604 Fernwood Street, Panama City Beach, FL 32407

$650,000
Property Type: Commercial for Sale Square Footage: 2,556 Lot Size (sq. ft.): 18,295 Status: Pending
Current Price: $650,000 List Date: 5/04/2026 Last Modified: 6/01/2026

Overview

Description

Unlock the potential of this versatile Commercial High Intensity property – located just off Middle Beach Road in the heart of Panama City Beach. Formerly operated as a motel / multi family, this property offers flexible use options for multi-family residential, short-term rental, workforce housing, or commercial conversion (buyer to verify zoning and intended use). The property features 7 bedrooms and 6 bathrooms across approximately 2,556 square feet, providing multiple rental configurations and value-add possibilities. Positioned in a highly desirable central beach corridor, the location offers quick access to shopping, dining, attractions, and entertainment, along with convenient proximity to both Front Beach Road and Back Beach Road. Whether you’re looking to restore a former hospitality asset, expand your rental portfolio, or explore redevelopment potential, this property presents a rare opportunity in one of Panama City Beach’s most active growth areas.

Listing Details MLS# 786967

Contract Info

List Price/SqFt
254.3
Sub-Type
Multi-Family

Location

Area
03 – Bay County – Beach
Street #
604
Street Name
Fernwood
Street Suffix
Street
State
FL
Zip Code
32407
County
Bay
Sub Area
0320 – Beach – Middle Central
Subdivision
Hutchison's 1st To Bahama Bch
Community/Resort
None
Waterfront
No
Parcel ID
34201-000-000
Elementary School
Hutchison Beach
Middle School
Surfside
High School
Arnold
Directions
From Panama City Beach Pkwy (Back Beach Rd / US-98), turn South onto Richard Jackson Blvd. Continue to Hutchinson Blvd (Middle Beach Rd) and turn right (West). Proceed to Lullwater Drive and turn left. Turn left onto Fernwood St. The property will be on your left.
Legal Description
HUTCHISON'S 1ST ADD LOTS 2 & 3 BLK 4 DAUGETTE ADDITION LOT 19 BLK B ORB 2090 P 521

General Property Info

List Class
Commercial
Construction Status
Construction Complete
# of Stories in Building
Yes
Acreage
0.42
SqFt Tot Bldg
2556
Year Built
1960

Status Change Info

Under Contract Date
2026-05-18

Listing Info, Tax and Legal

HOA Fee
No

Remarks & Misc

Remarks
Unlock the potential of this versatile Commercial High Intensity property – located just off Middle Beach Road in the heart of Panama City Beach. Formerly operated as a motel / multi family, this property offers flexible use options for multi-family residential, short-term rental, workforce housing, or commercial conversion (buyer to verify zoning and intended use). The property features 7 bedrooms and 6 bathrooms across approximately 2,556 square feet, providing multiple rental configurations and value-add possibilities. Positioned in a highly desirable central beach corridor, the location offers quick access to shopping, dining, attractions, and entertainment, along with convenient proximity to both Front Beach Road and Back Beach Road. Whether you're looking to restore a former hospitality asset, expand your rental portfolio, or explore redevelopment potential, this property presents a rare opportunity in one of Panama City Beach's most active growth areas.

More Information

Construction/Siding

Block
Yes
Foundation – Slab on Grade
Yes

Energy

AC – Window/Wall
Yes

Financing

Cash
Yes
Conventional
Yes

Present Zoning

General Commercial
Yes

Association Amenities

Pool
Yes

Utilities

Public Sewer – Connected
Yes
Water Connected
Yes

Sale Type

As Is
Yes

Business/Property

Furnished – None
Yes

Floors in Unit/Home

One
Yes

Heating/Cooling

AC – Window Unit(s)
Yes

Site Description

Corner Location
Yes

Transport. Access

City Road
Yes
Paved
Yes

Property Features

Energy: AC – Window/Wall Financing: Cash; Conventional Present Zoning: General Commercial Sale Type: As Is Site Description: Corner Location Utilities: Public Sewer – Connected; Water Connected
Listing Office: Think Real Estate
Last Updated: June – 01 – 2026
Information deemed reliable but not guaranteed.