7009 N Lagoon Drive 107, Panama City, FL 32408 (MLS# 772966)

7009 N Lagoon Drive 107, Panama City, FL 32408

$694,000

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 2,339 Lot Size (sq. ft.): 2,880 Status: Active

Current Price: $694,000 List Date: 5/02/2026 Last Modified: 6/23/2026

Overview

Description

REDUCED! MOTIVATED SELLER! HOA IS 800.00 a quarter.This is a beautiful updated home on North Lagoon! This home is packed with value, comfort, and coastal living perks. Located in a very desirable neighborhood with low HOA dues, community pool, and a club house for entertaining. Boat slip included with a lift. Hop on your boat and spend a day of fishing in the gulf or a day at Shell Island. House includes a 7 person hot tub. This neighborhood is in a great location on the popular street of North Lagoon. Insidethere are many updates. In 2024, $30,000 was spent on new impact windows creating energy efficiency and storm protection. Home includes a Tankless gas hot water heater, gas stove, and gas fireplace. There is a 16 seer AC unit (2019) and 2.5 ton heat pump system for the downstairs(2023). Down stairs has a very spacious living area and a remodeled kitchen and a nice dining area, perfect for all gatherings. This 3 bedroom 2.5 bath home has a large bonus room with a cozy sunroom atta … (Read more)

Listing Details MLS# 772966

Contract Info

List Price/SqFt: 296.71

Location

Area: 03 – Bay County – Beach
Street #: 7009
Street Direction: N
Street Name: Lagoon
Street Suffix: Drive
Unit #: 107
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0319 – Beach – East
Subdivision: Lagoon Estates
Community/Resort: None
Waterfront: No
Parcel ID: 30576-010-024
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: From Thomas Drive turn onto N Lagoon. Go about 1 mile to gated community of Lagoon estates on the left. 4th house on the left. From Front Beach Road turn left on Laurie. Go about 1.5 miles to Lagoon estates on the right. 4th house on the left.
Legal Description: 8 4S 15W -21.1P- 58D1 COM AT NE COR OF SEC TH W 755' SW 618.90' TO SLY R/W LN OF N LAGOON DR TH SE 373.88' SWLY 162.93' NW 14.27'FOR POB TH SW 44' NW 56.30' NE 44' SE 56.30' TO POB AKA UNIT 107 LAGOON EST ORB 3291 P 1606

General Property Info

Sub-Type: Detached Single Family
Design: Caribbean
Apx SqFt(Htd/Cooled): 2339
SqFt Source: Prop App Site
Full Baths: 2
Half Baths: Yes
Total Baths: 3
# of Stories in Building: 2
# of Units in Bldg: Yes
Year Built: 2003
Immediate Occupancy: Yes
Pre-Const Flip: No
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Driveway Spaces: 2
Lot Dimensions: 48 x 60
Acreage: 0.07
Lot Size (SqFt): 2880
Pool: No

Listing Info, Tax and Legal

Homestead: Yes
HOA Fee: Yes
HOA Amount: 800
HOA Frequency: Quarterly
HOA Annual Amount: 3200
Senior Community: No
Is Subject Leased: No
New Buyer Fee: No
Last Taxes: 3222
Last Tax Year: 2024
Brokerage Interest: No Interest
As Is: Yes

Remarks & Misc

Remarks: REDUCED! MOTIVATED SELLER! HOA IS 800.00 a quarter.This is a beautiful updated home on North Lagoon! This home is packed with value, comfort, and coastal living perks. Located in a very desirable neighborhood with low HOA dues, community pool, and a club house for entertaining. Boat slip included with a lift. Hop on your boat and spend a day of fishing in the gulf or a day at Shell Island. House includes a 7 person hot tub. This neighborhood is in a great location on the popular street of North Lagoon. Insidethere are many updates. In 2024, $30,000 was spent on new impact windows creating energy efficiency and storm protection. Home includes a Tankless gas hot water heater, gas stove, and gas fireplace. There is a 16 seer AC unit (2019) and 2.5 ton heat pump system for the downstairs(2023). Down stairs has a very spacious living area and a remodeled kitchen and a nice dining area, perfect for all gatherings. This 3 bedroom 2.5 bath home has a large bonus room with a cozy sunroom attached, ideal for family fun, a home office, or a guest space. Don't miss this opportunity to own a move in ready home with many upgrades with waterfront access. All measurements are approximate. Please measure if important.

