623 Fernwood Street C, Panama City Beach, FL 32407

New Listing
$789,887
Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,600 Status: Active
Current Price: $789,887 List Date: 3/01/2026 Last Modified: 3/02/2026

Description

No HOA. Move In Ready!. Duplex. Renovated 2025. 3 Bedroom & 3 Bath Residence plus Efficiency Studio/Full Bath. Three story residence has an open living/dining/kitchen. The home features a brand-new roof, new exterior paint, and fresh interior paint. Fully furnished home with new coastal décor, renovated to meet code, and situated less than two blocks from the white sands of the Gulf of America and its emerald waters! The main residence with spacious 3 large bedrooms, 3 full bathrooms & multiple decks to relax & enjoy the gulf views & beautiful sunsets! One car garage/storage. In addition to the main residence, a cozy efficiency studio with a fully fenced backyard & private entrance is located on the ground level. Only 30 minutes to the airport.

More Information MLS# 786073

Listing Info, Tax and Legal

HOA Fee: No New Buyer Fee: No Last Taxes: 5158 Last Tax Year: 2025 Brokerage Interest: No Interest

Contract Info

List Price/SqFt: 303.8 Status: Active List Date: 2026-03-01 List Price: $789,887 Current Price: $789,887

Location

Unit #: C Sub Area: 0320 – Beach – Middle Central Community/Resort: None Waterfront: No Elementary School: Hutchison Beach Middle School: Surfside High School: Arnold Directions: From FL-79 S and Panama City Beach Parkway, turn left (East) on Panama City Beach Pkwy/Back Beach Road. Travel 3.4 miles east. (Pier Park Retail Shopping area about 2.3 miles to Unit.) Turn right (South) onto Fernwood St – 0.6 miles. Blue Townhouse – 623 Fernwood Street – Unit C on the left (blue and white). Numbers on the Unit. Area: 03 – Bay County – Beach Street #: 623 Street Name: Fernwood Street Suffix: Street State: FL Zip Code: 32407 County: Bay Subdivision: Bahama Beach Parcel ID: 34147-025-000 Legal Description: 27 3S 16W -104.2D- PART OF BAHAMA BEACH PARCEL #9 DESC AS: COM AT NW COR OF NE1/4 OF SW1/4 E 637.84′ TO E R/W OF FERNWOOD ST S 508.84′ FOR POB TH E 82.92′ E 27.98′ S 26.90′ W 27.88′ W 82.87′ TO E ROW OF FERNWOOD ST TH N 27.94′ TO POB 4839 P 1714

General Property Info

Design: Beach House Apx SqFt(Htd/Cooled): 2600 Construction Status: Construction Complete SqFt Source: Owner Measured # of Stories in Building: 3 Lot Dimensions: 20X83 New Construction: No Garage Y/N: Yes Garage Spaces: 1 Pool: No Sub-Type: Attached Single Unit Bedrooms: 4 Full Baths: 3 Total Baths: 3 Year Built: 2005

Remarks & Misc

Remarks: No HOA. Move In Ready!. Duplex. Renovated 2025. 3 Bedroom & 3 Bath Residence plus Efficiency Studio/Full Bath. Three story residence has an open living/dining/kitchen. The home features a brand-new roof, new exterior paint, and fresh interior paint. Fully furnished home with new coastal décor, renovated to meet code, and situated less than two blocks from the white sands of the Gulf of America and its emerald waters! The main residence with spacious 3 large bedrooms, 3 full bathrooms & multiple decks to relax & enjoy the gulf views & beautiful sunsets! One car garage/storage. In addition to the main residence, a cozy efficiency studio with a fully fenced backyard & private entrance is located on the ground level. Only 30 minutes to the airport.

Appliances

Dishwasher: 1 Disposal: 1 Dryer: 1 Microwave: 1 Range – Electric: 1 Refrigerator: 1 Washer: 1 Water Heater – Electric: 1

Interior Features

Floor – Hardwood: 1 Floor – Laminate: 1 Floor – Tile: 1

Construction/Siding

Wood/Frame: 1 Siding – Stucco: 1

Exterior

Fenced Lot-All: 1 Porch Covered: 1

Financing

Cash: 1 Conventional: 1 FHA: 1 VA: 1

Furnished

Unfurnished: 1

Kitchen

Second: 1

Living Room

Second: 1

Lot Access

City Street: 1 Paved Road: 1

Present Zoning

Resid Single Family: 1

Rooms

Bedroom: 1 Kitchen: 1 Living Room: 1 Master Bedroom: 1

Utilities

Electricity – Connected: 1 Public Sewer – Connected: 1 Public Water – Connected: 1

Master Bedroom

Third: 1

Bedroom

First: 1 Second: 1 Third: 1

Cooling

Central Air: 1

Heating

Central: 1

Property Features

Appliances: Dishwasher; Disposal; Dryer; Microwave; Range – Electric; Refrigerator; Washer; Water Heater – Electric Master Bedroom: Third Bedroom: First; Second; Third Cooling: Central Air Heating: Central Exterior: Fenced Lot-All; Porch Covered Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Kitchen: Second Living Room: Second Lot Access: City Street; Paved Road Rooms: Bedroom; Kitchen; Living Room; Master Bedroom Utilities: Electricity – Connected; Public Sewer – Connected; Public Water – Connected Present Zoning: Resid Single Family

Room Information

Living Room Level: Second Dimensions: 19 x 17 Length: 19.00 Width: 17.00 Dimensions: 19 x 17 Kitchen Level: Second Dimensions: 6 x 10 Length: 6.00 Width: 10.00 Dimensions: 6 x 10 Master Bedroom Level: Third Dimensions: 19 x 17 Length: 19.00 Width: 17.00 Dimensions: 19 x 17 Bedroom Level: Third Dimensions: 19 x 12 Length: 19.00 Width: 12.00 Dimensions: 19 x 12 Bedroom Level: Second Dimensions: 12 x 11 Length: 12.00 Width: 11.00 Dimensions: 12 x 11 Bedroom Level: First Dimensions: 20 x 15 Length: 20.00 Width: 15.00 Dimensions: 20 x 15
Listing Office: ListWithFreedom.com Inc.
Last Updated: March – 02 – 2026
Broker Attribution: 855-456-4945

Information deemed reliable but not guaranteed.