5312 Thomas Drive, Panama City Beach, FL 32408 (MLS# 778899)

5312 Thomas Drive, Panama City Beach, FL 32408

$949,900

Turnkey STR, with Private Saltwater Pool & Gulf Views (sleeps 14)

5312 & 5310 Thomas Dr (sleeps 29). Both for Sale_MLS 779080

Turnkey STR, Private Saltwater Pool & Gulf Views

Compare GRI, Projections + HUGE TAX SAVINGS!

STR, Furnished, Heated Saltwater Pool (sleeps 14)

5312 Thomas Dr (sleep 14). Private Pool. Steps to the Gulf

*5312 Thomas Dr (sleep 14). 5310 Thomas Dr (sleep 15). Both for Sale

Location, Gulf Views & local attractions

5312 & 5310 Thomas Dr (sleeps 29). Both for Sale

Great STR Investment, Gulf Views & Private Pool

3rd Bedroom, ensuite BA, Private Balcony

Property Type: Residential Bedrooms: 4 Baths: 5 Square Footage: 2,396 Lot Size (sq. ft.): 3,485 Status: Active

Current Price: $949,900 List Date: 9/12/2025 Last Modified: 4/12/2026

Overview

Description

Luxury 3-Story GULF VIEW BEACH HOME with Heated Saltwater Pool | STR | No HOA | No Flood | Turnkey | Vacation-Lifestyle Ready – PLUS a $10,000 BUYER CREDIT at Closing! HIGH-YIELD INCOME POTENTIAL + TAX BENEFITS SAVINGS for this one or both properties for Sale SIDE-BY-SIDE. Attention Investors, Beach & Pool Lovers! This 3-story Retreat is fully furnished, turnkey, and short-term rental ready with NO HOA or Flood. Just steps from the Emerald Beach, sand, local dining, attractions and Rick Seltzer Park, this property offers a rare blend of luxury living and strong rental potential. Featuring 4 bedrooms including a bonus bunk/wet bar/game room, 3 ensuite baths & 2 half baths, the home comfortably sleeps 14 guests (or up to 29 when purchased with the side-by-side ''sister'' home for sale). Guests will love the multiple balconies with Gulf Views, private heated saltwater pool, outdoor shower, 2 grills, and matching patio & dining sets — an entertaining masterpiece. Insid … (Read more) Luxury 3-Story GULF VIEW BEACH HOME with Heated Saltwater Pool | STR | No HOA | No Flood | Turnkey | Vacation-Lifestyle Ready – PLUS a $10,000 BUYER CREDIT at Closing! HIGH-YIELD INCOME POTENTIAL + TAX BENEFITS SAVINGS for this one or both properties for Sale SIDE-BY-SIDE. Attention Investors, Beach & Pool Lovers! This 3-story Retreat is fully furnished, turnkey, and short-term rental ready with NO HOA or Flood. Just steps from the Emerald Beach, sand, local dining, attractions and Rick Seltzer Park, this property offers a rare blend of luxury living and strong rental potential. Featuring 4 bedrooms including a bonus bunk/wet bar/game room, 3 ensuite baths & 2 half baths, the home comfortably sleeps 14 guests (or up to 29 when purchased with the side-by-side ”sister” home for sale). Guests will love the multiple balconies with Gulf Views, private heated saltwater pool, outdoor shower, 2 grills, and matching patio & dining sets — an entertaining masterpiece. Inside, enjoy an open-concept main level with living, dining, kitchen & laundry room featuring stainless appliances, and LVP floors. The primary poolside 1st master bedroom with double vanity en-suite bath and private, large walk-in closet with a twin bunk are on the 1st floor. On the 2nd floor, you’ll find 2 bedrooms. The 2nd master with double vanity en-suite bath, private balcony & sitting area and the 3rd bedroom with 2 queens, double vanity en-suite Bath + private balcony await. The 3rd floor offers the 4th, including bonus room & Gulf View balcony, bunks, queen bed, wet bar, and arcade games. With 10′ ceilings, LVP & Hardwood floors, Hurricane Windows, Hardie siding, Metal Roof, and parking for 4 vehicles + golf cart, this home was designed for both comfort and durability. Steps from dining, marinas, and attractions–this is a prime investment and luxury retreat in one! An Entertaining & Vacation MASTERPIECE! $$$ INVESTORS $$$ HIGH-YIELD INCOME POTENTIAL for this one or both properties! BONUS: The sister property next door (also for sale) sleeps 15. Together, both homes host 29 guests total, each with identical layouts, pools, and furnishings. Unmatched portfolio or multi-home investor package opportunity! Schedule your showing today! GRI: Rental Revenue for 2024 & 2025 are available upon request.

