5541 Highway 2297, Panama City, FL 32404

New Listing
$399,900
Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,512 Lot Size (sq. ft.): 76,230 Status: Active
Current Price: $399,900 List Date: 9/24/2026 Last Modified: 9/25/2026

Overview

Description

COUNTRY LIVING MEETS EAST BAY VIEWS! Built in 2020 and perfectly situated on 1.75 acres with NO HOA, this beautiful home offers the space, privacy, and flexibility you've been looking for. Enjoy breathtaking sunsets over East Bay from the expansive full front porch, creating the perfect spot to unwind at the end of the day. Inside, the thoughtfully designed split-bedroom floor plan provides both comfort and privacy. The kitchen features stainless steel appliances, a gas range/oven, and plenty of workspace for everyday living and entertaining. The home is also equipped for a whole-house generator hook up, offering added peace of mind. Outdoor enthusiasts will appreciate the 10-foot deeded water access to the Bay, providing an incredible opportunity to enjoy the water just beyond your doorstep. Additional property improvements include a new deep well installed in 2020, new septic system installed in 2024, and a tankless water heater. And then there's the approximately 23' x 60' pole b …

Listing Details MLS# 795820

Contract Info

List Price/SqFt
264.48

Location

Area
05 – Bay County – East
Street #
5541
Street Name
Highway 2297
State
FL
Zip Code
32404
County
Bay
Sub Area
0516 – Bay East – Sandy Creek/East Callaway Heights
Subdivision
No Named Subdivision
Community/Resort
None
Waterfront
No
Parcel ID
04023-000-000
Elementary School
Callaway
Middle School
Rutherford Middle
High School
Rutherford
Directions
Highway 22, turn right onto Highway 2297, house will be approx 9 miles down on the left
Legal Description
18 5S 12W -19- 188B BEG 354' S OF NW COR SW1/4 OF SE1/4 TH S 354' E 1050' N 354' W 1050 TO POB LESS DOCK ACCESS & SUBJ TO CONS ESMT LESS -19.3- ORB 4827 P 396

General Property Info

Sub-Type
Detached Single Family
Design
Ranch
Apx SqFt(Htd/Cooled)
1512
SqFt Source
Prop App Site
Full Baths
2
Total Baths
2
Accessory Dwelling Unit
No
Year Built
2020
Construction Status
Construction Complete
New Construction
No
Garage Y/N
Yes
Garage Spaces
Yes
Covered Spaces
2
Lot Dimensions
250 x 340
Acreage
1.75
Lot Size (SqFt)
76230
Pool
No

Listing Info, Tax and Legal

HOA Fee
No
New Buyer Fee
No
Last Taxes
3191.49
Last Tax Year
2025
Brokerage Interest
No Interest
As Is
Yes

Remarks & Misc

Remarks
COUNTRY LIVING MEETS EAST BAY VIEWS! Built in 2020 and perfectly situated on 1.75 acres with NO HOA, this beautiful home offers the space, privacy, and flexibility you've been looking for. Enjoy breathtaking sunsets over East Bay from the expansive full front porch, creating the perfect spot to unwind at the end of the day. Inside, the thoughtfully designed split-bedroom floor plan provides both comfort and privacy. The kitchen features stainless steel appliances, a gas range/oven, and plenty of workspace for everyday living and entertaining. The home is also equipped for a whole-house generator hook up, offering added peace of mind. Outdoor enthusiasts will appreciate the 10-foot deeded water access to the Bay, providing an incredible opportunity to enjoy the water just beyond your doorstep. Additional property improvements include a new deep well installed in 2020, new septic system installed in 2024, and a tankless water heater. And then there's the approximately 23' x 60' pole barn a truly versatile bonus space ready to become whatever you need it to be. Use it for animals, a workshop, equipment, hobbies, or bring your own vision to life. With a newer 2020 construction, acreage, Bay access, stunning sunset views, no HOA, and an impressive amount of additional storage and workspace, this property offers a rare combination of privacy, functionality, and the laid-back Florida lifestyle. Also it is within .5 miles to Eastern Ship Building.

Dining Room

First
Yes

More Information

Appliances

Dishwasher
Yes
Range – Gas
Yes
Refrigerator
Yes
Water Heater – Tankless
Yes

Interior Features

Breakfast Bar
Yes
Floor – Vinyl Plank
Yes
Lighting – Recessed
Yes

Construction/Siding

Roof – Composite Shngl
Yes
Siding – Hardie Board
Yes

Exterior

Porch Covered
Yes

Other Structures

Barn(s)
Yes
Outbuilding
Yes
Shed(s)
Yes
Workshop
Yes

Financing

Cash
Yes
Conventional
Yes
FHA
Yes
USDA
Yes
VA
Yes

Furnished

Negotiable
Yes

Kitchen

First
Yes

Living Room

First
Yes

Lot Features

Deeded Access Water
Yes

Parking Features

Detached
Yes

Present Zoning

Resid Single Family
Yes

Rooms

Bedroom
Yes
Dining Room
Yes
Kitchen
Yes
Living Room
Yes
Primary Bathroom
Yes
Primary Bedroom
Yes

Showing

ShowingTime
Yes

Utilities

Electric 220/240
Yes
Propane
Yes
Private Well
Yes
Septic Tank
Yes

Waterview

Bay
Yes

Sale Type

As Is
Yes

Primary Bedroom

First
Yes

Bedroom

First
Yes

Cooling

Ceiling Fan(s)
Yes
Central Air
Yes
Electric
Yes

Heating

Central
Yes
Electric
Yes

Primary Bdrm/Primary Bath

MBath Shower Only
Yes
MBed First Floor
Yes

Primary Bathroom

First
Yes

Security Features

Carbon Monoxide Detector
Yes
Smoke Detector(s)
Yes

Property Features

Appliances: Dishwasher; Range – Gas; Refrigerator; Water Heater – Tankless Primary Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Porch Covered Financing: Cash; Conventional; FHA; USDA; VA Furnished: Negotiable Kitchen: First Living Room: First Lot Features: Deeded Access Water Primary Bathroom: First Dining Room: First Security Features: Carbon Monoxide Detector; Smoke Detector(s) Parking Features: Detached Other Structures: Barn(s); Outbuilding; Shed(s); Workshop Rooms: Bedroom; Dining Room; Kitchen; Living Room; Primary Bathroom; Primary Bedroom Sale Type: As Is Showing: ShowingTime Utilities: Electric 220/240; Private Well; Propane; Septic Tank Waterview: Bay Present Zoning: Resid Single Family

Room Information

Room Name Level Dimensions Length Width
Living Room First 17.1 x 12.1 17.10 12.10
Primary Bedroom First 15.5 x 12.8 15.50 12.80
Primary Bathroom First 12.1 x 11.7 12.10 11.70
Dining Room First 13 x 10.3 13.00 10.30
Kitchen First 16.4 x 12.8 16.40 12.80
Bedroom First 10.2 x 12.7 10.20 12.70
Bedroom First 10.2 x 10.8 10.20 10.80
Listing Office: Keller Williams Realty Emerald Coast
Last Updated: September – 25 – 2026
Information deemed reliable but not guaranteed.