7016 S Lagoon Drive, Panama City Beach, FL 32408 (MLS# 787859)

7016 S Lagoon Drive, Panama City Beach, FL 32408

$995,000

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,397 Lot Size (sq. ft.): 8,189 Status: Active

Current Price: $995,000 List Date: 4/03/2026 Last Modified: 4/10/2026

Overview

Description

Waterfront dream home STR allowed and priced to sell with waterfront hot tub! This renovated 3-bedroom, 2-bath home sits directly on the Lagoon with seamless access to the Bay and Gulf – meaning you're not just buying a house, you're buying actual usable water access (rare, valuable, and not something fake with a ''near water'' filter). Inside, the open-concept layout keeps things simple and functional – no wasted space, no awkward walls, just a clean flow designed for real living and entertaining. Custom features include barn doors, architectural details like a trellis in the main room, and XL multi slide patio doors leading straight to the Florida sunshine. Master shower is a custom masterpiece with gorgeous tile, built in, and large bench seating. Master bedroom has incredible water views with sliding door access straight onto the back deck. Master bath also has single door access into the tropical Florida oasis. TWO closets in the master provide ample storage for the fashio … (Read more) Waterfront dream home STR allowed and priced to sell with waterfront hot tub! This renovated 3-bedroom, 2-bath home sits directly on the Lagoon with seamless access to the Bay and Gulf – meaning you’re not just buying a house, you’re buying actual usable water access (rare, valuable, and not something fake with a ”near water” filter). Inside, the open-concept layout keeps things simple and functional – no wasted space, no awkward walls, just a clean flow designed for real living and entertaining. Custom features include barn doors, architectural details like a trellis in the main room, and XL multi slide patio doors leading straight to the Florida sunshine. Master shower is a custom masterpiece with gorgeous tile, built in, and large bench seating. Master bedroom has incredible water views with sliding door access straight onto the back deck. Master bath also has single door access into the tropical Florida oasis. TWO closets in the master provide ample storage for the fashionista or memories. Step outside and this is where this dream home earns its price tag: Covered porch + expansive deck overlooking the water Private dock with covered boathouse and 10k lift Hot tub positioned for sunset views (yes, the kind people pretend to have on Instagram) Whether you’re boating, hosting, or just trying to drink your coffee without hearing your neighbors’ life story, this setup delivers. Renovated in 2018, the home offers a low-maintenance exterior and landscaping – because owning waterfront shouldn’t feel like a second job. Key Features: 3 Bedrooms 2 Bathrooms Direct Lagoon access (Bay + Gulf connectivity) Private dock with boathouse + lift Hot tub + outdoor living space Updated, open layout Reality Check: If you’ve been looking at ”water-adjacent” homes pretending to be waterfront – this is the upgrade. Extremely well maintained by builder owner with 2020 hot water heater, HVAC 2014, Roof 2019, appliances 2016 to 2024. Most furnishings negotiable. All information is deemed reliable but not guaranteed. Buyer to verify all details, including but not limited to measurements, features, zoning, and permitted uses.

Listing Details MLS# 787859

Contract Info

List Price/SqFt: 712.24

Location

Area: 03 – Bay County – Beach
Street #: 7016
Street Direction: S
Street Name: Lagoon
Street Suffix: Drive
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0323 – Beach – South of Grand Lagoon
Subdivision: No Named Subdivision
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 30796-000-000
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: From Front Beach Road heading west turn right on Venus St. Turn Right on S Lagoon and property will be on your left.
Legal Description: HOLIDAY BEACH UNIT #11 LOT 74 BLK A ORB 3686 P 550

General Property Info

Sub-Type: Detached Single Family
Design: Beach House
Apx SqFt(Htd/Cooled): 1397
SqFt Source: Prop App Site
Full Baths: 2
Total Baths: 2
# of Stories in Building: Yes
Year Built: 1996
Immediate Occupancy: Yes
Pre-Const Flip: No
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Driveway Spaces: 4
Lot Dimensions: 50×120
Acreage: 0.19
Lot Size (SqFt): 8189
Pool: No

Waterfront Feature

Waterfront Feet: 50
Boat Slip: Yes
Boatlift: Yes
Dock: Yes
Bulkhead/Seawall: Yes
Shore – Seawall: Yes

Listing Info, Tax and Legal

Homestead: Yes
HOA Fee: No
Is Subject Leased: No
New Buyer Fee: No
Last Taxes: 5512
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes

