6505 Thomas Drive 912, Panama City Beach, FL 32408

$412,000
Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,015 Status: Active
Current Price: $412,000 List Date: 2/18/2026 Last Modified: 5/31/2026

Overview

Description

2BR/2BA Gulf-front condo in Summerhouse, Panama City Beach. 120 sq ft balcony, 2 pools, short-term rentals allowed. Built 1987. This 2 bedroom, 2 bath Gulf-front condominium at Summerhouse Condo in the South Lagoon area of Panama City Beach offers 1,015 square feet and direct beach frontage at 6505 Thomas Drive. Built in 1987 and listed at 422,000, the unit allows short term rentals and is being sold furnished. With 400 feet of Gulf frontage across the complex and onsite rental management, buyers comparing investment property, second home, or full time residence options can evaluate both rental flexibility and amenity depth. Inside, the layout balances durability with comfort, making everyday living or guest turnover straightforward. Tile flooring carries through the kitchen, living area, and baths for easy maintenance after beach days, while the carpeted bedrooms provide a softer retreat at the end of the day. Granite countertops in the kitchen and bathrooms add a finished, cohesive f

Listing Details MLS# 785448

Contract Info

List Price/SqFt
405.91

Location

Area
03 – Bay County – Beach
Street #
6505
Street Name
Thomas
Street Suffix
Drive
Unit #
912
State
FL
Zip Code
32408
County
Bay
Sub Area
0323 – Beach – South of Grand Lagoon
Subdivision
Summerhouse Condo.
Community/Resort
None
Waterfront
Yes
Gulf Access
No
Parcel ID
30585-680-042
Elementary School
Patronis
Middle School
Surfside
High School
Arnold
Directions
6505 Thomas Dr. Summerhouse sits between Coral Reef Condo and Princess Condo.
Legal Description
SUMMERHOUSE OF PC THREE UNIT 912-C 2BR 2B 1015 H&C ORB 1190 P 1996 TYPE B

General Property Info

Sub-Type
Condominium
Floor Number
9
Design
High-Rise (8+ floors)
Apx SqFt(Htd/Cooled)
1015
SqFt Source
Prop App Site
Balcony SqFt
120
Full Baths
2
Total Baths
2
# of Stories in Building
11
# of Units in Bldg
55
Year Built
1987
Immediate Occupancy
Yes
Pre-Const Flip
No
Construction Status
Construction Complete
New Construction
No
Garage Y/N
No
Driveway Spaces
2
Lot Dimensions
400×700
Beach Frontage
400
Pool
Yes
Pool Type
Community

Waterfront Feature

Waterfront Feet
400
Shore – Beach
Yes
Shore – Natural
Yes

Listing Info, Tax and Legal

HOA Fee
Yes
HOA Amount
1264.69
HOA Frequency
Monthly
HOA Annual Amount
15176.28
Senior Community
No
Is Subject Leased
No
New Buyer Fee
Yes
New Buyer Fee Amt
250
New Buyer Fee Paid
$
Last Taxes
4272
Last Tax Year
2025
Brokerage Interest
No Interest
As Is
Yes
Condo Doc
Yes

Remarks & Misc

Remarks
2BR/2BA Gulf-front condo in Summerhouse, Panama City Beach. 120 sq ft balcony, 2 pools, short-term rentals allowed. Built 1987. This 2 bedroom, 2 bath Gulf-front condominium at Summerhouse Condo in the South Lagoon area of Panama City Beach offers 1,015 square feet and direct beach frontage at 6505 Thomas Drive. Built in 1987 and listed at 422,000, the unit allows short term rentals and is being sold furnished. With 400 feet of Gulf frontage across the complex and onsite rental management, buyers comparing investment property, second home, or full time residence options can evaluate both rental flexibility and amenity depth. Inside, the layout balances durability with comfort, making everyday living or guest turnover straightforward. Tile flooring carries through the kitchen, living area, and baths for easy maintenance after beach days, while the carpeted bedrooms provide a softer retreat at the end of the day. Granite countertops in the kitchen and bathrooms add a finished, cohesive feel. Large sliding glass doors draw natural light into the living area and open directly to the balcony, keeping the Gulf view present even when you are indoors. The balcony itself offers comfortable space for seating and outdoor dining, creating a natural extension of the living area where mornings can begin with coffee overlooking the pools and shoreline and evenings can wind down with the sound of the Gulf in the background. The primary suite is positioned to capture Gulf views and includes private access to the balcony along with an ensuite bath. Waking up to natural light and stepping directly outside is a feature buyers consistently value in true Gulf-front properties. The thoughtfully separated bedroom design places the guest bedroom and second bath apart from the primary suite, offering added privacy and flexibility for owners and visitors. A conveniently located laundry closet with a stackable washer and dryer provides everyday functionality while keeping the main living areas uncluttered. Summerhouse is an established beachfront community known for its extensive amenities and structured management. Two beachfront pools, including one heated seasonally, a kiddie pool, hot tub, tennis courts, pickleball courts, game room, owners lounge, Gulf-front gazebo, and onsite homeowners and rental office all contribute to a setting designed for both enjoyment and ease. Elevators are located throughout the complex for convenient access, and ample paved parking accommodates residents and guests. Owners are permitted to have pets in accordance with association guidelines, and service animals are permitted for guests as required. Monthly HOA dues of 1,264.69 include accounting, cable TV, HOA insurance, internet, legal, maintenance grounds, management, pest control, security, sewer, trash disposal, and water. Positioned on Thomas Drive near St. Andrews State Park and Grand Lagoon, the location offers quick access to boating, fishing, dining, and shopping while maintaining direct beach access. For buyers evaluating furnished, rental-eligible Panama City Beach condominiums, this Summerhouse unit combines true Gulf-front placement, established amenities, and a layout that supports both personal enjoyment and consistent rental appeal. Make this unit ''your Summerhouse''.

