5310 Thomas Drive, Panama City Beach, FL 32408
$967,500
Property Type:
Residential
Bedrooms:
4
Baths:
5
Square Footage:
2,396
Lot Size (sq. ft.):
3,615
Status:
Active
Current Price:
$967,500
List Date:
9/16/2025
Last Modified:
2/25/2026
Description
Luxury 3-Story GULF VIEW BEACH HOME with Heated Saltwater Pool
Turnkey STR | Short-Term Rentals allowed | NO HOA | NO Flood Zone | Prime Location
Attention Investors, Families & Beach Lovers! Just two blocks from the sugar-white sands of Emerald Beach and Rick Seltzer Park, this 3-story coastal beauty blends luxury, comfort, and high rental potential into the perfect beachside escape.
With no HOA, no Flood zone, and full turnkey furnishings, this home is a rare find designed for both lifestyle enjoyment and income generation.
PROPERTY HIGHLIGHTS:
• 4 Bedrooms + Bonus/Game/Bunk Room | Sleeps 15 (or 29 w/ sister home next door also for sale)
• 3 Ensuite Baths + 2 Half Baths
• Private Heated Saltwater Pool (with optional heating) + Tropical Outdoor Oasis
• Multiple Balconies with Gulf Views
• Open-Concept Main Floor with 10′ Ceilings, Crown Molding & LVP Floors
• Chef’s Kitchen with Stainless Appliances & Seating for 10-12
• Parking for 4 Vehicles + Golf Cart Friendly
• Hurricane Windows, Hardie Siding & Metal Roof for lasting durability
First Floor:
– Primary Poolside Master Suite w/ King Bed, Twin Bunk Nook, Double Vanity Ensuite & Direct Pool Access
– Bonus Bunk/Closet Room with Mounted TV
– Spacious Living Room & Dining for 8+ (extra bar seating)
– Chef’s Kitchen
– Laundry Room | Guest Half Bath
Second Floor:
– 2nd Master Suite w/ King + Queen + Single Nook, Private Balcony & Ensuite
– Bedroom 3: Two Queens + Ensuite Bath + Gulf View Balcony
Third Floor:
– Bedroom 4 & Bonus Game Room: Bunks, Twin, Queen Bed, Wet Bar, Smart TV, Arcade Games
– Private Gulf View Balcony + Half Bath
WHY YOU’LL LOVE IT:
-Steps to Beach Access #7 – walk to sand, surf, dining & attractions.
-Relax in your heated saltwater pool oasis w/ gas grill & matching patio sets.
-Entertain on multiple balconies with sparkling Gulf Views.
STR Rental Revenue and GRI Actuals for 2024 & 2025 are available upon request.
High-yield income opportunity!
SLEEPS 15 — Purchase alone or as part of a 2-home portfolio package (sleeps 29 combined)
A True Coastal Masterpiece!
Whether you’re seeking a personal beach retreat, a vacation rental powerhouse, or a multi-home investment portfolio, this property delivers.
Relaxed, roomy, stylish, and vacation-lifestyle ready — all just two blocks from the Emerald Coast.
Luxury. Location. Lifestyle. This one has it ALL!
More Information MLS# 779080
Listing Info, Tax and Legal
HOA Fee: No
New Buyer Fee: No
Last Taxes: 8284
Last Tax Year: 2024
Brokerage Interest: No Interest
As Is: Yes
Contract Info
List Price/SqFt: 403.8
Status: Active
List Date: 2025-09-16
List Price: $967,500
Current Price: $967,500
Location
Sub Area: 0323 – Beach – South of Grand Lagoon
Community/Resort: None
Waterfront: No
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: Head West on Thomas Drive, at curve, just past the Schooners Parking lot, 3 – tall 3 story homes, it is the one in the middle, red roof.
