634 Hancock Way, Panama City Beach, FL 32413 (MLS# 793022)

634 Hancock Way, Panama City Beach, FL 32413

New Listing

$379,900

Property Type: Residential Bedrooms: 4 Baths: 2 Square Footage: 2,006 Lot Size (sq. ft.): 9,583 Status: Active

Current Price: $379,900 List Date: 7/23/2026 Last Modified: 7/23/2026

Overview

Description

Ever wanted a house that feels brand new without the guesswork? Tucked into the up-and-coming Bayside at Ward Creek community, this four-bedroom, two-bathroom home sits among attractive newer neighbors in a spot that keeps getting better. Let's start with the layout, because it just works. Four bedrooms give everybody a place to land, whether you need space for a home office, guest room, or additional living areas. The floor plan flows nicely, making it easy to live in whether you're seeking a primary residence or a laid-back second home near the water. Now, the neighborhood. This is a modern residential pocket with real staying power, the kind of place where new homes keep popping up and residents put down roots. You're close to everyday essentials too, so grocery runs, appointments, and school access stay simple. The location is the fun part. Highway 98 puts you a quick hop from Pier Park, where the shopping, dining, and entertainment keep weekends busy. Nature lovers get Ga … (Read more)

Listing Details MLS# 793022

Contract Info

List Price/SqFt: 189.38

Location

Area: 03 – Bay County – Beach
Street #: 634
Street Name: Hancock
Street Suffix: Way
State: FL
Zip Code: 32413
County: Bay
Sub Area: 0321 – Beach – North Central
Subdivision: Bayside at Ward Creek
Community/Resort: None
Waterfront: No
Parcel ID: 32717-150-315
Elementary School: West Bay
Middle School: Surfside
High School: Arnold
Directions: From Highway 98, turn North onto Highway 79 in 1.9 miles turn right/East into Bayside at Ward Creek/ Madison Dr, Then left onto Melrose Way, Then right onto butler Cove, and right onto Hancock Wat, home will be on the right.
Legal Description: WARD CREEK PH 1A LOT 63

General Property Info

Sub-Type: Detached Single Family
Design: Craftsman Style
Apx SqFt(Htd/Cooled): 2006
SqFt Source: Prop App Site
Full Baths: 2
Total Baths: 2
Accessory Dwelling Unit: No
Year Built: 2023
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Driveway Spaces: 2
Lot Dimensions: 99.0 ft x 113.0 ft
Acreage: 0.22
Lot Size (SqFt): 9583
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 235
HOA Frequency: Quarterly
HOA Annual Amount: 940
New Buyer Fee: No
Last Taxes: 4552.01
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes

Remarks & Misc

Remarks: Ever wanted a house that feels brand new without the guesswork? Tucked into the up-and-coming Bayside at Ward Creek community, this four-bedroom, two-bathroom home sits among attractive newer neighbors in a spot that keeps getting better. Let's start with the layout, because it just works. Four bedrooms give everybody a place to land, whether you need space for a home office, guest room, or additional living areas. The floor plan flows nicely, making it easy to live in whether you're seeking a primary residence or a laid-back second home near the water. Now, the neighborhood. This is a modern residential pocket with real staying power, the kind of place where new homes keep popping up and residents put down roots. You're close to everyday essentials too, so grocery runs, appointments, and school access stay simple. The location is the fun part. Highway 98 puts you a quick hop from Pier Park, where the shopping, dining, and entertainment keep weekends busy. Nature lovers get Gayle's Trails and Conservation Park nearby, plus Frank Brown Park for the sporty crowd. Arnold High School and Gulf Coast State College round out the education options, and the airport makes travel painless. Oh, and those sugar-white Gulf beaches? Just minutes away. Priced to compete in a market that stays hot, this one won't sit around long. Come take a look for yourself.

Pool Features

Inground: Yes

More Information

Appliances

Dishwasher: Yes
Disposal: Yes
Microwave: Yes
Range – Electric: Yes
Water Heater – Electric: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Wood/Frame: Yes
Roof – Dimensional Shg: Yes
Roof – Gutters: Yes
Siding – Wood: Yes

Exterior

Patio Covered: Yes
Porch Covered: Yes

Association Fees Include

Accounting: Yes
Master Association: Yes
Pavilion/Gazebo: Yes
Picnic Area: Yes
Playground: Yes
Pool: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Lot Features

Interior Lot: Yes
Sidewalk: Yes

Lot Access

Paved Road: Yes

Parking Features

Driveway: Yes
Garage Attached: Yes

Association Amenities

Pavilion/Gazebo: Yes
Playground: Yes
Pool: Yes
Sidewalks: Yes

Rooms

Bedroom: Yes
Great Room: Yes
Kitchen: Yes
Primary Bedroom: Yes

Showing

ShowingTime: Yes

Utilities

Electricity – Connected: Yes
Public Sewer – Connected: Yes

Sale Type

As Is: Yes
REO: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Property Features

Appliances: Dishwasher; Disposal; Microwave; Range – Electric; Water Heater – Electric Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Patio Covered; Porch Covered Association Fees Include: Accounting; Master Association; Pavilion/Gazebo; Picnic Area; Playground; Pool Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Lot Features: Interior Lot; Sidewalk Lot Access: Paved Road Pool Features: Inground Parking Features: Driveway; Garage Attached Association Amenities: Pavilion/Gazebo; Playground; Pool; Sidewalks Rooms: Bedroom; Great Room; Kitchen; Primary Bedroom Sale Type: As Is; REO Showing: ShowingTime Utilities: Electricity – Connected; Public Sewer – Connected

Room Information

Room Name	Dimensions	Length	Width
Great Room	24.1 x 12.2	24.10	12.20
Kitchen	11.8 x 13	11.80	13.00
Primary Bedroom	17.4 x 15.8	17.40	15.80
Bedroom	11.4 x 13	11.40	13.00
Bedroom	11 x 12.4	11.00	12.40
Bedroom	10.1 x 13	10.10	13.00

Listing Office: Overstreet Realty

Last Updated: July – 23 – 2026

Information deemed reliable but not guaranteed.