5405 Thomas Drive, Panama City Beach, FL 32408
New Listing
$889,500
Property Type:
Residential
Bedrooms:
4
Baths:
4
Square Footage:
2,801
Lot Size (sq. ft.):
25,115
Status:
Active
Current Price:
$889,500
List Date:
8/19/2026
Last Modified:
8/19/2026
Overview
Description
…
(Read more)
Located just steps from the sugar-white sands of Panama City Beach’s quiet east end, this beach home combines the best of location, functionality, and flexibility.
With no HOA and the freedom to offer short-term rentals, this property is ideal for a serene retreat, full-time residence, or vacation rental. The thoughtfully designed layout spans multiple levels, ensuring both privacy and spaces for gathering.
The first floor features three bedrooms, two full baths with granite countertops, and a convenient laundry area.
Ascend to the second floor to a spacious great room with cathedral ceilings, beautiful hardwood floors, and an open kitchen. Stainless steel appliances, a kitchen island and breakfast bar make this space functional and inviting – perfect for hosting or enjoying casual meals. Step out onto the second-floor balcony to enjoy a morning coffee or the evening breezes. The master suite on this level creates a private sanctuary, complete with a well-appointed bathroom featuring a walk-in shower and separate water closet.
On the third floor, you will find another balcony and a versatile loft area that can be transformed according to your needs – whether as an additional bedroom, game room, or entertainment hub.
Outside, the fenced yard and patio area provide a private space for relaxation or gatherings.
Located just a short stroll from local favorites like Schooner’s and a quick drive to St Andrews State Park, marinas, golf, shopping and dining, this home offers the perfect blend of peaceful seclusion and convenient access to attractions.
If versatile design, spacious living, and steps-to-the-beach convenience are on your wish list, make it a point to see this home. Call to schedule a private tour today!
Listing Details MLS# 794319
Contract Info
- List Price/SqFt
- 317.57
Location
- Area
- 03 – Bay County – Beach
- Street #
- 5405
- Street Name
- Thomas
- Street Suffix
- Drive
- State
- FL
- Zip Code
- 32408
- County
- Bay
- Sub Area
- 0323 – Beach – South of Grand Lagoon
- Subdivision
- Gulf Lagoon Beach
- Community/Resort
- None
- Waterfront
- No
- Parcel ID
- 32303-000-000
- Elementary School
- Patronis
- Middle School
- Surfside
- High School
- Arnold
- Directions
- Travel east on Thomas Dr towards State Park. Property on right between Biltmore and Hurt Street.
- Legal Description
- GULF LAGOON BEACH PT OF LOT 22 BLK 7 DESC AS: COM AT THE NWLY COR LOT 22 TH SELY 25' FOR POB TH SWLY 60.30 SELY 2.04' SWLY 11.90' NWLY 4' SWLY 11.90' SELY 1.97' SWLY 30.90' SELY 25' NELY 115' NWLY 25' TO POB ORB 4553 P 95
General Property Info
- Sub-Type
- Detached Single Family
- Design
- Beach House
- Apx SqFt(Htd/Cooled)
- 2801
- SqFt Source
- Prop App Site
- Full Baths
- 3
- Half Baths
- Yes
- Total Baths
- 4
- Accessory Dwelling Unit
- No
- Year Built
- 2005
- Construction Status
- Construction Complete
- New Construction
- No
- Garage Y/N
- Yes
- Garage Spaces
- Yes
- Lot Dimensions
- 25.0 ft x 115.0 ft
- Acreage
- 0.07
- Lot Size (SqFt)
- 25115
- Pool
- No
Listing Info, Tax and Legal
- HOA Fee
- No
- New Buyer Fee
- No
- Last Taxes
- 6317.89
- Last Tax Year
- 2025
- Brokerage Interest
- No Interest
Remarks & Misc
- Remarks
- Located just steps from the sugar-white sands of Panama City Beach's quiet east end, this beach home combines the best of location, functionality, and flexibility. With no HOA and the freedom to offer short-term rentals, this property is ideal for a serene retreat, full-time residence, or vacation rental. The thoughtfully designed layout spans multiple levels, ensuring both privacy and spaces for gathering. The first floor features three bedrooms, two full baths with granite countertops, and a convenient laundry area. Ascend to the second floor to a spacious great room with cathedral ceilings, beautiful hardwood floors, and an open kitchen. Stainless steel appliances, a kitchen island and breakfast bar make this space functional and inviting – perfect for hosting or enjoying casual meals. Step out onto the second-floor balcony to enjoy a morning coffee or the evening breezes. The master suite on this level creates a private sanctuary, complete with a well-appointed bathroom featuring a walk-in shower and separate water closet. On the third floor, you will find another balcony and a versatile loft area that can be transformed according to your needs – whether as an additional bedroom, game room, or entertainment hub. Outside, the fenced yard and patio area provide a private space for relaxation or gatherings. Located just a short stroll from local favorites like Schooner's and a quick drive to St Andrews State Park, marinas, golf, shopping and dining, this home offers the perfect blend of peaceful seclusion and convenient access to attractions. If versatile design, spacious living, and steps-to-the-beach convenience are on your wish list, make it a point to see this home. Call to schedule a private tour today!