Dining Room

First: Yes

More Information

Family Room

First: Yes

Garage

First: Yes

Pool Features

Fenced: Yes
Inground: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Microwave: Yes
Range – Gas: Yes
Refrigerator: Yes
Water Heater – Tankless: Yes

Interior Features

Breakfast Bar: Yes
Fireplace: Yes
Floor – Tile: Yes
Floor – Vinyl Plank: Yes
Kitchen Island: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Roof – Metal: Yes
Siding – Stucco: Yes

Exterior

Balcony: Yes
Double Pane Windows: Yes
Fenced Lot-Part: Yes
Patio Open: Yes
Porch Covered: Yes
Sprinkler System: Yes
Storm Windows: Yes

Waterfront Feature

Boat Slip: Yes
Boatlift: Yes
Dock: Yes

Association Fees Include

Accounting: Yes
Boat Slip Usage: Yes
Conference Center: Yes
Dock: Yes
Fishing: Yes
Ground Keeping: Yes
Legal: Yes
Trash Disposal: Yes
Irrigation: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Interior

Bonus Room: Yes
Insulated Doors: Yes

Kitchen

First: Yes

Lot Features

Flood Insurance Req: Yes
Landscaped: Yes
Subdivision – Recorded: Yes
Within 1/2 Mile to Water: Yes

Lot Access

County Road: Yes
Paved Road: Yes

Parking Features

Garage Attached: Yes
Garage Door Opener: Yes
Gated: Yes

Present Zoning

Resid Single Family: Yes

Association Amenities

BBQ Pit/Grill: Yes
Conference Center: Yes
Dock: Yes
Gated Community: Yes
Pool: Yes
Boat Slip: Yes

Rooms

Bedroom: Yes
Dining Room: Yes
Family Room: Yes
Garage: Yes
Kitchen: Yes
Primary Bedroom: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Garbage: Yes
Natural Gas – Connected: Yes
Internet – Broadband Available: Yes
Lift Station: Yes
Phone – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Lagoon: Yes
Unit Waterview Only: Yes

Primary Bedroom

Second: Yes

Bedroom

Second: Yes

Cooling

Central Air: Yes
Heat Pump: Yes
Multi Units: Yes

Heating

Central: Yes
Electric: Yes
Fireplace – Gas: Yes
Heat Pump: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Shower Only: Yes
MBed Balcony: Yes
MBed Sitting Area: Yes
MBed Walk-in Closet: Yes

Security Features

Gated Community: Yes
Security Fence: Yes
Security Gate: Yes
Security Lights: Yes

Property Features

Appliances: Dishwasher; Disposal; Microwave; Range – Gas; Refrigerator; Water Heater – Tankless Primary Bedroom: Second Bedroom: Second Cooling: Central Air; Heat Pump; Multi Units Heating: Central; Electric; Fireplace – Gas; Heat Pump Exterior: Balcony; Double Pane Windows; Fenced Lot-Part; Patio Open; Porch Covered; Sprinkler System; Storm Windows Association Fees Include: Accounting; Boat Slip Usage; Dock; Fishing; Irrigation; Legal; Ground Keeping; Conference Center; Trash Disposal Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Interior: Bonus Room; Insulated Doors Kitchen: First Lot Features: Flood Insurance Req; Landscaped; Subdivision – Recorded; Within 1/2 Mile to Water Lot Access: County Road; Paved Road Dining Room: First Family Room: First Garage: First Pool Features: Fenced; Inground Security Features: Gated Community; Security Fence; Security Gate; Security Lights Parking Features: Garage Attached; Garage Door Opener; Gated Association Amenities: BBQ Pit/Grill; Boat Slip; Dock; Gated Community; Conference Center; Pool Rooms: Bedroom; Dining Room; Family Room; Garage; Kitchen; Primary Bedroom Utilities: TV Cable; Electricity – Connected; Garbage; Internet – Broadband Available; Lift Station; Natural Gas – Connected; Phone – Connected; Public Sewer – Connected; Public Water – Connected Waterfront Feature: Boat Slip; Boatlift; Dock Waterview: Lagoon; Unit Waterview Only Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Primary Bedroom	Second	22 x 18	22.00	18.00
Bedroom	Second	14 x 14	14.00	14.00
Bedroom	Second	11 x 11	11.00	11.00
Family Room	First	18 x 17	18.00	17.00
Kitchen	First	15 x 10	15.00	10.00
Dining Room	First	14 x 11	14.00	11.00
Garage	First	23 x 20	23.00	20.00

Listing Office: Coastal Property Services, Inc

Last Updated: June – 23 – 2026

Information deemed reliable but not guaranteed.