7208 Ranier Street, Panama City, FL 32404 (MLS# 796437)

7208 Ranier Street, Panama City, FL 32404

New Listing

$328,000

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,431 Lot Size (sq. ft.): 22,216 Status: Active

Current Price: $328,000 List Date: 10/09/2026 Last Modified: 10/09/2026

Overview

Description

**VA ASSUMABLE LOAN WITH AN ATTRACTIVE 3.1% INTEREST RATE!** Welcome to 7208 Ranier Street, a beautiful home situated on a spacious half-acre lot with NO HOA! The fully fenced backyard offers plenty of room for boat or RV parking, outdoor activities, and even backyard chickens, subject to applicable local regulations. Step inside and immediately appreciate the soaring cathedral ceilings and abundance of natural light that fills the main living areas. The impressive ceiling height creates an open, airy atmosphere, making the home feel even more spacious and inviting. Luxury vinyl plank flooring flows throughout the main living areas and bathrooms, while two downstairs bedrooms feature comfortable carpeting. Upstairs, you'll find a private primary suite thoughtfully tucked away from the rest of the home. This retreat features a custom barn door, a bathroom with beautiful subway tile accents, and a generous walk-in closet. With its unique architectural features, spacious lot, and … (Read more)

Listing Details MLS# 796437

Contract Info

List Price/SqFt: 229.24

Location

Area: 05 – Bay County – East
Street #: 7208
Street Name: Ranier
Street Suffix: Street
State: FL
Zip Code: 32404
County: Bay
Sub Area: 0515 – Bay East – Bayou George
Subdivision: No Named Subdivision
Community/Resort: None
Waterfront: No
Parcel ID: 05894-001-020
Elementary School: Tommy Smith
Middle School: Merritt Brown
High School: Rutherford
Directions: Take 231 North, Right on Star ave, Left on John Pitts Rd. Travel Approximately 2 miles Right on Olympia, left on Rainer. Home will be on the right
Legal Description: 10 3S 13W -1.1C- 143D COM AT NW COR OF LOT 4 BLK D ROLLING HILLS TH W 70.02' TO W R/W OF RUSHMORE DR TH N 472.84 TO S R/W OF RANIER ST W 120' FOR POB TH S 205' W 109' N 205 TO S R/W OF RANIER ST E 109' TO POB AKA PCL #3 ORB 4540 P 743

General Property Info

Sub-Type: Detached Single Family
Design: Contemporary
Apx SqFt(Htd/Cooled): 1430.8
SqFt Source: Agent Measured
Full Baths: 2
Total Baths: 2
Accessory Dwelling Unit: No
Year Built: 1993
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Driveway Spaces: 4
Lot Dimensions: 109×206
Acreage: 0.51
Lot Size (SqFt): 22216
Pool: No

Listing Info, Tax and Legal

HOA Fee: No
New Buyer Fee: No
Last Tax Year: 2025
Brokerage Interest: No Interest

Remarks & Misc

Remarks: **VA ASSUMABLE LOAN WITH AN ATTRACTIVE 3.1% INTEREST RATE!** Welcome to 7208 Ranier Street, a beautiful home situated on a spacious half-acre lot with NO HOA! The fully fenced backyard offers plenty of room for boat or RV parking, outdoor activities, and even backyard chickens, subject to applicable local regulations. Step inside and immediately appreciate the soaring cathedral ceilings and abundance of natural light that fills the main living areas. The impressive ceiling height creates an open, airy atmosphere, making the home feel even more spacious and inviting. Luxury vinyl plank flooring flows throughout the main living areas and bathrooms, while two downstairs bedrooms feature comfortable carpeting. Upstairs, you'll find a private primary suite thoughtfully tucked away from the rest of the home. This retreat features a custom barn door, a bathroom with beautiful subway tile accents, and a generous walk-in closet. With its unique architectural features, spacious lot, and freedom of no HOA, this property offers a wonderful combination of comfort, character, and flexibility. **Don't miss the opportunity to explore the potential savings of an assumable VA loan with a 3.1% interest rate!** Schedule your private showing today!

Dining Room

First: Yes

More Information

Garage

First: Yes

Laundry

First: Yes

Appliances

Dishwasher: Yes
Oven – Electric: Yes
Refrigerator: Yes
Water Heater – Electric: Yes

Interior Features

Breakfast Bar: Yes
Ceiling – Cathedral: Yes
Fireplace: Yes
Floor – Vinyl Plank: Yes
Lock Out Closet: Yes

Construction/Siding

Siding – Metal: Yes
Siding – Vinyl: Yes

Exterior

Fenced Back Yard: Yes
Fenced Lot-All: Yes
Patio Covered: Yes
Porch Covered: Yes

Financing

Assume w/int: Yes
Cash: Yes
Conventional: Yes
FHA: Yes
USDA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Access

Paved Road: Yes

Parking Features

Driveway: Yes
Garage Attached: Yes

Present Zoning

Resid Single Family: Yes

Rooms

Bedroom: Yes
Dining Room: Yes
Garage: Yes
Kitchen: Yes
Laundry: Yes
Living Room: Yes
Primary Bedroom: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Private Well: Yes
Septic Tank: Yes

Sale Type

As Is: Yes

Primary Bedroom

Second: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes

Primary Bdrm/Primary Bath

MBed Walk-in Closet: Yes

Primary Bath/Primary Bdrm

MBath Shower/Tub Combo: Yes

Property Features

Appliances: Dishwasher; Oven – Electric; Refrigerator; Water Heater – Electric Primary Bedroom: Second Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central Exterior: Fenced Back Yard; Fenced Lot-All; Patio Covered; Porch Covered Financing: Assume w/int; Cash; Conventional; FHA; USDA; VA Furnished: Unfurnished Kitchen: First Living Room: First Lot Access: Paved Road Dining Room: First Garage: First Laundry: First Parking Features: Driveway; Garage Attached Rooms: Bedroom; Dining Room; Garage; Kitchen; Laundry; Living Room; Primary Bedroom Sale Type: As Is Utilities: TV Cable; Electricity – Connected; Private Well; Septic Tank Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Living Room	First	17 x 19.3	17.00	19.30
Bedroom	First	12.6 x 12.2	12.60	12.20
Bedroom	First	12.6 x 10.2	12.60	10.20
Kitchen	First	8.1 x 11.9	8.10	11.90
Dining Room	First	8.2 x 11.9	8.20	11.90
Laundry	First	12 x 7.4	12.00	7.40
Garage	First	18.8 x 31.5	18.80	31.50
Primary Bedroom	Second	13.5 x 13.8	13.50	13.80

Listing Office: ERA Neubauer Real Estate Inc

Last Updated: October – 09 – 2026

Information deemed reliable but not guaranteed.