5612 Hilltop Avenue A-C, Panama City, FL 32408 (MLS# 792506)

5612 Hilltop Avenue A-C, Panama City, FL 32408

New Listing

$699,000

Property Type: Residential Bedrooms: 8 Baths: 6 Square Footage: 3,804 Lot Size (sq. ft.): 6,534 Status: Active

Current Price: $699,000 List Date: 7/11/2026 Last Modified: 7/11/2026

Overview

Description

UNIQUE TRIPLEX OPPORTUNITY! This sprawling 8-bedroom, 6-bathroom PCB triplex offers a rare opportunity to own a spacious property with incredible income potential just blocks from the Gulf. Whether you're looking to expand your investment portfolio, offset your mortgage with rental income, or simply own a home with exceptional flexibility, this unique offering deserves a closer look. It is the perfect opportunity for an investor with vision to bring this property's true potential to life. The main floor is anchored by Apartment A, a spacious split-level 4-bedr, 2-bath home featuring a beautifully updated kitchen with white cabinets, granite countertops, stainless steel appliances, plus a converted two-car garage that creates an expansive bonus/flex space. Apartment B is a 2-bedroom, 2-bath unit on the second floor with its own separate entrance. Above, Apartment C occupies the third floor and offers another private 2-bedroom, 2-bath layout with elevated views and its own entrance. T … (Read more)

Listing Details MLS# 792506

Contract Info

List Price/SqFt: 183.75

Location

Area: 03 – Bay County – Beach
Street #: 5612
Street Name: Hilltop
Street Suffix: Avenue
Unit #: A-C
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0323 – Beach – South of Grand Lagoon
Subdivision: Biltmore Beach 1st Add
Community/Resort: None
Waterfront: No
Parcel ID: 32061-000-000
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: From Thomas Drive, turn north onto Luff Street. Continue to Hilltop Avenue and turn left. Follow
Legal Description: BILTMORE BEACH 1ST ADD LOTS 1 & 2 BLK G ORB 3211 P 1444

General Property Info

Sub-Type: Triplex Multi-Units
Design: N/A
Apx SqFt(Htd/Cooled): 3804
SqFt Source: Prop App Site
Full Baths: 6
Total Baths: 6
Year Built: 1986
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: irregular
Acreage: 0.15
Lot Size (SqFt): 6534
Pool: No

Listing Info, Tax and Legal

HOA Fee: No
New Buyer Fee: No
Last Taxes: 3754
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes

Remarks & Misc

Remarks: UNIQUE TRIPLEX OPPORTUNITY! This sprawling 8-bedroom, 6-bathroom PCB triplex offers a rare opportunity to own a spacious property with incredible income potential just blocks from the Gulf. Whether you're looking to expand your investment portfolio, offset your mortgage with rental income, or simply own a home with exceptional flexibility, this unique offering deserves a closer look. It is the perfect opportunity for an investor with vision to bring this property's true potential to life. The main floor is anchored by Apartment A, a spacious split-level 4-bedr, 2-bath home featuring a beautifully updated kitchen with white cabinets, granite countertops, stainless steel appliances, plus a converted two-car garage that creates an expansive bonus/flex space. Apartment B is a 2-bedroom, 2-bath unit on the second floor with its own separate entrance. Above, Apartment C occupies the third floor and offers another private 2-bedroom, 2-bath layout with elevated views and its own entrance. This rare opportunity is highlighted by its fantastic location in the South Lagoon. It sits just a few blocks from public beach access points off Gulf Drive, offering immediate access to the emerald waters and is even closer to the local boat ramp on the lagoon. No HOA! The expansive lot offers parking freedom, perfectly accommodating an RV, boat, or multiple vehicles. It is ideally positioned within a short stroll or golf cart ride to the marina area, beloved seafood spots, dining, and shopping options along Thomas Drive, seamlessly combining a neighborhood feel with effortless accessibility to the best local attractions. Schedule your showing today. A video tour is also available

Bonus Room

First: Yes

More Information

Appliances

Dishwasher: Yes
Dryer: Yes
Microwave: Yes
Oven – Electric: Yes
Refrigerator: Yes
Washer: Yes

Construction/Siding

Siding – Stucco: Yes

Financing

Cash: Yes
Conventional: Yes

Furnished

Unfurnished: Yes

Kitchen

First: Yes

Living Room

First: Yes

Present Zoning

Resid Multi-Family: Yes

Rooms

Bedroom: Yes
Bonus Room: Yes
Kitchen: Yes
Living Room: Yes
Primary Bedroom: Yes

Utilities

Electricity – Connected: Yes
Public Water – Connected: Yes
Septic Tank: Yes

Sale Type

As Is: Yes

Primary Bedroom

Second: Yes

Bedroom

First: Yes
Second: Yes

Cooling

Central Air: Yes

Heating

Central: Yes

Property Features

Appliances: Dishwasher; Dryer; Microwave; Oven – Electric; Refrigerator; Washer Primary Bedroom: Second Bedroom: First; Second Cooling: Central Air Heating: Central Financing: Cash; Conventional Furnished: Unfurnished Kitchen: First Living Room: First Bonus Room: First Rooms: Bedroom; Bonus Room; Kitchen; Living Room; Primary Bedroom Sale Type: As Is Utilities: Electricity – Connected; Public Water – Connected; Septic Tank Present Zoning: Resid Multi-Family

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Living Room	First	1 x 1	1.00	1.00	Buyer to measure
Kitchen	First	1 x 1	1.00	1.00	Buyer to measure
Bonus Room	First	1 x 1	1.00	1.00	Buyer to measure
Bedroom	First	1 x 1	1.00	1.00	Buyer to measure
Primary Bedroom	Second	1 x 1	1.00	1.00	Buyer to measure
Bedroom	Second	1 x 1	1.00	1.00	Buyer to measure
Bedroom	Second	1 x 1	1.00	1.00	Buyer to measure
Bedroom	Second	1 x 1	1.00	1.00	Buyer to measure

Listing Office: Coldwell Banker Realty

Last Updated: July – 11 – 2026

Information deemed reliable but not guaranteed.