634 Hancock Way, Panama City Beach, FL 32413 (MLS# 793022)

634 Hancock Way, Panama City Beach, FL 32413

$361,000

Property Type: Residential Bedrooms: 4 Baths: 2 Square Footage: 2,006 Lot Size (sq. ft.): 9,583 Status: Active

Current Price: $361,000 List Date: 7/23/2026 Last Modified: 9/23/2026

Overview

Description

Set within the newer Bayside at Ward Creek community, this four-bedroom, two-bathroom residence offers a polished interpretation of Panama City Beach living. Attractive neighboring homes and continued residential growth create a well-established setting, while convenient access to Highway98 keeps the area's principal destinations comfortably within reach. The functional floor plan is designed to accommodate a variety of needs. Four bedrooms provide space for sleeping quarters, a private office, guest accommodations, or creative pursuits, while two full bathrooms support an efficient daily routine. This adaptability makes the property equally appealing as a primary residence, seasonal retreat, or second home. Solar panels contribute an environmentally conscious enhancement, with the potential to offset household electricity use under Florida's abundant sunshine. It is a practical feature that may not sparkle like a chandelier, but can prove considerably more valuable during the he … (Read more)

Listing Details MLS# 793022

Contract Info

List Price/SqFt: 179.96

Location

Area: 03 – Bay County – Beach
Street #: 634
Street Name: Hancock
Street Suffix: Way
State: FL
Zip Code: 32413
County: Bay
Sub Area: 0321 – Beach – North Central
Subdivision: Bayside at Ward Creek
Community/Resort: None
Waterfront: No
Parcel ID: 32717-150-315
Elementary School: West Bay
Middle School: Surfside
High School: Arnold
Directions: From Highway 98, turn North onto Highway 79 in 1.9 miles turn right/East into Bayside at Ward Creek/ Madison Dr, Then left onto Melrose Way, Then right onto butler Cove, and right onto Hancock Wat, home will be on the right.
Legal Description: WARD CREEK PH 1A LOT 63

General Property Info

Sub-Type: Detached Single Family
Design: Craftsman Style
Apx SqFt(Htd/Cooled): 2006
SqFt Source: Prop App Site
Full Baths: 2
Total Baths: 2
Accessory Dwelling Unit: No
Year Built: 2023
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Driveway Spaces: 2
Lot Dimensions: 99.0 ft x 113.0 ft
Acreage: 0.22
Lot Size (SqFt): 9583
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 235
HOA Frequency: Quarterly
HOA Annual Amount: 940
New Buyer Fee: No
Last Taxes: 4552.01
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes

Remarks & Misc

Remarks: Set within the newer Bayside at Ward Creek community, this four-bedroom, two-bathroom residence offers a polished interpretation of Panama City Beach living. Attractive neighboring homes and continued residential growth create a well-established setting, while convenient access to Highway98 keeps the area's principal destinations comfortably within reach. The functional floor plan is designed to accommodate a variety of needs. Four bedrooms provide space for sleeping quarters, a private office, guest accommodations, or creative pursuits, while two full bathrooms support an efficient daily routine. This adaptability makes the property equally appealing as a primary residence, seasonal retreat, or second home. Solar panels contribute an environmentally conscious enhancement, with the potential to offset household electricity use under Florida's abundant sunshine. It is a practical feature that may not sparkle like a chandelier, but can prove considerably more valuable during the height of summer. Pier Park offers nearby shopping, dining, and entertainment, while Frank Brown Park, Conservation Park, and Gayle's Trails provide opportunities for outdoor recreation. The Gulf of Mexico's celebrated beaches are only minutes away, and schools, healthcare, grocery stores, and daily services add essential convenience. Northwest Florida Beaches International Airport also supports easy travel. Combining modern community surroundings, adaptable interior space, energy-conscious improvements, and proximity to the coast, this home represents a distinguished opportunity in the Panama City Beach market. Prospective buyers are invited to arrange a private showing and evaluate its advantages firsthand.

Pool Features

Inground: Yes

More Information

Appliances

Dishwasher: Yes
Disposal: Yes
Microwave: Yes
Range – Electric: Yes
Water Heater – Electric: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Wood/Frame: Yes
Roof – Dimensional Shg: Yes
Roof – Gutters: Yes
Siding – Wood: Yes

Exterior

Fenced Lot-Part: Yes
Patio Covered: Yes
Porch Covered: Yes

Association Fees Include

Accounting: Yes
Master Association: Yes
Pavilion/Gazebo: Yes
Picnic Area: Yes
Playground: Yes
Pool: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Lot Features

Interior Lot: Yes
Sidewalk: Yes

Lot Access

Paved Road: Yes

Parking Features

Driveway: Yes
Garage Attached: Yes

Association Amenities

Pavilion/Gazebo: Yes
Playground: Yes
Pool: Yes
Sidewalks: Yes

Rooms

Bedroom: Yes
Great Room: Yes
Kitchen: Yes
Primary Bedroom: Yes

Showing

ShowingTime: Yes

Utilities

Electricity – Connected: Yes
Public Sewer – Connected: Yes

Sale Type

As Is: Yes
REO: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Property Features

Appliances: Dishwasher; Disposal; Microwave; Range – Electric; Water Heater – Electric Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Fenced Lot-Part; Patio Covered; Porch Covered Association Fees Include: Accounting; Master Association; Pavilion/Gazebo; Picnic Area; Playground; Pool Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Lot Features: Interior Lot; Sidewalk Lot Access: Paved Road Pool Features: Inground Parking Features: Driveway; Garage Attached Association Amenities: Pavilion/Gazebo; Playground; Pool; Sidewalks Rooms: Bedroom; Great Room; Kitchen; Primary Bedroom Sale Type: As Is; REO Showing: ShowingTime Utilities: Electricity – Connected; Public Sewer – Connected

Room Information

Room Name	Dimensions	Length	Width
Great Room	24.1 x 12.2	24.10	12.20
Kitchen	11.8 x 13	11.80	13.00
Primary Bedroom	17.4 x 15.8	17.40	15.80
Bedroom	11.4 x 13	11.40	13.00
Bedroom	11 x 12.4	11.00	12.40
Bedroom	10.1 x 13	10.10	13.00

Listing Office: Overstreet Realty

Last Updated: September – 23 – 2026

Information deemed reliable but not guaranteed.