655 16th Street, Panama City Beach, FL 32413 (MLS# 790106)

655 16th Street, Panama City Beach, FL 32413

$529,500

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,280 Lot Size (sq. ft.): 14,070 Status: Active

Current Price: $529,500 List Date: 5/20/2026 Last Modified: 8/03/2026

Overview

Description

Located on the sought-after west end of Panama City Beach, this charming yellow beach house offers 4 bedrooms, 2.5 baths, and endless potential on a large lot with no HOA. Just minutes from the beach, the home features a spacious layout with generous living areas and plenty of room to make it your own. The interior is ready for updates, making this an excellent opportunity for investors, renovators, or buyers looking to create a personalized coastal retreat. With ample outdoor space for boats, RV parking, or future additions, this property combines location, flexibility, and value in one of the area’s most desirable beachside communities.

Listing Details MLS# 790106

Contract Info

List Price/SqFt: 232.24

Location

Area: 03 – Bay County – Beach
Street #: 655
Street Name: 16th
Street Suffix: Street
State: FL
Zip Code: 32413
County: Bay
Sub Area: 0322 – Beach – North West
Subdivision: White Sands Estates
Community/Resort: None
Waterfront: No
Parcel ID: 36582-136-000
Elementary School: West Bay
Middle School: Surfside
High School: Arnold
Directions: From Panama City Beach Pkwy, turn north onto 16th St. The property is on the left just before the cul-de-sac.
Legal Description: WHITE SANDS ESTATES LOT 15 BLK B ORB 3379 P 1345

General Property Info

Sub-Type: Detached Single Family
Design: Ranch
Apx SqFt(Htd/Cooled): 2280
SqFt Source: Prop App Site
Full Baths: 2
Half Baths: Yes
Total Baths: 3
# of Stories in Building: Yes
Year Built: 2013
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: 125x115x123x113
Acreage: 0.32
Lot Size (SqFt): 14070
Pool: No

Listing Info, Tax and Legal

HOA Fee: No
New Buyer Fee: No
Last Taxes: 1455
Last Tax Year: 2025
Brokerage Interest: No Interest

Remarks & Misc

Remarks: Located on the sought-after west end of Panama City Beach, this charming yellow beach house offers 4 bedrooms, 2.5 baths, and endless potential on a large lot with no HOA. Just minutes from the beach, the home features a spacious layout with generous living areas and plenty of room to make it your own. The interior is ready for updates, making this an excellent opportunity for investors, renovators, or buyers looking to create a personalized coastal retreat. With ample outdoor space for boats, RV parking, or future additions, this property combines location, flexibility, and value in one of the area's most desirable beachside communities.

Appliances

Microwave: Yes
Oven – Electric: Yes
Range – Electric: Yes
Refrigerator: Yes
Water Heater – Electric: Yes

More Information

Interior Features

Floor – Tile: Yes
Kitchen Island: Yes

Construction/Siding

Roof – Asphalt: Yes
Siding – Hardie Board: Yes
Trim – Vinyl: Yes

Exterior

Patio Open: Yes

Other Structures

Shed(s): Yes

Furnished

Unfurnished: Yes

Interior

Floor – Carpet: Yes

Living Room

First: Yes

Lot Access

Paved Road: Yes

Parking Features

Carport Detached: Yes
Driveway: Yes

Present Zoning

Resid Single Family: Yes

Rooms

Bedroom: Yes
Living Room: Yes
Primary Bedroom: Yes

Utilities

Electricity – Connected: Yes
Internet – Broadband Available: Yes
Public Water – Connected: Yes
Septic Tank: Yes

Primary Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes

Heating

Central: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Separate Shwr: Yes

Property Features

Appliances: Microwave; Oven – Electric; Range – Electric; Refrigerator; Water Heater – Electric Primary Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air Heating: Central Exterior: Patio Open Furnished: Unfurnished Interior: Floor – Carpet Living Room: First Lot Access: Paved Road Parking Features: Carport Detached; Driveway Other Structures: Shed(s) Rooms: Bedroom; Living Room; Primary Bedroom Utilities: Electricity – Connected; Internet – Broadband Available; Public Water – Connected; Septic Tank Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Primary Bedroom	First	15 x 17	15.00	17.00
Bedroom	First	10 x 12	10.00	12.00
Bedroom	First	10 x 9	10.00	9.00
Living Room	First	20 x 12	20.00	12.00

Listing Office: Better Homes and Gardens Coast Properties

Last Updated: August – 03 – 2026

Information deemed reliable but not guaranteed.