5405 Duneridge Road, Panama City, FL 32404 (MLS# 795567)

5405 Duneridge Road, Panama City, FL 32404

New Listing

$315,000

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,380 Lot Size (sq. ft.): 11,326 Status: Active

Current Price: $315,000 List Date: 9/18/2026 Last Modified: 9/18/2026

Overview

Description

Located in unincorporated Panama City, this 3 bedroom, 2 bathroom home offers a flexible setup with a large fully fenced backyard, extensive recent improvements, and a detached 1 bedroom, 1 bathroom unit. The property has convenient access to Tyndall Air Force Base, Panama City Beach, parks, shopping, and everyday amenities. The unincorporated Bay County location may provide different tax and insurance considerations than properties within municipal limits, subject to individual circumstances and verification. The main home has received approximately $28,000 in recent upgrades. All interior walls were repainted, light fixtures and outlets were updated, and the kitchen received quartzite countertops with a new sink and faucet. Both bathrooms received quartz countertops, new sinks and faucets, updated cabinet hardware, new towel bar holders, robe hooks, and toilet paper holders. Door hinges and handles were also updated throughout the home. A pantry and dedicated laundry room add ever … (Read more) Located in unincorporated Panama City, this 3 bedroom, 2 bathroom home offers a flexible setup with a large fully fenced backyard, extensive recent improvements, and a detached 1 bedroom, 1 bathroom unit. The property has convenient access to Tyndall Air Force Base, Panama City Beach, parks, shopping, and everyday amenities. The unincorporated Bay County location may provide different tax and insurance considerations than properties within municipal limits, subject to individual circumstances and verification. The main home has received approximately $28,000 in recent upgrades. All interior walls were repainted, light fixtures and outlets were updated, and the kitchen received quartzite countertops with a new sink and faucet. Both bathrooms received quartz countertops, new sinks and faucets, updated cabinet hardware, new towel bar holders, robe hooks, and toilet paper holders. Door hinges and handles were also updated throughout the home. A pantry and dedicated laundry room add everyday functionality. The detached backyard unit was previously used by the prior owner as a beauty salon and has been converted by the current owners into a 1 bedroom, 1 bathroom space. It includes a tiled shower, toilet, vanity, kitchen sink and cabinet, electric tankless hot water heater, and window AC unit. The tile and plumbing work associated with this conversion is included in the approximately $28,000 in recent improvements. The backyard layout could allow the unit area to be separated from the main home’s outdoor space, giving the occupant a defined area of access while preserving the main home’s backyard area. The oversized fenced backyard provides substantial usable space for parking a boat, vehicle, or trailer, along with a fire pit and chicken coop. The property offers room for a variety of outdoor uses and storage needs. Exterior improvements include landscaping, pressure washing, and fresh black mulch. The property is approximately 10 miles from Tyndall Air Force Base in the Callaway area and approximately 20 miles from Navy Boulevard in Panama City Beach, with actual drive time varying by route and traffic. Nearby recreation includes Bay Dunes Park and Harders Park, with additional outdoor amenities and Panama City Beach attractions within a convenient drive. The detached unit has not been brought into the county permitting process by the current owners. A future owner may investigate county requirements for bringing the structure into compliance and whether short term rental use is permitted and eligible for approval. The chicken coop may also provide an opportunity for a future owner to investigate agricultural classification or related tax treatment with Bay County, but any zoning, permitting, agricultural classification, or tax benefits would require approval and verification with the appropriate authorities. Buyers should independently verify all measurements, zoning, permitting, insurance, tax treatment, and potential rental use. Please note the detached shed shown in the current photos is still being completed and is scheduled to be finished Friday, September 18th. Updated photos of the completed 1 bedroom, 1 bathroom unit will be uploaded once the work is finished.

Open Houses

Tomorrow, 12:00 pm – 3:00 pm
Sunday, September 20, 4:00 pm – 7:00 pm

Listing Details MLS# 795567

Contract Info

List Price/SqFt: 228.26

Location

Area: 05 – Bay County – East
Street #: 5405
Street Name: Duneridge
Street Suffix: Road
State: FL
Zip Code: 32404
County: Bay
Sub Area: 0515 – Bay East – Bayou George
Subdivision: Duneridge
Community/Resort: None
Waterfront: No
Parcel ID: 05896-309-000
Elementary School: Tommy Smith
Middle School: Merritt Brown
High School: Rutherford
Directions: From Hwy 231 N, turn right onto Star Ave, then immediately left onto John Pitts Rd. Turn right onto Duneridge Rd; property is on the right.
Legal Description: DUNERIDGE SUB. LOT 9 ORB 4731 P 2353

General Property Info

Sub-Type: Detached Single Family
Design: Contemporary
Apx SqFt(Htd/Cooled): 1380
SqFt Source: Prop App Site
Full Baths: 2
Total Baths: 2
Accessory Dwelling Unit: No
Year Built: 2005
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Lot Dimensions: 75×150
Acreage: 0.26
Lot Size (SqFt): 11326
Pool: No

Listing Info, Tax and Legal

HOA Fee: No
New Buyer Fee: No
Last Taxes: 2821.47
Last Tax Year: 2025
Brokerage Interest: No Interest

