627 Laurel Street, Panama City Beach, FL 32407 (MLS# 786866)

627 Laurel Street, Panama City Beach, FL 32407

$335,000

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Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 972 Status: Active

Current Price: $335,000 List Date: 3/16/2026 Last Modified: 7/30/2026

Overview

Description

Investor's Dream – Fully Renovated, Steps from the Beach! Welcome to 627 Laurel Street, where thoughtful renovations meets unbeatable charm tucked away in the short-term friendly area of Panama City Beach. This beautifully updated 2-bedroom, 2-bath townhome offers more than just a place to stay; it's a ready-made investment, a low-maintenance second home, or the ultimate beach retreat just steps from the Gulf. With beach access across the street, you'll be dipping your toes in the sugar-white sand and emerald waters within minutes of leaving your front door. Inside, nearly every inch of this home has been upgraded. The kitchen boasts granite countertops, a marble backsplash, modern cabinetry with pullouts, and newer appliances including a refrigerator (2024), microwave (2025), and stove (2023). The open living and dining areas feature LVP floors, crown molding, and abundant natural light, while thoughtful touches like barn doors, tiled baths, and updated light fixtures elevate th … (Read more) Investor’s Dream – Fully Renovated, Steps from the Beach! Welcome to 627 Laurel Street, where thoughtful renovations meets unbeatable charm tucked away in the short-term friendly area of Panama City Beach. This beautifully updated 2-bedroom, 2-bath townhome offers more than just a place to stay; it’s a ready-made investment, a low-maintenance second home, or the ultimate beach retreat just steps from the Gulf. With beach access across the street, you’ll be dipping your toes in the sugar-white sand and emerald waters within minutes of leaving your front door. Inside, nearly every inch of this home has been upgraded. The kitchen boasts granite countertops, a marble backsplash, modern cabinetry with pullouts, and newer appliances including a refrigerator (2024), microwave (2025), and stove (2023). The open living and dining areas feature LVP floors, crown molding, and abundant natural light, while thoughtful touches like barn doors, tiled baths, and updated light fixtures elevate the style. Both bathrooms have been beautifully refreshed with new sinks, tile work, and even a full shower addition downstairs for convenience. The improvements extend far beyond aesthetics. Big-ticket items are already taken care of; new HVAC (2020), roof (2022), tankless water heater (2019), and impact-rated windows (2022) ensure years of low-maintenance ownership. Safety and compliance are also built-in with storm shutters, solar cameras, CO/smoke detectors, emergency lighting, and fire extinguishers, giving peace of mind for absentee owners and guests alike. Even utilities and costs are easy on the budget, with average monthly expenses around $150 for power, gas, and water combined, plus a low HOA of $150 per month. Step outside and enjoy the upper deck with or relax on the private patio with a new back door for easy access. Storage has been maximized with custom closet features, under-stair compartments, and extra cabinetry throughout. Whether you’re hosting family, welcoming rental guests, or simply enjoying a quiet beachside retreat, this property adapts to your needs with comfort and ease. The location is the icing on the cake… In the heart of Panama City Beach, you’re close to Pier Park, shopping, dining, and entertainment, world-class fishing and boating, and all the excitement that draws millions of visitors here each year. For investors, that means strong rental demand. For second-home buyers, it means your vacation escape is also in one of the most desirable destinations on the Gulf Coast. With all major upgrades complete and the beach at your doorstep, 627 Laurel Street is the definition of turnkey. Whether you’re seeking a savvy investment, a stress-free second home, or simply a personal slice of paradise, this townhome delivers it all. Come check out this opportunity for yourself and take advantage of investing in the booming tourism of PCB!

Listing Details MLS# 786866

Contract Info

List Price/SqFt: 344.65

Location

Area: 03 – Bay County – Beach
Street #: 627
Street Name: Laurel
Street Suffix: Street
State: FL
Zip Code: 32407
County: Bay
Sub Area: 0320 – Beach – Middle Central
Subdivision: Holiday Point
Community/Resort: None
Waterfront: No
Parcel ID: 34161-040-000
Elementary School: Hutchison Beach
Middle School: Surfside
High School: Arnold
Directions: Driving west from Hathway Bridge, in appx 8 miles turn left onto Clara Ave. Turn right onto Hutchison Blvd, then left onto Laurel St. Townhome will be on the left.
Legal Description: 27 3S 16W -117.4- 38A3 COM NW COR OF NE1/4 OF SW1/4 TH E 1327.50' S 594.85' W 81.50' S 84.04' FOR POB TH CONT S 21.82' W 51.50' N 21.82 E 51.50' TO POB ORB 4020 P 843

General Property Info

Sub-Type: Attached Single Unit
Design: Townhome
Apx SqFt(Htd/Cooled): 972
SqFt Source: Prop App Site
Full Baths: Yes
Half Baths: Yes
Total Baths: 2
Year Built: 1985
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: 51 x 21
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 150
HOA Frequency: Monthly
HOA Annual Amount: 1800
New Buyer Fee: No
Last Taxes: 2537
Last Tax Year: 2025
Brokerage Interest: No Interest

