7028 Thomas Drive, Panama City Beach, FL 32408 (MLS# 780902)

7028 Thomas Drive, Panama City Beach, FL 32408

New Listing

$1,179,000

Virtual Tour

https://my.matterport.com/show/?m=WNLB9ZBpNfY&brand=0&mls=1&

Property Type: Residential Bedrooms: 5 Baths: 4 Square Footage: 3,048 Lot Size (sq. ft.): 6,098 Status: Active

Current Price: $1,179,000 List Date: 4/15/2026 Last Modified: 4/20/2026

Overview

Description

A premier investment and luxury coastal retreat, this custom beach home is positioned just a short 5-minute walk from Public Beach Access 15 and the iconic emerald waters of Panama City Beach. Purposefully designed to host large groups, it sleeps up to 19 guests and delivers impressive rental projections exceeding $130,000 annually. The open main level showcases a gourmet kitchen with granite countertops, stainless steel appliances, and walk-in pantry flowing seamlessly to the covered patio, private pool, and outdoor shower. The primary suite provides resort-style comfort with a soaking tub, walk-in shower, and spacious closet, while multiple bunk rooms including a third-floor bunk suite with lounge area enhance rental versatility. A second-floor family room with a wet bar opens to a sunset-view sundeck ideal for entertaining. Perfectly located on the desirable East End near local favorites like Schooners and FINNS Barista Bar & Snack Shack, this fully furnished property offers superio … (Read more)

Listing Details MLS# 780902

Contract Info

List Price/SqFt: 386.81

Location

Area: 03 – Bay County – Beach
Street #: 7028
Street Name: Thomas
Street Suffix: Drive
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0323 – Beach – South of Grand Lagoon
Subdivision: Holiday Beach Unit 12
Community/Resort: Holiday Beach
Waterfront: No
Parcel ID: 30804-000-000
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: From the Hathaway bridge, Head west on Front Beach Rd toward Wilkinson Ave, Turn left onto Joan Ave, Turn left onto C R 392/Thomas Dr, destination is on the left just past Venus St
Legal Description: HOLIDAY BEACH UNIT #12 LOT 3 BLK U ORB 4605 P 1069

General Property Info

Sub-Type: Detached Single Family
Design: Beach House
Apx SqFt(Htd/Cooled): 3048
SqFt Source: Prop App Site
Full Baths: 4
Total Baths: 4
Year Built: 2023
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: 50 x 120
Acreage: 0.14
Lot Size (SqFt): 6098
Pool: Yes
Pool Type: Private

Listing Info, Tax and Legal

HOA Fee: No
New Buyer Fee: No
Brokerage Interest: Ownership Interest – Listing Broker/Salesperson has ownership interest in the property.

Remarks & Misc

Remarks: A premier investment and luxury coastal retreat, this custom beach home is positioned just a short 5-minute walk from Public Beach Access 15 and the iconic emerald waters of Panama City Beach. Purposefully designed to host large groups, it sleeps up to 19 guests and delivers impressive rental projections exceeding $130,000 annually. The open main level showcases a gourmet kitchen with granite countertops, stainless steel appliances, and walk-in pantry flowing seamlessly to the covered patio, private pool, and outdoor shower. The primary suite provides resort-style comfort with a soaking tub, walk-in shower, and spacious closet, while multiple bunk rooms including a third-floor bunk suite with lounge area enhance rental versatility. A second-floor family room with a wet bar opens to a sunset-view sundeck ideal for entertaining. Perfectly located on the desirable East End near local favorites like Schooners and FINNS Barista Bar & Snack Shack, this fully furnished property offers superior guest appeal and proven performance in one of PCB's strongest rental corridors.

Bunk Room

Third: Yes

More Information

Pool Features

Fenced: Yes
Inground: Yes

Appliances

Bar Fridge: Yes
Cooktop – Electric: Yes
Dishwasher: Yes
Disposal: Yes
Freezer: Yes
Ice Maker: Yes
Microwave: Yes
Oven – Electric: Yes
Range – Electric: Yes
Range Hood: Yes
Refrigerator: Yes
Water Heater – Electric: Yes
Wine Cooler: Yes

Interior Features

Breakfast Bar: Yes
Ceiling – Raised: Yes
Ceiling – Vaulted: Yes
Floor – Laminate: Yes
Floor – Vinyl Plank: Yes
Kitchen Island: Yes
Lighting – Recessed: Yes
Lock Out Closet: Yes
Lock Out Unit: Yes
Wet Bar: Yes

Construction/Siding

Roof – Metal: Yes
Siding – Hardie Board: Yes
Siding – Metal: Yes
Siding – Vinyl: Yes
Trim – Hardie Board: Yes
Trim – Vinyl: Yes

Exterior

Balcony: Yes
Deck Covered: Yes
Deck Enclosed: Yes
Deck Open: Yes
Double Pane Windows: Yes
Fenced Back Yard: Yes
Fenced Privacy: Yes
Shower: Yes
Patio Covered: Yes
Porch Covered: Yes
Storm Doors: Yes
Storm Windows: Yes
Tinted Windows: Yes

Financing

Cash: Yes
Conventional: Yes

Furnished

Partially: Yes

Interior

Bonus Room: Yes
Bunk Room: Yes

Lot Features

Landscaped: Yes
Near Beach Access: Yes
Within 1/2 Mile to Water: Yes

Lot Access

City Street: Yes

Parking Features

Additional Parking: Yes
Carport Attached: Yes

Mstr Bath / Mstr Bdrm

MBath Double Vanity: Yes
MBath Garden Tub: Yes
MBath Separate Shwr: Yes
MBath Walk-In Closet: Yes
MBed Walk-in Closet: Yes

Present Zoning

Resid Single Family: Yes

Rooms

Bedroom: Yes
Bunk Room: Yes
Master Bedroom: Yes

Showing

ShowingTime: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Public Sewer – Connected: Yes

Waterview

Gulf: Yes

Sale Type

As Is: Yes

Master Bedroom

Second: Yes

Bedroom

First: Yes
Second: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Security Features

Carbon Monoxide Detector: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Bar Fridge; Cooktop – Electric; Dishwasher; Disposal; Freezer; Ice Maker; Microwave; Oven – Electric; Range – Electric; Range Hood; Refrigerator; Water Heater – Electric; Wine Cooler Master Bedroom: Second Bedroom: First; Second Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Balcony; Deck Covered; Deck Enclosed; Deck Open; Double Pane Windows; Fenced Back Yard; Fenced Privacy; Shower; Patio Covered; Porch Covered; Storm Doors; Storm Windows; Tinted Windows Financing: Cash; Conventional Furnished: Partially Interior: Bonus Room; Bunk Room Lot Features: Landscaped; Near Beach Access; Within 1/2 Mile to Water Lot Access: City Street Bunk Room: Third Pool Features: Fenced; Inground Security Features: Carbon Monoxide Detector; Smoke Detector(s) Parking Features: Additional Parking; Carport Attached Rooms: Bedroom; Bunk Room; Master Bedroom Sale Type: As Is Showing: ShowingTime Utilities: TV Cable; Electricity – Connected; Public Sewer – Connected Waterview: Gulf Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Master Bedroom	Second	17 x 13	17.00	13.00
Bedroom	Second	13 x 12	13.00	12.00
Bedroom	Second	15.9 x 13	15.90	13.00
Bedroom	First	16.4 x 16	16.40	16.00
Bunk Room	Third	16.9 x 12.2	16.90	12.20	500 sq ft

Listing Office: Legacy Premier Agency

Last Updated: April – 20 – 2026

Information deemed reliable but not guaranteed.