708 Cactus Avenue, Panama City, FL 32401

$189,000
Property Type: Residential Bedrooms: 3 Baths: 1 Square Footage: 1,308 Lot Size (sq. ft.): 7,492 Status: Active
Current Price: $189,000 List Date: 4/05/2026 Last Modified: 4/17/2026

Overview

Description

Fully Renovated • No HOA • Prime Location This beautifully updated home is the perfect blend of style, convenience, and freedom at a great value. Step inside to a bright, open-concept layout filled with natural light, thanks to all-new windows that instantly make the space feel warm and inviting. The thoughtfully designed split floor plan offers both comfort and privacy, ideal for everyday living or hosting guests with the benefit of separate living room and den spaces. Every detail has been carefully upgraded, including: Gorgeous LVP flooring throughout Fresh interior and exterior paint Whirlpool electric range Sleek granite countertops Single basin kitchen sink Modern finishes that give the home a clean, move-in-ready feel No HOA, giving you the freedom to park your boat, trailer, or toys right at home. Location is everything, and this one delivers: Just 2.6 miles to downtown and the public boat ramp Only 4 miles to St. Andrews and the marina A short 11-mile drive

Listing Details MLS# 787918

Contract Info

List Price/SqFt
144.5

Location

Area
02 – Bay County – Central
Street #
708
Street Name
Cactus
Street Suffix
Avenue
State
FL
Zip Code
32401
County
Bay
Sub Area
0202 – Bay – Central SE
Subdivision
Old Orchard 1st Add
Community/Resort
None
Waterfront
No
Parcel ID
16221-000-000
Elementary School
Cherry Street
Middle School
Jinks
High School
Bay
Directions
Traveling East on East 5th St (E Business 98) turn left onto Cactus Ave (across from Watson Bayou Landing). Cross over E 7th St and home is on the right.
Legal Description
1ST ADD TO OLD ORCHARD 105A3 LOT 9 BLK 4 ORB 875 P 557 ORB 1401 P 1504

General Property Info

Sub-Type
Detached Single Family
Design
Florida Cottage
Apx SqFt(Htd/Cooled)
1308
SqFt Source
Prop App Site
Full Baths
Yes
Total Baths
Yes
Year Built
1952
Construction Status
Construction Complete
New Construction
No
Garage Y/N
No
Covered Spaces
Yes
Lot Dimensions
80 X 94
Acreage
0.17
Lot Size (SqFt)
7492
Pool
No

Listing Info, Tax and Legal

HOA Fee
No
New Buyer Fee
No
Last Taxes
1485
Last Tax Year
2025
Brokerage Interest
No Interest

Remarks & Misc

Remarks
Fully Renovated • No HOA • Prime Location This beautifully updated home is the perfect blend of style, convenience, and freedom at a great value. Step inside to a bright, open-concept layout filled with natural light, thanks to all-new windows that instantly make the space feel warm and inviting. The thoughtfully designed split floor plan offers both comfort and privacy, ideal for everyday living or hosting guests with the benefit of separate living room and den spaces. Every detail has been carefully upgraded, including: Gorgeous LVP flooring throughout Fresh interior and exterior paint Whirlpool electric range Sleek granite countertops Single basin kitchen sink Modern finishes that give the home a clean, move-in-ready feel No HOA, giving you the freedom to park your boat, trailer, or toys right at home. Location is everything, and this one delivers: Just 2.6 miles to downtown and the public boat ramp Only 4 miles to St. Andrews and the marina A short 11-mile drive to the stunning Gulf Coast beaches Whether you're looking for a primary residence, second home, or investment opportunity, this one checks all the boxes. Move-in ready, beautifully updated, and priced to sell, this is the one buyers have been waiting for.

Den

First
Yes

More Information

Dining Room

First
Yes

Appliances

Dishwasher
Yes
Range – Electric
Yes
Refrigerator
Yes
Water Heater – Electric
Yes

Interior Features

Floor – Vinyl Plank
Yes
Lighting – Recessed
Yes
Split Bedroom
Yes

Construction/Siding

Block
Yes
Foundation – Slab on Grade
Yes

Exterior

Columns
Yes
Fenced Chain Link
Yes
Fenced Lot-Part
Yes
Porch Covered
Yes

Financing

Cash
Yes
Conventional
Yes
FHA
Yes
VA
Yes

Furnished

Unfurnished
Yes

Kitchen

First
Yes

Living Room

First
Yes

Lot Features

Interior Lot
Yes
Within 1/2 Mile to Water
Yes

Lot Access

City Street
Yes
Paved Road
Yes

Parking Features

Carport Attached
Yes
Driveway
Yes

Rooms

Bedroom
Yes
Den
Yes
Dining Room
Yes
Full Bathroom
Yes
Kitchen
Yes
Living Room
Yes
Master Bedroom
Yes

Showing

ShowingTime
Yes

Utilities

Electricity – Connected
Yes
Public Sewer – Connected
Yes
Public Water – Connected
Yes

Sale Type

As Is
Yes

Full Bathroom

First
Yes

Master Bedroom

First
Yes

Bedroom

First
Yes

Cooling

Ceiling Fan(s)
Yes
Central Air
Yes
Electric
Yes

Heating

Central
Yes
Electric
Yes

Property Features

Appliances: Dishwasher; Range – Electric; Refrigerator; Water Heater – Electric Full Bathroom: First Master Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Columns; Fenced Chain Link; Fenced Lot-Part; Porch Covered Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Kitchen: First Living Room: First Lot Features: Interior Lot; Within 1/2 Mile to Water Lot Access: City Street; Paved Road Den: First Dining Room: First Parking Features: Carport Attached; Driveway Rooms: Bedroom; Den; Dining Room; Full Bathroom; Kitchen; Living Room; Master Bedroom Sale Type: As Is Showing: ShowingTime Utilities: Electricity – Connected; Public Sewer – Connected; Public Water – Connected

Room Information

Room Name Level Dimensions Length Width
Master Bedroom First 11 x 11 11.00 11.00
Bedroom First 13 x 9 13.00 9.00
Bedroom First 13 x 10 13.00 10.00
Living Room First 13 x 12 13.00 12.00
Den First 13 x 12 13.00 12.00
Dining Room First 9 x 9 9.00 9.00
Kitchen First 12 x 9 12.00 9.00
Full Bathroom First 7 x 6 7.00 6.00
Listing Office: Keller Williams Success Realty
Last Updated: April – 17 – 2026
Information deemed reliable but not guaranteed.