Family Room
- Second
- Yes
More Information
Loft
- Third
- Yes
Appliances
- Dishwasher
- Yes
- Disposal
- Yes
- Dryer
- Yes
- Ice Maker
- Yes
- Oven – Electric
- Yes
- Range – Electric
- Yes
- Refrigerator
- Yes
- Washer
- Yes
- Water Heater – Electric
- Yes
Interior Features
- Floor – Tile
- Yes
- Floor – Vinyl Plank
- Yes
- Security System
- Yes
Construction/Siding
- Siding – Stucco
- Yes
Exterior
- Balcony
- Yes
- Fenced Back Yard
- Yes
- Hurricane Shutters
- Yes
- Shower
- Yes
- Porch Covered
- Yes
- Storm Doors
- Yes
Furnished
- Furnished
- Yes
Interior
- Bunk Room
- Yes
- Smart Home
- Yes
Kitchen
- Second
- Yes
Lot Features
- Within 1/2 Mile to Water
- Yes
Parking Features
- Garage Attached
- Yes
Rooms
- Bedroom
- Yes
- Family Room
- Yes
- Kitchen
- Yes
- Loft
- Yes
- Primary Bedroom
- Yes
Showing
- ShowingTime
- Yes
Utilities
- Electricity – Connected
- Yes
- Public Sewer – Connected
- Yes
- Public Water – Connected
- Yes
Primary Bedroom
- Second
- Yes
Bedroom
- First
- Yes
Cooling
- Ceiling Fan(s)
- Yes
- Central Air
- Yes
- Electric
- Yes
Heating
- Electric
- Yes
Primary Bdrm/Primary Bath
- MBath Double Vanity
- Yes
- MBath Walk-In Closet
- Yes
Security Features
- Security System
- Yes
Property Features
Appliances:
Dishwasher; Disposal; Dryer; Ice Maker; Oven – Electric; Range – Electric; Refrigerator; Washer; Water Heater – Electric
Primary Bedroom:
Second
Bedroom:
First
Cooling:
Ceiling Fan(s); Central Air; Electric
Heating:
Electric
Exterior:
Balcony; Fenced Back Yard; Hurricane Shutters; Shower; Porch Covered; Storm Doors
Furnished:
Furnished
Interior:
Bunk Room; Smart Home
Kitchen:
Second
Lot Features:
Within 1/2 Mile to Water
Family Room:
Second
Loft:
Third
Security Features:
Security System
Parking Features:
Garage Attached
Rooms:
Bedroom; Family Room; Kitchen; Loft; Primary Bedroom
Showing:
ShowingTime
Utilities:
Electricity – Connected; Public Sewer – Connected; Public Water – Connected
Room Information
| Room Name | Level | Dimensions | Length | Width |
|---|---|---|---|---|
| Primary Bedroom | Second | 15 x 11 | 15.00 | 11.00 |
| Bedroom | First | 12 x 12 | 12.00 | 12.00 |
| Bedroom | First | 11 x 10 | 11.00 | 10.00 |
| Bedroom | First | 10 x 10 | 10.00 | 10.00 |
| Loft | Third | 18 x 18 | 18.00 | 18.00 |
| Family Room | Second | 18 x 18 | 18.00 | 18.00 |
| Kitchen | Second | 10 x 10 | 10.00 | 10.00 |
Listing Office:
Berkshire Hathaway HomeServices Beach Properties of Florida
Last Updated: August – 19 – 2026
Information deemed reliable but not guaranteed.