5505 Sun Harbor Road 213, Panama City, FL 32401 (MLS# 789971)

5505 Sun Harbor Road 213, Panama City, FL 32401

$168,000

Property Type: Residential Bedrooms: 1 Baths: 1 Square Footage: 540 Status: Active

Current Price: $168,000 List Date: 5/16/2026 Last Modified: 6/09/2026

Overview

Description

🌅 Waterfront Living, Stunning Sunsets & Short-Term Rentals Allowed! Wake up to breathtaking water views and end each day with spectacular sunsets from your own private furnished balcony. This charming waterfront studio at Sun Harbor offers the perfect blend of relaxation, adventure, and investment potential–all with direct Gulf access and short-term rentals allowed. Whether you're searching for a weekend getaway, vacation rental, or low-maintenance waterfront home, this beautifully updated condo delivers. Inside, you'll find a renovated kitchen featuring new cabinets, new countertops, and a new dishwasher, along with the convenience of an in-unit washer and dryer. Large windows fill the space with natural light while showcasing stunning views of St. Andrew Bay. Step outside and embrace the coastal lifestyle. Spend your days boating, fishing, paddleboarding, or simply relaxing by the community pool. Sun Harbor Marina is just steps away, offering deep-water slips, a fue … (Read more)

Listing Details MLS# 789971

Contract Info

List Price/SqFt: 311.11

Location

Area: 02 – Bay County – Central
Street #: 5505
Street Name: Sun Harbor
Street Suffix: Road
Unit #: 213
State: FL
Zip Code: 32401
County: Bay
Sub Area: 0203 – Bay – Central SW
Subdivision: Sun Harbor Condo
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 27935-546-000
Elementary School: Lucille Moore
Middle School: Jinks
High School: Bay
Directions: Heading East from the Hathaway Bridge take the exit for Port Of Panama City/ Gulf Coast exit turn right and Sun Harbor Condominiums will be on left unit 213
Legal Description: SUN HARBOR CONDO UNIT 213 ORB 968 P 1383 1BR 1B 540 H&C ORB 3762 P 1311

General Property Info

Sub-Type: Condominium
Floor Number: 2
Design: Low-Rise (1-3 floors)
Apx SqFt(Htd/Cooled): 540
SqFt Source: Prop App Site
Full Baths: Yes
Total Baths: Yes
Year Built: 1984
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: 0x0
Pool: Yes
Pool Type: Community
Association Fee/Month: 425

Listing Info, Tax and Legal

Homestead: Yes
HOA Fee: Yes
HOA Amount: 425
HOA Frequency: Monthly
HOA Annual Amount: 5100
New Buyer Fee: No
Last Taxes: 1797
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: Yes

Remarks & Misc

Remarks: 🌅 Waterfront Living, Stunning Sunsets & Short-Term Rentals Allowed! Wake up to breathtaking water views and end each day with spectacular sunsets from your own private furnished balcony. This charming waterfront studio at Sun Harbor offers the perfect blend of relaxation, adventure, and investment potential–all with direct Gulf access and short-term rentals allowed. Whether you're searching for a weekend getaway, vacation rental, or low-maintenance waterfront home, this beautifully updated condo delivers. Inside, you'll find a renovated kitchen featuring new cabinets, new countertops, and a new dishwasher, along with the convenience of an in-unit washer and dryer. Large windows fill the space with natural light while showcasing stunning views of St. Andrew Bay. Step outside and embrace the coastal lifestyle. Spend your days boating, fishing, paddleboarding, or simply relaxing by the community pool. Sun Harbor Marina is just steps away, offering deep-water slips, a fuel dock, jet ski and pontoon rentals, fishing excursions, and private cruises to Shell Island. Boat slip lease/rental availability should be verified by the buyer. Conveniently located in the heart of Panama City, this waterfront retreat is just minutes from the sugar-white beaches of Panama City Beach, Carl Gray Park and boat ramp, Florida State University Panama City, Gulf Coast State College, shopping, dining, and a short drive to the Navy Base. Enjoy waterfront living at an affordable price with endless opportunities for recreation and rental income. Price Reduced! Now offered at $168,000, down from $172,000. Come experience the sunsets, the water views, and the coastal lifestyle for yourself! 🌴⚓🌅

