready — all just two blocks from the Emerald Coast. Luxury. Location. Lifestyle. This one has it ALL!

Dining Room

First: Yes

More Information

Pool Features

Fenced: Yes
Heated – Electric: Yes
Inground: Yes
Saltwater: Yes

Appliances

Cooktop – Electric: Yes
Dishwasher: Yes
Dryer: Yes
Ice Maker: Yes
Microwave: Yes
Oven – Electric: Yes
Range – Electric: Yes
Refrigerator: Yes
Washer: Yes
Water Heater – Electric: Yes

Interior Features

Breakfast Bar: Yes
Floor – Hardwood: Yes
Floor – Tile: Yes
Floor – Vinyl Plank: Yes
Lighting – Recessed: Yes
Wet Bar: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Roof – Metal: Yes
Siding – Hardie Board: Yes

Exterior

Balcony: Yes
Deck Covered: Yes
Deck Open: Yes
Fenced Back Yard: Yes
Fenced Privacy: Yes
Patio Covered: Yes
Patio Open: Yes

Financing

Cash: Yes
Conventional: Yes
Other: Yes

Furnished

Furnished: Yes

Interior

Bonus Room: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Features

Landscaped: Yes
Near Beach Access: Yes
Near Public Boat Ramp: Yes
Sidewalk: Yes
Survey Available: Yes
Within 1/2 Mile to Water: Yes

Parking Features

Driveway: Yes
Oversized: Yes

Mstr Bath / Mstr Bdrm

MBath Double Vanity: Yes
MBath Separate Shwr: Yes
MBed Balcony: Yes
MBed First Floor: Yes
MBed Walk-in Closet: Yes
MBath Shower/Tub Combo: Yes

Present Zoning

Resid Single Family: Yes

Rooms

Bedroom: Yes
Dining Room: Yes
Kitchen: Yes
Living Room: Yes
Master Bedroom: Yes

Utilities

Cable – Available: Yes
Electricity – Connected: Yes
Garbage: Yes
Natural Gas – Available: Yes
Internet – Broadband Available: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Gulf: Yes

Sale Type

As Is: Yes

Master Bedroom

First: Yes
Second: Yes

Bedroom

Second: Yes
Third: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Security Features

Fire Alarm: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Cooktop – Electric; Dishwasher; Dryer; Ice Maker; Microwave; Oven – Electric; Range – Electric; Refrigerator; Washer; Water Heater – Electric Master Bedroom: First; Second Bedroom: Second; Third Cooling: Ceiling Fan(s); Central Air; Electric Exterior: Balcony; Deck Covered; Deck Open; Fenced Back Yard; Fenced Privacy; Patio Covered; Patio Open Financing: Cash; Conventional; Other Furnished: Furnished Interior: Bonus Room Kitchen: First Living Room: First Lot Features: Landscaped; Near Beach Access; Near Public Boat Ramp; Sidewalk; Survey Available; Within 1/2 Mile to Water Dining Room: First Pool Features: Fenced; Heated – Electric; Inground; Saltwater Security Features: Fire Alarm; Smoke Detector(s) Parking Features: Driveway; Oversized Rooms: Bedroom; Dining Room; Kitchen; Living Room; Master Bedroom Sale Type: As Is Utilities: Cable – Available; Electricity – Connected; Garbage; Internet – Broadband Available; Natural Gas – Available; Public Sewer – Connected; Public Water – Connected Waterview: Gulf Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Living Room	First	18 x 12	18.00	12.00
Dining Room	First	12 x 8	12.00	8.00
Kitchen	First	12 x 8	12.00	8.00
Master Bedroom	First	15 x 14	15.00	14.00
Master Bedroom	Second	22 x 12	22.00	12.00
Bedroom	Third	18 x 12	18.00	12.00
Bedroom	Second	18 x 12	18.00	12.00

Listing Office: CENTURY 21 Ryan Realty Inc

Last Updated: April – 12 – 2026

Information deemed reliable but not guaranteed.