720 Bunkers Cove Road, Panama City, FL 32401 (MLS# 796269)

720 Bunkers Cove Road, Panama City, FL 32401

New Listing

$1,899,000

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 3,233 Lot Size (sq. ft.): 44,431 Status: Active

Current Price: $1,899,000 List Date: 10/05/2026 Last Modified: 10/05/2026

Overview

Description

Life waterfront is truly lived deep in the Cove on Bunkers Cove Road. This fully-renovated, single-level, four-bedroom, three-bath waterfront home with NO HOA sits back from the road on a one-acre homesite shaded by mature oaks and magnolias. With 153 feet of waterfront, it offers pure bay views that will take your breath away at 18' elevation. Enjoy a Florida room with vaulted ceilings and 180-degree bay views. Slide the glass doors open and and step into an oasis. All built in 2024, swim in the saltwater, heated pool, lounge on the sun shelf, or unwind in the built-in spa while you entertain year-round. The covered cabana was designed specifically with gatherings in mind and offers a gas fireplace and Coyote outdoor kitchen appliances and features consistent limestone flooring continuing on from the pool deck and patio. Even with a pool and summer kitchen, this back yard still lives big! Fenced in, plenty of privacy and room to play. Stroll down to the dock, where you've got deep … (Read more) Life waterfront is truly lived deep in the Cove on Bunkers Cove Road. This fully-renovated, single-level, four-bedroom, three-bath waterfront home with NO HOA sits back from the road on a one-acre homesite shaded by mature oaks and magnolias. With 153 feet of waterfront, it offers pure bay views that will take your breath away at 18′ elevation. Enjoy a Florida room with vaulted ceilings and 180-degree bay views. Slide the glass doors open and and step into an oasis. All built in 2024, swim in the saltwater, heated pool, lounge on the sun shelf, or unwind in the built-in spa while you entertain year-round. The covered cabana was designed specifically with gatherings in mind and offers a gas fireplace and Coyote outdoor kitchen appliances and features consistent limestone flooring continuing on from the pool deck and patio. Even with a pool and summer kitchen, this back yard still lives big! Fenced in, plenty of privacy and room to play. Stroll down to the dock, where you’ve got deep water, with pilings existing and prepped for a boat lift with water and 50-amp power already in place. From home, you’re minutes by boat from the open Gulf pass and Shell Island with no idle speed zones in between. Just over 3,200 square feet, inside, three of the four bedrooms wake up to pure bay views, including the waterfront primary suite, your own private sanctuary. Large enough for a sitting area overlooking the pool and Bay and includes a deep, walk-in closet. Its oversized bath is flooded with natural light and features double vanities with incredible counter space, a walk-in tiled shower, a free-standing soaking tub, a separate water closet, a linen closet, and ample storage. Two large, waterfront guest bedrooms are accessible from the hallway and a guest bath offers a tiled, shower-tub combo, beautiful tiled floors and a large double vanity. The fourth bedroom is located on the opposite side of the home and features an en suite bath with Carrera marble flooring and a deep turquoise tiled shower. As you step through the front door, your eyes are drawn directly to the waterfront with glass spanning the back of the home. The open concept was well-designed and the heart of the home is this stunning kitchen, made for gathering, with GE Café appliances, quartz countertops, a zellige tile backsplash, and a walnut island. Linger over breakfast at the built-in walnut banquette, or settle in by the fireplace beneath the vaulted living room ceilings. Custom millwork and modern coastal shiplap ceilings and walls bring warmth and character to the great room, kitchen, and Florida room. Just off the kitchen is a large laundry room with sink, a built-in mudroom nook off the carport. This home offers consistent LVP flooring throughout every inch of this home is in immaculate condition. Outside the carport is a separate, 300 square foot heated and cooled space with mini-split and is ready to become your home gym, office, workshop, or climate controlled storage. Peace of mind is built in this home. The home was gutted to the studs in 2022, with all plumbing and electrical replaced. It also offers concrete block construction, a hidden safe room inside the home, a 2019 roof, impact hurricane-rated windows, and a whole-home generator. At 18′ elevation and X flood zone, it makes this a rare find on the water sitting high above the others. A deep water well with sprinkler system irrigates the lawn. Bunkers Cove Road is a street that people wait their entire lives to live on. It’s a rare waterfront homesite offering one full acre of pure bay views and sits across the street from a city-maintained community park offers swings, a playground, benches, and a walking path. The Cove neighborhood is golf cart friendly, and Historic Downtown shopping and dining are minutes away. This location. This waterfront. Your legacy. Special financing incentives available on this property from SIRVA Mortgage.

