5412 Hilltop Avenue, Panama City Beach, FL 32408

New Listing
$415,000
Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,147 Lot Size (sq. ft.): 6,098 Status: Active
Current Price: $415,000 List Date: 6/12/2026 Last Modified: 6/12/2026

Overview

Description

Welcome to Paradise! Your perfect beach get away in the highly desirable Lower Lagoon area of Panama City Beach is waiting for you. Just a couple of blocks from the sugar-white sands and emerald waters of the Gulf, this fully furnished 3-bedroom, 2-bathroom single-family home offers the perfect blend of relaxation, convenience, and investment potential. Ideally located within walking distance to some of the area's best restaurants, shopping, and local attractions, you'll also enjoy easy access to boating, fishing, and family-friendly entertainment. Whether cruising by golf cart or strolling to the beach, this location truly captures the laid-back coastal lifestyle and even offers a few public boat ramps in the neighborhood. Inside, the thoughtfully designed layout comfortably accommodates families and guests, featuring two spacious king bedrooms and a bunk room with two sets of bunk beds, making it an ideal short-term rental or full-time residence. The home has been tastefully update

Listing Details MLS# 791257

Contract Info

List Price/SqFt
361.81

Location

Area
03 – Bay County – Beach
Street #
5412
Street Name
Hilltop
Street Suffix
Avenue
State
FL
Zip Code
32408
County
Bay
Sub Area
0323 – Beach – South of Grand Lagoon
Subdivision
Biltmore Beach
Community/Resort
None
Waterfront
No
Parcel ID
31832-000-000
Elementary School
Patronis
Middle School
Surfside
High School
Arnold
Directions
From Thomas Drive heading East, turn left on Biltmore Drive, turn right onto Hilltop Ave. Home is on the left.
Legal Description
BILTMORE BEACH LOT 6 BLK I MAP 70B2 ORB 4505 P 2027

General Property Info

Sub-Type
Detached Single Family
Design
Ranch
Apx SqFt(Htd/Cooled)
1147
SqFt Source
Owner Measured
Full Baths
2
Total Baths
2
# of Stories in Building
Yes
Year Built
1970
Construction Status
Construction Complete
New Construction
No
Garage Y/N
No
Driveway Spaces
2
Lot Dimensions
50 x 120
Acreage
0.14
Lot Size (SqFt)
6098
Pool
Yes
Pool Type
Private

Listing Info, Tax and Legal

HOA Fee
No
New Buyer Fee
No
Last Taxes
3988
Last Tax Year
2025
Brokerage Interest
No Interest

Remarks & Misc

Remarks
Welcome to Paradise! Your perfect beach get away in the highly desirable Lower Lagoon area of Panama City Beach is waiting for you. Just a couple of blocks from the sugar-white sands and emerald waters of the Gulf, this fully furnished 3-bedroom, 2-bathroom single-family home offers the perfect blend of relaxation, convenience, and investment potential. Ideally located within walking distance to some of the area's best restaurants, shopping, and local attractions, you'll also enjoy easy access to boating, fishing, and family-friendly entertainment. Whether cruising by golf cart or strolling to the beach, this location truly captures the laid-back coastal lifestyle and even offers a few public boat ramps in the neighborhood. Inside, the thoughtfully designed layout comfortably accommodates families and guests, featuring two spacious king bedrooms and a bunk room with two sets of bunk beds, making it an ideal short-term rental or full-time residence. The home has been tastefully updated with new luxury vinyl plank flooring, recessed lighting, a newly added full bathroom, and a dedicated laundry room with new washer and dryer, ensuring modern comfort throughout. Step outside to your own private backyard oasis! Situated on a generous lot, the fully fenced yard is perfect for entertaining and unwinding. Enjoy evenings under the large gazebo, fire up one of the two built-in grills, rinse off in the outdoor shower, or relax by the stock tank pool with lounging deck. There's even ample space to add a full-size pool if desired. A 12×12 storage shed provides plenty of room for beach gear and tools. Additional upgrades include a brand-new septic system, offering peace of mind for years to come. This property presents a fantastic opportunity as a turnkey, rental-ready investment or your own slice of paradise near the Gulf. Don't miss your chance to own this inviting coastal getaway–schedule your private showing today!

Pool Features

Above Ground
Yes

More Information

Appliances

Microwave
Yes
Range – Electric
Yes
Refrigerator
Yes
Washer/Dryer Stacked
Yes
Water Heater – Electric
Yes

Interior Features

Breakfast Bar
Yes
Floor – Vinyl Plank
Yes
Lock Out Closet
Yes

Construction/Siding

Brick
Yes
Roof – Metal
Yes

Exterior

Built-in Barbecue/Grill
Yes
Fenced Back Yard
Yes
Shower
Yes

Other Structures

Shed(s)
Yes

Financing

Cash
Yes
Conventional
Yes
FHA
Yes
VA
Yes

Furnished

Furnished
Yes

Interior

Bunk Room
Yes

Kitchen

First
Yes

Living Room

First
Yes

Lot Features

Flood Insurance Req
Yes
Near Public Boat Ramp
Yes

Lot Access

Paved Road
Yes

Parking Features

Driveway
Yes

Present Zoning

Resid Single Family
Yes

Rooms

Bedroom
Yes
Kitchen
Yes
Living Room
Yes
Primary Bedroom
Yes

Utilities

Electricity – Connected
Yes
Garbage
Yes
Public Water – Connected
Yes
Septic Tank
Yes

Sale Type

As Is
Yes

Primary Bedroom

First
Yes

Bedroom

First
Yes

Cooling

Central Air
Yes

Heating

Central
Yes

Primary Bdrm/Primary Bath

MBath Shower Only
Yes
MBed First Floor
Yes

Security Features

Smoke Detector(s)
Yes

Property Features

Appliances: Microwave; Range – Electric; Refrigerator; Washer/Dryer Stacked; Water Heater – Electric Primary Bedroom: First Bedroom: First Cooling: Central Air Heating: Central Exterior: Built-in Barbecue/Grill; Fenced Back Yard; Shower Financing: Cash; Conventional; FHA; VA Furnished: Furnished Interior: Bunk Room Kitchen: First Living Room: First Lot Features: Flood Insurance Req; Near Public Boat Ramp Lot Access: Paved Road Pool Features: Above Ground Security Features: Smoke Detector(s) Parking Features: Driveway Other Structures: Shed(s) Rooms: Bedroom; Kitchen; Living Room; Primary Bedroom Sale Type: As Is Utilities: Electricity – Connected; Garbage; Public Water – Connected; Septic Tank Present Zoning: Resid Single Family

Room Information

Room Name Level Dimensions Length Width
Master Bedroom First 13 x 11 13.00 11.00
Bedroom First 13 x 11 13.00 11.00
Bedroom First 15 x 8 15.00 8.00
Living Room First 19 x 11 19.00 11.00
Kitchen First 15 x 8 15.00 8.00
Listing Office: EXP Realty LLC
Last Updated: June – 12 – 2026
Information deemed reliable but not guaranteed.