620 4th Street, Chipley, FL 32428 (MLS# 794569)

620 4th Street, Chipley, FL 32428

New Listing

$485,000

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 3,756 Lot Size (sq. ft.): 50,094 Status: Active

Current Price: $485,000 List Date: 8/25/2026 Last Modified: 8/25/2026

Overview

Description

Space, versatility, and an incredible outdoor setup come together in this impressive home! Offering approximately 3,700+ square feet of living space, this home provides an abundance of room with a layout that easily adapts to everyday living, entertaining, working from home, and more. Tucked away at the quiet end of a dead-end street, the home enjoys a peaceful setting away from through traffic.Inside, multiple living areas give everyone room to spread out without sacrificing the spaces that bring people together. The inviting family room is filled with character, featuring a stone fireplace and wood beams that create a warm focal point for the space. Just steps away, the kitchen offers abundant white cabinetry, generous counter space and stainless steel appliances, with the dining area conveniently located nearby. An oversized separate living room adds even more flexibility and is perfect for creating an additional gathering, entertaining, or relaxation space. Need a dedicated space b … (Read more) Space, versatility, and an incredible outdoor setup come together in this impressive home! Offering approximately 3,700+ square feet of living space, this home provides an abundance of room with a layout that easily adapts to everyday living, entertaining, working from home, and more. Tucked away at the quiet end of a dead-end street, the home enjoys a peaceful setting away from through traffic.Inside, multiple living areas give everyone room to spread out without sacrificing the spaces that bring people together. The inviting family room is filled with character, featuring a stone fireplace and wood beams that create a warm focal point for the space. Just steps away, the kitchen offers abundant white cabinetry, generous counter space and stainless steel appliances, with the dining area conveniently located nearby. An oversized separate living room adds even more flexibility and is perfect for creating an additional gathering, entertaining, or relaxation space. Need a dedicated space beyond the traditional bedrooms? The approximately 15′ x 15′ office with built-ins is a standout feature. Its size makes it equally well suited for a home office, homeschool room, playroom, craft room, library, or study area, allowing the home to easily evolve with your needs. The primary suite provides a comfortable place to unwind with a oversized walk-in closet and private bath featuring a double vanity, separate shower, and jetted soaking tub. An additional bedroom includes its own private ensuite bath, offering a wonderful setup for guests, extended family, or anyone who appreciates added privacy. The outdoor living space may quickly become a favorite part of the home. A large covered patio opens to the screened pool enclosure, creating a seamless transition from indoor to outdoor entertaining. The in-ground swimming pool is surrounded by an expansive deck with plenty of room for lounge seating, dining, and gathering with friends and family, while a conveniently located pool bath makes days spent outside even easier. Additional features include an attached two-car garage, circular driveway, dedicated laundry room, generous storage, and mature landscaping. This home offers a combination of space, functionality, and versatility that is difficult to find in Chipley. If room to live, gather, entertain, and make a home truly your own is what you’ve been searching for, this one is ready to impress.

Listing Details MLS# 794569

Contract Info

List Price/SqFt: 129.13

Location

Area: 10 – Washington County
Street #: 620
Street Name: 4th
Street Suffix: Street
State: FL
Zip Code: 32428
County: Washington
Sub Area: 1001 – Washington NE
Subdivision: [No Recorded Subdiv]
Community/Resort: None
Waterfront: No
Parcel ID: 00000000-00-1498-0001
Directions: From the intersection of Hwy 77 and Hwy 90 head north on Hwy 77. Take a left onto Old Bonifay Road, then another left onto Fourth St. Home is at the end on the right, sign up.
Legal Description: 4 4 13 ORB 191 P 765 BEG. AT NEC OF LOT 3, RUN W. 180', S.264', E.187.5', N. 252.5' TO POB, ORB 1274 P 796

General Property Info

Sub-Type: Detached Single Family
Design: Country
Apx SqFt(Htd/Cooled): 3756
SqFt Source: Prop App Site
Full Baths: 3
Total Baths: 3
Accessory Dwelling Unit: No
Year Built: 1980
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Lot Dimensions: 264x199x264x179
Acreage: 1.15
Lot Size (SqFt): 50094
Pool: Yes
Pool Type: Private

Listing Info, Tax and Legal

HOA Fee: No
New Buyer Fee: No
Last Taxes: 3908.86
Last Tax Year: 2025
Brokerage Interest: No Interest

