6609 Thomas Drive 205, Panama City, FL 32408 (MLS# 792508)

6609 Thomas Drive 205, Panama City, FL 32408

New Listing

$684,000

Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,427 Status: Active

Current Price: $684,000 List Date: 7/11/2026 Last Modified: 7/11/2026

Overview

Description

Coral Reef is a highly rated Gulf front complex where you KNOW you are in the right place the moment you arrive. It is in a fantastic location on Thomas Drive, close to St Andrews State Park and several area marinas. Some of the best restaurants and grocery stores on the beach are within a 5-minute drive from your condo. You're lucky that a 2nd-floor unit with a fabulous view is now available in the 82 unit, 14-story building. The Master Bedroom is beachfront in this popular and roomy 2 Bedroom-2 Bath 1427 square foot ''split'' plan with 9 foot ceilings. With many upgrades, you will have access to your large private balcony, two pools, a lounge, a sunning area, a gazebo, a grilling area, and a gym. The sugar sand and emerald water is there for a wonderful backdrop before the orange sunsets appear. Don't let too many moons go by before you secure a wonderful investment for your future! Being on the coast is a thrill, but owning at Coral Reef is EUPHORIA! Grab the opportunity while it … (Read more)

Listing Details MLS# 792508

Contract Info

List Price/SqFt: 479.33

Location

Area: 03 – Bay County – Beach
Street #: 6609
Street Name: Thomas
Street Suffix: Drive
Unit #: 205
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0323 – Beach – South of Grand Lagoon
Subdivision: Coral Reef Condo
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 30585-990-205
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: From St Andrews State Park, travel west on Thomas Drive. Coral Reef condominiums are at 6609 Thomas Drive on the GULF side of the road.
Legal Description: CORAL REEF CONDO MAP 58D4 UNIT 205 ORB 1769 P 386 ORB 4311 P 976 2BR 2B 1427 H&C

General Property Info

Sub-Type: Condominium
Floor Number: 2
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1427
SqFt Source: Prop App Site
Full Baths: 2
Total Baths: 2
# of Stories in Building: 14
# of Units in Bldg: 82
Year Built: 1999
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: 0 x 0
Pool: Yes
Pool Type: Community
Association Fee/Month: 1115

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 3345
HOA Frequency: Quarterly
HOA Annual Amount: 13380
New Buyer Fee: No
Last Taxes: 6264.55
Last Tax Year: 2025
Brokerage Interest: No Interest
Township: PANAMA CITY BEA
Condo Doc: Yes

Remarks & Misc

Remarks: Coral Reef is a highly rated Gulf front complex where you KNOW you are in the right place the moment you arrive. It is in a fantastic location on Thomas Drive, close to St Andrews State Park and several area marinas. Some of the best restaurants and grocery stores on the beach are within a 5-minute drive from your condo. You're lucky that a 2nd-floor unit with a fabulous view is now available in the 82 unit, 14-story building. The Master Bedroom is beachfront in this popular and roomy 2 Bedroom-2 Bath 1427 square foot ''split'' plan with 9 foot ceilings. With many upgrades, you will have access to your large private balcony, two pools, a lounge, a sunning area, a gazebo, a grilling area, and a gym. The sugar sand and emerald water is there for a wonderful backdrop before the orange sunsets appear. Don't let too many moons go by before you secure a wonderful investment for your future! Being on the coast is a thrill, but owning at Coral Reef is EUPHORIA! Grab the opportunity while it exists! Inventory here is hard to find.

Breakfast Room

First: Yes

More Information

Pool Features

Inground: Yes

Appliances

Dishwasher: Yes
Microwave: Yes
Range – Electric: Yes
Refrigerator: Yes
Washer/Dryer Stacked: Yes

Interior Features

Breakfast Bar: Yes
Floor – Laminate: Yes
Pantry: Yes
Plantation Shutters: Yes
Split Bedroom: Yes
Window – Treatment All: Yes

Construction/Siding

Concrete: Yes
Siding – Stucco: Yes

Exterior

Balcony: Yes
Double Pane Windows: Yes

Waterfront Feature

Shore – Beach: Yes

Other Structures

Gazebo: Yes

Association Fees Include

BBQ Pit/Grill: Yes
Community Room: Yes
Exercise Room: Yes
Ground Keeping: Yes
Insurance: Yes
Internet-WiFi: Yes
Pest Control: Yes
Picnic Area: Yes
Pool: Yes
Security: Yes
Sewer: Yes
Trash Disposal: Yes
Water: Yes

Financing

Cash: Yes
Conventional: Yes

Furnished

Furnished: Yes

Interior

Floor – Carpet: Yes

Living Room

First: Yes

Lot Features

Near Public Boat Ramp: Yes
Waterfront: Yes

Lot Access

Paved Road: Yes

Parking Features

Parking Lot: Yes

Association Amenities

Beach: Yes
Community Room: Yes
Exercise Room: Yes
Pool: Yes
Waterfront: Yes

Rooms

Bedroom: Yes
Breakfast Room: Yes
Living Room: Yes
Primary Bedroom: Yes

Utilities

Electricity – Connected: Yes
Garbage: Yes
Internet – Broadband Available: Yes

Waterview

Gulf: Yes

Waterfront Type

Gulf: Yes

Primary Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes

Heating

Central: Yes
Electric: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Shower Only: Yes
MBed Waterfront: Yes

Property Features

Appliances: Dishwasher; Microwave; Range – Electric; Refrigerator; Washer/Dryer Stacked Primary Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air Heating: Central; Electric Exterior: Balcony; Double Pane Windows Association Fees Include: BBQ Pit/Grill; Community Room; Exercise Room; Insurance; Internet-WiFi; Ground Keeping; Pest Control; Picnic Area; Pool; Security; Sewer; Trash Disposal; Water Financing: Cash; Conventional Furnished: Furnished Interior: Floor – Carpet Living Room: First Lot Features: Near Public Boat Ramp; Waterfront Lot Access: Paved Road Breakfast Room: First Pool Features: Inground Parking Features: Parking Lot Other Structures: Gazebo Association Amenities: Beach; Community Room; Exercise Room; Pool; Waterfront Rooms: Bedroom; Breakfast Room; Living Room; Primary Bedroom Utilities: Electricity – Connected; Garbage; Internet – Broadband Available Waterfront Type: Gulf Waterfront Feature: Shore – Beach Waterview: Gulf

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Primary Bedroom	First	13.8 x 15.11	13.80	15.11	Gulf front
Bedroom	First	14.5 x 11.6	14.50	11.60
Living Room	First	18.2 x 20.5	18.20	20.50
Breakfast Room	First	15 x 8.3	15.00	8.30

Listing Office: ERA Neubauer Real Estate Inc

Last Updated: July – 11 – 2026

Information deemed reliable but not guaranteed.