7028 Thomas Drive, Panama City Beach, FL 32408
$1,239,000
Property Type:
Residential
Bedrooms:
5
Baths:
4
Square Footage:
3,048
Lot Size (sq. ft.):
6,098
Status:
Active
Current Price:
$1,239,000
List Date:
10/27/2025
Last Modified:
3/03/2026
Description
A premier investment and luxury coastal retreat, this custom beach home is positioned just a short 5-minute walk from Public Beach Access 15 and the iconic emerald waters of Panama City Beach. Purposefully designed to host large groups, it sleeps up to 19 guests and delivers impressive rental projections exceeding $130,000 annually. The open main level showcases a gourmet kitchen with granite countertops, stainless steel appliances, and walk-in pantry flowing seamlessly to the covered patio, private pool, and outdoor shower. The primary suite provides resort-style comfort with a soaking tub, walk-in shower, and spacious closet, while multiple bunk rooms including a third-floor bunk suite with lounge area enhance rental versatility. A second-floor family room with a wet bar opens to a sunset-view sundeck ideal for entertaining. Perfectly located on the desirable East End near local favorites like Schooners and FINNS Barista Bar & Snack Shack, this fully furnished property offers superior guest appeal and proven performance in one of PCB’s strongest rental corridors.
More Information MLS# 780902
Listing Info, Tax and Legal
HOA Fee: No
New Buyer Fee: No
Brokerage Interest: Ownership Interest – Listing Broker/Salesperson has ownership interest in the property.
Contract Info
List Price/SqFt: 406.5
Status: Active
List Date: 2025-10-27
List Price: $1,239,000
Current Price: $1,239,000
Location
Sub Area: 0323 – Beach – South of Grand Lagoon
Community/Resort: Holiday Beach
Waterfront: No
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: From the Hathaway bridge, Head west on Front Beach Rd toward Wilkinson Ave, Turn left onto Joan Ave, Turn left onto C R 392/Thomas Dr, destination is on the left just past Venus St
Area: 03 – Bay County – Beach
Street #: 7028
Street Name: Thomas
Street Suffix: Drive
State: FL
Zip Code: 32408
County: Bay
Subdivision: Holiday Beach Unit 12
Parcel ID: 30804-000-000
Legal Description: HOLIDAY BEACH UNIT #12 LOT 3 BLK U ORB 4605 P 1069
General Property Info
Acreage: 0.14
Design: Beach House
Lot Size (SqFt): 6098
Apx SqFt(Htd/Cooled): 3048
Construction Status: Construction Complete
SqFt Source: Prop App Site
Lot Dimensions: 50 x 120
New Construction: No
Garage Y/N: No
Pool: Yes
Pool Type: Private
Sub-Type: Detached Single Family
Bedrooms: 5
Full Baths: 4
Total Baths: 4
Year Built: 2023
Remarks & Misc
Remarks: A premier investment and luxury coastal retreat, this custom beach home is positioned just a short 5-minute walk from Public Beach Access 15 and the iconic emerald waters of Panama City Beach. Purposefully designed to host large groups, it sleeps up to 19 guests and delivers impressive rental projections exceeding $130,000 annually. The open main level showcases a gourmet kitchen with granite countertops, stainless steel appliances, and walk-in pantry flowing seamlessly to the covered patio, private pool, and outdoor shower. The primary suite provides resort-style comfort with a soaking tub, walk-in shower, and spacious closet, while multiple bunk rooms including a third-floor bunk suite with lounge area enhance rental versatility. A second-floor family room with a wet bar opens to a sunset-view sundeck ideal for entertaining. Perfectly located on the desirable East End near local favorites like Schooners and FINNS Barista Bar & Snack Shack, this fully furnished property offers superior guest appeal and proven performance in one of PCB’s strongest rental corridors.