Area: 03 – Bay County – Beach
Street #: 5310
Street Name: Thomas
Street Suffix: Drive
State: FL
Zip Code: 32408
County: Bay
Subdivision: Gulf Lagoon Beach
Parcel ID: 32377-010-000
Legal Description: GULF LAGOON BEACH SELY 16.55′ OF LOT 8 & NWLY 16.45′ OF LOT 7 BLK 18 AKA PCL ”B” ORB 4460 P 818
General Property Info
Acreage: 0.08
Design: Beach House
Lot Size (SqFt): 3615
Apx SqFt(Htd/Cooled): 2396
Construction Status: Construction Complete
SqFt Source: Prop App Site
Half Baths: 2
Lot Dimensions: 110 x 33
New Construction: No
Garage Y/N: No
Pool: Yes
Pool Type: Private
Sub-Type: Detached Single Family
Bedrooms: 4
Full Baths: 3
Total Baths: 5
Year Built: 2006
Remarks & Misc
Remarks: Luxury 3-Story GULF VIEW BEACH HOME with Heated Saltwater Pool
Turnkey STR | Short-Term Rentals allowed | NO HOA | NO Flood Zone | Prime Location
Attention Investors, Families & Beach Lovers! Just two blocks from the sugar-white sands of Emerald Beach and Rick Seltzer Park, this 3-story coastal beauty blends luxury, comfort, and high rental potential into the perfect beachside escape.
With no HOA, no Flood zone, and full turnkey furnishings, this home is a rare find designed for both lifestyle enjoyment and income generation.
PROPERTY HIGHLIGHTS:
• 4 Bedrooms + Bonus/Game/Bunk Room | Sleeps 15 (or 29 w/ sister home next door also for sale)
• 3 Ensuite Baths + 2 Half Baths
• Private Heated Saltwater Pool (with optional heating) + Tropical Outdoor Oasis
• Multiple Balconies with Gulf Views
• Open-Concept Main Floor with 10′ Ceilings, Crown Molding & LVP Floors
• Chef’s Kitchen with Stainless Appliances & Seating for 10-12
• Parking for 4 Vehicles + Golf Cart Friendly
• Hurricane Windows, Hardie Siding & Metal Roof for lasting durability
First Floor:
– Primary Poolside Master Suite w/ King Bed, Twin Bunk Nook, Double Vanity Ensuite & Direct Pool Access
– Bonus Bunk/Closet Room with Mounted TV
– Spacious Living Room & Dining for 8+ (extra bar seating)
– Chef’s Kitchen
– Laundry Room | Guest Half Bath
Second Floor:
– 2nd Master Suite w/ King + Queen + Single Nook, Private Balcony & Ensuite
– Bedroom 3: Two Queens + Ensuite Bath + Gulf View Balcony
Third Floor:
– Bedroom 4 & Bonus Game Room: Bunks, Twin, Queen Bed, Wet Bar, Smart TV, Arcade Games
– Private Gulf View Balcony + Half Bath
WHY YOU’LL LOVE IT:
-Steps to Beach Access #7 – walk to sand, surf, dining & attractions.
-Relax in your heated saltwater pool oasis w/ gas grill & matching patio sets.
-Entertain on multiple balconies with sparkling Gulf Views.
STR Rental Revenue and GRI Actuals for 2024 & 2025 are available upon request.
High-yield income opportunity!
SLEEPS 15 — Purchase alone or as part of a 2-home portfolio package (sleeps 29 combined)
A True Coastal Masterpiece!
Whether you’re seeking a personal beach retreat, a vacation rental powerhouse, or a multi-home investment portfolio, this property delivers.
Relaxed, roomy, stylish, and vacation-lifestyle ready — all just two blocks from the Emerald Coast.
Luxury. Location. Lifestyle. This one has it ALL!