Remarks & Misc

Remarks: Space, versatility, and an incredible outdoor setup come together in this impressive home! Offering approximately 3,700+ square feet of living space, this home provides an abundance of room with a layout that easily adapts to everyday living, entertaining, working from home, and more. Tucked away at the quiet end of a dead-end street, the home enjoys a peaceful setting away from through traffic.Inside, multiple living areas give everyone room to spread out without sacrificing the spaces that bring people together. The inviting family room is filled with character, featuring a stone fireplace and wood beams that create a warm focal point for the space. Just steps away, the kitchen offers abundant white cabinetry, generous counter space and stainless steel appliances, with the dining area conveniently located nearby. An oversized separate living room adds even more flexibility and is perfect for creating an additional gathering, entertaining, or relaxation space. Need a dedicated space beyond the traditional bedrooms? The approximately 15' x 15' office with built-ins is a standout feature. Its size makes it equally well suited for a home office, homeschool room, playroom, craft room, library, or study area, allowing the home to easily evolve with your needs. The primary suite provides a comfortable place to unwind with a oversized walk-in closet and private bath featuring a double vanity, separate shower, and jetted soaking tub. An additional bedroom includes its own private ensuite bath, offering a wonderful setup for guests, extended family, or anyone who appreciates added privacy. The outdoor living space may quickly become a favorite part of the home. A large covered patio opens to the screened pool enclosure, creating a seamless transition from indoor to outdoor entertaining. The in-ground swimming pool is surrounded by an expansive deck with plenty of room for lounge seating, dining, and gathering with friends and family, while a conveniently located pool bath makes days spent outside even easier. Additional features include an attached two-car garage, circular driveway, dedicated laundry room, generous storage, and mature landscaping. This home offers a combination of space, functionality, and versatility that is difficult to find in Chipley. If room to live, gather, entertain, and make a home truly your own is what you've been searching for, this one is ready to impress.

Pool Features

Gunite Concrete: Yes
Inground: Yes
Pool House: Yes
Screened In: Yes

More Information

Appliances

Dishwasher: Yes
Microwave: Yes
Oven – Electric: Yes
Range – Electric: Yes
Refrigerator: Yes

Interior Features

Bookcases: Yes
Ceiling – Beamed: Yes
Ceiling – Vaulted: Yes
Fireplace: Yes
Floor – Tile: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Roof – Metal: Yes
Siding – Vinyl: Yes

Exterior

Shower: Yes
Porch Covered: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
USDA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Interior

Bonus Room: Yes
Floor – Carpet: Yes

Lot Features

Cleared: Yes
Landscaped: Yes

Parking Features

Driveway: Yes
Garage Attached: Yes

Rooms

Bedroom: Yes
Dining Room: Yes
Family Room: Yes
Kitchen: Yes
Living Room: Yes
Primary Bedroom: Yes
Office: Yes

Showing

ShowingTime: Yes

Utilities

Electricity – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes

Heating

Central: Yes
Electric: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Separate Shwr: Yes
MBath Tub – Jetted: Yes
MBath Walk-In Closet: Yes

Security Features

Security System: Yes

Property Features

Appliances: Dishwasher; Microwave; Oven – Electric; Range – Electric; Refrigerator Cooling: Ceiling Fan(s); Central Air Heating: Central; Electric Exterior: Shower; Porch Covered Financing: Cash; Conventional; FHA; USDA; VA Furnished: Unfurnished Interior: Bonus Room; Floor – Carpet Lot Features: Cleared; Landscaped Pool Features: Gunite Concrete; Inground; Pool House; Screened In Security Features: Security System Parking Features: Driveway; Garage Attached Rooms: Bedroom; Dining Room; Family Room; Kitchen; Living Room; Primary Bedroom; Office Showing: ShowingTime Utilities: Electricity – Connected; Public Sewer – Connected; Public Water – Connected

Room Information

Room Name	Dimensions	Length	Width	Remarks
Living Room	27.7 x 28.2	27.70	28.20
Office	15.1 x 15.4	15.10	15.40
Family Room	18.4 x 20.5	18.40	20.50
Kitchen	12.8 x 15.7	12.80	15.70
Dining Room	12.8 x 9.1	12.80	9.10
Bedroom	10.5 x 11.8	10.50	11.80
Bedroom	10.5 x 14.6	10.50	14.60
Bedroom	12.4 x 13.1	12.40	13.10	With en suite
Primary Bedroom	18.2 x 21.8	18.20	21.80

Listing Office: SOUTHERN WAY REALTY, INC.

Last Updated: August – 25 – 2026

Information deemed reliable but not guaranteed.