644 Florida Avenue E, Panama City, FL 32401 (MLS# 796845)

644 Florida Avenue E, Panama City, FL 32401

New Listing

$439,000

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 2,308 Status: Active

Current Price: $439,000 List Date: 10/22/2026 Last Modified: 10/22/2026

Overview

Description

Bayside living with the best of Panama City just minutes away! 644 Florida Avenue E is a beautifully updated 3-bedroom, 2.5-bath condo offering 2,308 square feet in the quiet, eight-unit Bayside Estates community. Perfectly located between Downtown Panama City and historic St. Andrews, you’ll enjoy easy access to restaurants, coffee shops, shopping, and entertainment. Inside, enjoy 10-foot ceilings, tile and oak wood flooring, custom cabinetry, granite countertops, and water views from every room! The spacious primary suite features a sitting area, walk-in closet, and beautifully tiled shower. Relax on the large balcony overlooking Johnson Bayou, enjoy access to the community dock, and appreciate the convenience of a detached two-car garage with additional storage. Beautiful water views, peaceful surroundings, and downtown convenience — bayside living at its best!

Listing Details MLS# 796845

Contract Info

List Price/SqFt: 190.21

Location

Area: 02 – Bay County – Central
Street #: 644
Street Name: Florida
Street Suffix: Avenue
Unit #: E
State: FL
Zip Code: 32401
County: Bay
Sub Area: 0203 – Bay – Central SW
Subdivision: Bayside Estates Condominium
Community/Resort: None
Waterfront: Yes
Gulf Access: No
Parcel ID: 19536-505-000
Elementary School: Cherry Street
Middle School: Jinks
High School: Bay
Directions: Traveling South on Jenks Ave from 15th Street, make a right on 6th Street that turns into Beach Drive. The complex is on the corner of Beach Dr & Florida Ave.
Legal Description: BAYSIDE ESTATES CONDOMINIUM UNIT E ORB 2295 P 2088,2276 ORB 2484 3BR 2.5B 2308 H&C P 1465 ORB 4415 P 476

General Property Info

Sub-Type: Condominium
Floor Number: 2
Design: Low-Rise (1-3 floors)
Apx SqFt(Htd/Cooled): 2308
SqFt Source: Prop App Site
Full Baths: 2
Half Baths: Yes
Total Baths: 3
# of Stories in Building: 8
Accessory Dwelling Unit: No
Year Built: 2003
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Lot Dimensions: 0 x 0
Pool: No

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 2300
HOA Frequency: Quarterly
HOA Annual Amount: 9200
New Buyer Fee: No
Last Taxes: 4668.91
Last Tax Year: 2025
Brokerage Interest: No Interest
Condo Doc: Yes

Remarks & Misc

Remarks: Bayside living with the best of Panama City just minutes away! 644 Florida Avenue E is a beautifully updated 3-bedroom, 2.5-bath condo offering 2,308 square feet in the quiet, eight-unit Bayside Estates community. Perfectly located between Downtown Panama City and historic St. Andrews, you'll enjoy easy access to restaurants, coffee shops, shopping, and entertainment. Inside, enjoy 10-foot ceilings, tile and oak wood flooring, custom cabinetry, granite countertops, and water views from every room! The spacious primary suite features a sitting area, walk-in closet, and beautifully tiled shower. Relax on the large balcony overlooking Johnson Bayou, enjoy access to the community dock, and appreciate the convenience of a detached two-car garage with additional storage. Beautiful water views, peaceful surroundings, and downtown convenience — bayside living at its best!

Dining Room

First: Yes

More Information

Garage

First: Yes

Laundry

First: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Microwave: Yes
Range – Electric: Yes

Construction/Siding

Brick Veneer: Yes
Roof – Composite Shngl: Yes

Exterior

Balcony: Yes
Double Pane Windows: Yes
Sprinkler System: Yes

Waterfront Feature

Dock: Yes
Shore – Natural: Yes

Association Fees Include

Dock: Yes
Fishing: Yes
Ground Keeping: Yes
Insurance: Yes
Legal: Yes
Management: Yes

Furnished

Unfurnished: Yes

Kitchen

First: Yes

Lot Features

Flood Insurance Req: Yes
Landscaped: Yes
Near Public Boat Ramp: Yes
Sidewalk: Yes
Waterfront: Yes
Within 1/2 Mile to Water: Yes

Lot Access

City Street: Yes
Paved Road: Yes

Parking Features

Garage Detached: Yes

Association Amenities

Dock: Yes
Dumpster: Yes
Security-24 hour: Yes
Waterfront: Yes

Rooms

Bedroom: Yes
Dining Room: Yes
Garage: Yes
Kitchen: Yes
Laundry: Yes

Showing

ShowingTime: Yes

Utilities

TV Cable: Yes
Lift Station: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Bay: Yes
Bayou: Yes

Waterfront Type

Bayou w/ Gulf Access: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Shower Only: Yes
MBath Walk-In Closet: Yes

Security Features

Security System: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Dishwasher; Disposal; Microwave; Range – Electric Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Balcony; Double Pane Windows; Sprinkler System Association Fees Include: Dock; Fishing; Insurance; Legal; Ground Keeping; Management Furnished: Unfurnished Kitchen: First Lot Features: Flood Insurance Req; Landscaped; Near Public Boat Ramp; Sidewalk; Waterfront; Within 1/2 Mile to Water Lot Access: City Street; Paved Road Dining Room: First Garage: First Laundry: First Security Features: Security System; Smoke Detector(s) Parking Features: Garage Detached Association Amenities: Dock; Dumpster; Security-24 hour; Waterfront Rooms: Bedroom; Dining Room; Garage; Kitchen; Laundry Showing: ShowingTime Utilities: TV Cable; Lift Station; Public Sewer – Connected; Public Water – Connected Waterfront Type: Bayou w/ Gulf Access Waterfront Feature: Dock; Shore – Natural Waterview: Bay; Bayou

Room Information

Room Name	Level	Dimensions	Length	Width
Dining Room	First	21 x 14	21.00	14.00
Kitchen	First	17 x 12	17.00	12.00
Bedroom	First	13 x 12	13.00	12.00
Bedroom	First	12 x 11	12.00	11.00
Laundry	First	9 x 6	9.00	6.00
Garage	First	24 x 20	24.00	20.00

Listing Office: eXp Realty, LLC

Last Updated: October – 22 – 2026

Information deemed reliable but not guaranteed.