Listing Details MLS# 778899

Contract Info

List Price/SqFt: 396.45

Location

Area: 03 – Bay County – Beach
Street #: 5312
Street Name: Thomas
Street Suffix: Drive
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0323 – Beach – South of Grand Lagoon
Subdivision: Gulf Lagoon Beach
Community/Resort: None
Waterfront: No
Parcel ID: 32377-000-000
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: Take Thomas Drive West from the Signal Light at Alvin's Island after the Marinas for about 1/2 mile. House is on the right in Blue.
Legal Description: GULF LAGOON BEACH NWLY 33.33' OF LOT 8 BLK 18 AKA PCL ''A'' ORB 4451 P 772

General Property Info

Sub-Type: Detached Single Family
Design: Beach House
Apx SqFt(Htd/Cooled): 2396
SqFt Source: Prop App Site
Balcony SqFt: 2396
Full Baths: 3
Half Baths: 2
Total Baths: 5
# of Stories in Building: 3
# of Units in Bldg: Yes
Units Above Ground: Yes
Year Built: 2006
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Driveway Spaces: 4
Lot Dimensions: 33 x110
Acreage: 0.08
Lot Size (SqFt): 3485
Pool: Yes
Pool Type: Private

Listing Info, Tax and Legal

HOA Fee: No
New Buyer Fee: No
Last Taxes: 8426
Last Tax Year: 2024
Brokerage Interest: No Interest
As Is: Yes

Remarks & Misc

Remarks: Luxury 3-Story GULF VIEW BEACH HOME with Heated Saltwater Pool | STR | No HOA | No Flood | Turnkey | Vacation-Lifestyle Ready – PLUS a $10,000 BUYER CREDIT at Closing! HIGH-YIELD INCOME POTENTIAL + TAX BENEFITS SAVINGS for this one or both properties for Sale SIDE-BY-SIDE. Attention Investors, Beach & Pool Lovers! This 3-story Retreat is fully furnished, turnkey, and short-term rental ready with NO HOA or Flood. Just steps from the Emerald Beach, sand, local dining, attractions and Rick Seltzer Park, this property offers a rare blend of luxury living and strong rental potential. Featuring 4 bedrooms including a bonus bunk/wet bar/game room, 3 ensuite baths & 2 half baths, the home comfortably sleeps 14 guests (or up to 29 when purchased with the side-by-side ''sister'' home for sale). Guests will love the multiple balconies with Gulf Views, private heated saltwater pool, outdoor shower, 2 grills, and matching patio & dining sets — an entertaining masterpiece. Inside, enjoy an open-concept main level with living, dining, kitchen & laundry room featuring stainless appliances, and LVP floors. The primary poolside 1st master bedroom with double vanity en-suite bath and private, large walk-in closet with a twin bunk are on the 1st floor. On the 2nd floor, you'll find 2 bedrooms. The 2nd master with double vanity en-suite bath, private balcony & sitting area and the 3rd bedroom with 2 queens, double vanity en-suite Bath + private balcony await. The 3rd floor offers the 4th, including bonus room & Gulf View balcony, bunks, queen bed, wet bar, and arcade games. With 10' ceilings, LVP & Hardwood floors, Hurricane Windows, Hardie siding, Metal Roof, and parking for 4 vehicles + golf cart, this home was designed for both comfort and durability. Steps from dining, marinas, and attractions–this is a prime investment and luxury retreat in one! An Entertaining & Vacation MASTERPIECE! $$$ INVESTORS $$$ HIGH-YIELD INCOME POTENTIAL for this one or both properties! BONUS: The sister property next door (also for sale) sleeps 15. Together, both homes host 29 guests total, each with identical layouts, pools, and furnishings. Unmatched portfolio or multi-home investor package opportunity! Schedule your showing today! GRI: Rental Revenue for 2024 & 2025 are available upon request.

