545 Millbridge Drive, Panama City Beach, FL 32413 (MLS# 778249)

**NEW CONSTRUCTION, LAWNCARE INCLUDED** Model photos used for reference. Available in October 2025. Welcome to the Madison floor plan by Kolter Homes that blends modern elegance with comfort and durability. This 3-bedroom, 4-bathroom residence features a bonus room with full bath and Walk-in closet, flex space/ study, oversize 2-car courtyard garage with plenty of space for that full size truck or SUV, and paver driveway. This home includes 2×6 exterior walls, impact-resistant windows, and James Hardie exterior for long-lasting quality and peace of mind. Inside, 10ft ceilings and a plethora of windows bathe the home in natural light, the oversize tray ceilings add to the elevated atmosphere. The gourmet kitchen is the heart of the home, boasting designer-selected finishes such as an expansive island, quartz countertops, gold hardware, and GE Profile appliances. The owner’s suite offers a luxurious retreat, featuring a frameless walk-in shower with built-in seating, delivering a true spa-like experience. Outdoors, larger homesites provide ample room for personalized outdoor living—think covered patios, screened porches, and space for a pool or extended entertainment area. This homesite also backs up to protected Florida wilderness, offering serene preserve views and exceptional privacy. Located in the sought-after Saltgrass at Ward Creek community, this home places you just minutes from all that Panama City Beach has to offer—without the congestion. Enjoy quick access to 30A beaches, Pier Park, Top Golf, and a vibrant array of shopping and dining. Saltgrass is also positioned near exciting new developments, including the 87-acre TMH/FSU Hospital, the upcoming West Bay Shopping Center with 50,000+ sq. ft. of retail space, and a Publix, expected to open in Spring 2026. Whether you’re looking for elegance, space, or an unbeatable location, the Madison delivers it all—luxury living inside and out!