64 Banfill Street, Santa Rosa Beach, FL 32459 (MLS# 783716)

64 Banfill Street, Santa Rosa Beach, FL 32459

$3,525,000

Property Type: Residential Bedrooms: 6 Baths: 6 Square Footage: 3,470 Lot Size (sq. ft.): 6,970 Status: Active

Current Price: $3,525,000 List Date: 1/15/2026 Last Modified: 4/14/2026

Overview

Description

Timeless Grayton Beach character meets thoughtful modern renovation in this rare dual-residence offering just steps from Western Lake, the shoreline, and the heart of one of 30A's most storied beach villages. Originally built in 1970 and extensively reimagined, the property pairs a gracious main home with a fully detached private cottage, creating flexibility for hosting, multigenerational living, or income potential without sacrificing privacy or charm. The main residence spans approximately 2,910 square feet with five bedrooms and four-and-a-half baths across three levels. Recent updates include a fully redesigned kitchen, renovated bathrooms, fresh interior paint, new flooring, updated wiring and plumbing, two HVAC systems, new appliances, and a new roof. From the inviting front porch, morning coffee is enjoyed with tranquil views toward Western Lake. Inside, the first floor opens to a generous living and dining area that flows seamlessly into the kitchen, which offers ample spac … (Read more) Timeless Grayton Beach character meets thoughtful modern renovation in this rare dual-residence offering just steps from Western Lake, the shoreline, and the heart of one of 30A’s most storied beach villages. Originally built in 1970 and extensively reimagined, the property pairs a gracious main home with a fully detached private cottage, creating flexibility for hosting, multigenerational living, or income potential without sacrificing privacy or charm. The main residence spans approximately 2,910 square feet with five bedrooms and four-and-a-half baths across three levels. Recent updates include a fully redesigned kitchen, renovated bathrooms, fresh interior paint, new flooring, updated wiring and plumbing, two HVAC systems, new appliances, and a new roof. From the inviting front porch, morning coffee is enjoyed with tranquil views toward Western Lake. Inside, the first floor opens to a generous living and dining area that flows seamlessly into the kitchen, which offers ample space for an island and connects to a comfortable sitting or game room. A mudroom off the kitchen adds a half bath, a full-sized laundry, and direct access to the side yard for grilling. Two first-floor bedrooms feature updated ensuite baths, while a rear hallway leads directly to the backyard. Upstairs, the second level offers two additional bedrooms and two full baths. The third floor serves as a flexible retreat or bedroom, highlighted by a striking wood A-frame ceiling with access to the large balcony. The detached cottage provides approximately 560 square feet with one bedroom, one full bath, a family room, a full kitchen, a laundry room, an outdoor shower, and a separate entrance. With a new roof and alley access, the cottage allows easy movement to the beach, lake, and dining while remaining discreetly set apart from the main home. Outdoor living is equally compelling, with a spacious backyard ready for relaxed afternoons, a newly added private pool, curated hardscape, and lush landscaping. After a day on the water, rinse off at the outdoor shower or unwind in one of several private seating areas. Parking is generous with a paver driveway, additional front parking, and two rear spaces for a total of seven. Accessibility has been carefully considered with a ramp on the north side and a fully accessible first floor, including the primary bath. Both residences may be rented separately or together, offering exceptional versatility. Positioned moments from Western Lake, two beach accesses, and iconic spots like The Red Bar, Chiringo, and AJ’s Grayton Beach, this is a rare opportunity to own a true Grayton Beach classic where coastal history, modern updates, and an unbeatable walkable setting come together with ease.

Listing Details MLS# 783716

Contract Info

List Price/SqFt: 1015.85

Location

Area: 12 – Walton County
Street #: 64
Street Name: Banfill
Street Suffix: Street
State: FL
Zip Code: 32459
County: Walton
Sub Area: 1204 – Walton – Grayton Beach
Subdivision: Grayton Beach
Community/Resort: None
Waterfront: No
Parcel ID: 08-3S-19-25030-009-0130
Elementary School: Dune Lakes
Middle School: Emerald Coast
High School: South Walton
Directions: Headed south on 283 toward 30A, go straight at the light. Pass AJs on the left and then turn left on Lydia. At the curve, turn right on Banfill. Home will be on the right.
Legal Description: TOWN OF GRAYTON BCH LOT 13 BLK 9 OR 2709-1643 OR 2790-4375 OR 2989-3540 OR 3152-1057

General Property Info

Sub-Type: Detached Single Family
Design: Florida Cottage
Apx SqFt(Htd/Cooled): 3470
SqFt Source: Prop App Site
Full Baths: 5
Half Baths: Yes
Total Baths: 6
# of Stories in Building: 3
Year Built: 1970
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Driveway Spaces: 7
Lot Dimensions: 50 x 140
Acreage: 0.16
Lot Size (SqFt): 6970
Pool: Yes
Pool Type: Private

