623 Fernwood Street C, Panama City Beach, FL 32407 (MLS# 786073)

623 Fernwood Street C, Panama City Beach, FL 32407

$789,887

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,600 Status: Active

Current Price: $789,887 List Date: 3/01/2026 Last Modified: 3/02/2026

Overview

Description

No HOA. Move In Ready!. Duplex. Renovated 2025. 3 Bedroom & 3 Bath Residence plus Efficiency Studio/Full Bath. Three story residence has an open living/dining/kitchen. The home features a brand-new roof, new exterior paint, and fresh interior paint. Fully furnished home with new coastal décor, renovated to meet code, and situated less than two blocks from the white sands of the Gulf of America and its emerald waters! The main residence with spacious 3 large bedrooms, 3 full bathrooms & multiple decks to relax & enjoy the gulf views & beautiful sunsets! One car garage/storage. In addition to the main residence, a cozy efficiency studio with a fully fenced backyard & private entrance is located on the ground level. Only 30 minutes to the airport.

Listing Details MLS# 786073

Contract Info

List Price/SqFt: 303.8

Location

Area: 03 – Bay County – Beach
Street #: 623
Street Name: Fernwood
Street Suffix: Street
Unit #: C
State: FL
Zip Code: 32407
County: Bay
Sub Area: 0320 – Beach – Middle Central
Subdivision: Bahama Beach
Community/Resort: None
Waterfront: No
Parcel ID: 34147-025-000
Elementary School: Hutchison Beach
Middle School: Surfside
High School: Arnold
Directions: From FL-79 S and Panama City Beach Parkway, turn left (East) on Panama City Beach Pkwy/Back Beach Road. Travel 3.4 miles east. (Pier Park Retail Shopping area about 2.3 miles to Unit.) Turn right (South) onto Fernwood St – 0.6 miles. Blue Townhouse – 623 Fernwood Street – Unit C on the left (blue and white). Numbers on the Unit.
Legal Description: 27 3S 16W -104.2D- PART OF BAHAMA BEACH PARCEL #9 DESC AS: COM AT NW COR OF NE1/4 OF SW1/4 E 637.84' TO E R/W OF FERNWOOD ST S 508.84' FOR POB TH E 82.92' E 27.98' S 26.90' W 27.88' W 82.87' TO E ROW OF FERNWOOD ST TH N 27.94' TO POB 4839 P 1714

General Property Info

Sub-Type: Attached Single Unit
Design: Beach House
Apx SqFt(Htd/Cooled): 2600
SqFt Source: Owner Measured
Full Baths: 3
Total Baths: 3
# of Stories in Building: 3
Year Built: 2005
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: Yes
Lot Dimensions: 20X83
Pool: No

Listing Info, Tax and Legal

HOA Fee: No
New Buyer Fee: No
Last Taxes: 5158
Last Tax Year: 2025
Brokerage Interest: No Interest

Remarks & Misc

Remarks: No HOA. Move In Ready!. Duplex. Renovated 2025. 3 Bedroom & 3 Bath Residence plus Efficiency Studio/Full Bath. Three story residence has an open living/dining/kitchen. The home features a brand-new roof, new exterior paint, and fresh interior paint. Fully furnished home with new coastal décor, renovated to meet code, and situated less than two blocks from the white sands of the Gulf of America and its emerald waters! The main residence with spacious 3 large bedrooms, 3 full bathrooms & multiple decks to relax & enjoy the gulf views & beautiful sunsets! One car garage/storage. In addition to the main residence, a cozy efficiency studio with a fully fenced backyard & private entrance is located on the ground level. Only 30 minutes to the airport.

Appliances

Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Microwave: Yes
Range – Electric: Yes
Refrigerator: Yes
Washer: Yes
Water Heater – Electric: Yes

More Information

Interior Features

Floor – Hardwood: Yes
Floor – Laminate: Yes
Floor – Tile: Yes

Construction/Siding

Wood/Frame: Yes
Siding – Stucco: Yes

Exterior

Fenced Lot-All: Yes
Porch Covered: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Kitchen

Second: Yes

Living Room

Second: Yes

Lot Access

City Street: Yes
Paved Road: Yes

Present Zoning

Resid Single Family: Yes

Rooms

Bedroom: Yes
Kitchen: Yes
Living Room: Yes
Master Bedroom: Yes

Utilities

Electricity – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Master Bedroom

Third: Yes

Bedroom

First: Yes
Second: Yes
Third: Yes

Cooling

Central Air: Yes

Heating

Central: Yes

Property Features

Appliances: Dishwasher; Disposal; Dryer; Microwave; Range – Electric; Refrigerator; Washer; Water Heater – Electric Master Bedroom: Third Bedroom: First; Second; Third Cooling: Central Air Heating: Central Exterior: Fenced Lot-All; Porch Covered Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Kitchen: Second Living Room: Second Lot Access: City Street; Paved Road Rooms: Bedroom; Kitchen; Living Room; Master Bedroom Utilities: Electricity – Connected; Public Sewer – Connected; Public Water – Connected Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Living Room	Second	19 x 17	19.00	17.00
Kitchen	Second	6 x 10	6.00	10.00
Master Bedroom	Third	19 x 17	19.00	17.00
Bedroom	Third	19 x 12	19.00	12.00
Bedroom	Second	12 x 11	12.00	11.00
Bedroom	First	20 x 15	20.00	15.00

Listing Office: ListWithFreedom.com Inc.

Last Updated: March – 02 – 2026

Broker Attribution: 855-456-4945

Information deemed reliable but not guaranteed.