Remarks & Misc

Remarks: Located in unincorporated Panama City, this 3 bedroom, 2 bathroom home offers a flexible setup with a large fully fenced backyard, extensive recent improvements, and a detached 1 bedroom, 1 bathroom unit. The property has convenient access to Tyndall Air Force Base, Panama City Beach, parks, shopping, and everyday amenities. The unincorporated Bay County location may provide different tax and insurance considerations than properties within municipal limits, subject to individual circumstances and verification. The main home has received approximately $28,000 in recent upgrades. All interior walls were repainted, light fixtures and outlets were updated, and the kitchen received quartzite countertops with a new sink and faucet. Both bathrooms received quartz countertops, new sinks and faucets, updated cabinet hardware, new towel bar holders, robe hooks, and toilet paper holders. Door hinges and handles were also updated throughout the home. A pantry and dedicated laundry room add everyday functionality. The detached backyard unit was previously used by the prior owner as a beauty salon and has been converted by the current owners into a 1 bedroom, 1 bathroom space. It includes a tiled shower, toilet, vanity, kitchen sink and cabinet, electric tankless hot water heater, and window AC unit. The tile and plumbing work associated with this conversion is included in the approximately $28,000 in recent improvements. The backyard layout could allow the unit area to be separated from the main home's outdoor space, giving the occupant a defined area of access while preserving the main home's backyard area. The oversized fenced backyard provides substantial usable space for parking a boat, vehicle, or trailer, along with a fire pit and chicken coop. The property offers room for a variety of outdoor uses and storage needs. Exterior improvements include landscaping, pressure washing, and fresh black mulch. The property is approximately 10 miles from Tyndall Air Force Base in the Callaway area and approximately 20 miles from Navy Boulevard in Panama City Beach, with actual drive time varying by route and traffic. Nearby recreation includes Bay Dunes Park and Harders Park, with additional outdoor amenities and Panama City Beach attractions within a convenient drive. The detached unit has not been brought into the county permitting process by the current owners. A future owner may investigate county requirements for bringing the structure into compliance and whether short term rental use is permitted and eligible for approval. The chicken coop may also provide an opportunity for a future owner to investigate agricultural classification or related tax treatment with Bay County, but any zoning, permitting, agricultural classification, or tax benefits would require approval and verification with the appropriate authorities. Buyers should independently verify all measurements, zoning, permitting, insurance, tax treatment, and potential rental use. Please note the detached shed shown in the current photos is still being completed and is scheduled to be finished Friday, September 18th. Updated photos of the completed 1 bedroom, 1 bathroom unit will be uploaded once the work is finished.

Covered Porch

First: Yes

More Information

Deck/Patio

First: Yes

Garage

First: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Freezer: Yes
Instant Hot Water: Yes
Microwave: Yes
Oven – Electric: Yes
Plumbed For Ice Maker: Yes
Range – Electric: Yes
Refrigerator: Yes
Washer: Yes
Water Heater – Electric: Yes

Interior Features

Ceiling – Vaulted: Yes
Fireplace: Yes
Floor – Vinyl Plank: Yes
Pantry: Yes
Window – Treatment All: Yes

Construction/Siding

Brick: Yes
Foundation – Slab on Grade: Yes
Wood/Frame: Yes
Roof – Asphalt: Yes
Roof – Dimensional Shg: Yes
Trim – Vinyl: Yes

Exterior

Fenced Lot-All: Yes
Fireplace: Yes
Patio Covered: Yes
Porch Covered: Yes
Sprinkler System: Yes

Other Structures

Shed(s): Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes
Other: Yes

Furnished

Negotiable: Yes

Interior

Smart Thermostat: Yes

Lot Access

Paved Road: Yes

Parking Features

Driveway: Yes
Garage Attached: Yes

Present Zoning

Resid Single Family: Yes

Rooms

Covered Porch: Yes
Deck/Patio: Yes
Garage: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Sale Type

As Is: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Mini-Split/Ductless: Yes

Heating

Central: Yes
Mini-Split/Ductless: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBed Walk-in Closet: Yes

Primary Bath/Primary Bdrm

MBath Shower/Tub Combo: Yes

Security Features

Smoke Detector(s): Yes

Property Features

Appliances: Dishwasher; Disposal; Dryer; Freezer; Instant Hot Water; Microwave; Oven – Electric; Plumbed For Ice Maker; Range – Electric; Refrigerator; Washer; Water Heater – Electric Cooling: Ceiling Fan(s); Central Air; Mini-Split/Ductless Heating: Central; Mini-Split/Ductless Exterior: Fenced Lot-All; Fireplace; Patio Covered; Porch Covered; Sprinkler System Financing: Cash; Conventional; FHA; VA; Other Furnished: Negotiable Interior: Smart Thermostat Lot Access: Paved Road Covered Porch: First Garage: First Security Features: Smoke Detector(s) Parking Features: Driveway; Garage Attached Other Structures: Shed(s) Rooms: Covered Porch; Deck/Patio; Garage Sale Type: As Is Utilities: TV Cable; Electricity – Connected; Public Sewer – Connected; Public Water – Connected Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Garage	First	21 x 21	21.00	21.00	Garage
Covered Porch	First	13 x 5	13.00	5.00	Covered porch
Deck/Patio	First	12 x 7	12.00	7.00	Covered patio

Listing Office: Coldwell Banker Niceville

Last Updated: September – 18 – 2026

Information deemed reliable but not guaranteed.