5817 Sunset Avenue, Panama City, FL 32408 (MLS# 791207)

5817 Sunset Avenue, Panama City, FL 32408

New Listing

$899,000

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 1,988 Lot Size (sq. ft.): 6,098 Status: Active

Current Price: $899,000 List Date: 6/11/2026 Last Modified: 6/12/2026

Overview

Description

This newer construction offers flexible living options with a main home and an independent suite ideal for multi-generational living or income generation. Welcome to the ultimate coastal setup and a massive financial opportunity–with absolutely NO HOA fees! Perfectly situated in a highly desirable pocket of Lower Grand Lagoon, this newer construction property puts you in the ultimate sweet spot: perfectly nestled between the open waters of the Grand Lagoon and the world-famous white sand beaches of the Gulf. Sitting safely in unincorporated Bay County also keeps your property taxes lower and your property rights greater than inside city limits, offering highly favorable, flexible rental rules and zoning. You have the ultimate freedom to park your toys and run your property your way. You are centrally located to the area's best dining and entertainment, you are also just a short drive to the award-winning St. Andrews State Park–a pristine paradise where you can completely escape … (Read more) This newer construction offers flexible living options with a main home and an independent suite ideal for multi-generational living or income generation. Welcome to the ultimate coastal setup and a massive financial opportunity–with absolutely NO HOA fees! Perfectly situated in a highly desirable pocket of Lower Grand Lagoon, this newer construction property puts you in the ultimate sweet spot: perfectly nestled between the open waters of the Grand Lagoon and the world-famous white sand beaches of the Gulf. Sitting safely in unincorporated Bay County also keeps your property taxes lower and your property rights greater than inside city limits, offering highly favorable, flexible rental rules and zoning. You have the ultimate freedom to park your toys and run your property your way. You are centrally located to the area’s best dining and entertainment, you are also just a short drive to the award-winning St. Andrews State Park–a pristine paradise where you can completely escape into nature and enjoy true solitude. On top of the unbeatable location, you are just 3 blocks from the premier boat ramp in the area, letting you get from your driveway to the water in minutes. Offering a generous 2,002 square feet of modern interior living space, this property is masterfully designed as two separate, independent dwellings. This creates the perfect layout to live comfortably in the larger, spacious upper main home while generating immediate passive income from the independent lower suite. The lower dwelling is a proven cash-flow producer with a verified annual rental history and an upward-trending trajectory. Furniture is negotiable, making this the perfect turnkey setup to immediately jumpstart your rental stream or move right in with many brand-new items already in place. The property also boasts a massive, fully finished 700-square-foot oversized double garage engineered to double as an incredible recreation area or game room. Outside, the heavy-duty, extra-wide 49′ length x 25′ width driveway is custom-built to effortlessly park a large boat trailer, center console, or full-sized RV with room to spare, complete with a professional dedicated 50-amp electric hookup to power your rig or marine craft. Your private outdoor resort experience comes alive with over 800 square feet of expansive wrap-around decks and porches, offering a lovely peek-a-boo view of the shimmering Gulf waters and the ultimate setup for open-air dining, entertaining, or catching the sea breeze. These massive porch spaces overlook a fully privacy-fenced backyard. Designed with the plumbing and septic strategically placed in the front yard, the back is completely open and perfectly cleared for an inground swimming pool or a large lawn area for kids and pets to play. The yard already features a matching exterior storage building that is perfectly positioned to be easily converted into your own custom tiki bar, pool house, or surf shack. Complete with a built-in sprinkler system, outdoor shower, and a durable metal roof, this newer home is completely turnkey and ready for its next chapter.

Listing Details MLS# 791207

Contract Info

List Price/SqFt: 452.21

Location

Area: 03 – Bay County – Beach
Street #: 5817
Street Name: Sunset
Street Suffix: Avenue
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0323 – Beach – South of Grand Lagoon
Subdivision: Biltmore Beach 1st Add
Community/Resort: None
Waterfront: No
Parcel ID: 31971-000-000
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: South on Thomas Drive, pass Rick Seltzer Park, left on Dolphin, just before Regency Towers, then right on Sunset, house on your right
Legal Description: BILTMORE BEACH 1ST ADD LOT 6 BLK A ORB 4377 P 395

General Property Info

Sub-Type: Detached Single Family
Design: Beach House
Apx SqFt(Htd/Cooled): 1988
SqFt Source: Prop App Site
Full Baths: 3
Total Baths: 3
Year Built: 2020
Immediate Occupancy: No
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Lot Dimensions: 50×120
Acreage: 0.14
Lot Size (SqFt): 6098
Pool: No
Association Fee/Month: 0

Listing Info, Tax and Legal

Homestead: No
HOA Fee: No
Senior Community: No
Is Subject Leased: Yes
New Buyer Fee: No
Last Taxes: 6446
Last Tax Year: 2025
Lot: 6
Block: A
Brokerage Interest: No Interest
As Is: Yes
Section: 16
Township: 4S
Range: 15W
Condo Doc: No

