657 Main Street, Chipley, FL 32428

$280,000
Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,804 Lot Size (sq. ft.): 19,297 Status: Active
Current Price: $280,000 List Date: 2/26/2026 Last Modified: 6/18/2026

Overview

Description

Welcome to a beautifully fully renovated home in the heart of Chipley that blends vintage character with modern comfort. This 3 bedroom, 2 bath residence offers approximately 1,804 square feet of inviting living space on nearly half an acre. The interior has been thoughtfully updated to create a warm and functional layout, perfect for both everyday living and entertaining. Spacious living areas flow easily from room to room, while the generously sized primary suite provides a relaxing retreat. An oversized utility room offers flexible space that could serve as a home office, hobby room, or additional storage area. The kitchen is designed with both style and functionality in mind, featuring extra counter space for meal prep and entertaining, along with a double door refrigerator for added convenience. Major improvements add peace of mind, including a brand new roof, new HVAC system, and new energy efficient windows. These upgrades enhance comfort, efficiency, and long term valu

Listing Details MLS# 785858

Contract Info

List Price/SqFt
155.21

Location

Area
10 – Washington County
Street #
657
Street Name
Main
Street Suffix
Street
State
FL
Zip Code
32428
County
Washington
Sub Area
1001 – Washington NE
Subdivision
No Named Subdivision
Community/Resort
None
Waterfront
No
Parcel ID
00000000-00-2752-0000
Elementary School
Kate M. Smith
Middle School
Roulhac
High School
Chipley
Directions
From Chipley travel North on Main Street. The home is located on the right just after Campbellton Ave.
Legal Description
33 5 13 ORB 1041 P 288 LOTS 2 & 19 OF L/A BLK A AND 15' N & S. BY 145' E. & W. IN NWC OF LOT 1 OF L/A BLK A.

General Property Info

Sub-Type
Detached Single Family
Design
Ranch
Apx SqFt(Htd/Cooled)
1804
SqFt Source
Prop App Site
Full Baths
2
Total Baths
2
Year Built
1938
Construction Status
Construction Complete
New Construction
No
Garage Y/N
No
Covered Spaces
Yes
Driveway Spaces
2
Lot Dimensions
irregular
Acreage
0.44
Lot Size (SqFt)
19297
Pool
No

Listing Info, Tax and Legal

HOA Fee
No
New Buyer Fee
No
Last Taxes
1896
Last Tax Year
2025
Brokerage Interest
No Interest

Remarks & Misc

Remarks
Welcome to a beautifully fully renovated home in the heart of Chipley that blends vintage character with modern comfort. This 3 bedroom, 2 bath residence offers approximately 1,804 square feet of inviting living space on nearly half an acre. The interior has been thoughtfully updated to create a warm and functional layout, perfect for both everyday living and entertaining. Spacious living areas flow easily from room to room, while the generously sized primary suite provides a relaxing retreat. An oversized utility room offers flexible space that could serve as a home office, hobby room, or additional storage area. The kitchen is designed with both style and functionality in mind, featuring extra counter space for meal prep and entertaining, along with a double door refrigerator for added convenience. Major improvements add peace of mind, including a brand new roof, new HVAC system, and new energy efficient windows. These upgrades enhance comfort, efficiency, and long term value. The unique lot provides frontage on Main Street with additional access from 7th Street, allowing for convenient rear entry and extra parking options. Located just minutes from local shops, dining, and schools, this property offers charm, updates, and location all in one package. Scedule a private tour today!

Breakfast Room

First
Yes

More Information

Utility Room

First
Yes

Appliances

Dishwasher
Yes
Microwave
Yes
Refrigerator
Yes
Water Heater – Electric
Yes

Interior Features

Bookcases
Yes
Fireplace
Yes
Floor – Vinyl Plank
Yes

Construction/Siding

Wood/Frame
Yes
Roof – Dimensional Shg
Yes
Siding – Vinyl
Yes
Trim – Vinyl
Yes

Exterior

Porch Covered
Yes

Financing

Cash
Yes
Conventional
Yes
FHA
Yes
VA
Yes

Furnished

Unfurnished
Yes

Interior

Bonus Room
Yes
Floor – Carpet
Yes

Kitchen

First
Yes

Living Room

First
Yes

Lot Features

Sidewalk
Yes

Lot Access

City Street
Yes
Paved Road
Yes

Parking Features

Additional Parking
Yes
Carport Attached
Yes
Drive Through
Yes
Driveway
Yes

Present Zoning

Resid Single Family
Yes

Rooms

Bedroom
Yes
Breakfast Room
Yes
Full Bathroom
Yes
Kitchen
Yes
Living Room
Yes
Primary Bathroom
Yes
Primary Bedroom
Yes
Utility Room
Yes

Showing

ShowingTime
Yes

Utilities

Electricity – Connected
Yes
Public Sewer – Connected
Yes
Public Water – Connected
Yes

Sale Type

As Is
Yes

Full Bathroom

First
Yes

Primary Bedroom

First
Yes

Bedroom

First
Yes

Cooling

Central Air
Yes
Electric
Yes

Heating

Electric
Yes

Primary Bdrm/Primary Bath

MBath Shower Only
Yes
MBed First Floor
Yes
MBed Walk-in Closet
Yes

Primary Bathroom

First
Yes

Property Features

Appliances: Dishwasher; Microwave; Refrigerator; Water Heater – Electric Full Bathroom: First Primary Bedroom: First Bedroom: First Cooling: Central Air; Electric Heating: Electric Exterior: Porch Covered Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Interior: Bonus Room; Floor – Carpet Kitchen: First Living Room: First Lot Features: Sidewalk Lot Access: City Street; Paved Road Breakfast Room: First Primary Bathroom: First Utility Room: First Parking Features: Additional Parking; Carport Attached; Drive Through; Driveway Rooms: Bedroom; Breakfast Room; Full Bathroom; Kitchen; Living Room; Primary Bathroom; Primary Bedroom; Utility Room Sale Type: As Is Showing: ShowingTime Utilities: Electricity – Connected; Public Sewer – Connected; Public Water – Connected Present Zoning: Resid Single Family

Room Information

Room Name Level Dimensions Length Width Remarks
Master Bedroom First 23.6 x 19.5 23.60 19.50 Buyer to verify measurements
Living Room First 13 x 19 13.00 19.00 Buyer to verify measurements
Bedroom First 12.5 x 11 12.50 11.00 Buyer to verify measurements
Bedroom First 13 x 10 13.00 10.00 Buyer to verify measurements
Kitchen First 9 x 13.5 9.00 13.50 Buyer to verify measurements
Breakfast Room First 7 x 9 7.00 9.00 Buyer to verify measurements
Utility Room First 16 x 9 16.00 9.00 Buyer to verify measurements
Master Bathroom First 6 x 7.5 6.00 7.50 Buyer to verify measurements
Full Bathroom First 5.5 x 7.5 5.50 7.50 Buyer to verify measurements
Listing Office: Counts Real Estate Group Inc
Last Updated: June – 18 – 2026
Information deemed reliable but not guaranteed.