6089 E Highway 98, Panama City, FL 32404 (MLS# 787768)

6089 E Highway 98, Panama City, FL 32404

$315,000

1-web-or-mls-PANHANDLE - 6089 E HWY 98 -

2-web-or-mls-PANHANDLE - 6089 E HWY 98 -

3-web-or-mls-PANHANDLE - 6089 E HWY 98 -

4-web-or-mls-PANHANDLE - 6089 E HWY 98 -

5-web-or-mls-PANHANDLE - 6089 E HWY 98 -

6-web-or-mls-PANHANDLE - 6089 E HWY 98 -

7-web-or-mls-PANHANDLE - 6089 E HWY 98 -

8-web-or-mls-PANHANDLE - 6089 E HWY 98 -

9-web-or-mls-PANHANDLE - 6089 E HWY 98 -

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,414 Status: Active

Current Price: $315,000 List Date: 4/02/2026 Last Modified: 5/30/2026

Overview

Description

Seller will contribute $5,000 towards Buyers closings costs! Welcome to Sunbay Townhomes, a rare chance to own a versatile property with prime visibility and beautiful water views in Panama City. Perfectly positioned along a high-traffic corridor, this property offers endless potential whether you're looking for a primary residence, investment opportunity, or a unique live/work setup. Enjoy stunning sunrises over the water and the convenience of quick access to Tyndall Air Force Base, shopping, dining, and downtown Panama City. Inside, the home features a functional layout ready for your personal touch. Large windows invite in natural light and showcase the peaceful surroundings, while the outdoor space offers plenty of room to relax, take in the coastal breeze while you walk on the beach. Whether you're an investor, business owner, or homeowner looking for a property with character and potential, this one checks all the boxes. Don't miss your chance to own a piece of … (Read more)

Listing Details MLS# 787768

Contract Info

List Price/SqFt: 222.77

Location

Area: 02 – Bay County – Central
Street #: 6089
Street Direction: E
Street Name: Highway 98
State: FL
Zip Code: 32404
County: Bay
Sub Area: 0202 – Bay – Central SE
Subdivision: Sunbay Townhouses
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 26195-100-002
Elementary School: Tyndall
Middle School: Rutherford
High School: Rutherford
Directions: travel on hwy 98 merge on bus 98 make a u turn destination will be on right follow around to the very end on left.
Legal Description: 25 4S 14W -9.10B- 120A BEG 876' SWLY & 326.46' SELY & 37.89' NELY OF INT N LI SEC & SELY R/W LI US 98 FOR POB TH NWLY 78.16' SWLY 16.67' SELY 68.16' NELY 1.2' SELY 10' NELY 15.48' TO POB ORB 1578 P 1720 ORB 4651 P 177

General Property Info

Sub-Type: Attached Single Unit
Design: Townhome
Apx SqFt(Htd/Cooled): 1414
SqFt Source: Prop App Site
Full Baths: 2
Half Baths: Yes
Total Baths: 3
# of Stories in Building: 2
Year Built: 1989
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: Yes
Driveway Spaces: 2
Lot Dimensions: 17×78
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 300
HOA Frequency: Quarterly
HOA Annual Amount: 1200
New Buyer Fee: No
Last Taxes: 3314
Last Tax Year: 2025
Brokerage Interest: No Interest

Remarks & Misc

Remarks: Seller will contribute $5,000 towards Buyers closings costs! Welcome to Sunbay Townhomes, a rare chance to own a versatile property with prime visibility and beautiful water views in Panama City. Perfectly positioned along a high-traffic corridor, this property offers endless potential whether you're looking for a primary residence, investment opportunity, or a unique live/work setup. Enjoy stunning sunrises over the water and the convenience of quick access to Tyndall Air Force Base, shopping, dining, and downtown Panama City. Inside, the home features a functional layout ready for your personal touch. Large windows invite in natural light and showcase the peaceful surroundings, while the outdoor space offers plenty of room to relax, take in the coastal breeze while you walk on the beach. Whether you're an investor, business owner, or homeowner looking for a property with character and potential, this one checks all the boxes. Don't miss your chance to own a piece of the coast with high visibility and endless possibilities, book your private showing today.

Interior Features

Floor – Vinyl: Yes

More Information

Construction/Siding

Roof – Asphalt: Yes
Siding – Stucco: Yes

Exterior

Balcony: Yes
Deck Enclosed: Yes
Porch Screened: Yes

Waterfront Feature

Shore – Beach: Yes
Shore – Natural: Yes
Shore – Seawall: Yes

Association Fees Include

Accounting: Yes
Beach: Yes
Dumpster: Yes
Management: Yes
Pool: Yes
Trash Disposal: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Lot Features

Waterfront: Yes

Parking Features

Garage Attached: Yes
Parking Lot: Yes

Mstr Bath / Mstr Bdrm

MBed Balcony: Yes
MBed Waterfront: Yes
MBath Shower/Tub Combo: Yes

Present Zoning

Resid Single Family: Yes

Association Amenities

Dumpster: Yes
Pool: Yes
Waterfront: Yes

Rooms

Bedroom: Yes
Master Bedroom: Yes

Showing

ShowingTime: Yes

Utilities

Cable – Available: Yes
Electricity – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterfront Type

Bay/Harbor: Yes
Intracoastal Waterway: Yes

Master Bedroom

Second: Yes

Bedroom

Second: Yes

Cooling

Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Property Features

Master Bedroom: Second Bedroom: Second Cooling: Central Air; Electric Heating: Central; Electric Exterior: Balcony; Deck Enclosed; Porch Screened Association Fees Include: Accounting; Beach; Dumpster; Management; Pool; Trash Disposal Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Lot Features: Waterfront Parking Features: Garage Attached; Parking Lot Association Amenities: Dumpster; Pool; Waterfront Rooms: Bedroom; Master Bedroom Showing: ShowingTime Utilities: Cable – Available; Electricity – Connected; Public Sewer – Connected; Public Water – Connected Waterfront Type: Bay/Harbor; Intracoastal Waterway Waterfront Feature: Shore – Beach; Shore – Natural; Shore – Seawall Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Master Bedroom	Second	13 x 12	13.00	12.00
Bedroom	Second	13 x 10	13.00	10.00
Bedroom	Second	12 x 9	12.00	9.00

Listing Office: ERA Neubauer Real Estate, Inc

Last Updated: May – 30 – 2026

Information deemed reliable but not guaranteed.