Listing Details MLS# 796269

Contract Info

List Price/SqFt: 587.38

Location

Area: 02 – Bay County – Central
Street #: 720
Street Name: Bunkers Cove
Street Suffix: Road
State: FL
Zip Code: 32401
County: Bay
Sub Area: 0203 – Bay – Central SW
Subdivision: Cove Park Add (Bunkers Cove)
Community/Resort: Bunkers Cove
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 25647-000-000
Elementary School: Cherry Street
Middle School: Jinks
High School: Bay
Directions: Heading South on North Cove Blvd, come to four way stop and continue on to South Cove Blvd. Turn left onto Bunkers Cove Road and drive 1.2 miles. Home is on the right.
Legal Description: COVE PARK ADD LOT 2 & PART LOT 3 BLK 2 ORB 4648 P 732

General Property Info

Sub-Type: Detached Single Family
Design: Ranch
Apx SqFt(Htd/Cooled): 3233
SqFt Source: Prop App Site
Full Baths: 3
Total Baths: 3
Accessory Dwelling Unit: No
Year Built: 1959
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Covered Spaces: Yes
Driveway Spaces: 8
Lot Dimensions: 75x386x153x423
Acreage: 1.02
Lot Size (SqFt): 44431
Pool: Yes
Pool Type: Private
Half Baths: 0

Waterfront Feature

Waterfront Feet: 153
Boat Slip: Yes
Dock: Yes
Bulkhead/Seawall: Yes
Shore – Natural: Yes

Listing Info, Tax and Legal

Homestead: Yes
HOA Fee: No
New Buyer Fee: No
Last Taxes: 22774.2
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes

Remarks & Misc

Remarks: Life waterfront is truly lived deep in the Cove on Bunkers Cove Road. This fully-renovated, single-level, four-bedroom, three-bath waterfront home with NO HOA sits back from the road on a one-acre homesite shaded by mature oaks and magnolias. With 153 feet of waterfront, it offers pure bay views that will take your breath away at 18' elevation. Enjoy a Florida room with vaulted ceilings and 180-degree bay views. Slide the glass doors open and and step into an oasis. All built in 2024, swim in the saltwater, heated pool, lounge on the sun shelf, or unwind in the built-in spa while you entertain year-round. The covered cabana was designed specifically with gatherings in mind and offers a gas fireplace and Coyote outdoor kitchen appliances and features consistent limestone flooring continuing on from the pool deck and patio. Even with a pool and summer kitchen, this back yard still lives big! Fenced in, plenty of privacy and room to play. Stroll down to the dock, where you've got deep water, with pilings existing and prepped for a boat lift with water and 50-amp power already in place. From home, you're minutes by boat from the open Gulf pass and Shell Island with no idle speed zones in between. Just over 3,200 square feet, inside, three of the four bedrooms wake up to pure bay views, including the waterfront primary suite, your own private sanctuary. Large enough for a sitting area overlooking the pool and Bay and includes a deep, walk-in closet. Its oversized bath is flooded with natural light and features double vanities with incredible counter space, a walk-in tiled shower, a free-standing soaking tub, a separate water closet, a linen closet, and ample storage. Two large, waterfront guest bedrooms are accessible from the hallway and a guest bath offers a tiled, shower-tub combo, beautiful tiled floors and a large double vanity. The fourth bedroom is located on the opposite side of the home and features an en suite bath with Carrera marble flooring and a deep turquoise tiled shower. As you step through the front door, your eyes are drawn directly to the waterfront with glass spanning the back of the home. The open concept was well-designed and the heart of the home is this stunning kitchen, made for gathering, with GE Café appliances, quartz countertops, a zellige tile backsplash, and a walnut island. Linger over breakfast at the built-in walnut banquette, or settle in by the fireplace beneath the vaulted living room ceilings. Custom millwork and modern coastal shiplap ceilings and walls bring warmth and character to the great room, kitchen, and Florida room. Just off the kitchen is a large laundry room with sink, a built-in mudroom nook off the carport. This home offers consistent LVP flooring throughout every inch of this home is in immaculate condition. Outside the carport is a separate, 300 square foot heated and cooled space with mini-split and is ready to become your home gym, office, workshop, or climate controlled storage. Peace of mind is built in this home. The home was gutted to the studs in 2022, with all plumbing and electrical replaced. It also offers concrete block construction, a hidden safe room inside the home, a 2019 roof, impact hurricane-rated windows, and a whole-home generator. At 18' elevation and X flood zone, it makes this a rare find on the water sitting high above the others. A deep water well with sprinkler system irrigates the lawn. Bunkers Cove Road is a street that people wait their entire lives to live on. It's a rare waterfront homesite offering one full acre of pure bay views and sits across the street from a city-maintained community park offers swings, a playground, benches, and a walking path. The Cove neighborhood is golf cart friendly, and Historic Downtown shopping and dining are minutes away. This location. This waterfront. Your legacy. Special financing incentives available on this property from SIRVA Mortgage.