Pool Features

Fenced: Yes
Inground: Yes

More Information

Appliances

Cooktop – Electric: Yes
Dishwasher: Yes
Dryer: Yes
Oven – Electric: Yes
Range – Electric: Yes
Range Hood: Yes
Washer: Yes
Water Heater – Electric: Yes

Interior Features

Floor – Tile: Yes

Construction/Siding

Roof – Metal: Yes
Siding – Wood: Yes

Exterior

Balcony: Yes
Patio Covered: Yes
Porch Covered: Yes

Association Fees Include

Accounting: Yes
BBQ Pit/Grill: Yes
Dumpster: Yes
Ground Keeping: Yes
Insurance: Yes
Laundry: Yes
Legal: Yes
Master Association: Yes
Picnic Area: Yes
Playground: Yes
Pool: Yes
Sewer: Yes
Trash Disposal: Yes
TV Cable: Yes
Water: Yes
Irrigation: Yes
Termite Bond: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Partially: Yes

Interior

Floor – Carpet: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Features

Flood Insurance Req: Yes
Landscaped: Yes
Near Beach Access: Yes
Near Public Boat Ramp: Yes
Waterfront: Yes
Within 1/2 Mile to Water: Yes

Lot Access

City Street: Yes
Comm/Own/Maint: Yes
Graded/Maintained: Yes
Paved Road: Yes
Private Road: Yes

Parking Features

Additional Parking: Yes
Assigned: Yes
Parking Lot: Yes
Paved: Yes

Mstr Bath / Mstr Bdrm

MBath Shower/Tub Combo: Yes

Present Zoning

Resort: Yes

Association Amenities

BBQ Pit/Grill: Yes
Dumpster: Yes
Playground: Yes
Waterfront: Yes

Rooms

Full Bathroom: Yes
Kitchen: Yes
Living Room: Yes

Utilities

Cable – Available: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Bay: Yes
Unobstructed: Yes

Full Bathroom

First: Yes

Waterfront Type

Bay/Harbor: Yes

Cooling

Ceiling Fan(s): Yes
Wall Unit(s): Yes

Heating

Electric: Yes

Security Features

Fire Alarm: Yes
Fire Sprinkler System: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Cooktop – Electric; Dishwasher; Dryer; Oven – Electric; Range – Electric; Range Hood; Washer; Water Heater – Electric Full Bathroom: First Cooling: Ceiling Fan(s); Wall Unit(s) Heating: Electric Exterior: Balcony; Patio Covered; Porch Covered Association Fees Include: Accounting; BBQ Pit/Grill; TV Cable; Dumpster; Insurance; Irrigation; Laundry; Legal; Ground Keeping; Master Association; Picnic Area; Playground; Pool; Sewer; Termite Bond; Trash Disposal; Water Financing: Cash; Conventional; FHA; VA Furnished: Partially Interior: Floor – Carpet Kitchen: First Living Room: First Lot Features: Flood Insurance Req; Landscaped; Near Beach Access; Near Public Boat Ramp; Waterfront; Within 1/2 Mile to Water Lot Access: City Street; Comm/Own/Maint; Graded/Maintained; Paved Road; Private Road Pool Features: Fenced; Inground Security Features: Fire Alarm; Fire Sprinkler System; Smoke Detector(s) Parking Features: Additional Parking; Assigned; Parking Lot; Paved Association Amenities: BBQ Pit/Grill; Dumpster; Playground; Waterfront Rooms: Full Bathroom; Kitchen; Living Room Utilities: Cable – Available; Public Sewer – Connected; Public Water – Connected Waterfront Type: Bay/Harbor Waterview: Bay; Unobstructed Present Zoning: Resort

Room Information

Room Name	Level	Dimensions	Length	Width
Full Bathroom	First	9.5 x 5	9.50	5.00
Kitchen	First	11 x 9	11.00	9.00
Living Room	First	20.5 x 13.5	20.50	13.50

Listing Office: Coastal Palms Real Estate

Last Updated: June – 09 – 2026

Information deemed reliable but not guaranteed.