622 Harmon Avenue, Panama City, FL 32401

New Listing
$45,000
Property Type: Residential Land Lot Size (sq. ft.): 3,485 Status: Active
Current Price: $45,000 List Date: 7/11/2026 Last Modified: 7/11/2026

Overview

Description

622 Harmon Ave is all about 'location' near downtown Panama City. Situated near the heart of the growth to the downtown area, this property is perfect for either a residential or commercial investor, a private owner, or a business professional looking for an extra piece of land. This piece of vacant land is cleared and is zoned 'commercial DTD'-which has many allowable commercial uses; OR it is zoned 'residential'- which can thus occupy a small single family residence. This location near downtown Panama City aligns with the vision of redevelopment and vitality in the downtown area. With extra properties developing nearby this is the time to also develop for the growth of the city. Please see attached flyer in the documents section for more details of DTD and its allowable uses. Located 'within' the downtown district, this property is perfect for any small business to flourish, or can be used as a parking lot for extra space. Additionally, this property is located in an 'Opportunity

Listing Details MLS# 792521

Contract Info

List Price/Acre
562500

Location

Street #
622
Street Name
Harmon
Street Suffix
Avenue
Area
02 – Bay County – Central
State
FL
Zip Code
32401
County
Bay
Sub Area
0203 – Bay – Central SW
Subdivision
No Named Subdivision
Community/Resort
None
Waterfront
No
Parcel ID
19795-000-000
Elementary School
Cherry Street
Middle School
Jinks
High School
Bay
Directions
From 15th St head south on Jenks Ave. Turn left onto E 6th St. Turn left onto Harmon Ave. Property is on the right hand side of the road. Please look for agents sign.
Legal Description
GCD PLAT LOT 5 BLK 24 ORB 1102 P 499 ORB 1521 P 954 MAP 105C2

General Property Info

Sub-Type
Residential Lots
Lot Dimensions
30.0 ft x 120.0 ft
Acreage
0.08
Lot Size (SqFt)
3485

Listing Info, Tax & Legal

HOA Fee
No
Is Subject Leased
No
Last Taxes
268.85
Last Tax Year
2025
Brokerage Interest
No Interest
As Is
Yes
Section
8
Township
4S
Range
14W

Remarks & Misc

Remarks
622 Harmon Ave is all about 'location' near downtown Panama City. Situated near the heart of the growth to the downtown area, this property is perfect for either a residential or commercial investor, a private owner, or a business professional looking for an extra piece of land. This piece of vacant land is cleared and is zoned 'commercial DTD'-which has many allowable commercial uses; OR it is zoned 'residential'- which can thus occupy a small single family residence. This location near downtown Panama City aligns with the vision of redevelopment and vitality in the downtown area. With extra properties developing nearby this is the time to also develop for the growth of the city. Please see attached flyer in the documents section for more details of DTD and its allowable uses. Located 'within' the downtown district, this property is perfect for any small business to flourish, or can be used as a parking lot for extra space. Additionally, this property is located in an 'Opportunity Zone- which allows for favorable federal tax capital gains treatment.' This is the perfect time to invest in the revitalization of downtown Panama City so go take a look at this location! Make your next investment in the growth of downtown Panama City. Verify all measurements with a survey.

Financing

Cash
Yes
Conventional
Yes

More Information

Lot Features

Near Public Boat Ramp
Yes
Within 1/2 Mile to Water
Yes

Lot Access

City Street
Yes
Paved Road
Yes

Present Zoning

Commercial
Yes
Resid Single Family
Yes
Other – See Remarks
Yes

Utilities

Electricity – Connected
Yes
Garbage
Yes
Public Sewer – Connected
Yes
Water Connected
Yes

Sale Type

As Is
Yes

Property Features

Financing: Cash; Conventional Lot Access: City Street; Paved Road Lot Features: Near Public Boat Ramp; Within 1/2 Mile to Water Sale Type: As Is Utilities: Electricity – Connected; Garbage; Public Sewer – Connected; Water Connected Present Zoning: Commercial; Resid Single Family; Other – See Remarks
Listing Office: Coastal Palms Real Estate
Last Updated: July – 11 – 2026
Information deemed reliable but not guaranteed.