More Information

Florida Room

First: Yes

Great Room

First: Yes

Pool Features

Gunite Concrete: Yes
Heated – Gas: Yes
Inground: Yes
Saltwater: Yes
Spa/ Hot Tub: Yes

Appliances

Cooktop – Gas: Yes
Dishwasher: Yes
Disposal: Yes
Microwave: Yes
Range – Gas: Yes
Range Hood: Yes
Refrigerator: Yes
Water Heater – Gas: Yes
Water Heater – Tankless: Yes
Wine Refrigerator: Yes

Interior Features

Breakfast Bar: Yes
Ceiling – Beamed: Yes
Ceiling – Raised: Yes
Ceiling – Vaulted: Yes
Fireplace: Yes
Floor – Tile: Yes
Floor – Vinyl Plank: Yes
Kitchen Island: Yes
Lighting – Recessed: Yes
Pantry: Yes
Security System: Yes
Window – Treatment All: Yes

Construction/Siding

Brick: Yes
Concrete: Yes
Foundation – Slab on Grade: Yes
Roof – Dimensional Shg: Yes
Roof – Gutters: Yes
Siding – Stucco: Yes
Trim – Hardie Board: Yes

Exterior

Built-in Barbecue/Grill: Yes
Fenced Back Yard: Yes
Fenced Privacy: Yes
Fireplace: Yes
Summer Kitchen: Yes
Patio Covered: Yes
Patio Open: Yes
Sprinkler System: Yes
Storm Doors: Yes
Storm Windows: Yes

Other Structures

Cabana: Yes
Outbuilding: Yes
Workshop: Yes

Financing

Cash: Yes
Conventional: Yes

Furnished

Unfurnished: Yes

Interior

Bonus Room: Yes

Lot Features

Curb & Gutter: Yes
Landscaped: Yes
Near Public Boat Ramp: Yes
Sidewalk: Yes
Survey Available: Yes
Waterfront: Yes
Within 1/2 Mile to Water: Yes

Lot Access

City Street: Yes
Paved Road: Yes

Parking Features

Carport Attached: Yes
Driveway: Yes
Circular Driveway: Yes
Oversized: Yes

Present Zoning

Resid Single Family: Yes

Rooms

Bedroom: Yes
Florida Room: Yes
Great Room: Yes
Primary Bedroom: Yes

Utilities

Electricity – Connected: Yes
Natural Gas – Connected: Yes
Private Well: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Bay: Yes

Sale Type

As Is: Yes

Waterfront Type

Bay/Harbor: Yes

Primary Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes
Fireplace – Wood Burning: Yes
Fireplace(s): Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Separate Shwr: Yes
MBath Tub – Soaking: Yes
MBed First Floor: Yes
MBed Walk-in Closet: Yes
MBed Waterfront: Yes

Security Features

Security System Owned: Yes

Property Features

Appliances: Cooktop – Gas; Dishwasher; Disposal; Microwave; Range – Gas; Range Hood; Refrigerator; Water Heater – Gas; Water Heater – Tankless; Wine Refrigerator Primary Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric; Fireplace – Wood Burning; Fireplace(s) Exterior: Built-in Barbecue/Grill; Fenced Back Yard; Fenced Privacy; Fireplace; Summer Kitchen; Patio Covered; Patio Open; Sprinkler System; Storm Doors; Storm Windows Financing: Cash; Conventional Furnished: Unfurnished Interior: Bonus Room Lot Features: Curb & Gutter; Landscaped; Near Public Boat Ramp; Sidewalk; Survey Available; Waterfront; Within 1/2 Mile to Water Lot Access: City Street; Paved Road Florida Room: First Great Room: First Pool Features: Gunite Concrete; Heated – Gas; Inground; Saltwater; Spa/ Hot Tub Security Features: Security System Owned Parking Features: Carport Attached; Driveway; Circular Driveway; Oversized Other Structures: Cabana; Outbuilding; Workshop Rooms: Bedroom; Florida Room; Great Room; Primary Bedroom Sale Type: As Is Utilities: Electricity – Connected; Natural Gas – Connected; Private Well; Public Sewer – Connected; Public Water – Connected Waterfront Type: Bay/Harbor Waterfront Feature: Boat Slip; Bulkhead/Seawall; Dock; Bulkhead/Seawall; Shore – Natural Waterview: Bay Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Primary Bedroom	First	16 x 13	16.00	13.00
Bedroom	First	15 x 11	15.00	11.00
Bedroom	First	12 x 14	12.00	14.00
Bedroom	First	11 x 18	11.00	18.00
Florida Room	First	31 x 12	31.00	12.00
Great Room	First	33 x 18	33.00	18.00

Listing Office: Corcoran Reverie

Last Updated: October – 05 – 2026

Information deemed reliable but not guaranteed.