5404 Hilltop Avenue, Panama City, FL 32408
$480,000
Property Type:
Residential
Bedrooms:
3
Baths:
2
Square Footage:
1,554
Lot Size (sq. ft.):
5,968
Status:
Sold
Current Price:
$480,000
List Date:
5/22/2026
Last Modified:
8/11/2026
Listing Details MLS# 790241
Contract Info
- List Price/SqFt
- 314.67
Location
- Area
- 03 – Bay County – Beach
- Street #
- 5404
- Street Name
- Hilltop
- Street Suffix
- Avenue
- State
- FL
- Zip Code
- 32408
- County
- Bay
- Sub Area
- 0323 – Beach – South of Grand Lagoon
- Subdivision
- No Named Subdivision
- Community/Resort
- None
- Waterfront
- No
- Parcel ID
- 31829-000-000
- Elementary School
- Patronis
- Middle School
- Surfside
- High School
- Arnold
- Directions
- From Navy Blvd. heading west turn right onto Hurt St. Turn left on Hilltop. House is on your right.
- Legal Description
- BILTMORE BEACH LOT 3 BLK I ORB 4445 P 196 MAP 70B2
General Property Info
- Sub-Type
- Detached Single Family
- Design
- Beach House
- Apx SqFt(Htd/Cooled)
- 1554
- SqFt Source
- Prop App Site
- Full Baths
- 2
- Total Baths
- 2
- # of Stories in Building
- Yes
- Year Built
- 2021
- Immediate Occupancy
- Yes
- Pre-Const Flip
- No
- Construction Status
- Construction Complete
- New Construction
- No
- Garage Y/N
- Yes
- Garage Spaces
- 2
- Driveway Spaces
- 2
- Lot Dimensions
- 50×120
- Acreage
- 0.14
- Lot Size (SqFt)
- 5968
- Pool
- No
Status Change Info
- Under Contract Date
- 2026-06-12
- Sold Date
- 2026-08-10
- Sold Price/SqFt
- 308.88
- Sold Price/Acre
- 3428571.43
Listing Info, Tax and Legal
- Homestead
- No
- HOA Fee
- No
- Is Subject Leased
- No
- New Buyer Fee
- No
- Last Taxes
- 5428
- Last Tax Year
- 2025
- Brokerage Interest
- No Interest
- Township
- Panama City Bea
Remarks & Misc
- Remarks
- CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS – Built in 2021 by Guyson Construction, this furnished South Lagoon beach home offers a turnkey opportunity just minutes from St. Andrews State Park, public boat ramps, dining, and the beach. Currently operating as a short-term rental, the property is well-suited as a primary residence, second home, or investment property. Inside, the light-filled layout features vaulted ceilings, skylights, coastal finishes, and luxury vinyl plank flooring with a hand-scraped look throughout the main living areas. The open-concept kitchen includes granite countertops, stainless steel appliances, and ample prep and storage space. A split-bedroom floor plan provides added privacy to the primary suite, complete with a walk-in shower and oversized walk-in closet. Outdoor spaces include a covered front porch, covered back patio, and a large fenced backyard with room to relax or entertain. Additional features include Hardie Board ColorPlus exterior siding, a metal roof, window treatments throughout, and a 2-car garage. Located in a golf cart-friendly neighborhood with convenient access to two nearby boat launches and the beach, this property combines low-maintenance construction with coastal convenience. No HOA and no flood insurance currently required. Buyer to verify all measurements, rental restrictions, and insurance requirements if important.
More Information
Great Room
- First
- Yes
Appliances
- Cooktop – Electric
- Yes
- Dishwasher
- Yes
- Disposal
- Yes
- Dryer
- Yes
- Ice Maker
- Yes
- Microwave
- Yes
- Oven – Electric
- Yes
- Range Hood
- Yes
- Refrigerator
- Yes
- Washer
- Yes
- Water Heater – Electric
- Yes
Interior Features
- Ceiling – Cathedral
- Yes
- Floor – Vinyl
- Yes
- Kitchen Island
- Yes
- Lighting – Recessed
- Yes
- Window – Treatment All
- Yes
Construction/Siding
- Foundation – Slab on Grade
- Yes
- Siding – Hardie Board
- Yes
- Siding – Metal
- Yes
Exterior
- Fenced Back Yard
- Yes
- Hurricane Shutters
- Yes
- Patio Covered
- Yes
- Porch Covered
- Yes
Financing
- Cash
- Yes
- Conventional
- Yes
- VA
- Yes
Furnished
- Furnished
- Yes
Interior
- Ceiling – Tray
- Yes
Kitchen
- First
- Yes
Lot Access
- County Road
- Yes
- Paved Road
- Yes
Parking Features
- Driveway
- Yes
- Garage Attached
- Yes
Present Zoning
- County
- Yes
Rooms
- Great Room
- Yes
- Kitchen
- Yes
- Primary Bedroom
- Yes
Utilities
- Electricity – Connected
- Yes
- Garbage
- Yes
- Internet – Fiber Optic
- Yes
- Public Water – Connected
- Yes
- Septic Tank
- Yes
Sale Type
- As Is
- Yes
Primary Bedroom
- First
- Yes
Cooling
- Ceiling Fan(s)
- Yes
- Central Air
- Yes
Heating
- Central
- Yes
Primary Bdrm/Primary Bath
- MBath Double Vanity
- Yes
- MBath Shower Only
- Yes
- MBed First Floor
- Yes
Property Features
Appliances:
Cooktop – Electric; Dishwasher; Disposal; Dryer; Ice Maker; Microwave; Oven – Electric; Range Hood; Refrigerator; Washer; Water Heater – Electric
Primary Bedroom:
First
Cooling:
Ceiling Fan(s); Central Air
Heating:
Central
Exterior:
Fenced Back Yard; Hurricane Shutters; Patio Covered; Porch Covered
Financing:
Cash; Conventional; VA
Furnished:
Furnished
Interior:
Ceiling – Tray
Kitchen:
First
Lot Access:
County Road; Paved Road
Great Room:
First
Parking Features:
Driveway; Garage Attached
Rooms:
Great Room; Kitchen; Primary Bedroom
Sale Type:
As Is
Utilities:
Electricity – Connected; Garbage; Internet – Fiber Optic; Public Water – Connected; Septic Tank
Present Zoning:
County
Room Information
| Room Name | Level | Dimensions | Length | Width |
|---|---|---|---|---|
| Primary Bedroom | First | 15 x 15 | 15.00 | 15.00 |
| Great Room | First | 28 x 16 | 28.00 | 16.00 |
| Kitchen | First | 15 x 13 | 15.00 | 13.00 |
Listing Office:
Anchor Realty Florida
Last Updated: August – 11 – 2026
Information deemed reliable but not guaranteed.