5412 Hilltop Avenue, Panama City Beach, FL 32408 (MLS# 791257)

5412 Hilltop Avenue, Panama City Beach, FL 32408

$399,000

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,147 Lot Size (sq. ft.): 6,098 Status: Active

Current Price: $399,000 List Date: 6/12/2026 Last Modified: 8/04/2026

Overview

Description

Turnkey Panama City Beach Vacation Rental with documented annual gross rental revenue of approximately $40,000 – $50,000, sold fully furnished and ready for immediate use. Located just a few blocks from the Gulf in Lower Grand Lagoon, this updated 3-bedroom, 2-bath detached home offers no HOA, a fully fenced backyard and convenient access to the beach, restaurants, boating and local attractions. The efficient guest-friendly layout features two king bedrooms plus a bunk room with two sets of bunk beds. Recent improvements include a newly constructed second full bathroom, new septic system, luxury vinyl plank flooring, updated windows, recessed lighting, interior and exterior paint, and a dedicated laundry room with new washer and dryer. Outside, guests enjoy a private large gazebo, outdoor seating, two built-in grills, outdoor shower and an above-ground pool. The home is offered furnished, making it well suited for an investor, second-home buyer or full-time resident. Note: photo 5 is a … (Read more)

Listing Details MLS# 791257

Contract Info

List Price/SqFt: 347.86

Location

Area: 03 – Bay County – Beach
Street #: 5412
Street Name: Hilltop
Street Suffix: Avenue
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0323 – Beach – South of Grand Lagoon
Subdivision: Biltmore Beach
Community/Resort: None
Waterfront: No
Parcel ID: 31832-000-000
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: From Thomas Drive heading East, turn left on Biltmore Drive, turn right onto Hilltop Ave. Home is on the left.
Legal Description: BILTMORE BEACH LOT 6 BLK I MAP 70B2 ORB 4505 P 2027

General Property Info

Sub-Type: Detached Single Family
Design: Ranch
Apx SqFt(Htd/Cooled): 1147
SqFt Source: Owner Measured
Full Baths: 2
Total Baths: 2
# of Stories in Building: Yes
Accessory Dwelling Unit: No
Year Built: 1970
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Driveway Spaces: 2
Lot Dimensions: 50 x 120
Acreage: 0.14
Lot Size (SqFt): 6098
Pool: Yes
Pool Type: Private

Listing Info, Tax and Legal

HOA Fee: No
New Buyer Fee: No
Last Taxes: 3988
Last Tax Year: 2025
Brokerage Interest: No Interest

Remarks & Misc

Remarks: Turnkey Panama City Beach Vacation Rental with documented annual gross rental revenue of approximately $40,000 – $50,000, sold fully furnished and ready for immediate use. Located just a few blocks from the Gulf in Lower Grand Lagoon, this updated 3-bedroom, 2-bath detached home offers no HOA, a fully fenced backyard and convenient access to the beach, restaurants, boating and local attractions. The efficient guest-friendly layout features two king bedrooms plus a bunk room with two sets of bunk beds. Recent improvements include a newly constructed second full bathroom, new septic system, luxury vinyl plank flooring, updated windows, recessed lighting, interior and exterior paint, and a dedicated laundry room with new washer and dryer. Outside, guests enjoy a private large gazebo, outdoor seating, two built-in grills, outdoor shower and an above-ground pool. The home is offered furnished, making it well suited for an investor, second-home buyer or full-time resident. Note: photo 5 is a rendering of the landscaping in front yard that will be completed prior to closing.

Pool Features

Above Ground: Yes

More Information

Appliances

Microwave: Yes
Range – Electric: Yes
Refrigerator: Yes
Washer/Dryer Stacked: Yes
Water Heater – Electric: Yes

Interior Features

Breakfast Bar: Yes
Floor – Vinyl Plank: Yes
Lock Out Closet: Yes

Construction/Siding

Brick: Yes
Roof – Metal: Yes

Exterior

Built-in Barbecue/Grill: Yes
Fenced Back Yard: Yes
Shower: Yes

Other Structures

Shed(s): Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Furnished: Yes

Interior

Bunk Room: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Features

Flood Insurance Req: Yes
Near Public Boat Ramp: Yes

Lot Access

Paved Road: Yes

Parking Features

Driveway: Yes

Present Zoning

Resid Single Family: Yes

Rooms

Bedroom: Yes
Kitchen: Yes
Living Room: Yes
Primary Bedroom: Yes

Utilities

Electricity – Connected: Yes
Garbage: Yes
Public Water – Connected: Yes
Septic Tank: Yes

Sale Type

As Is: Yes

Primary Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Central Air: Yes

Heating

Central: Yes

Primary Bdrm/Primary Bath

MBath Shower Only: Yes
MBed First Floor: Yes

Security Features

Smoke Detector(s): Yes

Property Features

Appliances: Microwave; Range – Electric; Refrigerator; Washer/Dryer Stacked; Water Heater – Electric Primary Bedroom: First Bedroom: First Cooling: Central Air Heating: Central Exterior: Built-in Barbecue/Grill; Fenced Back Yard; Shower Financing: Cash; Conventional; FHA; VA Furnished: Furnished Interior: Bunk Room Kitchen: First Living Room: First Lot Features: Flood Insurance Req; Near Public Boat Ramp Lot Access: Paved Road Pool Features: Above Ground Security Features: Smoke Detector(s) Parking Features: Driveway Other Structures: Shed(s) Rooms: Bedroom; Kitchen; Living Room; Primary Bedroom Sale Type: As Is Utilities: Electricity – Connected; Garbage; Public Water – Connected; Septic Tank Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Primary Bedroom	First	13 x 11	13.00	11.00
Bedroom	First	13 x 11	13.00	11.00
Bedroom	First	15 x 8	15.00	8.00
Living Room	First	19 x 11	19.00	11.00
Kitchen	First	15 x 8	15.00	8.00

Listing Office: EXP Realty LLC

Last Updated: August – 04 – 2026

Information deemed reliable but not guaranteed.