5541 Highway 2297, Panama City, FL 32404
New Listing
$399,900
Property Type:
Residential
Bedrooms:
3
Baths:
2
Square Footage:
1,512
Lot Size (sq. ft.):
76,230
Status:
Active
Current Price:
$399,900
List Date:
9/24/2026
Last Modified:
9/25/2026
Overview
Description
…
(Read more)
COUNTRY LIVING MEETS EAST BAY VIEWS! Built in 2020 and perfectly situated on 1.75 acres with NO HOA, this beautiful home offers the space, privacy, and flexibility you’ve been looking for. Enjoy breathtaking sunsets over East Bay from the expansive full front porch, creating the perfect spot to unwind at the end of the day.
Inside, the thoughtfully designed split-bedroom floor plan provides both comfort and privacy. The kitchen features stainless steel appliances, a gas range/oven, and plenty of workspace for everyday living and entertaining. The home is also equipped for a whole-house generator hook up, offering added peace of mind.
Outdoor enthusiasts will appreciate the 10-foot deeded water access to the Bay, providing an incredible opportunity to enjoy the water just beyond your doorstep. Additional property improvements include a new deep well installed in 2020, new septic system installed in 2024, and a tankless water heater. And then there’s the approximately 23′ x 60′ pole barn a truly versatile bonus space ready to become whatever you need it to be. Use it for animals, a workshop, equipment, hobbies, or bring your own vision to life.
With a newer 2020 construction, acreage, Bay access, stunning sunset views, no HOA, and an impressive amount of additional storage and workspace, this property offers a rare combination of privacy, functionality, and the laid-back Florida lifestyle. Also it is within .5 miles to Eastern Ship Building.
Listing Details MLS# 795820
Contract Info
- List Price/SqFt
- 264.48
Location
- Area
- 05 – Bay County – East
- Street #
- 5541
- Street Name
- Highway 2297
- State
- FL
- Zip Code
- 32404
- County
- Bay
- Sub Area
- 0516 – Bay East – Sandy Creek/East Callaway Heights
- Subdivision
- No Named Subdivision
- Community/Resort
- None
- Waterfront
- No
- Parcel ID
- 04023-000-000
- Elementary School
- Callaway
- Middle School
- Rutherford Middle
- High School
- Rutherford
- Directions
- Highway 22, turn right onto Highway 2297, house will be approx 9 miles down on the left
- Legal Description
- 18 5S 12W -19- 188B BEG 354' S OF NW COR SW1/4 OF SE1/4 TH S 354' E 1050' N 354' W 1050 TO POB LESS DOCK ACCESS & SUBJ TO CONS ESMT LESS -19.3- ORB 4827 P 396
General Property Info
- Sub-Type
- Detached Single Family
- Design
- Ranch
- Apx SqFt(Htd/Cooled)
- 1512
- SqFt Source
- Prop App Site
- Full Baths
- 2
- Total Baths
- 2
- Accessory Dwelling Unit
- No
- Year Built
- 2020
- Construction Status
- Construction Complete
- New Construction
- No
- Garage Y/N
- Yes
- Garage Spaces
- Yes
- Covered Spaces
- 2
- Lot Dimensions
- 250 x 340
- Acreage
- 1.75
- Lot Size (SqFt)
- 76230
- Pool
- No
Listing Info, Tax and Legal
- HOA Fee
- No
- New Buyer Fee
- No
- Last Taxes
- 3191.49
- Last Tax Year
- 2025
- Brokerage Interest
- No Interest
- As Is
- Yes
Remarks & Misc
- Remarks
- COUNTRY LIVING MEETS EAST BAY VIEWS! Built in 2020 and perfectly situated on 1.75 acres with NO HOA, this beautiful home offers the space, privacy, and flexibility you've been looking for. Enjoy breathtaking sunsets over East Bay from the expansive full front porch, creating the perfect spot to unwind at the end of the day. Inside, the thoughtfully designed split-bedroom floor plan provides both comfort and privacy. The kitchen features stainless steel appliances, a gas range/oven, and plenty of workspace for everyday living and entertaining. The home is also equipped for a whole-house generator hook up, offering added peace of mind. Outdoor enthusiasts will appreciate the 10-foot deeded water access to the Bay, providing an incredible opportunity to enjoy the water just beyond your doorstep. Additional property improvements include a new deep well installed in 2020, new septic system installed in 2024, and a tankless water heater. And then there's the approximately 23' x 60' pole barn a truly versatile bonus space ready to become whatever you need it to be. Use it for animals, a workshop, equipment, hobbies, or bring your own vision to life. With a newer 2020 construction, acreage, Bay access, stunning sunset views, no HOA, and an impressive amount of additional storage and workspace, this property offers a rare combination of privacy, functionality, and the laid-back Florida lifestyle. Also it is within .5 miles to Eastern Ship Building.
