7205 Thomas Drive 1103, Panama City, FL 32408 (MLS# 790189)

7205 Thomas Drive 1103, Panama City, FL 32408

$530,000

Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 980 Status: Active

Current Price: $530,000 List Date: 5/21/2026 Last Modified: 7/29/2026

Overview

Description

PRICE ADJUSTMENT!!! You're one decision away from living where everyone else vacations. Welcome to the highly sought-after Dunes of Panama! A fully gated gulf front community with 24-hour on-site security, private guard-gated entry, resort-style amenities, and direct beach access to the world-famous white sand beaches of Panama City Beach. Located in Building D, the closest building to the Gulf in the entire complex, this beautifully renovated 11th-floor condominium offers breathtaking Gulf views and an unmatched coastal lifestyle. This spacious 2-bedroom, 2-bath residence features approximately 980 square feet and comes fully furnished, including washer, dryer, and all kitchen appliances, making it completely move-in or rental ready. Inside, you'll find an updated coastal-modern interior featuring GE Profile stainless steel appliances, white shaker cabinetry, quartz countertops, Carrera marble hexagonal backsplash, and tasteful finishes throughout. Unlike many beach properties, … (Read more)

Listing Details MLS# 790189

Contract Info

List Price/SqFt: 540.82

Location

Area: 03 – Bay County – Beach
Street #: 7205
Street Name: Thomas
Street Suffix: Drive
Unit #: 1103
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0323 – Beach – South of Grand Lagoon
Subdivision: Dunes Of Panama Phase IV
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 30840-634-000
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: From the Hathaway Bridge heading toward Panama City Beach, continue straight on Front Beach Road (US-98/FL-30) for approximately 5 miles. Turn left onto Richard Jackson Blvd and continue to Thomas Drive. Turn right onto Thomas Drive and follow for approximately 3 miles. The Dunes of Panama condominium complex will be located on the left-hand side, directly on the Gulf of Mexico.
Legal Description: DUNES OF PANAMA PHASE IV CONDO UNIT D-1103 ORB 889 P 221 2BR 1.5B 900 H&C ORB 4327 P 830

General Property Info

Sub-Type: Condominium
Floor Number: 11
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 980
SqFt Source: Prop App Site
Full Baths: 2
Total Baths: 2
# of Stories in Building: 12
# of Units in Bldg: 72
Accessory Dwelling Unit: No
Year Built: 1982
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: 0x0
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 915
HOA Frequency: Monthly
HOA Annual Amount: 10980
New Buyer Fee: No
Last Taxes: 4113
Last Tax Year: 2025
Brokerage Interest: Familial Interest – Listing Broker/Licensee related to owner.
Condo Doc: Yes

Remarks & Misc

Remarks: PRICE ADJUSTMENT!!! You're one decision away from living where everyone else vacations. Welcome to the highly sought-after Dunes of Panama! A fully gated gulf front community with 24-hour on-site security, private guard-gated entry, resort-style amenities, and direct beach access to the world-famous white sand beaches of Panama City Beach. Located in Building D, the closest building to the Gulf in the entire complex, this beautifully renovated 11th-floor condominium offers breathtaking Gulf views and an unmatched coastal lifestyle. This spacious 2-bedroom, 2-bath residence features approximately 980 square feet and comes fully furnished, including washer, dryer, and all kitchen appliances, making it completely move-in or rental ready. Inside, you'll find an updated coastal-modern interior featuring GE Profile stainless steel appliances, white shaker cabinetry, quartz countertops, Carrera marble hexagonal backsplash, and tasteful finishes throughout. Unlike many beach properties, this condo has never been rented and has seen very light personal use, resulting in exceptional condition without the typical wear and tear often found in vacation units. Residents and guests enjoy access to three pools including one heated pool along with poolside gazebos, a private on-site restaurant, fitness center, tennis courts, pickleball courts, basketball courts with evening lighting, and fast elevators for convenient access to the upper floors. Perfectly positioned just minutes from Topgolf, premier dining, shopping, entertainment, Grand Lagoon, and some of the best attractions Panama City Beach has to offer, this property is more than just a condo, it's a lifestyle. Let's make that beach dream real.

Dining Room

First: Yes

More Information

Pool Features

Heated – Electric: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Freezer: Yes
Ice Maker: Yes
Instant Hot Water: Yes
Microwave: Yes
Range – Electric: Yes
Refrigerator: Yes
Warming Drawer: Yes
Washer/Dryer Stacked: Yes
Water Heater – Electric: Yes

Interior Features

Breakfast Bar: Yes
Ceiling – Crwn Molding: Yes
Floor – Vinyl: Yes
Handicap Provisions: Yes

Exterior

Balcony: Yes

Waterfront Feature

Shore – Beach: Yes

Other Structures

Cabana: Yes
Gazebo: Yes
Tennis Court(s): Yes

Association Fees Include

Accounting: Yes
BBQ Pit/Grill: Yes
Beach: Yes
Exercise Room: Yes
Pool: Yes
Tennis: Yes