Dining Room

First: Yes

More Information

Pool Features

Fenced: Yes
Heated – Electric: Yes
Inground: Yes
Saltwater: Yes

Appliances

Cooktop – Electric: Yes
Dishwasher: Yes
Dryer: Yes
Ice Maker: Yes
Microwave: Yes
Oven – Electric: Yes
Range – Electric: Yes
Refrigerator: Yes
Washer: Yes
Water Heater – Electric: Yes

Interior Features

Floor – Hardwood: Yes
Floor – Tile: Yes
Floor – Vinyl Plank: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Roof – Metal: Yes
Siding – Hardie Board: Yes

Exterior

Balcony: Yes
Built-in Barbecue/Grill: Yes
Deck Covered: Yes
Deck Open: Yes
Fenced Back Yard: Yes
Fenced Privacy: Yes
Shower: Yes
Patio Covered: Yes
Patio Open: Yes

Financing

Cash: Yes
Conventional: Yes
Other: Yes

Furnished

Furnished: Yes

Interior

Bonus Room: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Features

Landscaped: Yes
Near Beach Access: Yes
Near Public Boat Ramp: Yes
Sidewalk: Yes
Within 1/2 Mile to Water: Yes

Parking Features

Driveway: Yes
Oversized: Yes

Mstr Bath / Mstr Bdrm

MBath Double Vanity: Yes
MBath Separate Shwr: Yes
MBed Balcony: Yes
MBed Walk-in Closet: Yes

Present Zoning

Resid Single Family: Yes

Rooms

Bedroom: Yes
Dining Room: Yes
Kitchen: Yes
Living Room: Yes
Master Bedroom: Yes

Utilities

Cable – Available: Yes
Electricity – Connected: Yes
Garbage: Yes
Natural Gas – Available: Yes
Internet – Broadband Available: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Gulf: Yes

Sale Type

As Is: Yes

Master Bedroom

First: Yes
Second: Yes

Bedroom

Second: Yes
Third: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
ENERGY STAR Qualified Equipment: Yes

Security Features

Fire Alarm: Yes
Fire Sprinkler System: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Cooktop – Electric; Dishwasher; Dryer; Ice Maker; Microwave; Oven – Electric; Range – Electric; Refrigerator; Washer; Water Heater – Electric Master Bedroom: First; Second Bedroom: Second; Third Cooling: Ceiling Fan(s); Central Air; ENERGY STAR Qualified Equipment Exterior: Balcony; Built-in Barbecue/Grill; Deck Covered; Deck Open; Fenced Back Yard; Fenced Privacy; Shower; Patio Covered; Patio Open Financing: Cash; Conventional; Other Furnished: Furnished Interior: Bonus Room Kitchen: First Living Room: First Lot Features: Landscaped; Near Beach Access; Near Public Boat Ramp; Sidewalk; Within 1/2 Mile to Water Dining Room: First Pool Features: Fenced; Heated – Electric; Inground; Saltwater Security Features: Fire Alarm; Fire Sprinkler System; Smoke Detector(s) Parking Features: Driveway; Oversized Rooms: Bedroom; Dining Room; Kitchen; Living Room; Master Bedroom Sale Type: As Is Utilities: Cable – Available; Electricity – Connected; Garbage; Internet – Broadband Available; Natural Gas – Available; Public Sewer – Connected; Public Water – Connected Waterview: Gulf Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Living Room	First	18 x 12	18.00	12.00
Kitchen	First	12 x 8	12.00	8.00
Dining Room	First	12 x 8	12.00	8.00
Master Bedroom	First	15 x 14	15.00	14.00
Master Bedroom	Second	22 x 12	22.00	12.00
Bedroom	Second	18 x 12	18.00	12.00
Bedroom	Third	18 x 14	18.00	14.00	Bunk/Loft/MiniBar

Listing Office: CENTURY 21 Ryan Realty Inc

Last Updated: April – 12 – 2026

Information deemed reliable but not guaranteed.