Dining Room
- First
- Yes
More Information
Appliances
- Dishwasher
- Yes
- Range – Gas
- Yes
- Refrigerator
- Yes
- Water Heater – Tankless
- Yes
Interior Features
- Breakfast Bar
- Yes
- Floor – Vinyl Plank
- Yes
- Lighting – Recessed
- Yes
Construction/Siding
- Roof – Composite Shngl
- Yes
- Siding – Hardie Board
- Yes
Exterior
- Porch Covered
- Yes
Other Structures
- Barn(s)
- Yes
- Outbuilding
- Yes
- Shed(s)
- Yes
- Workshop
- Yes
Financing
- Cash
- Yes
- Conventional
- Yes
- FHA
- Yes
- USDA
- Yes
- VA
- Yes
Furnished
- Negotiable
- Yes
Kitchen
- First
- Yes
Living Room
- First
- Yes
Lot Features
- Deeded Access Water
- Yes
Parking Features
- Detached
- Yes
Present Zoning
- Resid Single Family
- Yes
Rooms
- Bedroom
- Yes
- Dining Room
- Yes
- Kitchen
- Yes
- Living Room
- Yes
- Primary Bathroom
- Yes
- Primary Bedroom
- Yes
Showing
- ShowingTime
- Yes
Utilities
- Electric 220/240
- Yes
- Propane
- Yes
- Private Well
- Yes
- Septic Tank
- Yes
Waterview
- Bay
- Yes
Sale Type
- As Is
- Yes
Primary Bedroom
- First
- Yes
Bedroom
- First
- Yes
Cooling
- Ceiling Fan(s)
- Yes
- Central Air
- Yes
- Electric
- Yes
Heating
- Central
- Yes
- Electric
- Yes
Primary Bdrm/Primary Bath
- MBath Shower Only
- Yes
- MBed First Floor
- Yes
Primary Bathroom
- First
- Yes
Security Features
- Carbon Monoxide Detector
- Yes
- Smoke Detector(s)
- Yes
Property Features
Appliances:
Dishwasher; Range – Gas; Refrigerator; Water Heater – Tankless
Primary Bedroom:
First
Bedroom:
First
Cooling:
Ceiling Fan(s); Central Air; Electric
Heating:
Central; Electric
Exterior:
Porch Covered
Financing:
Cash; Conventional; FHA; USDA; VA
Furnished:
Negotiable
Kitchen:
First
Living Room:
First
Lot Features:
Deeded Access Water
Primary Bathroom:
First
Dining Room:
First
Security Features:
Carbon Monoxide Detector; Smoke Detector(s)
Parking Features:
Detached
Other Structures:
Barn(s); Outbuilding; Shed(s); Workshop
Rooms:
Bedroom; Dining Room; Kitchen; Living Room; Primary Bathroom; Primary Bedroom
Sale Type:
As Is
Showing:
ShowingTime
Utilities:
Electric 220/240; Private Well; Propane; Septic Tank
Waterview:
Bay
Present Zoning:
Resid Single Family
Room Information
| Room Name | Level | Dimensions | Length | Width |
|---|---|---|---|---|
| Living Room | First | 17.1 x 12.1 | 17.10 | 12.10 |
| Primary Bedroom | First | 15.5 x 12.8 | 15.50 | 12.80 |
| Primary Bathroom | First | 12.1 x 11.7 | 12.10 | 11.70 |
| Dining Room | First | 13 x 10.3 | 13.00 | 10.30 |
| Kitchen | First | 16.4 x 12.8 | 16.40 | 12.80 |
| Bedroom | First | 10.2 x 12.7 | 10.20 | 12.70 |
| Bedroom | First | 10.2 x 10.8 | 10.20 | 10.80 |
Listing Office:
Keller Williams Realty Emerald Coast
Last Updated: September – 25 – 2026
Information deemed reliable but not guaranteed.