Financing

Cash: Yes
Conventional: Yes
Seller Financing: Yes

Furnished

Furnished: Yes

Living Room

First: Yes

Lot Features

Dedicated Beach: Yes
Landscaped: Yes
Near Beach Access: Yes
Sand Dunes: Yes
Sidewalk: Yes
Waterfront: Yes

Lot Access

Gated Access: Yes

Parking Features

Gated: Yes
Parking Lot: Yes
Paved: Yes

Association Amenities

Basketball Court: Yes
BBQ Pit/Grill: Yes
Beach: Yes
Elevators: Yes
Exercise Room: Yes
Gated Community: Yes
Pavilion/Gazebo: Yes
Picnic Area: Yes
Pool: Yes
Security-24 hour: Yes
Tennis: Yes
Waterfront: Yes
Dining: Yes
Pickle Ball: Yes
Recreation Facilities: Yes
Shuffleboard Court: Yes
Sidewalks: Yes

Rooms

Bedroom: Yes
Dining Room: Yes
Living Room: Yes
Primary Bedroom: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Internet – Broadband Available: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Gulf: Yes

Accessibility Features

Accessible Bedroom: Yes
Accessible Central Living Area: Yes
Accessible Closets: Yes
Accessible Common Area: Yes
Accessible Doors: Yes
Accessible Electrical and Environmental Controls: Yes
Accessible Elevator Installed: Yes
Accessible Entrance: Yes
Accessible for Hearing-Impairment: Yes
Accessible Full Bath: Yes
Accessible Hallway(s): Yes
Accessible Kitchen: Yes
Accessible Kitchen Appliances: Yes
Accessible Stairway: Yes
Accessible Washer/Dryer: Yes
Adaptable Bathroom Walls: Yes
Adaptable For Elevator: Yes
Central Living Area: Yes
Common Area: Yes
Electronic Environmental Controls: Yes

Sale Type

As Is: Yes

Waterfront Type

Gulf: Yes

Primary Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes

Heating

Central: Yes

Primary Bdrm/Primary Bath

MBath Separate Shwr: Yes
MBed Balcony: Yes
MBed Waterfront: Yes

Security Features

24 Hour Security: Yes
Fire Alarm: Yes
Fire Escape: Yes
Fire Sprinkler System: Yes
Firewall(s): Yes
Gated Community: Yes
Gated with Guard: Yes
Security Fence: Yes
Security Gate: Yes
Security Guard: Yes
Smoke Detector(s): Yes

Property Features

Accessibility Features: Accessible Bedroom; Accessible Central Living Area; Accessible Closets; Accessible Common Area; Accessible Doors; Accessible Electrical and Environmental Controls; Accessible Elevator Installed; Accessible Entrance; Accessible for Hearing-Impairment; Accessible Full Bath; Accessible Hallway(s); Accessible Kitchen; Accessible Kitchen Appliances; Accessible Stairway; Accessible Washer/Dryer; Adaptable Bathroom Walls; Adaptable For Elevator; Central Living Area; Common Area; Electronic Environmental Controls Appliances: Dishwasher; Disposal; Freezer; Ice Maker; Instant Hot Water; Microwave; Range – Electric; Refrigerator; Warming Drawer; Washer/Dryer Stacked; Water Heater – Electric Primary Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air Heating: Central Exterior: Balcony Association Fees Include: Accounting; BBQ Pit/Grill; Beach; Exercise Room; Pool; Tennis Financing: Cash; Conventional; Seller Financing Furnished: Furnished Living Room: First Lot Features: Dedicated Beach; Landscaped; Near Beach Access; Sand Dunes; Sidewalk; Waterfront Lot Access: Gated Access Dining Room: First Pool Features: Heated – Electric Security Features: 24 Hour Security; Fire Alarm; Fire Escape; Fire Sprinkler System; Firewall(s); Gated Community; Gated with Guard; Security Fence; Security Gate; Security Guard; Smoke Detector(s) Parking Features: Gated; Parking Lot; Paved Other Structures: Cabana; Gazebo; Tennis Court(s) Association Amenities: Basketball Court; BBQ Pit/Grill; Beach; Dining; Elevators; Exercise Room; Gated Community; Pavilion/Gazebo; Pickle Ball; Picnic Area; Pool; Recreation Facilities; Security-24 hour; Shuffleboard Court; Sidewalks; Tennis; Waterfront Rooms: Bedroom; Dining Room; Living Room; Primary Bedroom Sale Type: As Is Utilities: TV Cable; Electricity – Connected; Internet – Broadband Available; Public Sewer – Connected; Public Water – Connected Waterfront Type: Gulf Waterfront Feature: Shore – Beach Waterview: Gulf

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Primary Bedroom	First	16 x 12	16.00	12.00	Verify if important
Bedroom	First	12 x 12	12.00	12.00	Verify if important
Living Room	First	14 x 12	14.00	12.00	Verify if important
Dining Room	First	12 x 12	12.00	12.00	Verify if important

Listing Office: Think Real Estate

Last Updated: July – 29 – 2026

Information deemed reliable but not guaranteed.