64 Banfill Street, Santa Rosa Beach, FL 32459

$3,525,000
Property Type: Residential Bedrooms: 6 Baths: 6 Square Footage: 3,470 Lot Size (sq. ft.): 6,970 Status: Active
Current Price: $3,525,000 List Date: 1/15/2026 Last Modified: 2/25/2026

Description

Timeless Grayton Beach character meets thoughtful modern renovation in this rare dual-residence offering just steps from Western Lake, the shoreline, and the heart of one of 30A’s most storied beach villages. Originally built in 1970 and extensively reimagined, the property pairs a gracious main home with a fully detached private cottage, creating flexibility for hosting, multigenerational living, or income potential without sacrificing privacy or charm. The main residence spans approximately 2,910 square feet with five bedrooms and four-and-a-half baths across three levels. Recent updates include a fully redesigned kitchen, renovated bathrooms, fresh interior paint, new flooring, updated wiring and plumbing, two HVAC systems, new appliances, and a new roof. From the inviting front porch, morning coffee is enjoyed with tranquil views toward Western Lake. Inside, the first floor opens to a generous living and dining area that flows seamlessly into the kitchen, which offers ample space for an island and connects to a comfortable sitting or game room. A mudroom off the kitchen adds a half bath, a full-sized laundry, and direct access to the side yard for grilling. Two first-floor bedrooms feature updated ensuite baths, while a rear hallway leads directly to the backyard. Upstairs, the second level offers two additional bedrooms and two full baths. The third floor serves as a flexible retreat or bedroom, highlighted by a striking wood A-frame ceiling with access to the large balcony. The detached cottage provides approximately 560 square feet with one bedroom, one full bath, a family room, a full kitchen, a laundry room, an outdoor shower, and a separate entrance. With a new roof and alley access, the cottage allows easy movement to the beach, lake, and dining while remaining discreetly set apart from the main home. Outdoor living is equally compelling, with a spacious backyard ready for relaxed afternoons, a newly added private pool, curated hardscape, and lush landscaping. After a day on the water, rinse off at the outdoor shower or unwind in one of several private seating areas. Parking is generous with a paver driveway, additional front parking, and two rear spaces for a total of seven. Accessibility has been carefully considered with a ramp on the north side and a fully accessible first floor, including the primary bath. Both residences may be rented separately or together, offering exceptional versatility. Positioned moments from Western Lake, two beach accesses, and iconic spots like The Red Bar, Chiringo, and AJ’s Grayton Beach, this is a rare opportunity to own a true Grayton Beach classic where coastal history, modern updates, and an unbeatable walkable setting come together with ease.

More Information MLS# 783716

Listing Info, Tax and Legal

HOA Fee: No New Buyer Fee: No Last Taxes: 26586 Last Tax Year: 2025 Brokerage Interest: No Interest

Contract Info

List Price/SqFt: 1015.85 Status: Active List Date: 2026-01-15 List Price: $3,525,000 Current Price: $3,525,000

Location

Sub Area: 1204 – Walton – Grayton Beach Community/Resort: None Waterfront: No Elementary School: Dune Lakes Middle School: Emerald Coast High School: South Walton Directions: Headed south on 283 toward 30A, go straight at the light. Pass AJs on the left and then turn left on Lydia. At the curve, turn right on Banfill. Home will be on the right. Area: 12 – Walton County Street #: 64 Street Name: Banfill Street Suffix: Street State: FL Zip Code: 32459 County: Walton Subdivision: Grayton Beach Parcel ID: 08-3S-19-25030-009-0130 Legal Description: TOWN OF GRAYTON BCH LOT 13 BLK 9 OR 2709-1643 OR 2790-4375 OR 2989-3540 OR 3152-1057

General Property Info

Acreage: 0.16 Design: Florida Cottage Lot Size (SqFt): 6970 Apx SqFt(Htd/Cooled): 3470 Construction Status: Construction Complete SqFt Source: Prop App Site Half Baths: 1 # of Stories in Building: 3 Lot Dimensions: 50 x 140 New Construction: No Garage Y/N: No Driveway Spaces: 7 Pool: Yes Pool Type: Private Sub-Type: Detached Single Family Bedrooms: 6 Full Baths: 5 Total Baths: 6 Year Built: 1970