Remarks & Misc

Remarks: Waterfront dream home STR allowed and priced to sell with waterfront hot tub! This renovated 3-bedroom, 2-bath home sits directly on the Lagoon with seamless access to the Bay and Gulf – meaning you're not just buying a house, you're buying actual usable water access (rare, valuable, and not something fake with a ''near water'' filter). Inside, the open-concept layout keeps things simple and functional – no wasted space, no awkward walls, just a clean flow designed for real living and entertaining. Custom features include barn doors, architectural details like a trellis in the main room, and XL multi slide patio doors leading straight to the Florida sunshine. Master shower is a custom masterpiece with gorgeous tile, built in, and large bench seating. Master bedroom has incredible water views with sliding door access straight onto the back deck. Master bath also has single door access into the tropical Florida oasis. TWO closets in the master provide ample storage for the fashionista or memories. Step outside and this is where this dream home earns its price tag: Covered porch + expansive deck overlooking the water Private dock with covered boathouse and 10k lift Hot tub positioned for sunset views (yes, the kind people pretend to have on Instagram) Whether you're boating, hosting, or just trying to drink your coffee without hearing your neighbors' life story, this setup delivers. Renovated in 2018, the home offers a low-maintenance exterior and landscaping – because owning waterfront shouldn't feel like a second job. Key Features: 3 Bedrooms 2 Bathrooms Direct Lagoon access (Bay + Gulf connectivity) Private dock with boathouse + lift Hot tub + outdoor living space Updated, open layout Reality Check: If you've been looking at ''water-adjacent'' homes pretending to be waterfront – this is the upgrade. Extremely well maintained by builder owner with 2020 hot water heater, HVAC 2014, Roof 2019, appliances 2016 to 2024. Most furnishings negotiable. All information is deemed reliable but not guaranteed. Buyer to verify all details, including but not limited to measurements, features, zoning, and permitted uses.

More Information

Master Bathroom

First: Yes

Pool Features

Spa/ Hot Tub: Yes

Appliances

Cooktop – Electric: Yes
Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Freezer: Yes
Ice Maker: Yes
Microwave: Yes
Oven – Convection: Yes
Range Hood: Yes
Refrigerator: Yes
Washer: Yes
Water Heater – Electric: Yes

Interior Features

Ceiling – Cathedral: Yes
Ceiling – Vaulted: Yes
Floor – Vinyl Plank: Yes
Kitchen Island: Yes
Lighting – Recessed: Yes
Window – Treatment All: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Roof – Metal: Yes
Siding – Stucco: Yes
Trim – Wood: Yes

Exterior

Deck Covered: Yes
Deck Open: Yes
Double Pane Windows: Yes
Fenced Back Yard: Yes
Fenced Privacy: Yes
Fire Pit: Yes

Financing

Cash: Yes
Conventional: Yes
VA: Yes

Furnished

Negotiable: Yes

Interior

Insulated Doors: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Features

Landscaped: Yes
Sidewalk: Yes
Survey Available: Yes
Waterfront: Yes

Lot Access

County Road: Yes
Paved Road: Yes

Parking Features

Driveway: Yes
Garage Attached: Yes
Garage Door Opener: Yes
Paver Block: Yes

Mstr Bath / Mstr Bdrm

MBath Shower Only: Yes
MBed First Floor: Yes
MBed Waterfront: Yes

Present Zoning

County: Yes
Resid Single Family: Yes

Rooms

Kitchen: Yes
Living Room: Yes
Master Bathroom: Yes
Master Bedroom: Yes

Utilities

Cable – Available: Yes
Electricity – Connected: Yes
Internet – Fiber Optic: Yes
Public Water – Connected: Yes
Septic Tank: Yes

Waterview

Lagoon: Yes

Sale Type

As Is: Yes

Waterfront Type

Lagoon/Estuary: Yes

Master Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Geothermal: Yes

Heating

Central: Yes
Electric: Yes
Geothermal: Yes

Property Features

Appliances: Cooktop – Electric; Dishwasher; Disposal; Dryer; Freezer; Ice Maker; Microwave; Oven – Convection; Range Hood; Refrigerator; Washer; Water Heater – Electric Master Bedroom: First Cooling: Ceiling Fan(s); Central Air; Geothermal Heating: Central; Electric; Geothermal Exterior: Deck Covered; Deck Open; Double Pane Windows; Fenced Back Yard; Fenced Privacy; Fire Pit Financing: Cash; Conventional; VA Furnished: Negotiable Interior: Insulated Doors Kitchen: First Living Room: First Lot Features: Landscaped; Sidewalk; Survey Available; Waterfront Lot Access: County Road; Paved Road Master Bathroom: First Pool Features: Spa/ Hot Tub Parking Features: Driveway; Garage Attached; Garage Door Opener; Paver Block Rooms: Kitchen; Living Room; Master Bathroom; Master Bedroom Sale Type: As Is Utilities: Cable – Available; Electricity – Connected; Internet – Fiber Optic; Public Water – Connected; Septic Tank Waterfront Type: Lagoon/Estuary Waterfront Feature: Boat Slip; Boatlift; Bulkhead/Seawall; Dock; Bulkhead/Seawall; Shore – Seawall Waterview: Lagoon Present Zoning: County; Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Living Room	First	18 x 14	18.00	14.00
Master Bathroom	First	6 x 13	6.00	13.00
Master Bedroom	First	13 x 16	13.00	16.00
Kitchen	First	13 x 14	13.00	14.00

Listing Office: Anchor Realty Florida

Last Updated: April – 10 – 2026

Information deemed reliable but not guaranteed.