Remarks & Misc

Remarks: This newer construction offers flexible living options with a main home and an independent suite ideal for multi-generational living or income generation. Welcome to the ultimate coastal setup and a massive financial opportunity–with absolutely NO HOA fees! Perfectly situated in a highly desirable pocket of Lower Grand Lagoon, this newer construction property puts you in the ultimate sweet spot: perfectly nestled between the open waters of the Grand Lagoon and the world-famous white sand beaches of the Gulf. Sitting safely in unincorporated Bay County also keeps your property taxes lower and your property rights greater than inside city limits, offering highly favorable, flexible rental rules and zoning. You have the ultimate freedom to park your toys and run your property your way. You are centrally located to the area's best dining and entertainment, you are also just a short drive to the award-winning St. Andrews State Park–a pristine paradise where you can completely escape into nature and enjoy true solitude. On top of the unbeatable location, you are just 3 blocks from the premier boat ramp in the area, letting you get from your driveway to the water in minutes. Offering a generous 2,002 square feet of modern interior living space, this property is masterfully designed as two separate, independent dwellings. This creates the perfect layout to live comfortably in the larger, spacious upper main home while generating immediate passive income from the independent lower suite. The lower dwelling is a proven cash-flow producer with a verified annual rental history and an upward-trending trajectory. Furniture is negotiable, making this the perfect turnkey setup to immediately jumpstart your rental stream or move right in with many brand-new items already in place. The property also boasts a massive, fully finished 700-square-foot oversized double garage engineered to double as an incredible recreation area or game room. Outside, the heavy-duty, extra-wide 49' length x 25' width driveway is custom-built to effortlessly park a large boat trailer, center console, or full-sized RV with room to spare, complete with a professional dedicated 50-amp electric hookup to power your rig or marine craft. Your private outdoor resort experience comes alive with over 800 square feet of expansive wrap-around decks and porches, offering a lovely peek-a-boo view of the shimmering Gulf waters and the ultimate setup for open-air dining, entertaining, or catching the sea breeze. These massive porch spaces overlook a fully privacy-fenced backyard. Designed with the plumbing and septic strategically placed in the front yard, the back is completely open and perfectly cleared for an inground swimming pool or a large lawn area for kids and pets to play. The yard already features a matching exterior storage building that is perfectly positioned to be easily converted into your own custom tiki bar, pool house, or surf shack. Complete with a built-in sprinkler system, outdoor shower, and a durable metal roof, this newer home is completely turnkey and ready for its next chapter.

Garage

First: Yes

More Information

Laundry

First: Yes
Second: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Microwave: Yes
Oven – Electric: Yes
Refrigerator: Yes
Washer: Yes
Water Heater – Electric: Yes

Interior Features

Floor – Vinyl Plank: Yes
Kitchen Island: Yes
Window – Treatment All: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Wood/Frame: Yes
Roof – Metal: Yes
Siding – Hardie Board: Yes

Existing Leases

0 – 6 Months: Yes
Daily/Weekly: Yes

Exterior

Balcony: Yes
Double Pane Windows: Yes
Fenced Lot-Part: Yes
Fenced Privacy: Yes
Shower: Yes
Sprinkler System: Yes

Financing

Cash: Yes
Conventional: Yes
VA: Yes

Furnished

Unfurnished: Yes

Kitchen

First: Yes
Second: Yes

Living Room

First: Yes
Second: Yes

Lot Features

Near Beach Access: Yes
Within 1/2 Mile to Water: Yes

Lot Access

County Road: Yes

Parking Features

Garage Attached: Yes
Garage Door Opener: Yes

Present Zoning

County: Yes

Rooms

Bedroom: Yes
Full Bathroom: Yes
Garage: Yes
Kitchen: Yes
Laundry: Yes
Living Room: Yes
Primary Bedroom: Yes

Showing

ShowingTime: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Electric 220/240: Yes
Garbage: Yes
Internet – Fiber Optic: Yes
Public Water – Connected: Yes
Septic Tank: Yes
Underground Utilities: Yes

Waterview

Other – See Remarks: Yes

Sale Type

As Is: Yes

Full Bathroom

First: Yes
Second: Yes

Primary Bedroom

Second: Yes

Bedroom

First: Yes
Second: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Shower Only: Yes
MBath Walk-In Closet: Yes

Security Features

Smoke Detector(s): Yes

Property Features

Appliances: Dishwasher; Disposal; Dryer; Microwave; Oven – Electric; Refrigerator; Washer; Water Heater – Electric Full Bathroom: First; Second Primary Bedroom: Second Bedroom: First; Second Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Existing Leases: 0 – 6 Months; Daily/Weekly Exterior: Balcony; Double Pane Windows; Fenced Lot-Part; Fenced Privacy; Shower; Sprinkler System Financing: Cash; Conventional; VA Furnished: Unfurnished Kitchen: First; Second Living Room: First; Second Lot Features: Near Beach Access; Within 1/2 Mile to Water Lot Access: County Road Garage: First Laundry: First; Second Security Features: Smoke Detector(s) Parking Features: Garage Attached; Garage Door Opener Rooms: Bedroom; Full Bathroom; Garage; Kitchen; Laundry; Living Room; Primary Bedroom Sale Type: As Is Showing: ShowingTime Utilities: TV Cable; Electric 220/240; Electricity – Connected; Garbage; Internet – Fiber Optic; Public Water – Connected; Septic Tank; Underground Utilities Waterview: Other – See Remarks Present Zoning: County

Room Information

Room Name	Level	Dimensions	Length	Width
Master Bedroom	Second	13.7 x 12.3	13.70	12.30
Bedroom	Second	9.9 x 10	9.90	10.00
Bedroom	Second	10 x 9.5	10.00	9.50
Bedroom	First	10 x 12.8	10.00	12.80
Living Room	Second	17.5 x 12.5	17.50	12.50
Kitchen	Second	17.5 x 15	17.50	15.00
Living Room	First	12.4 x 16.7	12.40	16.70
Kitchen	First	12.5 x 10.7	12.50	10.70
Laundry	Second	3.7 x 5.7	3.70	5.70
Full Bathroom	Second	6.3 x 8.5	6.30	8.50
Full Bathroom	First	5 x 4.9	5.00	4.90
Laundry	First	6 x 6.7	6.00	6.70
Garage	First	28 x 24	28.00	24.00

Listing Office: Dalton Wade Inc

Last Updated: June – 12 – 2026

Information deemed reliable but not guaranteed.