6323 Thomas Drive 104B, Panama City, FL 32408

$739,900
Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,600 Status: Active
Current Price: $739,900 List Date: 12/12/2025 Last Modified: 6/04/2026

Overview

Description

Indulge in the rare luxury of a private beachfront sanctuary where the sand is your front yard. This beautifully updated, fully furnished first-floor unit offers a lifestyle seldom found in high-rise living. Located in an exclusive non-rental community, you’ll enjoy a serene atmosphere free from vacation crowds. This unit’s unique design provides private, direct entry, allowing you to bypass the lobby and elevators entirely. This is a dream for beach lovers and pet owners. Opportunities for a direct-access unit in a tranquil, rental-free, high-rise condominium are exceptionally rare and highly sought after. Secure your private showing before this one of a kind retreat is gone!

Listing Details MLS# 782639

Contract Info

List Price/SqFt
462.44

Location

Area
03 – Bay County – Beach
Street #
6323
Street Name
Thomas
Street Suffix
Drive
Unit #
104B
State
FL
Zip Code
32408
County
Bay
Sub Area
0323 – Beach – South of Grand Lagoon
Subdivision
Summerwinds Condo
Community/Resort
None
Waterfront
Yes
Gulf Access
Yes
Parcel ID
30585-050-137
Elementary School
Patronis
Middle School
Surfside
High School
Arnold
Directions
Use US-98 W toward Panama City Beach. Turn onto Navy BLVD heading south. Turn right onto South Thomas Dr. Summerwinds Condominum is on the left.
Legal Description
SUMMERWINDS CONDOMINIUM UNIT 104B (TYPE C) ORB 1474 P 1852 2BR 2B 1600 H&C ORB 4343 P 1246

General Property Info

Sub-Type
Condominium
Floor Number
Yes
Design
High-Rise (8+ floors)
Apx SqFt(Htd/Cooled)
1600
SqFt Source
Owner Measured
Full Baths
2
Total Baths
2
# of Stories in Building
13
# of Units in Bldg
72
Year Built
1994
Construction Status
Construction Complete
New Construction
No
Garage Y/N
Yes
Garage Spaces
Yes
Lot Dimensions
0x0
Pool
Yes
Pool Type
Community

Listing Info, Tax and Legal

HOA Fee
Yes
HOA Amount
4692
HOA Frequency
Quarterly
HOA Annual Amount
18768
New Buyer Fee
Yes
New Buyer Fee Amt
4692
Last Taxes
6188
Last Tax Year
2024
Brokerage Interest
No Interest
Condo Doc
Yes

Remarks & Misc

Remarks
Indulge in the rare luxury of a private beachfront sanctuary where the sand is your front yard. This beautifully updated, fully furnished first-floor unit offers a lifestyle seldom found in high-rise living. Located in an exclusive non-rental community, you'll enjoy a serene atmosphere free from vacation crowds. This unit's unique design provides private, direct entry, allowing you to bypass the lobby and elevators entirely. This is a dream for beach lovers and pet owners. Opportunities for a direct-access unit in a tranquil, rental-free, high-rise condominium are exceptionally rare and highly sought after. Secure your private showing before this one of a kind retreat is gone!

Dining Room

First
Yes

More Information

Pool Features

Heated – Gas
Yes
Inground
Yes

Utility Room

First
Yes

Appliances

Dishwasher
Yes
Disposal
Yes
Microwave
Yes
Oven – Electric
Yes
Range – Electric
Yes
Refrigerator
Yes
Water Heater – Electric
Yes

Interior Features

Breakfast Bar
Yes
Ceiling – Crwn Molding
Yes
Floor – Vinyl Plank
Yes

Construction/Siding

Concrete
Yes
Foundation – On Piling
Yes
Roof – Membrane
Yes

Exterior

Balcony
Yes
Hurricane Shutters
Yes

Waterfront Feature

Shore – Beach
Yes

Association Fees Include

Accounting
Yes
Community Room
Yes
Dumpster
Yes
Exercise Room
Yes
Gated Community
Yes
Ground Keeping
Yes
Internet-WiFi
Yes
Legal
Yes
Management
Yes
Pest Control
Yes
Pool
Yes
Repairs/Maintenance
Yes
Trash Disposal
Yes
TV Cable
Yes
Water
Yes
Irrigation
Yes

Financing

Cash
Yes
Conventional
Yes

Furnished

Furnished
Yes

Living Room

First
Yes

Lot Features

Close to Clubhouse
Yes
Landscaped
Yes
Near Beach Access
Yes

Lot Access

Gated Access
Yes

Parking Features

Garage Detached
Yes

Mstr Bath / Mstr Bdrm

MBath Double Vanity
Yes
MBath Separate Shwr
Yes
MBath Whirlpool
Yes
MBed Waterfront
Yes

Association Amenities

Community Room
Yes
Dumpster
Yes
Elevators
Yes
Exercise Room
Yes
Pool
Yes
Waterfront
Yes

Rooms

Bedroom
Yes
Dining Room
Yes
Living Room
Yes
Master Bedroom
Yes
Utility Room
Yes

Utilities

TV Cable
Yes
Electricity – Connected
Yes
Internet – Fiber Optic
Yes
Lift Station
Yes
Phone – Connected
Yes
Public Sewer – Connected
Yes
Public Water – Connected
Yes

Waterview

Gulf
Yes

Sale Type

As Is
Yes

Waterfront Type

Gulf
Yes

Master Bedroom

First
Yes

Bedroom

First
Yes

Cooling

Ceiling Fan(s)
Yes
Central Air
Yes

Heating

Central
Yes

Security Features

Fire Alarm
Yes
Fire Sprinkler System
Yes
Gated Community
Yes
Security Gate
Yes
Smoke Detector(s)
Yes

Property Features

Appliances: Dishwasher; Disposal; Microwave; Oven – Electric; Range – Electric; Refrigerator; Water Heater – Electric Master Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air Heating: Central Exterior: Balcony; Hurricane Shutters Association Fees Include: Accounting; TV Cable; Community Room; Dumpster; Exercise Room; Gated Community; Internet-WiFi; Irrigation; Legal; Ground Keeping; Repairs/Maintenance; Management; Pest Control; Pool; Trash Disposal; Water Financing: Cash; Conventional Furnished: Furnished Living Room: First Lot Features: Close to Clubhouse; Landscaped; Near Beach Access Lot Access: Gated Access Dining Room: First Pool Features: Heated – Gas; Inground Security Features: Fire Alarm; Fire Sprinkler System; Gated Community; Security Gate; Smoke Detector(s) Utility Room: First Parking Features: Garage Detached Association Amenities: Community Room; Dumpster; Elevators; Exercise Room; Pool; Waterfront Rooms: Bedroom; Dining Room; Living Room; Master Bedroom; Utility Room Sale Type: As Is Utilities: TV Cable; Electricity – Connected; Internet – Fiber Optic; Lift Station; Phone – Connected; Public Sewer – Connected; Public Water – Connected Waterfront Type: Gulf Waterfront Feature: Shore – Beach Waterview: Gulf

Room Information

Room Name Level Dimensions Length Width
Master Bedroom First 18 x 14 18.00 14.00
Bedroom First 14 x 13 14.00 13.00
Living Room First 20 x 16 20.00 16.00
Dining Room First 14 x 10 14.00 10.00
Utility Room First 9 x 7 9.00 7.00
Listing Office: CENTURY 21 Ryan Realty Inc
Last Updated: June – 04 – 2026
Information deemed reliable but not guaranteed.