More Information

Balcony

First
Yes

Dining Room

First
Yes

Pool Features

Gunite Concrete
Yes
Heated – Gas
Yes
Inground
Yes

Appliances

Dishwasher
Yes
Disposal
Yes
Dryer
Yes
Microwave
Yes
Oven – Electric
Yes
Range – Electric
Yes
Refrigerator
Yes
Washer
Yes
Water Heater – Electric
Yes

Interior Features

Breakfast Bar
Yes
Floor – Tile
Yes
Lighting – Recessed
Yes
Split Bedroom
Yes
Window – Treatment All
Yes

Construction/Siding

Concrete
Yes
Foundation – On Piling
Yes
Siding – Stucco
Yes

Exterior

Balcony
Yes

Other Structures

Gazebo
Yes
Tennis Court(s)
Yes

Association Fees Include

Accounting
Yes
Ground Keeping
Yes
Insurance
Yes
Internet Service
Yes
Legal
Yes
Management
Yes
Pest Control
Yes
Security
Yes
Sewer
Yes
Trash Disposal
Yes
TV Cable
Yes
Water
Yes

Financing

Cash
Yes
Conventional
Yes

Furnished

Furnished
Yes

Kitchen

First
Yes

Living Room

First
Yes

Lot Features

Waterfront
Yes

Lot Access

County Road
Yes
Paved Road
Yes

Parking Features

Additional Parking
Yes
Parking Lot
Yes
Paved
Yes

Mstr Bath / Mstr Bdrm

MBed Balcony
Yes
MBed Waterfront
Yes
MBath Shower/Tub Combo
Yes

Present Zoning

Resid Multi-Family
Yes

Association Amenities

BBQ Pit/Grill
Yes
Community Room
Yes
Dumpster
Yes
Elevators
Yes
Fishing
Yes
Game Room
Yes
Handball
Yes
Pavilion/Gazebo
Yes
Picnic Area
Yes
Pool
Yes
Security-24 hour
Yes
Tennis
Yes
Waterfront
Yes
Whirlpool
Yes
Shuffleboard Court
Yes
Other – See Remarks
Yes

Rooms

Balcony
Yes
Bedroom
Yes
Dining Room
Yes
Kitchen
Yes
Living Room
Yes
Master Bedroom
Yes

Utilities

TV Cable
Yes
Electricity – Connected
Yes
Garbage
Yes
Public Sewer – Connected
Yes
Public Water – Connected
Yes
Other – See Remarks
Yes

Waterview

Gulf
Yes

Sale Type

As Is
Yes

Waterfront Type

Gulf
Yes

Master Bedroom

First
Yes

Bedroom

First
Yes

Cooling

Ceiling Fan(s)
Yes
Central Air
Yes
Electric
Yes

Heating

Central
Yes
Electric
Yes

Security Features

Fire Alarm
Yes
Fire Sprinkler System
Yes
Key Card Entry
Yes
Security Guard
Yes
Smoke Detector(s)
Yes

Property Features

Appliances: Dishwasher; Disposal; Dryer; Microwave; Oven – Electric; Range – Electric; Refrigerator; Washer; Water Heater – Electric Master Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Balcony Association Fees Include: Accounting; TV Cable; Insurance; Internet Service; Legal; Ground Keeping; Management; Pest Control; Security; Sewer; Trash Disposal; Water Financing: Cash; Conventional Furnished: Furnished Kitchen: First Living Room: First Lot Features: Waterfront Lot Access: County Road; Paved Road Balcony: First Dining Room: First Pool Features: Gunite Concrete; Heated – Gas; Inground Security Features: Fire Alarm; Fire Sprinkler System; Key Card Entry; Security Guard; Smoke Detector(s) Parking Features: Additional Parking; Parking Lot; Paved Other Structures: Gazebo; Tennis Court(s) Association Amenities: BBQ Pit/Grill; Community Room; Dumpster; Elevators; Fishing; Game Room; Handball; Pavilion/Gazebo; Picnic Area; Pool; Security-24 hour; Shuffleboard Court; Whirlpool; Tennis; Waterfront; Other – See Remarks Rooms: Balcony; Bedroom; Dining Room; Kitchen; Living Room; Master Bedroom Sale Type: As Is Utilities: TV Cable; Electricity – Connected; Garbage; Public Sewer – Connected; Public Water – Connected; Other – See Remarks Waterfront Type: Gulf Waterfront Feature: Shore – Beach; Shore – Natural Waterview: Gulf Present Zoning: Resid Multi-Family

Room Information

Room Name Level Dimensions Length Width
Master Bedroom First 16 x 13 16.00 13.00
Bedroom First 13 x 12 13.00 12.00
Kitchen First 12 x 8 12.00 8.00
Dining Room First 16 x 10 16.00 10.00
Living Room First 16 x 12 16.00 12.00
Balcony First 17 x 7 17.00 7.00
Listing Office: Counts Real Estate Group Inc
Last Updated: May – 31 – 2026
Information deemed reliable but not guaranteed.