704 Water Oak Drive, Panama City Beach, FL 32408 (MLS# 790979)

704 Water Oak Drive, Panama City Beach, FL 32408

New Listing

$374,000

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,756 Lot Size (sq. ft.): 11,326 Status: Active

Current Price: $374,000 List Date: 6/08/2026 Last Modified: 6/08/2026

Overview

Description

This 3-bedroom home has been updated over the past several years with improvements including a newer roof, HVAC system, water heater, and more. The open living area features travertine flooring, while all bedrooms have wood floors. The large primary bedroom offers enough space for a sitting area or home office and includes two closets. The bathroom features a custom walk-in shower with glass doors. A sliding glass door leads to the covered back porch and fenced backyard with a storage building. Situated on a large lot, the property offers plenty of parking with a circular driveway and a one-car garage. Located in a quiet neighborhood on the east end of Panama City Beach, it’s convenient to the beach, the Navy base, St. Andrews State Park, shopping, and restaurants.

Listing Details MLS# 790979

Contract Info

List Price/SqFt: 212.98

Location

Area: 03 – Bay County – Beach
Street #: 704
Street Name: Water Oak
Street Suffix: Drive
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0319 – Beach – East
Subdivision: North Lagoon Oaks 4th
Community/Resort: North Lagoon Oaks
Waterfront: No
Parcel ID: 30167-206-000
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: Heading east on North Lagoon from Laurie Ave make a left into subdivision onto North Lagoon Oaks turn Right onto Water Oak Circle then an immediate right onto Water Oak Dr home on your right
Legal Description: NORTH LAGOON OAKS 4TH ADD LOT 34 BLK A ORB 4834 P 336

General Property Info

Sub-Type: Detached Single Family
Design: Ranch
Apx SqFt(Htd/Cooled): 1756
SqFt Source: Prop App Site
Full Baths: 2
Total Baths: 2
# of Stories in Building: Yes
Year Built: 1988
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: Yes
Driveway Spaces: 8
Lot Dimensions: 82.0 ft x 142.0 ft
Acreage: 0.26
Lot Size (SqFt): 11326
Pool: No

Listing Info, Tax and Legal

HOA Fee: No
New Buyer Fee: No
Last Tax Year: 2025
Brokerage Interest: No Interest

Remarks & Misc

Remarks: This 3-bedroom home has been updated over the past several years with improvements including a newer roof, HVAC system, water heater, and more. The open living area features travertine flooring, while all bedrooms have wood floors. The large primary bedroom offers enough space for a sitting area or home office and includes two closets. The bathroom features a custom walk-in shower with glass doors. A sliding glass door leads to the covered back porch and fenced backyard with a storage building. Situated on a large lot, the property offers plenty of parking with a circular driveway and a one-car garage. Located in a quiet neighborhood on the east end of Panama City Beach, it's convenient to the beach, the Navy base, St. Andrews State Park, shopping, and restaurants.

Appliances

Dishwasher: Yes
Microwave: Yes
Range – Gas: Yes
Refrigerator: Yes

More Information

Construction/Siding

Roof – Dimensional Shg: Yes
Siding – Vinyl: Yes

Exterior

Fenced Back Yard: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Access

City Street: Yes

Parking Features

Circular Driveway: Yes
Garage Attached: Yes

Present Zoning

City: Yes
Resid Single Family: Yes

Rooms

Bedroom: Yes
Kitchen: Yes
Living Room: Yes

Utilities

Electricity – Connected: Yes
Propane: Yes
Public Water – Connected: Yes
Septic Tank: Yes

Bedroom

First: Yes

Cooling

Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Property Features

Appliances: Dishwasher; Microwave; Range – Gas; Refrigerator Bedroom: First Cooling: Central Air; Electric Heating: Central; Electric Exterior: Fenced Back Yard Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Kitchen: First Living Room: First Lot Access: City Street Parking Features: Circular Driveway; Garage Attached Rooms: Bedroom; Kitchen; Living Room Utilities: Electricity – Connected; Propane; Public Water – Connected; Septic Tank Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Living Room	First	27 x 15	27.00	15.00
Bedroom	First	12 x 11	12.00	11.00
Kitchen	First	13 x 8	13.00	8.00

Listing Office: Think Real Estate

Last Updated: June – 08 – 2026

Information deemed reliable but not guaranteed.