Bunk Room
Third: 1
Pool Features
Fenced: 1
Inground: 1
Appliances
Bar Fridge: 1
Cooktop – Electric: 1
Dishwasher: 1
Disposal: 1
Freezer: 1
Ice Maker: 1
Microwave: 1
Oven – Electric: 1
Range – Electric: 1
Range Hood: 1
Refrigerator: 1
Water Heater – Electric: 1
Wine Cooler: 1
Interior Features
Breakfast Bar: 1
Ceiling – Raised: 1
Ceiling – Vaulted: 1
Floor – Laminate: 1
Floor – Vinyl Plank: 1
Kitchen Island: 1
Lighting – Recessed: 1
Lock Out Closet: 1
Lock Out Unit: 1
Wet Bar: 1
Construction/Siding
Roof – Metal: 1
Siding – Hardie Board: 1
Siding – Metal: 1
Siding – Vinyl: 1
Trim – Hardie Board: 1
Trim – Vinyl: 1
Exterior
Balcony: 1
Deck Covered: 1
Deck Enclosed: 1
Deck Open: 1
Double Pane Windows: 1
Fenced Back Yard: 1
Fenced Privacy: 1
Shower: 1
Patio Covered: 1
Porch Covered: 1
Storm Doors: 1
Storm Windows: 1
Tinted Windows: 1
Financing
Cash: 1
Conventional: 1
Furnished
Partially: 1
Interior
Bonus Room: 1
Bunk Room: 1
Lot Features
Landscaped: 1
Near Beach Access: 1
Within 1/2 Mile to Water: 1
Lot Access
City Street: 1
Parking Features
Additional Parking: 1
Carport Attached: 1
Mstr Bath / Mstr Bdrm
MBath Double Vanity: 1
MBath Garden Tub: 1
MBath Separate Shwr: 1
MBath Walk-In Closet: 1
MBed Walk-in Closet: 1
Present Zoning
Resid Single Family: 1
Rooms
Bedroom: 1
Bunk Room: 1
Master Bedroom: 1
Showing
ShowingTime: 1
Utilities
TV Cable: 1
Electricity – Connected: 1
Public Sewer – Connected: 1
Waterview
Gulf: 1
Sale Type
As Is: 1
Master Bedroom
Second: 1
Bedroom
First: 1
Second: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Security Features
Carbon Monoxide Detector: 1
Smoke Detector(s): 1
Property Features
Appliances: Bar Fridge; Cooktop – Electric; Dishwasher; Disposal; Freezer; Ice Maker; Microwave; Oven – Electric; Range – Electric; Range Hood; Refrigerator; Water Heater – Electric; Wine Cooler
Master Bedroom: Second
Bedroom: First; Second
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; Electric
Exterior: Balcony; Deck Covered; Deck Enclosed; Deck Open; Double Pane Windows; Fenced Back Yard; Fenced Privacy; Shower; Patio Covered; Porch Covered; Storm Doors; Storm Windows; Tinted Windows
Financing: Cash; Conventional
Furnished: Partially
Interior: Bonus Room; Bunk Room
Lot Features: Landscaped; Near Beach Access; Within 1/2 Mile to Water
Lot Access: City Street
Bunk Room: Third
Pool Features: Fenced; Inground
Security Features: Carbon Monoxide Detector; Smoke Detector(s)
Parking Features: Additional Parking; Carport Attached
Rooms: Bedroom; Bunk Room; Master Bedroom
Sale Type: As Is
Showing: ShowingTime
Utilities: TV Cable; Electricity – Connected; Public Sewer – Connected
Waterview: Gulf
Present Zoning: Resid Single Family
Room Information
Master Bedroom
Level: Second
Dimensions: 17 x 13
Length: 17.00
Width: 13.00
Dimensions: 17 x 13
Bedroom
Level: Second
Dimensions: 13 x 12
Length: 13.00
Width: 12.00
Dimensions: 13 x 12
Bedroom
Level: Second
Dimensions: 15.9 x 13
Length: 15.90
Width: 13.00
Dimensions: 15.9 x 13
Bedroom
Level: First
Dimensions: 16.4 x 16
Length: 16.40
Width: 16.00
Dimensions: 16.4 x 16
Bunk Room
Level: Third
Dimensions: 16.9 x 12.2
Length: 16.90
Width: 12.20
Dimensions: 16.9 x 12.2
Remarks: 500 sq ft
Listing Office:
Legacy Premier Agency
Last Updated: March – 03 – 2026
Information deemed reliable but not guaranteed.