635 16th Street, Panama City Beach, FL 32413 (MLS# 791808)

635 16th Street, Panama City Beach, FL 32413

$539,000

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,396 Lot Size (sq. ft.): 14,375 Status: Active

Current Price: $539,000 List Date: 6/24/2026 Last Modified: 7/06/2026

Overview

Description

West End Panama City Beach Gem – Short walk to the beach, Large lot, Oversized detached garage, No HOA, and Private Pool Properties with a combination of beach proximity, easy access to the 30A corridor, no HOA, a large lot, and an oversized detached garage/workshop are increasingly hard to find on the desirable west end of Panama City Beach. Inside, you'll find updated flooring and bathrooms, 2 walk-in closets, gas fireplace, a safe room, a clean and inviting interior, and a move-in ready layout that allows you to start enjoying the coastal Florida lifestyle immediately. Step outside to your backyard retreat through the screened-in porch featuring a shaded composite deck, saltwater sports pool and privacy fencing–perfect for entertaining, relaxing, or enjoying year-round outdoor living. A standout feature is the oversized 20' x 30' detached garage which provides ample space for vehicles, boats, golf cart, workshop needs or additional storage. Just a 3-minute golf cart ride to th … (Read more) West End Panama City Beach Gem – Short walk to the beach, Large lot, Oversized detached garage, No HOA, and Private Pool Properties with a combination of beach proximity, easy access to the 30A corridor, no HOA, a large lot, and an oversized detached garage/workshop are increasingly hard to find on the desirable west end of Panama City Beach. Inside, you’ll find updated flooring and bathrooms, 2 walk-in closets, gas fireplace, a safe room, a clean and inviting interior, and a move-in ready layout that allows you to start enjoying the coastal Florida lifestyle immediately. Step outside to your backyard retreat through the screened-in porch featuring a shaded composite deck, saltwater sports pool and privacy fencing–perfect for entertaining, relaxing, or enjoying year-round outdoor living. A standout feature is the oversized 20′ x 30′ detached garage which provides ample space for vehicles, boats, golf cart, workshop needs or additional storage. Just a 3-minute golf cart ride to the beach, you’ll enjoy easy access to the sugar-white sands and emerald waters of the Gulf while still having the comfort of a spacious residential setting. Whether you’re looking for a primary residence, second home, or investment property, this home checks all the boxes. Property Features: • Updated bathrooms and flooring • 2 Walk-in closets • Gas fireplace • Safe Room • 115′ x 125′ Lot • Large 20′ x 30′ detached garage/workshop • Screened-in porch • Water softening system • Attic • No HOA • Move-in ready • Sprinkler System on well • Private saltwater swimming pool • Hurricane shutters • 2-year-old roof • Shaded composite deck Location Highlights: • Short walk or golf cart ride to the Gulf’s sugar- white beaches • Approximately 10 minutes to Pier Park • Convenient access to the scenic 30A corridor • Close to shopping, dining, entertainment, and outdoor recreation • Quiet west-end location with excellent accessibility This property is offered in as is condition. Schedule your private showing today and experience the perfect combination of privacy, convenience, and coastal living.

Listing Details MLS# 791808

Contract Info

List Price/SqFt: 386.1

Location

Area: 03 – Bay County – Beach
Street #: 635
Street Name: 16th
Street Suffix: Street
State: FL
Zip Code: 32413
County: Bay
Sub Area: 0322 – Beach – North West
Subdivision: White Sands Estates
Community/Resort: None
Waterfront: No
Parcel ID: 36582-129-000
Elementary School: Hutchison Beach
Middle School: Surfside
High School: Arnold
Directions: Heading west on Panama City Beach Parkway ( also known as Hwy 98) go past Hwy 79. Continue west for approx 5 miles and take a riight onto 14th St. At stop sign you'll see a blue and white house with large driveway. You have arrived at 635 16th St.
Legal Description: WHITE SANDS ESTATES LOT 8 BLK B ORB 1646 P 1680 ORB 2317 P 145 ORB 3000 P 1969

General Property Info

Sub-Type: Detached Single Family
Design: Other
Apx SqFt(Htd/Cooled): 1396
SqFt Source: Owner Measured
Full Baths: 2
Total Baths: 2
Year Built: 1996
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 3
Lot Dimensions: 115.0 ft x 125.0 ft
Acreage: 0.33
Lot Size (SqFt): 14375
Pool: Yes
Pool Type: Private
Half Baths: 0

Listing Info, Tax and Legal

HOA Fee: No
New Buyer Fee: No
Last Tax Year: 2025
Brokerage Interest: No Interest

Remarks & Misc

Remarks: West End Panama City Beach Gem – Short walk to the beach, Large lot, Oversized detached garage, No HOA, and Private Pool Properties with a combination of beach proximity, easy access to the 30A corridor, no HOA, a large lot, and an oversized detached garage/workshop are increasingly hard to find on the desirable west end of Panama City Beach. Inside, you'll find updated flooring and bathrooms, 2 walk-in closets, gas fireplace, a safe room, a clean and inviting interior, and a move-in ready layout that allows you to start enjoying the coastal Florida lifestyle immediately. Step outside to your backyard retreat through the screened-in porch featuring a shaded composite deck, saltwater sports pool and privacy fencing–perfect for entertaining, relaxing, or enjoying year-round outdoor living. A standout feature is the oversized 20' x 30' detached garage which provides ample space for vehicles, boats, golf cart, workshop needs or additional storage. Just a 3-minute golf cart ride to the beach, you'll enjoy easy access to the sugar-white sands and emerald waters of the Gulf while still having the comfort of a spacious residential setting. Whether you're looking for a primary residence, second home, or investment property, this home checks all the boxes. Property Features: • Updated bathrooms and flooring • 2 Walk-in closets • Gas fireplace • Safe Room • 115' x 125' Lot • Large 20' x 30' detached garage/workshop • Screened-in porch • Water softening system • Attic • No HOA • Move-in ready • Sprinkler System on well • Private saltwater swimming pool • Hurricane shutters • 2-year-old roof • Shaded composite deck Location Highlights: • Short walk or golf cart ride to the Gulf's sugar- white beaches • Approximately 10 minutes to Pier Park • Convenient access to the scenic 30A corridor • Close to shopping, dining, entertainment, and outdoor recreation • Quiet west-end location with excellent accessibility This property is offered in as is condition. Schedule your private showing today and experience the perfect combination of privacy, convenience, and coastal living.

Furnished

Unfurnished: Yes

More Information

Rooms

Bedroom: Yes
Kitchen: Yes
Living Room: Yes
Primary Bedroom: Yes

Utilities

Cable – Available: Yes
TV Cable: Yes
Electricity – Connected: Yes
Electricity – Availabile: Yes
Phone – Available: Yes
Public Water – Connected: Yes
Septic Tank: Yes
Underground Utilities: Yes

Property Features

Furnished: Unfurnished Rooms: Bedroom; Kitchen; Living Room; Primary Bedroom Utilities: Cable – Available; TV Cable; Electricity – Availabile; Electricity – Connected; Phone – Available; Public Water – Connected; Septic Tank; Underground Utilities

Room Information

Room Name	Dimensions	Length	Width
Living Room	17.11 x 15.1	17.11	15.10
Primary Bedroom	16.5 x 13.1	16.50	13.10
Bedroom	10.6 x 10.1	10.60	10.10
Kitchen	11.5 x 9	11.50	9.00

Listing Office: Savvy Avenue LLC

Last Updated: July – 06 – 2026

Information deemed reliable but not guaranteed.