Remarks & Misc

Remarks: Investor's Dream – Fully Renovated, Steps from the Beach! Welcome to 627 Laurel Street, where thoughtful renovations meets unbeatable charm tucked away in the short-term friendly area of Panama City Beach. This beautifully updated 2-bedroom, 2-bath townhome offers more than just a place to stay; it's a ready-made investment, a low-maintenance second home, or the ultimate beach retreat just steps from the Gulf. With beach access across the street, you'll be dipping your toes in the sugar-white sand and emerald waters within minutes of leaving your front door. Inside, nearly every inch of this home has been upgraded. The kitchen boasts granite countertops, a marble backsplash, modern cabinetry with pullouts, and newer appliances including a refrigerator (2024), microwave (2025), and stove (2023). The open living and dining areas feature LVP floors, crown molding, and abundant natural light, while thoughtful touches like barn doors, tiled baths, and updated light fixtures elevate the style. Both bathrooms have been beautifully refreshed with new sinks, tile work, and even a full shower addition downstairs for convenience. The improvements extend far beyond aesthetics. Big-ticket items are already taken care of; new HVAC (2020), roof (2022), tankless water heater (2019), and impact-rated windows (2022) ensure years of low-maintenance ownership. Safety and compliance are also built-in with storm shutters, solar cameras, CO/smoke detectors, emergency lighting, and fire extinguishers, giving peace of mind for absentee owners and guests alike. Even utilities and costs are easy on the budget, with average monthly expenses around $150 for power, gas, and water combined, plus a low HOA of $150 per month. Step outside and enjoy the upper deck with or relax on the private patio with a new back door for easy access. Storage has been maximized with custom closet features, under-stair compartments, and extra cabinetry throughout. Whether you're hosting family, welcoming rental guests, or simply enjoying a quiet beachside retreat, this property adapts to your needs with comfort and ease. The location is the icing on the cake… In the heart of Panama City Beach, you're close to Pier Park, shopping, dining, and entertainment, world-class fishing and boating, and all the excitement that draws millions of visitors here each year. For investors, that means strong rental demand. For second-home buyers, it means your vacation escape is also in one of the most desirable destinations on the Gulf Coast. With all major upgrades complete and the beach at your doorstep, 627 Laurel Street is the definition of turnkey. Whether you're seeking a savvy investment, a stress-free second home, or simply a personal slice of paradise, this townhome delivers it all. Come check out this opportunity for yourself and take advantage of investing in the booming tourism of PCB!

Breakfast Room

First: Yes

More Information

Pool Features

Inground: Yes

Appliances

Dishwasher: Yes
Microwave: Yes
Range – Electric: Yes
Refrigerator: Yes
Water Heater – Electric: Yes

Interior Features

Breakfast Bar: Yes
Floor – Tile: Yes
Floor – Vinyl Plank: Yes
Kitchen Island: Yes

Construction/Siding

Roof – Dimensional Shg: Yes
Siding – Stucco: Yes

Exterior

Balcony: Yes
Patio Covered: Yes

Association Fees Include

Ground Keeping: Yes
Management: Yes
Pool: Yes
Trash Disposal: Yes
TV Cable: Yes

Furnished

Furnished: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Features

Within 1/2 Mile to Water: Yes

Lot Access

Paved Road: Yes

Parking Features

Assigned: Yes

Present Zoning

Resid Single Family: Yes

Association Amenities

Pool: Yes

Rooms

Bedroom: Yes
Breakfast Room: Yes
Kitchen: Yes
Living Room: Yes
Primary Bedroom: Yes

Showing

ShowingTime: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Garbage: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Sale Type

As Is: Yes

Primary Bedroom

Second: Yes

Bedroom

Second: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Primary Bath/Primary Bdrm

MBath Shower/Tub Combo: Yes

Property Features

Appliances: Dishwasher; Microwave; Range – Electric; Refrigerator; Water Heater – Electric Primary Bedroom: Second Bedroom: Second Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Balcony; Patio Covered Association Fees Include: TV Cable; Ground Keeping; Management; Pool; Trash Disposal Furnished: Furnished Kitchen: First Living Room: First Lot Features: Within 1/2 Mile to Water Lot Access: Paved Road Breakfast Room: First Pool Features: Inground Parking Features: Assigned Association Amenities: Pool Rooms: Bedroom; Breakfast Room; Kitchen; Living Room; Primary Bedroom Sale Type: As Is Showing: ShowingTime Utilities: TV Cable; Electricity – Connected; Garbage; Public Sewer – Connected; Public Water – Connected Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Primary Bedroom	Second	14 x 12	14.00	12.00	Measurements are approximate
Bedroom	Second	13 x 12	13.00	12.00	Measurements are approximate
Living Room	First	15 x 12	15.00	12.00	Measurements are approximate
Breakfast Room	First	9 x 8	9.00	8.00	Measurements are approximate
Kitchen	First	10 x 8	10.00	8.00	Measurements are approximate

Listing Office: Think Real Estate

Last Updated: July – 30 – 2026

Information deemed reliable but not guaranteed.