Dining Room
First: 1
Pool Features
Fenced: 1
Heated – Electric: 1
Inground: 1
Saltwater: 1
Appliances
Cooktop – Electric: 1
Dishwasher: 1
Dryer: 1
Ice Maker: 1
Microwave: 1
Oven – Electric: 1
Range – Electric: 1
Refrigerator: 1
Washer: 1
Water Heater – Electric: 1
Interior Features
Breakfast Bar: 1
Floor – Hardwood: 1
Floor – Tile: 1
Floor – Vinyl Plank: 1
Lighting – Recessed: 1
Wet Bar: 1
Construction/Siding
Foundation – Slab on Grade: 1
Roof – Metal: 1
Siding – Hardie Board: 1
Exterior
Balcony: 1
Deck Covered: 1
Deck Open: 1
Fenced Back Yard: 1
Fenced Privacy: 1
Patio Covered: 1
Patio Open: 1
Financing
Cash: 1
Conventional: 1
Other: 1
Furnished
Furnished: 1
Interior
Bonus Room: 1
Kitchen
First: 1
Living Room
First: 1
Lot Features
Landscaped: 1
Near Beach Access: 1
Near Public Boat Ramp: 1
Sidewalk: 1
Survey Available: 1
Within 1/2 Mile to Water: 1
Parking Features
Driveway: 1
Oversized: 1
Mstr Bath / Mstr Bdrm
MBath Double Vanity: 1
MBath Separate Shwr: 1
MBed Balcony: 1
MBed First Floor: 1
MBed Walk-in Closet: 1
MBath Shower/Tub Combo: 1
Present Zoning
Resid Single Family: 1
Rooms
Bedroom: 1
Dining Room: 1
Kitchen: 1
Living Room: 1
Master Bedroom: 1
Utilities
Cable – Available: 1
Electricity – Connected: 1
Garbage: 1
Natural Gas – Available: 1
Internet – Broadband Available: 1
Public Sewer – Connected: 1
Public Water – Connected: 1
Waterview
Gulf: 1
Sale Type
As Is: 1
Master Bedroom
First: 1
Second: 1
Bedroom
Second: 1
Third: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Security Features
Fire Alarm: 1
Smoke Detector(s): 1
Property Features
Appliances: Cooktop – Electric; Dishwasher; Dryer; Ice Maker; Microwave; Oven – Electric; Range – Electric; Refrigerator; Washer; Water Heater – Electric
Master Bedroom: First; Second
Bedroom: Second; Third
Cooling: Ceiling Fan(s); Central Air; Electric
Exterior: Balcony; Deck Covered; Deck Open; Fenced Back Yard; Fenced Privacy; Patio Covered; Patio Open
Financing: Cash; Conventional; Other
Furnished: Furnished
Interior: Bonus Room
Kitchen: First
Living Room: First
Lot Features: Landscaped; Near Beach Access; Near Public Boat Ramp; Sidewalk; Survey Available; Within 1/2 Mile to Water
Dining Room: First
Pool Features: Fenced; Heated – Electric; Inground; Saltwater
Security Features: Fire Alarm; Smoke Detector(s)
Parking Features: Driveway; Oversized
Rooms: Bedroom; Dining Room; Kitchen; Living Room; Master Bedroom
Sale Type: As Is
Utilities: Cable – Available; Electricity – Connected; Garbage; Internet – Broadband Available; Natural Gas – Available; Public Sewer – Connected; Public Water – Connected
Waterview: Gulf
Present Zoning: Resid Single Family
Room Information
Living Room
Level: First
Dimensions: 18 x 12
Length: 18.00
Width: 12.00
Dimensions: 18 x 12
Dining Room
Level: First
Dimensions: 12 x 8
Length: 12.00
Width: 8.00
Dimensions: 12 x 8
Kitchen
Level: First
Dimensions: 12 x 8
Length: 12.00
Width: 8.00
Dimensions: 12 x 8
Master Bedroom
Level: First
Dimensions: 15 x 14
Length: 15.00
Width: 14.00
Dimensions: 15 x 14
Master Bedroom
Level: Second
Dimensions: 22 x 12
Length: 22.00
Width: 12.00
Dimensions: 22 x 12
Bedroom
Level: Third
Dimensions: 18 x 12
Length: 18.00
Width: 12.00
Dimensions: 18 x 12
Bedroom
Level: Second
Dimensions: 18 x 12
Length: 18.00
Width: 12.00
Dimensions: 18 x 12
Listing Office:
CENTURY 21 Ryan Realty Inc
Last Updated: February – 25 – 2026
Information deemed reliable but not guaranteed.