Listing Info, Tax and Legal

HOA Fee: No
New Buyer Fee: No
Last Taxes: 26586
Last Tax Year: 2025
Brokerage Interest: No Interest

Remarks & Misc

Remarks: Timeless Grayton Beach character meets thoughtful modern renovation in this rare dual-residence offering just steps from Western Lake, the shoreline, and the heart of one of 30A's most storied beach villages. Originally built in 1970 and extensively reimagined, the property pairs a gracious main home with a fully detached private cottage, creating flexibility for hosting, multigenerational living, or income potential without sacrificing privacy or charm. The main residence spans approximately 2,910 square feet with five bedrooms and four-and-a-half baths across three levels. Recent updates include a fully redesigned kitchen, renovated bathrooms, fresh interior paint, new flooring, updated wiring and plumbing, two HVAC systems, new appliances, and a new roof. From the inviting front porch, morning coffee is enjoyed with tranquil views toward Western Lake. Inside, the first floor opens to a generous living and dining area that flows seamlessly into the kitchen, which offers ample space for an island and connects to a comfortable sitting or game room. A mudroom off the kitchen adds a half bath, a full-sized laundry, and direct access to the side yard for grilling. Two first-floor bedrooms feature updated ensuite baths, while a rear hallway leads directly to the backyard. Upstairs, the second level offers two additional bedrooms and two full baths. The third floor serves as a flexible retreat or bedroom, highlighted by a striking wood A-frame ceiling with access to the large balcony. The detached cottage provides approximately 560 square feet with one bedroom, one full bath, a family room, a full kitchen, a laundry room, an outdoor shower, and a separate entrance. With a new roof and alley access, the cottage allows easy movement to the beach, lake, and dining while remaining discreetly set apart from the main home. Outdoor living is equally compelling, with a spacious backyard ready for relaxed afternoons, a newly added private pool, curated hardscape, and lush landscaping. After a day on the water, rinse off at the outdoor shower or unwind in one of several private seating areas. Parking is generous with a paver driveway, additional front parking, and two rear spaces for a total of seven. Accessibility has been carefully considered with a ramp on the north side and a fully accessible first floor, including the primary bath. Both residences may be rented separately or together, offering exceptional versatility. Positioned moments from Western Lake, two beach accesses, and iconic spots like The Red Bar, Chiringo, and AJ's Grayton Beach, this is a rare opportunity to own a true Grayton Beach classic where coastal history, modern updates, and an unbeatable walkable setting come together with ease.

Balcony

Third: Yes

More Information

Family Room

First: Yes

Loft

Third: Yes

Master Bathroom

First: Yes
Second: Yes

Play Room

Second: Yes

Pool Features

Inground: Yes

Appliances

Cooktop – Electric: Yes
Dishwasher: Yes
Microwave: Yes
Refrigerator: Yes

Interior Features

Ceiling – Raised: Yes
Lighting – Recessed: Yes
Pantry: Yes

Construction/Siding

Roof – Metal: Yes
Siding – Hardie Board: Yes
Siding – Wood: Yes

Exterior

Deck Open: Yes
Fenced Back Yard: Yes

Other Structures

Guest House: Yes

Furnished

Furnished: Yes

Mstr Bath / Mstr Bdrm

MBath Double Vanity: Yes
MBath Separate Shwr: Yes
MBed First Floor: Yes

Present Zoning

Resid Single Family: Yes

Rooms

Balcony: Yes
Family Room: Yes
Loft: Yes
Master Bathroom: Yes
Master Bedroom: Yes
Play Room: Yes

Utilities

Electricity – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Lake: Yes

Master Bedroom

First: Yes
Second: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes

Heating

Central: Yes

Property Features

Appliances: Cooktop – Electric; Dishwasher; Microwave; Refrigerator Master Bedroom: First; Second Cooling: Ceiling Fan(s); Central Air Heating: Central Exterior: Deck Open; Fenced Back Yard Furnished: Furnished Balcony: Third Master Bathroom: First; Second Family Room: First Loft: Third Pool Features: Inground Play Room: Second Other Structures: Guest House Rooms: Balcony; Family Room; Loft; Master Bathroom; Master Bedroom; Play Room Utilities: Electricity – Connected; Public Sewer – Connected; Public Water – Connected Waterview: Lake Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Family Room	First	31 x 19	31.00	19.00	Family/Dining Combo
Master Bedroom	First	13.7 x 12	13.70	12.00
Master Bathroom	First	9.8 x 7	9.80	7.00
Master Bedroom	Second	11 x 9	11.00	9.00
Master Bathroom	Second	8 x 9	8.00	9.00
Play Room	Second	16 x 15.7	16.00	15.70
Balcony	Third	15 x 20.5	15.00	20.50
Loft	Third	16 x 14.5	16.00	14.50

Listing Office: Scenic Sotheby's International Realty

Last Updated: April – 14 – 2026

Information deemed reliable but not guaranteed.