5900 Hilltop Avenue, Panama City Beach, FL 32408

New Listing
$575,000
Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,913 Lot Size (sq. ft.): 4,792 Status: Active
Current Price: $575,000 List Date: 9/23/2026 Last Modified: 9/23/2026

Overview

Description

Live the Panama City Beach lifestyle with the beach AND boat access just minutes away! This three-story, 3-bedroom, 2.5-bath home is ideally located off Thomas Drive, with Dolphin Drive boat landing and public beach access both within approximately half a mile making it easy to spend your days boating, fishing, or enjoying the beautiful Gulf waters. The second floor features a spacious open-concept living, dining, and kitchen area with tile flooring throughout, creating a great space for entertaining and everyday coastal living. French doors open to a covered balcony, giving you additional outdoor living space to enjoy the coastal breeze. A convenient half bath and storage are also located on this level. Upstairs, the third-floor features luxury vinyl plank flooring, three bedrooms and two full baths. Another covered balcony provides even more outdoor space and a great place to relax after a day at the beach. The lower level includes the garage, laundry area, and additional heated and …

Listing Details MLS# 795775

Contract Info

List Price/SqFt
300.58

Location

Area
03 – Bay County – Beach
Street #
5900
Street Name
Hilltop
Street Suffix
Avenue
State
FL
Zip Code
32408
County
Bay
Sub Area
0323 – Beach – South of Grand Lagoon
Subdivision
[No Recorded Subdiv]
Community/Resort
None
Waterfront
No
Parcel ID
32206-000-000
Elementary School
Patronis
Middle School
Surfside
High School
Arnold
Directions
From Thomas Drive, North on Dolphin Dr. and Left on Hilltop Ave, House is at the corner of Dolphin & Hilltop Ave
Legal Description
BILTMORE BEACH 1ST ADD LOT 14 BLK P ORB 4136 P 202

General Property Info

Sub-Type
Detached Single Family
Design
Beach House
Apx SqFt(Htd/Cooled)
1913
SqFt Source
Prop App Site
Full Baths
2
Half Baths
Yes
Total Baths
3
# of Stories in Building
3
Accessory Dwelling Unit
No
Year Built
2007
Immediate Occupancy
Yes
Pre-Const Flip
No
Construction Status
Construction Complete
New Construction
No
Garage Y/N
Yes
Garage Spaces
2
Lot Dimensions
50.0 ft x 100.0 ft
Acreage
0.11
Lot Size (SqFt)
4792
Pool
No

Listing Info, Tax and Legal

Homestead
No
HOA Fee
No
New Buyer Fee
No
Last Taxes
4832.04
Last Tax Year
2025
Lot
14
Block
P
Brokerage Interest
No Interest
Section
4
Township
Lynn Haven

Remarks & Misc

Remarks
Live the Panama City Beach lifestyle with the beach AND boat access just minutes away! This three-story, 3-bedroom, 2.5-bath home is ideally located off Thomas Drive, with Dolphin Drive boat landing and public beach access both within approximately half a mile making it easy to spend your days boating, fishing, or enjoying the beautiful Gulf waters. The second floor features a spacious open-concept living, dining, and kitchen area with tile flooring throughout, creating a great space for entertaining and everyday coastal living. French doors open to a covered balcony, giving you additional outdoor living space to enjoy the coastal breeze. A convenient half bath and storage are also located on this level. Upstairs, the third-floor features luxury vinyl plank flooring, three bedrooms and two full baths. Another covered balcony provides even more outdoor space and a great place to relax after a day at the beach. The lower level includes the garage, laundry area, and additional heated and cooled storage space, providing plenty of room for beach gear, fishing equipment, bikes, and more. With its metal roof, multiple covered balconies, garage, spacious open living area, and exceptional Thomas Drive location, this home offers the flexibility to serve as a primary residence, second home, or coastal getaway. Enjoy convenient access to everything Panama City Beach has to offer while keeping both the Gulf and boating access less than half a mile away! Buyer to verify measurements, distances, and any information deemed important.

Breakfast Room

Second
Yes

More Information

Appliances

Dishwasher
Yes
Disposal
Yes
Microwave
Yes
Range – Electric
Yes
Refrigerator
Yes
Water Heater – Electric
Yes

Interior Features

Breakfast Bar
Yes
Floor – Tile
Yes
Floor – Vinyl Plank
Yes

Construction/Siding

Foundation – Slab on Grade
Yes
Roof – Metal
Yes
Siding – Stucco
Yes
Trim – Aluminum
Yes

Exterior

Balcony
Yes
Columns
Yes
Patio Covered
Yes
Porch Covered
Yes

Financing

Cash
Yes
Conventional
Yes
FHA
Yes
VA
Yes

Furnished

Unfurnished
Yes

Kitchen

Second
Yes

Living Room

Second
Yes

Lot Features

Corner Lot
Yes
Landscaped
Yes
Near Public Boat Ramp
Yes
Within 1/2 Mile to Water
Yes

Lot Access

County Road
Yes
Paved Road
Yes

Parking Features

Driveway
Yes
Garage Attached
Yes
Garage Door Opener
Yes

Present Zoning

Resid Single Family
Yes

Rooms

Breakfast Room
Yes
Kitchen
Yes
Living Room
Yes

Utilities

Electricity – Connected
Yes
Garbage
Yes
Public Sewer – Connected
Yes
Public Water – Connected
Yes

Waterview

Lagoon
Yes

Cooling

Ceiling Fan(s)
Yes
Central Air
Yes
Electric
Yes
ENERGY STAR Qualified Equipment
Yes

Heating

Electric
Yes
ENERGY STAR Qualified Equipment
Yes

Primary Bdrm/Primary Bath

MBed Balcony
Yes
MBed Sitting Area
Yes
MBed Walk-in Closet
Yes

Primary Bath/Primary Bdrm

MBath Shower/Tub Combo
Yes

Property Features

Appliances: Dishwasher; Disposal; Microwave; Range – Electric; Refrigerator; Water Heater – Electric Cooling: Ceiling Fan(s); Central Air; Electric; ENERGY STAR Qualified Equipment Heating: Electric; ENERGY STAR Qualified Equipment Exterior: Balcony; Columns; Patio Covered; Porch Covered Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Kitchen: Second Living Room: Second Lot Features: Corner Lot; Landscaped; Near Public Boat Ramp; Within 1/2 Mile to Water Lot Access: County Road; Paved Road Breakfast Room: Second Parking Features: Driveway; Garage Attached; Garage Door Opener Rooms: Breakfast Room; Kitchen; Living Room Utilities: Electricity – Connected; Garbage; Public Sewer – Connected; Public Water – Connected Waterview: Lagoon Present Zoning: Resid Single Family

Room Information

Room Name Level Dimensions Length Width
Living Room Second 23 x 21 23.00 21.00
Breakfast Room Second 15 x 7 15.00 7.00
Kitchen Second 9 x 11 9.00 11.00
Listing Office: ERA Neubauer Real Estate, Inc
Last Updated: September – 23 – 2026
Information deemed reliable but not guaranteed.