Remarks & Misc

Remarks: Timeless Grayton Beach character meets thoughtful modern renovation in this rare dual-residence offering just steps from Western Lake, the shoreline, and the heart of one of 30A’s most storied beach villages. Originally built in 1970 and extensively reimagined, the property pairs a gracious main home with a fully detached private cottage, creating flexibility for hosting, multigenerational living, or income potential without sacrificing privacy or charm. The main residence spans approximately 2,910 square feet with five bedrooms and four-and-a-half baths across three levels. Recent updates include a fully redesigned kitchen, renovated bathrooms, fresh interior paint, new flooring, updated wiring and plumbing, two HVAC systems, new appliances, and a new roof. From the inviting front porch, morning coffee is enjoyed with tranquil views toward Western Lake. Inside, the first floor opens to a generous living and dining area that flows seamlessly into the kitchen, which offers ample space for an island and connects to a comfortable sitting or game room. A mudroom off the kitchen adds a half bath, a full-sized laundry, and direct access to the side yard for grilling. Two first-floor bedrooms feature updated ensuite baths, while a rear hallway leads directly to the backyard. Upstairs, the second level offers two additional bedrooms and two full baths. The third floor serves as a flexible retreat or bedroom, highlighted by a striking wood A-frame ceiling with access to the large balcony. The detached cottage provides approximately 560 square feet with one bedroom, one full bath, a family room, a full kitchen, a laundry room, an outdoor shower, and a separate entrance. With a new roof and alley access, the cottage allows easy movement to the beach, lake, and dining while remaining discreetly set apart from the main home. Outdoor living is equally compelling, with a spacious backyard ready for relaxed afternoons, a newly added private pool, curated hardscape, and lush landscaping. After a day on the water, rinse off at the outdoor shower or unwind in one of several private seating areas. Parking is generous with a paver driveway, additional front parking, and two rear spaces for a total of seven. Accessibility has been carefully considered with a ramp on the north side and a fully accessible first floor, including the primary bath. Both residences may be rented separately or together, offering exceptional versatility. Positioned moments from Western Lake, two beach accesses, and iconic spots like The Red Bar, Chiringo, and AJ’s Grayton Beach, this is a rare opportunity to own a true Grayton Beach classic where coastal history, modern updates, and an unbeatable walkable setting come together with ease.

Balcony

Third: 1

Family Room

First: 1

Loft

Third: 1

Master Bathroom

First: 1 Second: 1

Play Room

Second: 1

Pool Features

Inground: 1

Appliances

Cooktop – Electric: 1 Dishwasher: 1 Microwave: 1 Refrigerator: 1

Interior Features

Ceiling – Raised: 1 Lighting – Recessed: 1 Pantry: 1

Construction/Siding

Roof – Metal: 1 Siding – Hardie Board: 1 Siding – Wood: 1

Exterior

Deck Open: 1 Fenced Back Yard: 1

Other Structures

Guest House: 1

Furnished

Furnished: 1

Mstr Bath / Mstr Bdrm

MBath Double Vanity: 1 MBath Separate Shwr: 1 MBed First Floor: 1

Present Zoning

Resid Single Family: 1

Rooms

Balcony: 1 Family Room: 1 Loft: 1 Master Bathroom: 1 Master Bedroom: 1 Play Room: 1

Utilities

Electricity – Connected: 1 Public Sewer – Connected: 1 Public Water – Connected: 1

Waterview

Lake: 1

Master Bedroom

First: 1 Second: 1

Cooling

Ceiling Fan(s): 1 Central Air: 1

Heating

Central: 1

Property Features

Appliances: Cooktop – Electric; Dishwasher; Microwave; Refrigerator Master Bedroom: First; Second Cooling: Ceiling Fan(s); Central Air Heating: Central Exterior: Deck Open; Fenced Back Yard Furnished: Furnished Balcony: Third Master Bathroom: First; Second Family Room: First Loft: Third Pool Features: Inground Play Room: Second Other Structures: Guest House Rooms: Balcony; Family Room; Loft; Master Bathroom; Master Bedroom; Play Room Utilities: Electricity – Connected; Public Sewer – Connected; Public Water – Connected Waterview: Lake Present Zoning: Resid Single Family

Room Information

Family Room Level: First Dimensions: 31 x 19 Length: 31.00 Width: 19.00 Dimensions: 31 x 19 Remarks: Family/Dining Combo Master Bedroom Level: First Dimensions: 13.7 x 12 Length: 13.70 Width: 12.00 Dimensions: 13.7 x 12 Master Bathroom Level: First Dimensions: 9.8 x 7 Length: 9.80 Width: 7.00 Dimensions: 9.8 x 7 Master Bedroom Level: Second Dimensions: 11 x 9 Length: 11.00 Width: 9.00 Dimensions: 11 x 9 Master Bathroom Level: Second Dimensions: 8 x 9 Length: 8.00 Width: 9.00 Dimensions: 8 x 9 Play Room Level: Second Dimensions: 16 x 15.7 Length: 16.00 Width: 15.70 Dimensions: 16 x 15.7 Balcony Level: Third Dimensions: 15 x 20.5 Length: 15.00 Width: 20.50 Dimensions: 15 x 20.5 Loft Level: Third Dimensions: 16 x 14.5 Length: 16.00 Width: 14.50 Dimensions: 16 x 14.5
Listing Office: Scenic Sotheby's International Realty
Last Updated: February – 25 – 2026
Information deemed reliable but not guaranteed.